{"id":16,"date":"2026-02-24T06:19:46","date_gmt":"2026-02-24T06:19:46","guid":{"rendered":"https:\/\/gicl.com.hk\/?page_id=16"},"modified":"2026-04-21T22:08:59","modified_gmt":"2026-04-21T14:08:59","slug":"home","status":"publish","type":"page","link":"https:\/\/gicl.com.hk\/en\/","title":{"rendered":"Home"},"content":{"rendered":"<section class=\"bde-section-16-402 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-repeater-element-16-1403 bde-repeater-element\"><div class=\"breakdance-swiper-wrapper\" data-swiper-id=\"1403\"><div class=\"swiper\"><div class=\"bde-loop bde-loop-slider ee-posts bde-dynamic-repeater bde-dynamic-repeater-1403 bde-dynamic-repeater-slider swiper-wrapper\"><article class=\"bde-loop-item ee-post bde-dynamic-repeater-item swiper-slide\"><style>.breakdance .bde-div-1358-100-option-1-1358-1{background-image:url(https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/FYY_Banner2_c.webp);background-size:cover;background-repeat:no-repeat;background-position:49.55% 48%}@media (max-width:1119px){.breakdance .bde-div-1358-100-option-1-1358-1{background-position:49.11% 6%}}@media (max-width:1023px){.breakdance .bde-div-1358-100-option-1-1358-1{background-size:cover;background-position:52.23% 10%}}@media (max-width:767px){.breakdance .bde-div-1358-100-option-1-1358-1{background-position:67.41% 7%}}<\/style><div class=\"bde-div-1358-100-option-1-1358-1 bde-div bde-div-1358-100\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-1358-101-option-1-1358-1 bde-div heroslide-title bde-div-1358-101\">\n  \n  \n\t\n\n\n\n<h1 class=\"bde-heading-1358-102-option-1-1358-1 bde-heading bde-heading-1358-102\" style=\"color:#FFFFFF;\">\n1st, 2nd &amp; Refinance Loans\n<\/h1><h1 class=\"bde-heading-1358-103-option-1-1358-1 bde-heading bde-heading-1358-103\" style=\"color:#FFFFFF:\">\nFast Track Your Funding\n<\/h1>\n<\/div><div class=\"bde-div-1358-104-option-1-1358-1 bde-div bde-div-1358-104\">\n  \n  \n\t\n\n\n\n<div class=\"bde-button-1358-106-option-1-1358-1 bde-button btn-hover-up bde-button-1358-106\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--secondary bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/property-mortgage-application\/\" target=\"_self\" data-type=\"url\"  >\n\n    \n        <span class=\"button-atom__text\">Apply Now<\/span>\n\n        \n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div>\n<\/div><\/article><article class=\"bde-loop-item ee-post bde-dynamic-repeater-item swiper-slide\"><style>.breakdance .bde-div-1358-100-option-2-1358-1{background-image:url(https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/04\/FYY_BANNER_ipad5.webp);background-size:cover;background-repeat:no-repeat;background-position:49.55% 48%}@media (max-width:1119px){.breakdance .bde-div-1358-100-option-2-1358-1{background-position:49.11% 6%}}@media (max-width:1023px){.breakdance .bde-div-1358-100-option-2-1358-1{background-size:cover;background-position:52.23% 10%}}@media (max-width:767px){.breakdance .bde-div-1358-100-option-2-1358-1{background-position:67.41% 7%}}<\/style><div class=\"bde-div-1358-100-option-2-1358-1 bde-div bde-div-1358-100\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-1358-101-option-2-1358-1 bde-div heroslide-title bde-div-1358-101\">\n  \n  \n\t\n\n\n\n<h1 class=\"bde-heading-1358-102-option-2-1358-1 bde-heading bde-heading-1358-102\" style=\"color:#ffffff;\">\nNew Customer Exclusive\n<\/h1><h1 class=\"bde-heading-1358-103-option-2-1358-1 bde-heading bde-heading-1358-103\" style=\"color:#ffffff:\">\nFree Tablet Upon Approval\n<\/h1>\n<\/div><div class=\"bde-div-1358-104-option-2-1358-1 bde-div bde-div-1358-104\">\n  \n  \n\t\n\n\n\n<div class=\"bde-button-1358-106-option-2-1358-1 bde-button btn-hover-up bde-button-1358-106\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--secondary bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/latest-promotion\/\" target=\"_self\" data-type=\"url\"  >\n\n    \n        <span class=\"button-atom__text\">Learn More<\/span>\n\n        \n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div>\n<\/div><\/article><\/div><\/div>\n    \n    \n<\/div><\/div><div class=\"bde-div-16-432 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-globalblock-16-1407 bde-globalblock\"><section class=\"bde-section-6533-102-6533-1 bde-section bde-section-6533-102\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-code-block-6533-100-6533-1 bde-code-block bde-code-block-6533-100\">\n\n  <h2\nstyle=\"display:none;\">Mortgage Calculator<\/h2>\n<div class=\"tc-calc-v4\" id=\"loanCalculator\">\n\n    <div class=\"tc-v4-results-panel\">\n\n        <div class=\"tc-v4-result-left\">\n            <div class=\"tc-result-label\">Monthly repayment amount<\/div>\n            <div class=\"tc-result-value\">\n                <span class=\"tc-v4-currency\">HK$<\/span>\n                <span class=\"tc-v4-amount\" id=\"monthlyPayment\" contenteditable=\"true\" role=\"textbox\" aria-label=\"\u6bcf\u6708\u9084\u6b3e\u91d1\u984d\u8f38\u5165\" data-nosnippet>0<\/span>\n            <\/div>\n            <div id=\"monthlyInputHint\" class=\"tc-monthly-input-hint\" aria-live=\"polite\"><\/div>\n        <\/div>\n\n        <div class=\"tc-rate-badge\">\n            <div class=\"tc-rate-badge-label\">Annual interest rate<\/div>\n            <div class=\"tc-rate-badge-row\">\n                <input type=\"number\" id=\"annualRateInput\" class=\"tc-rate-input\" min=\"0.1\" max=\"30\" step=\"0.1\" value=\"8\">\n                <span>%<\/span>\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n    <div class=\"tc-v4-controls-panel\">\n\n        <div class=\"tc-v4-tabs\">\n            <button class=\"tc-tab-btn active\" data-method=\"interest_only\">Net Income<\/button>\n            <button class=\"tc-tab-btn\" data-method=\"principal_interest\">Interest and principal repayment<\/button>\n        <\/div>\n\n        <div class=\"tc-v4-group\">\n            <div class=\"tc-v4-label-row\">\n                <label class=\"tc-label\">Loan amount (HK$)<\/label>\n                <div class=\"tc-val-display\" id=\"amountDisplay\" contenteditable=\"true\" role=\"textbox\" aria-label=\"\u8cb8\u6b3e\u91d1\u984d\u8f38\u5165\">0<\/div>\n            <\/div>\n            <input type=\"range\" id=\"loanAmountSlider\" class=\"tc-range-slider\" min=\"50000\" max=\"50000000\" step=\"50000\"\n                value=\"150000\">\n        <\/div>\n\n        <div class=\"tc-v4-group tc-v4-group--collapsible\" id=\"termGroup\">\n            <div class=\"tc-v4-group-inner\">\n                <div class=\"tc-v4-label-row\">\n                    <label class=\"tc-label\">Repayment period (months)<\/label>\n                    <div class=\"tc-val-display\" id=\"termDisplay\" contenteditable=\"true\" role=\"textbox\" aria-label=\"\u9084\u6b3e\u671f\u6578\u8f38\u5165\">12<\/div>\n                <\/div>\n                <input type=\"range\" id=\"loanTermSlider\" class=\"tc-range-slider\" min=\"1\" max=\"180\" step=\"1\" value=\"12\">\n            <\/div>\n        <\/div>\n\n    <\/div>\n\n<\/div>\n\n\n<\/div><\/div>\n<\/section><\/div>\n<\/div><div class=\"bde-div-16-521 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-527 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-529 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\">\r\n  <path d=\"M15.53 10.53a.75.75 0 1 0-1.06-1.06L11 12.94l-1.47-1.47a.75.75 0 0 0-1.06 1.06l2 2a.75.75 0 0 0 1.06 0z\"\/>\r\n  <path fill-rule=\"evenodd\" d=\"M14.124 2.224a4.75 4.75 0 0 0-4.248 0L4.77 4.776a2.75 2.75 0 0 0-1.52 2.46v7.547a4.75 4.75 0 0 0 2.233 4.028l5.06 3.163a2.75 2.75 0 0 0 2.915 0l5.06-3.163a4.75 4.75 0 0 0 2.232-4.028V7.236a2.75 2.75 0 0 0-1.52-2.46zm-3.577 1.341a3.25 3.25 0 0 1 2.906 0l5.106 2.553c.424.212.691.645.691 1.118v7.547a3.25 3.25 0 0 1-1.527 2.756l-5.06 3.162a1.25 1.25 0 0 1-1.325 0l-5.06-3.162a3.25 3.25 0 0 1-1.528-2.756V7.236c0-.473.268-.906.691-1.118z\" clip-rule=\"evenodd\"\/>\r\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><div class=\"bde-text-16-1405 bde-text translation-block\">Listed<br>Company<\/div>\n<\/div><div class=\"bde-text-16-523 bde-text\">\nStock Code\n<\/div><div class=\"bde-div-16-524 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-525 bde-text\">\n1669.HK\n<\/div>\n<\/div><div class=\"bde-text-16-526 bde-text\">\nVerified\n<\/div><div class=\"bde-icon-16-531 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\">\r\n  <path d=\"m22 2h-4a1 1 0 0 0 0 2h3v3a1 1 0 0 0 2 0v-4a1 1 0 0 0 -1-1z\"\/>\r\n  <path d=\"m22.71 3.71-4.68 4.68a5.007 5.007 0 0 1 -6.31.62l-.75-.5a3.084 3.084 0 0 0 -1.67-.5 3.009 3.009 0 0 0 -1.95.72l-4.7 4.03a1.021 1.021 0 0 1 -.65.24 1 1 0 0 1 -.65-1.76l4.7-4.03a5.023 5.023 0 0 1 3.26-1.2 4.959 4.959 0 0 1 2.77.84l.75.5a3 3 0 0 0 3.78-.38l2.26-2.26 2.42-2.42a1.014 1.014 0 0 1 1.42 0 1.008 1.008 0 0 1 0 1.42z\"\/>\r\n  <path d=\"m13 11.39v9.61a1 1 0 0 1 -2 0v-9.61a1 1 0 0 1 2 0z\"\/>\r\n  <path d=\"m17 11.68v9.32a1 1 0 0 1 -2 0v-9.32a1 1 0 0 1 2 0z\"\/>\r\n  <path d=\"m20 8.24a1 1 0 0 0 -1 1v11.76a1 1 0 0 0 2 0v-11.76a1 1 0 0 0 -1-1z\"\/>\r\n  <path d=\"m5 14.24v6.76a1 1 0 0 1 -2 0v-6.76a1 1 0 0 1 2 0z\"\/>\r\n  <path d=\"m9 10.81v10.19a1 1 0 0 1 -2 0v-10.19a1 1 0 0 1 2 0z\"\/>\r\n  <path d=\"m19 6.5c0 .32-.01.64-.04.96l-.93.93a5.007 5.007 0 0 1 -6.31.62l-.75-.5a3.084 3.084 0 0 0 -1.67-.5 3.009 3.009 0 0 0 -1.95.72l-4.7 4.03a1.021 1.021 0 0 1 -.65.24 1 1 0 0 1 -.65-1.76l4.7-4.03a5.023 5.023 0 0 1 3.26-1.2 4.959 4.959 0 0 1 2.77.84l.75.5a3 3 0 0 0 3.78-.38l2.26-2.26a11.694 11.694 0 0 1 .13 1.79z\"\/>\r\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div>\n<\/div><div class=\"bde-div-16-604 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-605 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-606 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-whatsapp\" viewbox=\"0 0 32 32\">\n<path d=\"M27.281 4.65c-2.994-3-6.975-4.65-11.219-4.65-8.738 0-15.85 7.112-15.85 15.856 0 2.794 0.731 5.525 2.119 7.925l-2.25 8.219 8.406-2.206c2.319 1.262 4.925 1.931 7.575 1.931h0.006c0 0 0 0 0 0 8.738 0 15.856-7.113 15.856-15.856 0-4.238-1.65-8.219-4.644-11.219zM16.069 29.050v0c-2.369 0-4.688-0.637-6.713-1.837l-0.481-0.288-4.987 1.306 1.331-4.863-0.313-0.5c-1.325-2.094-2.019-4.519-2.019-7.012 0-7.269 5.912-13.181 13.188-13.181 3.519 0 6.831 1.375 9.319 3.862 2.488 2.494 3.856 5.8 3.856 9.325-0.006 7.275-5.919 13.188-13.181 13.188zM23.294 19.175c-0.394-0.2-2.344-1.156-2.706-1.288s-0.625-0.2-0.894 0.2c-0.262 0.394-1.025 1.288-1.256 1.556-0.231 0.262-0.462 0.3-0.856 0.1s-1.675-0.619-3.188-1.969c-1.175-1.050-1.975-2.35-2.206-2.744s-0.025-0.613 0.175-0.806c0.181-0.175 0.394-0.463 0.594-0.694s0.262-0.394 0.394-0.662c0.131-0.262 0.069-0.494-0.031-0.694s-0.894-2.15-1.219-2.944c-0.319-0.775-0.65-0.669-0.894-0.681-0.231-0.012-0.494-0.012-0.756-0.012s-0.694 0.1-1.056 0.494c-0.363 0.394-1.387 1.356-1.387 3.306s1.419 3.831 1.619 4.1c0.2 0.262 2.794 4.269 6.769 5.981 0.944 0.406 1.681 0.65 2.256 0.837 0.95 0.3 1.813 0.256 2.494 0.156 0.762-0.113 2.344-0.956 2.675-1.881s0.331-1.719 0.231-1.881c-0.094-0.175-0.356-0.275-0.756-0.475z\"\/>\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><div class=\"bde-text-16-1404 bde-text\">\nWhatsApp<br>Hotline\n<\/div>\n<\/div><a class=\"bde-container-link-16-614 bde-container-link breakdance-link\" href=\"\/en\/WhatsApp GICL\/\" target=\"_blank\" data-type=\"url\" rel=\"noopener\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-609 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-610 bde-text\">\n9174 1899\n<\/div>\n<\/div>\n\n<\/a><div class=\"bde-icon-16-612 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-whatsapp\" viewbox=\"0 0 32 32\">\n<path d=\"M27.281 4.65c-2.994-3-6.975-4.65-11.219-4.65-8.738 0-15.85 7.112-15.85 15.856 0 2.794 0.731 5.525 2.119 7.925l-2.25 8.219 8.406-2.206c2.319 1.262 4.925 1.931 7.575 1.931h0.006c0 0 0 0 0 0 8.738 0 15.856-7.113 15.856-15.856 0-4.238-1.65-8.219-4.644-11.219zM16.069 29.050v0c-2.369 0-4.688-0.637-6.713-1.837l-0.481-0.288-4.987 1.306 1.331-4.863-0.313-0.5c-1.325-2.094-2.019-4.519-2.019-7.012 0-7.269 5.912-13.181 13.188-13.181 3.519 0 6.831 1.375 9.319 3.862 2.488 2.494 3.856 5.8 3.856 9.325-0.006 7.275-5.919 13.188-13.181 13.188zM23.294 19.175c-0.394-0.2-2.344-1.156-2.706-1.288s-0.625-0.2-0.894 0.2c-0.262 0.394-1.025 1.288-1.256 1.556-0.231 0.262-0.462 0.3-0.856 0.1s-1.675-0.619-3.188-1.969c-1.175-1.050-1.975-2.35-2.206-2.744s-0.025-0.613 0.175-0.806c0.181-0.175 0.394-0.463 0.594-0.694s0.262-0.394 0.394-0.662c0.131-0.262 0.069-0.494-0.031-0.694s-0.894-2.15-1.219-2.944c-0.319-0.775-0.65-0.669-0.894-0.681-0.231-0.012-0.494-0.012-0.756-0.012s-0.694 0.1-1.056 0.494c-0.363 0.394-1.387 1.356-1.387 3.306s1.419 3.831 1.619 4.1c0.2 0.262 2.794 4.269 6.769 5.981 0.944 0.406 1.681 0.65 2.256 0.837 0.95 0.3 1.813 0.256 2.494 0.156 0.762-0.113 2.344-0.956 2.675-1.881s0.331-1.719 0.231-1.881c-0.094-0.175-0.356-0.275-0.756-0.475z\"\/>\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div>\n<\/div><\/div>\n<\/section><section class=\"bde-section-16-138 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-grid-16-139 bde-grid\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-140 bde-div\">\n              \n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-165 bde-text\">\nTailor-made loan solutions\n<\/div><h2 class=\"bde-heading-16-141 bde-heading\">\nBank doesn't approve?<br>Let us offer you a solution.