Board of Directors

Executive Directors

Ms. Wang Yao
Ms. Jin Xiaoqin

Independent Non-Executive Directors

Mr. Man Yiu Kwong Nick
Dr. Ng Lai Man, Carmen
Mr. Tang, Warren Louis

Executive Directors

MS. WANG YAO

Ms. Wang Yao (王瑤), is the chairman and chief executive of our Company and wasappointed as Director on 20 January 2014 and designated as an executive Director on 24 July 2014.Ms. Wang is a co-founder of our Group and has, since the establishment of our Group, acquired theexperience in the money lending business, focusing on mortgaged based lending. During her five years with our Group, she has been responsible for the overallmanagement of the money lending business as well as strategic planning and development of our Group. In particular, she has developed our Group’s overall business model and product portfolio as well as formulated our advertising and marketing strategy. Prior to establishing GIC, Ms. Wang was employed with the greater china private banking team at JP Morgan between November 2007 to July 2008. Ms. Wang graduated from Macquarie University in Australia with a double bachelor’s degree in applied finance and commerce accounting in November 2006 and a master of applied finance, also from Macquarie University, in July 2007.

MS. JIN XIAOQIN

Ms. Jin Xiaoqin (金曉琴), was appointed as Director on 9 April 2014 and designated as an executive Director on 24 July 2014. Ms. Jin is a co-founder of our Group and an experienced property investor. She has invested in residential properties in Hong Kong and Shanghai since 2003 and invested in residential properties in Sydney, Australia from 1998 until 2008. Between July 2006 and July 2008 she was the director of a privately held company in Hong Kong which, through its subsidiaries, was engaged in motorcycle manufacturing and trading business in the PRC. Ms. Jin was responsible for treasury functions within the privately held group. She has, since the establishment of our Group and through her knowledge and experience in various international property markets, acquired the experience in the money lending business, focusing on mortgaged based lending. She is responsible for overall management of our Group’s business and operations and participating in monitoring of our Group’s treasury functions, including the allocation of funds for the purpose of running our daily business operation.

Independent Non-Executive Directors

MR. MAN YIU KWONG NICK

Mr. Man Yiu Kwong Nick (文耀光), was appointed as an independent non-executive Director with effect from 1 January 2016. He is currently the managing director of the corporate finance department of VMS Securities Limited. Mr. Man has over 10 years of experience in the corporate finance field. Mr. Man obtained a Bachelor’s Degree of Business Administration from Simon Fraser University, Canada in October 1993. He has been an associate member of Hong Kong Institute of Certified Public Accountants since January 2000 and a fellow member of the Association of Chartered Certified Accountants since September 2003.

DR. NG LAI MAN, CARMEN

Dr. Ng Lai Man, Carmen (吳麗文), was appointed as an independent non-executive Director with effect from 22 November 2014. Dr. Ng has more than 20 years of experience in professional accounting and corporate finance in Hong Kong, the PRC, the United States and Europe. Dr. Ng is a practicing certified public accountant in Hong Kong, a fellow member of the Hong Kong Institute of Certified Public Accountants and The Association of Chartered Certified Accountants in the United Kingdom, and an associate member of The Institute of Chartered Accountants in England and Wales. She received her Doctor of Business Administration Degree from The Hong Kong Polytechnic University, Juris Doctor Degree from The Chinese University of Hong Kong, Master of Laws Degree in Corporate and Financial Laws from The University of Hong Kong, Master of Business Administration Degree from The Chinese University of Hong Kong, Master of Professional Accounting Degree from The Hong Kong Polytechnic University and Master of Science in Global Finance from The Hong Kong University of Science and Technology and Leonard N. Stern School of Business of New York University. She is currently an independent non-executive director of Goldin Properties Holdings Limited (stock code: 283), eSun Holdings Limited (stock code: 571) and 1010 Printing Group Limited (stock code: 1127), all being listed companies in Hong Kong.

MR. TANG, WARREN LOUIS

Mr. Tang, Warren Louis (唐俊懿), was appointed an independent non-executive Director with effect from 22 November 2014. Mr. Tang was called to the Bar of Hong Kong in the High Court of Hong Kong in December 2001 and since then has been a practising barrister and a member of the Hong Kong Bar Association. Mr. Tang graduated from the University of Toronto in June 1998 with a bachelor of applied science major in computer engineering. He obtained the postgraduate diploma in English and Hong Kong law from Manchester Metropolitan University in July 2000 and the postgraduate certificate in laws from The University of Hong Kong in June 2001.