\n<\/h2>\n<\/div><div class=\"bde-div-16-433 bde-div service-card\">\n              \n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-434 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-435 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"_\u5716\u5c64_2\" data-name=\"\u5716\u5c64 2\" viewbox=\"0 0 512.43 512\">\r\n  <g id=\"_\u5716\u5c64_1-2\" data-name=\"\u5716\u5c64 1\">\r\n    <g>\r\n      <g id=\"Page-1\">\r\n        <g id=\"_012---Give-House-Loan\" data-name=\"012---Give-House-Loan\">\r\n          <path id=\"Shape\" d=\"M295.85,358.92l-.77-1.28c-9.27-15.42-25.95-24.85-43.95-24.83h-44.63c-15.75-.01-31.03-5.37-43.35-15.19-15.31-12.24-34.33-18.92-53.93-18.94h-17.07c-3.59-10.14-13.13-16.96-23.89-17.07H25.6c-14.14,0-25.6,11.46-25.6,25.6v179.2c0,14.14,11.46,25.6,25.6,25.6h42.67c7.24-.04,14.12-3.14,18.94-8.53h214.02c12.53.03,24.82-3.43,35.5-9.98l159.91-97.37c7.69-4.65,13.05-12.34,14.76-21.16,1.79-8.97-.32-18.28-5.8-25.6-8.24-11.02-22.63-15.49-35.67-11.09l-157.95,52.99c-2.75.91-5.64,1.34-8.53,1.28h-4.78c4.16-11.06,3.12-23.41-2.82-33.62h0ZM68.27,494.94H25.6c-4.71,0-8.53-3.82-8.53-8.53v-179.2c0-4.71,3.82-8.53,8.53-8.53h42.67c4.71,0,8.53,3.82,8.53,8.53v179.2c0,4.71-3.82,8.53-8.53,8.53ZM317.35,407.39l158.04-52.65c6.08-1.99,12.75.14,16.55,5.29,2.64,3.28,3.72,7.55,2.99,11.69-.79,4.13-3.3,7.74-6.91,9.9l-160.17,97.37c-8.03,4.87-17.24,7.44-26.62,7.42H93.87s0-170.67,0-170.67h15.36c15.75.01,31.03,5.37,43.35,15.19,15.31,12.24,34.33,18.92,53.93,18.94h44.63c11.99,0,23.1,6.28,29.27,16.55l.77,1.28c4.66,7.77,4.16,17.59-1.28,24.83h-51.8c-16.86,0-33.34,4.98-47.36,14.34l-6.23,4.18c-3.43,2.76-4.19,7.69-1.76,11.36s7.26,4.89,11.15,2.81l6.31-4.18c11.22-7.47,24.41-11.45,37.89-11.43h75.78c4.58-.01,9.14-.76,13.48-2.22h0Z\"\/>\r\n          <path id=\"Shape-2\" data-name=\"Shape\" d=\"M179.2,290.14c0,14.14,11.46,25.6,25.6,25.6h238.93c14.14,0,25.6-11.46,25.6-25.6v-134.23l2.56,1.71c4.27,2.94,9.32,4.52,14.51,4.52,7.69.13,15.03-3.2,19.99-9.07,4.96-5.87,7.02-13.66,5.61-21.22-1.27-6.67-5.14-12.56-10.75-16.38L339.11,4.53c-8.72-5.97-20.21-5.97-28.93,0l-122.45,83.71C185.09,44.32,152.3,8.13,108.85,1.18,65.41-5.76,22.97,18.4,6.77,59.31c-16.2,40.91-1.82,87.58,34.6,112.26,36.42,24.69,85.1,20.76,117.1-9.43,1.22.09,2.45.09,3.67,0,5.14,0,10.17-1.54,14.42-4.44l2.65-1.79v134.23ZM238.93,298.67v-119.47h59.73v119.47h-59.73ZM319.49,18.52c2.91-1.99,6.74-1.99,9.64,0l162.13,110.93c3.39,2.82,4.06,7.76,1.56,11.4s-7.36,4.76-11.21,2.6l-152.58-104.19c-2.89-1.95-6.67-1.95-9.56,0l-142.08,97.28c4.2-8.38,7.08-17.36,8.53-26.62L319.49,18.52ZM93.87,170.67c-42.42,0-76.8-34.38-76.8-76.8S51.45,17.07,93.87,17.07s76.8,34.38,76.8,76.8c0,20.37-8.09,39.9-22.49,54.31s-33.94,22.49-54.31,22.49h0ZM324.27,56.58l128,87.64v145.92c0,4.71-3.82,8.53-8.53,8.53h-128v-119.47c0-9.43-7.64-17.07-17.07-17.07h-59.73c-9.43,0-17.07,7.64-17.07,17.07v119.47h-17.07c-4.71,0-8.53-3.82-8.53-8.53v-145.92l128-87.64Z\"\/>\r\n          <circle id=\"Oval\" cx=\"264.53\" cy=\"247.47\" r=\"8.53\"\/>\r\n          <path id=\"Shape-3\" data-name=\"Shape\" d=\"M349.87,264.54h68.27c9.43,0,17.07-7.64,17.07-17.07v-68.27c0-9.43-7.64-17.07-17.07-17.07h-68.27c-9.43,0-17.07,7.64-17.07,17.07v68.27c0,9.43,7.64,17.07,17.07,17.07ZM349.87,179.2h68.27v68.27h-68.27v-68.27Z\"\/>\r\n          <path id=\"Shape-4\" data-name=\"Shape\" d=\"M386.47,198.75l-17.07,17.07c-1.62,1.6-2.52,3.78-2.52,6.06s.91,4.46,2.52,6.06c1.6,1.62,3.78,2.52,6.06,2.52s4.46-.91,6.06-2.52l17.07-17.07c2.16-2.16,3.01-5.32,2.22-8.28-.79-2.96-3.1-5.27-6.06-6.06-2.96-.79-6.11.05-8.28,2.22h0Z\"\/>\r\n        <\/g>\r\n      <\/g>\r\n      <path d=\"M84.02,134.58v-59.76c0-2.95-2.91-5.02-5.69-4.05l-5.34,1.86c-2.12.74-4.44-.28-5.34-2.34l-3.13-7.2c-.95-2.17.05-4.7,2.23-5.64l19.03-8.23c.54-.23,1.12-.35,1.7-.35h15.4c2.37,0,4.29,1.92,4.29,4.29v81.43c0,2.37-1.92,4.29-4.29,4.29h-14.57c-2.37,0-4.29-1.92-4.29-4.29Z\"\/>\r\n    <\/g>\r\n  <\/g>\r\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><h3 class=\"bde-heading-16-436 bde-heading\">\nFirst Mortgage Loan\n<\/h3>\n<\/div><p class=\"bde-text-16-437 bde-text translation-block\">Mortgage loans up to 80%, Annual interest rates as low as 8%, Special revolving standby credit line<\/p><div class=\"bde-icon-16-541 bde-icon\">\n\n    \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link bde-icon-icon breakdance-icon-atom\" href=\"https:\/\/gicl.com.hk\/en\/first-mortgage\/\" target=\"_self\" data-type=\"url\">\n\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-arrow-up-right2\" viewbox=\"0 0 32 32\">\n<path d=\"M7.414 27.414l16.586-16.586v7.172c0 1.105 0.895 2 2 2s2-0.895 2-2v-12c0-0.809-0.487-1.538-1.235-1.848-0.248-0.103-0.508-0.151-0.765-0.151v-0.001h-12c-1.105 0-2 0.895-2 2s0.895 2 2 2h7.172l-16.586 16.586c-0.391 0.39-0.586 0.902-0.586 1.414s0.195 1.024 0.586 1.414c0.781 0.781 2.047 0.781 2.828 0z\"\/>\n<\/svg>\n        \n        \n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div><div class=\"bde-div-16-147 bde-div service-card\">\n              \n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-148 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-342 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"_\u5716\u5c64_2\" data-name=\"\u5716\u5c64 2\" viewbox=\"0 0 512.43 512\">\r\n  <g id=\"_\u5716\u5c64_1-2\" data-name=\"\u5716\u5c64 1\">\r\n    <g id=\"Page-1\">\r\n      <g id=\"_012---Give-House-Loan\" data-name=\"012---Give-House-Loan\">\r\n        <path id=\"Shape\" d=\"M295.85,358.92l-.77-1.28c-9.27-15.42-25.95-24.85-43.95-24.83h-44.63c-15.75-.01-31.03-5.37-43.35-15.19-15.31-12.24-34.33-18.92-53.93-18.94h-17.07c-3.59-10.14-13.13-16.96-23.89-17.07H25.6c-14.14,0-25.6,11.46-25.6,25.6v179.2c0,14.14,11.46,25.6,25.6,25.6h42.67c7.24-.04,14.12-3.14,18.94-8.53h214.02c12.53.03,24.82-3.43,35.5-9.98l159.91-97.37c7.69-4.65,13.05-12.34,14.76-21.16,1.79-8.97-.32-18.28-5.8-25.6-8.24-11.02-22.63-15.49-35.67-11.09l-157.95,52.99c-2.75.91-5.64,1.34-8.53,1.28h-4.78c4.16-11.06,3.12-23.41-2.82-33.62h0ZM68.27,494.94H25.6c-4.71,0-8.53-3.82-8.53-8.53v-179.2c0-4.71,3.82-8.53,8.53-8.53h42.67c4.71,0,8.53,3.82,8.53,8.53v179.2c0,4.71-3.82,8.53-8.53,8.53ZM317.35,407.39l158.04-52.65c6.08-1.99,12.75.14,16.55,5.29,2.64,3.28,3.72,7.55,2.99,11.69-.79,4.13-3.3,7.74-6.91,9.9l-160.17,97.37c-8.03,4.87-17.24,7.44-26.62,7.42H93.87s0-170.67,0-170.67h15.36c15.75.01,31.03,5.37,43.35,15.19,15.31,12.24,34.33,18.92,53.93,18.94h44.63c11.99,0,23.1,6.28,29.27,16.55l.77,1.28c4.66,7.77,4.16,17.59-1.28,24.83h-51.8c-16.86,0-33.34,4.98-47.36,14.34l-6.23,4.18c-3.43,2.76-4.19,7.69-1.76,11.36s7.26,4.89,11.15,2.81l6.31-4.18c11.22-7.47,24.41-11.45,37.89-11.43h75.78c4.58-.01,9.14-.76,13.48-2.22h0Z\"\/>\r\n        <path id=\"Shape-2\" data-name=\"Shape\" d=\"M179.2,290.14c0,14.14,11.46,25.6,25.6,25.6h238.93c14.14,0,25.6-11.46,25.6-25.6v-134.23l2.56,1.71c4.27,2.94,9.32,4.52,14.51,4.52,7.69.13,15.03-3.2,19.99-9.07,4.96-5.87,7.02-13.66,5.61-21.22-1.27-6.67-5.14-12.56-10.75-16.38L339.11,4.53c-8.72-5.97-20.21-5.97-28.93,0l-122.45,83.71C185.09,44.32,152.3,8.13,108.85,1.18,65.41-5.76,22.97,18.4,6.77,59.31c-16.2,40.91-1.82,87.58,34.6,112.26,36.42,24.69,85.1,20.76,117.1-9.43,1.22.09,2.45.09,3.67,0,5.14,0,10.17-1.54,14.42-4.44l2.65-1.79v134.23ZM238.93,298.67v-119.47h59.73v119.47h-59.73ZM319.49,18.52c2.91-1.99,6.74-1.99,9.64,0l162.13,110.93c3.39,2.82,4.06,7.76,1.56,11.4s-7.36,4.76-11.21,2.6l-152.58-104.19c-2.89-1.95-6.67-1.95-9.56,0l-142.08,97.28c4.2-8.38,7.08-17.36,8.53-26.62L319.49,18.52ZM93.87,170.67c-42.42,0-76.8-34.38-76.8-76.8S51.45,17.07,93.87,17.07s76.8,34.38,76.8,76.8c0,20.37-8.09,39.9-22.49,54.31s-33.94,22.49-54.31,22.49h0ZM324.27,56.58l128,87.64v145.92c0,4.71-3.82,8.53-8.53,8.53h-128v-119.47c0-9.43-7.64-17.07-17.07-17.07h-59.73c-9.43,0-17.07,7.64-17.07,17.07v119.47h-17.07c-4.71,0-8.53-3.82-8.53-8.53v-145.92l128-87.64Z\"\/>\r\n        <circle id=\"Oval\" cx=\"264.53\" cy=\"247.47\" r=\"8.53\"\/>\r\n        <path id=\"Shape-3\" data-name=\"Shape\" d=\"M349.87,264.54h68.27c9.43,0,17.07-7.64,17.07-17.07v-68.27c0-9.43-7.64-17.07-17.07-17.07h-68.27c-9.43,0-17.07,7.64-17.07,17.07v68.27c0,9.43,7.64,17.07,17.07,17.07ZM349.87,179.2h68.27v68.27h-68.27v-68.27Z\"\/>\r\n        <path id=\"Shape-4\" data-name=\"Shape\" d=\"M386.47,198.75l-17.07,17.07c-1.62,1.6-2.52,3.78-2.52,6.06s.91,4.46,2.52,6.06c1.6,1.62,3.78,2.52,6.06,2.52s4.46-.91,6.06-2.52l17.07-17.07c2.16-2.16,3.01-5.32,2.22-8.28-.79-2.96-3.1-5.27-6.06-6.06-2.96-.79-6.11.05-8.28,2.22h0Z\"\/>\r\n      <\/g>\r\n    <\/g>\r\n    <path d=\"M127.87,77.5c0,7.14-3.02,13.31-9.07,18.51-1.85,1.6-3.86,3.19-6.04,4.79l-10.2,7.35c-5.29,3.81-2.59,12.16,3.93,12.16h14.67c3.71,0,6.72,3.01,6.72,6.72v4.2c0,3.71-3.01,6.72-6.72,6.72h-54.57c-3.71,0-6.72-3.01-6.72-6.72v-13.78c0-2.16,1.04-4.18,2.78-5.44l39.77-28.72c1.75-1.26,2.78-3.29,2.78-5.44v-3.7c0-3.71-3.01-6.72-6.72-6.72h-29.38c-3.71,0-6.72-3.01-6.72-6.72v-4.2c0-3.71,3.01-6.72,6.72-6.72h33.58c8.81,0,15.22,2,19.2,5.98,3.99,3.99,5.98,10.39,5.98,19.2v2.52Z\"\/>\r\n  <\/g>\r\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><h3 class=\"bde-heading-16-150 bde-heading\">\nSecond Mortgage Loan\n<\/h3>\n<\/div><p class=\"bde-text-16-151 bde-text\">\nNo mortgage required<br>All Property Types &amp; Ages Accepted\n<\/p><div class=\"bde-icon-16-542 bde-icon\">\n\n    \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link bde-icon-icon breakdance-icon-atom\" href=\"https:\/\/gicl.com.hk\/en\/second-mortgage\/\" target=\"_self\" data-type=\"url\">\n\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-arrow-up-right2\" viewbox=\"0 0 32 32\">\n<path d=\"M7.414 27.414l16.586-16.586v7.172c0 1.105 0.895 2 2 2s2-0.895 2-2v-12c0-0.809-0.487-1.538-1.235-1.848-0.248-0.103-0.508-0.151-0.765-0.151v-0.001h-12c-1.105 0-2 0.895-2 2s0.895 2 2 2h7.172l-16.586 16.586c-0.391 0.39-0.586 0.902-0.586 1.414s0.195 1.024 0.586 1.414c0.781 0.781 2.047 0.781 2.828 0z\"\/>\n<\/svg>\n        \n        \n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div><div class=\"bde-div-16-152 bde-div service-card\">\n              \n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-153 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-343 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewbox=\"0 0 60 60\" width=\"512\">\r\n    <g id=\"Page-1\" fill-rule=\"evenodd\">\r\n        <g id=\"071---Parking-Earnings\" fill-rule=\"nonzero\">\r\n            <path id=\"Shape\" d=\"m30 45c-.4851707-.000473-.9000069-.3491365-.9839455-.8269912-.0839386-.4778548.1872399-.9470217.6432053-1.1128119.4559653-.1657902.9651545.0196329 1.2077402.4398031.2843876.4596821.882589.61017 1.3506397.3397768s.6365131-.8637835.3803603-1.3397768c-.3621295-.6087095-.9283327-1.0693254-1.598-1.3v-.2c0-.5522847-.4477153-1-1-1s-1 .4477153-1 1v.184c-1.3765475.4848523-2.2026937 1.8918441-1.9553873 3.330178s1.49595 2.4885874 2.9553873 2.485822c.4851707.000473.9000069.3491365.9839455.8269912.0839386.4778548-.1872399.9470217-.6432053 1.1128119-.4559653.1657902-.9651545-.0196329-1.2077402-.4398031-.2843876-.4596821-.882589-.61017-1.3506397-.3397768s-.6365131.8637835-.3803603 1.3397768c.3621295.6087095.9283327 1.0693254 1.598 1.3v.2c0 .5522847.4477153 1 1 1s1-.4477153 1-1v-.184c1.3765475-.4848523 2.2026937-1.8918441 1.9553873-3.330178s-1.49595-2.4885874-2.9553873-2.485822z\"\/>\r\n            <path id=\"Shape\" d=\"m57 0h-18c-1.6568542 0-3 1.34314575-3 3v18c0 1.6568542 1.3431458 3 3 3h6v12h-13.184c.1184378-.320257.1806856-.6585603.184-1v-3.184c1.1943509-.4222546 1.9947486-1.5492146 2-2.816v-8c-.0033475-1.3910366-.9624884-2.5973104-2.317-2.914l-.948-2.086h2.265c.5522847 0 1-.4477153 1-1s-.4477153-1-1-1h-3.174l-2.383-5.24c-.4863789-1.0715003-1.5542769-1.75970997-2.731-1.76h-15.424c-1.1764898.00011186-2.24432539.68789026-2.731 1.759l-2.382 5.241h-3.175c-.55228475 0-1 .4477153-1 1s.44771525 1 1 1h2.265l-.948 2.086c-1.35451162.3166896-2.3136525 1.5229634-2.317 2.914v8c.00525139 1.2667854.80564914 2.3937454 2 2.816v3.184c.00331443.3414397.06556225.679743.184 1h-1.184c-.55228475 0-1 .4477153-1 1s.44771525 1 1 1h4v19c0 1.6568542 1.34314575 3 3 3h44c1.6568542 0 3-1.3431458 3-3v-19h4c.5522847 0 1-.4477153 1-1s-.4477153-1-1-1h-8v-12h6c1.6568542 0 3-1.3431458 3-3v-18c0-1.65685425-1.3431458-3-3-3zm-47 32h14v3c.0033144.3414397.0655622.679743.184 1h-14.368c.11843775-.320257.18068557-.6585603.184-1zm19 4h-2c-.5522847 0-1-.4477153-1-1v-3h4v3c0 .5522847-.4477153 1-1 1zm-14.1 2h9.123c-2.5328113 1.8789573-4.0262278 4.8463333-4.0262278 8s1.4934165 6.1210427 4.0262278 8h-9.123c-.3842551-1.9902932-1.9187747-3.5594379-3.9-3.988v-8.024c1.9812253-.4285621 3.5157449-1.9977068 3.9-3.988zm7.1 8c0-4.418278 3.581722-8 8-8s8 3.581722 8 8-3.581722 8-8 8c-4.4162219-.0049599-7.9950401-3.5837781-8-8zm18 0c-.0029667-3.1529085-1.4956507-6.1189968-4.026-8h9.126c.3842551 1.9902932 1.9187747 3.5594379 3.9 3.988v8.024c-1.9812253.4285621-3.5157449 1.9977068-3.9 3.988h-9.126c2.5303493-1.8810032 4.0230333-4.8470915 4.026-8zm-9-16h-28c-.55228475 0-1-.4477153-1-1v-1h30v1c0 .5522847-.4477153 1-1 1zm-9-4h-10v-1c0-.5522847.4477153-1 1-1h8c.5522847 0 1 .4477153 1 1zm-13.622-16.414c.16227342-.35679653.51803519-.58589147.91-.586h15.424c.3925603-.00010558.7488726.22948314.911.587l2.635 5.8.005.012 1.184 2.601h-24.894l1.184-2.6v-.012zm-5.378 10.414h28c.5522847 0 1 .4477153 1 1v5h-8v-1c0-1.6568542-1.3431458-3-3-3h-8c-1.6568542 0-3 1.3431458-3 3v1h-8v-5c0-.5522847.44771525-1 1-1zm1 15v-3h4v3c0 .5522847-.44771525 1-1 1h-2c-.55228475 0-1-.4477153-1-1zm49 22c0 .5522847-.4477153 1-1 1h-44c-.55228475 0-1-.4477153-1-1v-19h5.825c-.3920596 1.2333876-1.5308825 2.0763181-2.825 2.091-.55228475 0-1 .4477153-1 1v9.818c0 .5522847.44771525 1 1 1 1.680999.0274061 3.0228234 1.4099326 3 3.091 0 .5522847.4477153 1 1 1h32c.5522847 0 1-.4477153 1-1-.0228234-1.6810674 1.319001-3.0635939 3-3.091.5522847 0 1-.4477153 1-1v-9.818c0-.5522847-.4477153-1-1-1-1.2941175-.0146819-2.4329404-.8576124-2.825-2.091h5.825zm-4-21h-2v-12h2zm9-15c0 .5522847-.4477153 1-1 1h-18c-.5522847 0-1-.4477153-1-1v-18c0-.55228475.4477153-1 1-1h18c.5522847 0 1 .44771525 1 1z\"\/>\r\n            <path id=\"Shape\" d=\"m54 4h-12c-1.1045695 0-2 .8954305-2 2v12c0 1.1045695.8954305 2 2 2h12c1.1045695 0 2-.8954305 2-2v-12c0-1.1045695-.8954305-2-2-2zm0 14h-12v-12h12z\"\/>\r\n            <path id=\"Shape\" d=\"m46 16c.5522847 0 1-.4477153 1-1v-1h1c1.6568542 0 2.9999999-1.3431458 2.9999999-3 0-1.65685422-1.3431457-2.99999997-2.9999999-3h-1c-1.1045695 0-2 .8954305-2 2v5c0 .2652165.1053568.5195704.2928932.7071068s.4418903.2928932.7071068.2928932zm1-6h1c.5522847 0 1 .4477153 1 1s-.4477153 1-1 1h-1z\"\/>\r\n            <path id=\"Shape\" d=\"m5 25h2c.55228475 0 1-.4477153 1-1s-.44771525-1-1-1h-2c-.55228475 0-1 .4477153-1 1s.44771525 1 1 1z\"\/>\r\n            <path id=\"Shape\" d=\"m27 25h2c.5522847 0 1-.4477153 1-1s-.4477153-1-1-1h-2c-.5522847 0-1 .4477153-1 1s.4477153 1 1 1z\"\/>\r\n            <path id=\"Shape\" d=\"m10 15c.2651948-.0000566.5195073-.1054506.707-.293l2-2c.3789722-.3923789.3735524-1.0160848-.0121814-1.4018186s-1.0094397-.3911536-1.4018186-.0121814l-2 2c-.28590792.2859943-.37142191.7160366-.21667798 1.0896546.15474393.3736179.51928208.6172591.92367798.6173454z\"\/>\r\n            <path id=\"Shape\" d=\"m13.293 15.707c.3904999.3903819 1.0235001.3903819 1.414 0l3-3c.3789722-.3923789.3735524-1.0160848-.0121814-1.4018186s-1.0094397-.3911536-1.4018186-.0121814l-3 3c-.3903819.3904999-.3903819 1.0235001 0 1.414z\"\/>\r\n        <\/g>\r\n    <\/g>\r\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><h3 class=\"bde-heading-16-155 bde-heading\">\nCar Park Mortgage\n<\/h3>\n<\/div><p class=\"bde-text-16-156 bde-text\">\nFree legal and valuation fees<br>No Income Proof Required\n<\/p><div class=\"bde-icon-16-543 bde-icon\">\n\n    \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link bde-icon-icon breakdance-icon-atom\" href=\"https:\/\/gicl.com.hk\/en\/carpark-mortgage\/\" target=\"_self\" data-type=\"url\">\n\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-arrow-up-right2\" viewbox=\"0 0 32 32\">\n<path d=\"M7.414 27.414l16.586-16.586v7.172c0 1.105 0.895 2 2 2s2-0.895 2-2v-12c0-0.809-0.487-1.538-1.235-1.848-0.248-0.103-0.508-0.151-0.765-0.151v-0.001h-12c-1.105 0-2 0.895-2 2s0.895 2 2 2h7.172l-16.586 16.586c-0.391 0.39-0.586 0.902-0.586 1.414s0.195 1.024 0.586 1.414c0.781 0.781 2.047 0.781 2.828 0z\"\/>\n<\/svg>\n        \n        \n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div><div class=\"bde-div-16-157 bde-div service-card\">\n              \n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-158 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-537 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" height=\"512\" viewbox=\"0 0 60 60\" width=\"512\">\r\n    <g id=\"Page-1\" fill-rule=\"evenodd\">\r\n        <g id=\"076---Real-Estate-Investing\">\r\n            <path id=\"Path\" d=\"m43 38c1.1045695 0 2 .8954305 2 2 0 .5522847.4477153 1 1 1s1-.4477153 1-1c-.0068148-1.8184116-1.2393149-3.4034067-3-3.858v-1.142c0-.5522847-.4477153-1-1-1s-1 .4477153-1 1v1.142c-1.9482742.5014457-3.2190002 2.3742805-2.9650329 4.3699561.2539674 1.9956755 1.953264 3.4905487 3.9650329 3.4880439 1.1045695 0 2 .8954305 2 2s-.8954305 2-2 2-2-.8954305-2-2c0-.5522847-.4477153-1-1-1s-1 .4477153-1 1c.0068148 1.8184116 1.2393149 3.4034067 3 3.858v1.142c0 .5522847.4477153 1 1 1s1-.4477153 1-1v-1.142c1.9482742-.5014457 3.2190002-2.3742805 2.9650329-4.3699561-.2539674-1.9956755-1.953264-3.4905487-3.9650329-3.4880439-1.1045695 0-2-.8954305-2-2s.8954305-2 2-2z\"\/>\r\n            <g fill-rule=\"nonzero\">\r\n                <path id=\"Shape\" d=\"m43 30c-7.1797017 0-13 5.8202983-13 13s5.8202983 13 13 13 13-5.8202983 13-13c-.008266-7.1762751-5.8237249-12.991734-13-13zm0 24c-6.0751322 0-11-4.9248678-11-11s4.9248678-11 11-11 11 4.9248678 11 11c-.0071635 6.0721626-4.9278374 10.9928365-11 11z\"\/>\r\n                <path id=\"Shape\" d=\"m48 26.753v-20.753c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-26c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2v4h-20c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2v25c0 1.6568542 1.34314575 3 3 3h21.051c.5100167 8.5865538 7.3571659 15.4370627 15.9434685 15.9512915 8.5863025.5142288 16.202123-5.470101 17.7333061-13.9344085 1.5311832-8.4643075-3.5054763-16.7374559-11.7277746-19.263883zm-26-24.753h26v2h-26zm-20 10h20v2h-20zm2 29v-25h18v26h-4v-6c0-1.1045695-.8954305-2-2-2h-6c-1.1045695 0-2 .8954305-2 2v6h-3c-.55228475 0-1-.4477153-1-1zm6 1v-6h6v6zm14-27v-9h22v20.281c-4.7818699-.8842322-9.7128966.3342583-13.5325428 3.343984-3.8196462 3.0097258-6.1576933 7.5189695-6.4164572 12.375016h-2.051zm19 43c-8.2842712 0-15-6.7157288-15-15s6.7157288-15 15-15 15 6.7157288 15 15c-.0093685 8.2803876-6.7196124 14.9906315-15 15z\"\/>\r\n                <path id=\"Shape\" d=\"m8 32h2c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-2c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2zm0-4h2v2h-2z\"\/>\r\n                <path id=\"Shape\" d=\"m16 32h2c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-2c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2zm0-4h2v2h-2z\"\/>\r\n                <path id=\"Shape\" d=\"m8 24h2c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-2c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2zm0-4h2v2h-2z\"\/>\r\n                <path id=\"Shape\" d=\"m16 24h2c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-2c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2zm0-4h2v2h-2z\"\/>\r\n                <path id=\"Shape\" d=\"m29 23h2c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-2c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2zm0-4h2v2h-2z\"\/>\r\n                <path id=\"Shape\" d=\"m39 23h2c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-2c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2zm0-4h2v2h-2z\"\/>\r\n                <path id=\"Shape\" d=\"m29 15h2c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-2c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2zm0-4h2v2h-2z\"\/>\r\n                <path id=\"Shape\" d=\"m39 15h2c1.1045695 0 2-.8954305 2-2v-2c0-1.1045695-.8954305-2-2-2h-2c-1.1045695 0-2 .8954305-2 2v2c0 1.1045695.8954305 2 2 2zm0-4h2v2h-2z\"\/>\r\n            <\/g>\r\n        <\/g>\r\n    <\/g>\r\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><h3 class=\"bde-heading-16-160 bde-heading\">\nHOS Homeowner Loan\n<\/h3>\n<\/div><p class=\"bde-text-16-161 bde-text translation-block\">Borrow even if the land premium hasn\u2019t been paid. No penalty interrest for early repayments<\/p><div class=\"bde-icon-16-544 bde-icon\">\n\n    \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link bde-icon-icon breakdance-icon-atom\" href=\"https:\/\/gicl.com.hk\/en\/personal-loans-for-hos-and-public-housing-homeowners\/\" target=\"_self\" data-type=\"url\">\n\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-arrow-up-right2\" viewbox=\"0 0 32 32\">\n<path d=\"M7.414 27.414l16.586-16.586v7.172c0 1.105 0.895 2 2 2s2-0.895 2-2v-12c0-0.809-0.487-1.538-1.235-1.848-0.248-0.103-0.508-0.151-0.765-0.151v-0.001h-12c-1.105 0-2 0.895-2 2s0.895 2 2 2h7.172l-16.586 16.586c-0.391 0.39-0.586 0.902-0.586 1.414s0.195 1.024 0.586 1.414c0.781 0.781 2.047 0.781 2.828 0z\"\/>\n<\/svg>\n        \n        \n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div><div class=\"bde-div-16-720 bde-div service-card\">\n              \n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-721 bde-text\">\nWhether it\u2019s a first mortgage, second mortgage, or refinancing, no income proof or stress test is required\u2014helping you quickly meet urgent financial needs.\n<\/div><a class=\"bde-container-link-16-722 bde-container-link breakdance-link\" href=\"https:\/\/gicl.com.hk\/en\/property-mortgage-application\/\" target=\"_self\" data-type=\"url\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-723 bde-text\">\nApply Now\n<\/div><div class=\"bde-icon-16-724 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-arrow-up-right2\" viewbox=\"0 0 32 32\">\n<path d=\"M7.414 27.414l16.586-16.586v7.172c0 1.105 0.895 2 2 2s2-0.895 2-2v-12c0-0.809-0.487-1.538-1.235-1.848-0.248-0.103-0.508-0.151-0.765-0.151v-0.001h-12c-1.105 0-2 0.895-2 2s0.895 2 2 2h7.172l-16.586 16.586c-0.391 0.39-0.586 0.902-0.586 1.414s0.195 1.024 0.586 1.414c0.781 0.781 2.047 0.781 2.828 0z\"\/>\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div>\n\n<\/a><img decoding=\"async\" class=\"bde-image2-16-725 bde-image2\" src=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/gicl_slogo.png\" loading=\"lazy\" srcset=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/gicl_slogo.png 500w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/gicl_slogo-208x300.png 208w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/gicl_slogo-8x12.png 8w\" sizes=\"(max-width: 500px) 100vw, 500px\">\n<\/div>\n<\/div><\/div>\n<\/section><div class=\"bde-globalblock-16-659 bde-globalblock\"><section class=\"bde-section-807-100-807-1 bde-section bde-section-807-100\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-807-101-807-1 bde-div bde-div-807-101\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-102-807-1 bde-div bde-div-807-102\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-807-159-807-1 bde-text bde-text-807-159\">\nApplication Process\n<\/div><h2 class=\"bde-heading-807-104-807-1 bde-heading bde-heading-807-104\">\nComplete Your Application in a Few Simple Steps\n<\/h2>\n<\/div><div class=\"bde-div-807-105-807-1 bde-div bde-div-807-105\">\n  \n  \n\t\n\n\n\n<div class=\"bde-grid-807-106-807-1 bde-grid bde-grid-807-106\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-107-807-1 bde-div bde-div-807-107\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-108-807-1 bde-div bde-div-807-108\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-807-109-807-1 bde-text bde-text-807-109\">\n01\n<\/span><div class=\"bde-div-807-110-807-1 bde-div bde-div-807-110\">\n  \n  \n\t\n\n\n\n\n<\/div>\n<\/div><div class=\"bde-div-807-111-807-1 bde-div bde-div-807-111\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-807-112-807-1 bde-heading bde-heading-807-112\">\n1-Minute Online Application\n<\/h3><p class=\"bde-text-807-113-807-1 bde-text bde-text-807-113\">\nFill out our online form or submit documents via WhatsApp\/Email for a fast and easy start.\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-807-114-807-1 bde-div bde-div-807-114\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-115-807-1 bde-div bde-div-807-115\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-807-116-807-1 bde-text bde-text-807-116\">\n02\n<\/span><div class=\"bde-div-807-117-807-1 bde-div bde-div-807-117\">\n  \n  \n\t\n\n\n\n\n<\/div>\n<\/div><div class=\"bde-div-807-118-807-1 bde-div bde-div-807-118\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-807-119-807-1 bde-heading bde-heading-807-119\">\n15-Minute Preliminary Approval*\n<\/h3><p class=\"bde-text-807-120-807-1 bde-text bde-text-807-120\">\nProcessed instantly by our specialists, with preliminary approval results available in as fast as 15 minutes.\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-807-121-807-1 bde-div bde-div-807-121\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-122-807-1 bde-div bde-div-807-122\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-807-123-807-1 bde-text bde-text-807-123\">\n03\n<\/span><div class=\"bde-div-807-124-807-1 bde-div bde-div-807-124\">\n  \n  \n\t\n\n\n\n\n<\/div>\n<\/div><div class=\"bde-div-807-125-807-1 bde-div bde-div-807-125\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-807-126-807-1 bde-heading bde-heading-807-126\">\n24-Hour Cash Disbursement*\n<\/h3><p class=\"bde-text-807-127-807-1 bde-text bde-text-807-127\">\nSign the contract in person in as fast as 24 hours.<br>Get your cash cheque on the same day to instantly resolve your cash flow needs.\n<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"bde-text-807-128-807-1 bde-text bde-text-807-128\">\nMortgage services are available during office hours from Monday to Friday, excluding Saturdays, Sundays, public holidays, or unless otherwise announced; however, the actual approval and cheque issuance times will be subject to the approval status of each individual mortgage application by our company.\n<\/div>\n<\/div><\/div>\n<\/section><\/div><section class=\"bde-section-16-224 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-16-246 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-664 bde-text\">\nOur Advantages\n<\/div><h2 class=\"bde-heading-16-247 bde-heading\">\nWhy choose GICL?\u00a0 \u00a0\n<\/h2>\n<\/div><div class=\"bde-grid-16-226 bde-grid\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-227 bde-div\">\n  \n  \n\t\n\n\n\n<img decoding=\"async\" class=\"bde-image2-16-228 bde-image2\" src=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/business-skyscraper-building-hong-kong-city_c.webp\" loading=\"lazy\" srcset=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/business-skyscraper-building-hong-kong-city_c.webp 1680w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/business-skyscraper-building-hong-kong-city_c-300x200.webp 300w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/business-skyscraper-building-hong-kong-city_c-1024x683.webp 1024w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/business-skyscraper-building-hong-kong-city_c-768x512.webp 768w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/business-skyscraper-building-hong-kong-city_c-1536x1025.webp 1536w\" sizes=\"(max-width: 1680px) 100vw, 1680px\"><div class=\"bde-div-16-229 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-230 bde-text\">\n01\n<\/div><h3 class=\"bde-heading-16-231 bde-heading\">\nStrong Financial Strength<br>Reputable\n<\/h3>\n<\/div><div class=\"bde-div-16-1408 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-16-232 bde-text\">\nAs Hong Kong\u2019s third-largest licensed money lender, Global Credit has substantial capital reserves that far exceed those of typical small finance companies. We adhere to principles of compliance and transparency, with clear terms and absolutely no hidden fees, providing you with a stable and reliable financial backing.\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-16-233 bde-div\">\n  \n  \n\t\n\n\n\n<img decoding=\"async\" class=\"bde-image2-16-234 bde-image2\" src=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/mone_c.webp\" loading=\"lazy\" srcset=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/mone_c.webp 1264w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/mone_c-300x200.webp 300w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/mone_c-1024x682.webp 1024w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/mone_c-768x512.webp 768w\" sizes=\"(max-width: 1264px) 100vw, 1264px\"><div class=\"bde-div-16-235 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-236 bde-text\">\n02\n<\/div><h3 class=\"bde-heading-16-237 bde-heading\">\nExpress Approval<br>24-Hour Cash Disbursement\n<\/h3>\n<\/div><div class=\"bde-div-16-1409 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-16-1410 bde-text\">\nBy leveraging advanced fintech to streamline the approval process, you can apply online and, once approved, receive cash in as fast as 24 hours\u2014promptly meeting your liquidity needs without delay.\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-16-239 bde-div\">\n  \n  \n\t\n\n\n\n<img decoding=\"async\" class=\"bde-image2-16-240 bde-image2\" src=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/businessmen-elegant-suits-business-meeting-discussing-new-project-office_c.webp\" loading=\"lazy\" srcset=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/businessmen-elegant-suits-business-meeting-discussing-new-project-office_c.webp 1680w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/businessmen-elegant-suits-business-meeting-discussing-new-project-office_c-300x200.webp 300w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/businessmen-elegant-suits-business-meeting-discussing-new-project-office_c-1024x683.webp 1024w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/businessmen-elegant-suits-business-meeting-discussing-new-project-office_c-768x512.webp 768w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/03\/businessmen-elegant-suits-business-meeting-discussing-new-project-office_c-1536x1024.webp 1536w\" sizes=\"(max-width: 1680px) 100vw, 1680px\"><div class=\"bde-div-16-241 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-242 bde-text\">\n03\n<\/div><h3 class=\"bde-heading-16-243 bde-heading\">\nFocus on Property<br>Mortgage\n<\/h3>\n<\/div><div class=\"bde-div-16-1411 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-16-1412 bde-text\">\nMore flexible and simpler approval process compared to banks!<br>Unstable self-employment? No proof of income? Too old?<br>GICL can tailor a plan specifically for you, helping you manage your funds flexibly and making repayment easier and more convenient.\n<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section><section class=\"bde-section-16-301 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-grid-16-1402 bde-grid stock-grid-container\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-345 bde-div stock-image\">\n  \n  \n\t\n\n\n\n<img decoding=\"async\" class=\"bde-image2-16-346 bde-image2\" src=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/04\/image1_c.webp\" loading=\"lazy\" srcset=\"https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/04\/image1_c.webp 1680w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/04\/image1_c-300x238.webp 300w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/04\/image1_c-1024x814.webp 1024w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/04\/image1_c-768x610.webp 768w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/04\/image1_c-1536x1221.webp 1536w, https:\/\/gicl.com.hk\/wp-content\/uploads\/2026\/04\/image1_c-15x12.webp 15w\" sizes=\"(max-width: 1680px) 100vw, 1680px\">\n<\/div><div class=\"bde-div-16-304 bde-div stock-title\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-665 bde-text\">\nProven Strength\n<\/div><h2 class=\"bde-heading-16-306 bde-heading\">\nOne of Hong Kong\u2019s top three licensed money lenders \u2014 a choice you can trust.\n<\/h2>\n<\/div><div class=\"bde-div-16-1401 bde-div stock-content\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-16-307 bde-text\">\nGICL is a subsidiary of a Hong Kong Main Board\u2013listed company (stock code: 1669) and ranks among the top three licensed money lenders in Hong Kong. Backed by strong capital strength and extensive property mortgage experience, we are committed to professional standards of high transparency and zero hidden fees, providing you with more flexible and reliable financing solutions than traditional banks.\n<\/p><div class=\"bde-button-16-539 bde-button btn-hover-up\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--custom button-atom--preset-2609c29b-1bee-4d26-aa4a-cc2ad0f6b15b bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/about-gicl\/\" target=\"_self\" data-type=\"url\">\n\n    \n        <span class=\"button-atom__text\">Learn More<\/span>\n\n        \n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section><section class=\"bde-section-16-1355 bde-section\" testimonial=\"4\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-16-1356 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1357 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-16-1358 bde-text\">\nClient Testimonials\n<\/div><h2 class=\"bde-heading-16-1359 bde-heading\">\nDiscover the Real Stories of Our Satisfied Customers\n<\/h2><p class=\"bde-text-16-1360 bde-text\">\nReal stories from our satisfied clients. Discover how GICL's flexible plans and rapid approval help entrepreneurs overcome challenges and seize opportunities.\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-16-1361 bde-div swiper_mask\" testimonial-slider=\"4\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1362 bde-div swiper-wrapper\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1363 bde-div swiper-slide\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1364 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-1365 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-quotes-left\" viewbox=\"0 0 32 32\">\n<path d=\"M7.031 14c3.866 0 7 3.134 7 7s-3.134 7-7 7-7-3.134-7-7l-0.031-1c0-7.732 6.268-14 14-14v4c-2.671 0-5.182 1.040-7.071 2.929-0.364 0.364-0.695 0.751-0.995 1.157 0.357-0.056 0.724-0.086 1.097-0.086zM25.031 14c3.866 0 7 3.134 7 7s-3.134 7-7 7-7-3.134-7-7l-0.031-1c0-7.732 6.268-14 14-14v4c-2.671 0-5.182 1.040-7.071 2.929-0.364 0.364-0.695 0.751-0.995 1.157 0.358-0.056 0.724-0.086 1.097-0.086z\"\/>\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><div class=\"bde-div-16-1366 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-16-1367 bde-text gicl-truncate-text\">\nBank top-up mortgage approvals take two months, while Global Credit's second mortgage delivers cash in hand within 3 days.<br><br>Facing the double squeeze of delayed customer payments and supplier chases, banks scrutinize property top-ups harshly, demanding extensive financial reports that are too slow to help in emergencies. Fortunately, GICL offers a flexible second mortgage solution, waiving income proof and stress tests, successfully unlocking cash to instantly resolve my cash flow crisis.\n<\/p><div class=\"bde-text-16-1368 bde-text gicl-read-more-btn swiper-no-swiping\">\nRead More\n<\/div>\n<\/div><div class=\"bde-div-16-1369 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1370 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1371 bde-div\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-16-1372 bde-text\">\nMr. Wong\n<\/span><span class=\"bde-text-16-1373 bde-text\">\nF&amp;B Entrepreneur\n<\/span>\n<\/div>\n<\/div><div class=\"bde-star-rating-16-1374 bde-star-rating\">\n\n\n\n  <div class='bde-star-rating__wrapper'>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n  <\/div>\n\n\n\n<svg width=\"0\" height=\"0\">\n<lineargradient id=\"starhalf1374\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\">\n        <stop offset=\"0%\" stop-color=\"var(--hcl-tertiary-10)\"><\/stop>\n \t\t<stop offset=\"0%\" stop-color=\"lightgrey\"><\/stop>\n<\/lineargradient>\n<\/svg>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"bde-div-16-1375 bde-div swiper-slide\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1376 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-1377 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-quotes-left\" viewbox=\"0 0 32 32\">\n<path d=\"M7.031 14c3.866 0 7 3.134 7 7s-3.134 7-7 7-7-3.134-7-7l-0.031-1c0-7.732 6.268-14 14-14v4c-2.671 0-5.182 1.040-7.071 2.929-0.364 0.364-0.695 0.751-0.995 1.157 0.357-0.056 0.724-0.086 1.097-0.086zM25.031 14c3.866 0 7 3.134 7 7s-3.134 7-7 7-7-3.134-7-7l-0.031-1c0-7.732 6.268-14 14-14v4c-2.671 0-5.182 1.040-7.071 2.929-0.364 0.364-0.695 0.751-0.995 1.157 0.358-0.056 0.724-0.086 1.097-0.086z\"\/>\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><div class=\"bde-div-16-1378 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-16-1379 bde-text gicl-truncate-text\">\nGet pre-approved in 15 minutes. Get funded in 3 days.<br><br>Running my own garment factory, I hit a wall: unpaid client invoices and aggressive suppliers. The pressure was nearly breaking me.<br><br>Thankfully, I turned to GICL for a second mortgage. Their no-income proof and no-stress test policy was a lifesaver. I got preliminary approval in just 15 minutes and the funds within 3 days, instantly solving my factory\u2019s cash flow crisis!\n<\/p><div class=\"bde-text-16-1380 bde-text gicl-read-more-btn swiper-no-swiping\">\nRead More\n<\/div>\n<\/div><div class=\"bde-div-16-1381 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1382 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1383 bde-div\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-16-1384 bde-text\">\nMr. Law\n<\/span><span class=\"bde-text-16-1385 bde-text\">\nGarment Industry Business Owner\n<\/span>\n<\/div>\n<\/div><div class=\"bde-star-rating-16-1386 bde-star-rating\">\n\n\n\n  <div class='bde-star-rating__wrapper'>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n  <\/div>\n\n\n\n<svg width=\"0\" height=\"0\">\n<lineargradient id=\"starhalf1386\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\">\n        <stop offset=\"0%\" stop-color=\"var(--hcl-tertiary-10)\"><\/stop>\n \t\t<stop offset=\"0%\" stop-color=\"lightgrey\"><\/stop>\n<\/lineargradient>\n<\/svg>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"bde-div-16-1387 bde-div swiper-slide\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1388 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-16-1389 bde-icon\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"icon-quotes-left\" viewbox=\"0 0 32 32\">\n<path d=\"M7.031 14c3.866 0 7 3.134 7 7s-3.134 7-7 7-7-3.134-7-7l-0.031-1c0-7.732 6.268-14 14-14v4c-2.671 0-5.182 1.040-7.071 2.929-0.364 0.364-0.695 0.751-0.995 1.157 0.357-0.056 0.724-0.086 1.097-0.086zM25.031 14c3.866 0 7 3.134 7 7s-3.134 7-7 7-7-3.134-7-7l-0.031-1c0-7.732 6.268-14 14-14v4c-2.671 0-5.182 1.040-7.071 2.929-0.364 0.364-0.695 0.751-0.995 1.157 0.358-0.056 0.724-0.086 1.097-0.086z\"\/>\n<\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><div class=\"bde-div-16-1390 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-16-1391 bde-text gicl-truncate-text\">\n\"From bank rejection to $10M funding: GICL saves production deadlines with no-audit mortgage.\"\n\nA food manufacturer struggled to fund a massive order after banks declined her loan. GICL stepped in with a $10M 1st Mortgage, bypassing the need for audit reports. This immediate cash flow rescued her production schedule and helped the business eventually transition back to traditional bank support.<br><br>\u9762\u5c0d\u63a5\u8e35\u800c\u4f86\u7684\u8a02\u55ae\uff0c\u6025\u9700\u5927\u7b46\u8cc7\u91d1\u8cfc\u8cb7\u539f\u6750\u6599\uff0c\u537b\u56e0\u9280\u884c\u51fa\u5165\u6578\u7d00\u9304\u4e0d\u8db3\u88ab\u62d2\u3002\u5e78\u597d GICL \u7121\u9700\u6838\u6578\u5831\u544a\u4ea6\u80fd\u6279\u51fa\u5927\u984d\u8cb8\u6b3e\uff0c1,000 \u842c\u5468\u8f49\u8cc7\u91d1\u5373\u6642\u5230\u624b\u3002\u73fe\u5728\u516c\u53f8\u71df\u904b\u5df2\u56de\u6b63\u8ecc\uff0c\u66f4\u6210\u529f\u7372\u9280\u884c\u6279\u51fa\u8cb8\u6b3e\uff0c\u4fdd\u4f4f\u751f\u610f\u4fe1\u8b7d\u3002\n<\/p><div class=\"bde-text-16-1392 bde-text gicl-read-more-btn swiper-no-swiping\">\nRead More\n<\/div>\n<\/div><div class=\"bde-div-16-1393 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1394 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-16-1395 bde-div\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-16-1396 bde-text\">\nMs. Lam\n<\/span><span class=\"bde-text-16-1397 bde-text\">\nFood Manufacturer Owner\n<\/span>\n<\/div>\n<\/div><div class=\"bde-star-rating-16-1398 bde-star-rating\">\n\n\n\n  <div class='bde-star-rating__wrapper'>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n    <svg aria-hidden=\"true\" focusable=\"false\" data-prefix=\"fas\"  role=\"img\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 576 512\" class=\"svg-inline--fa fa-star fa-w-18 fa-2x\"><path d=\"M259.3 17.8L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0z\" class=\"\"><\/path><\/svg>\n  <\/div>\n\n\n\n<svg width=\"0\" height=\"0\">\n<lineargradient id=\"starhalf1398\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\">\n        <stop offset=\"0%\" stop-color=\"var(--hcl-tertiary-10)\"><\/stop>\n \t\t<stop offset=\"0%\" stop-color=\"lightgrey\"><\/stop>\n<\/lineargradient>\n<\/svg>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"bde-code-block-16-1399 bde-code-block\">\n\n\n\n<\/div>\n<\/div><div class=\"bde-fancy-container-16-1400 bde-fancy-container\">\n              \n  \n  \n\t\n  <div class=\"breakdance-swiper-wrapper section-background-slideshow\">\n    <div class=\"swiper\">\n      <!-- Additional required wrapper -->\n      <div class=\"swiper-wrapper\">\n        <!-- Slides -->\n              <\/div>\n    <\/div>\n  <\/div>\n\n\n\n\n<\/div><\/div>\n<\/section><div class=\"bde-globalblock-16-663 bde-globalblock\"><section class=\"bde-section-994-100-994-1 bde-section bde-section-994-100\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-994-101-994-1 bde-div bde-div-994-101\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-994-102-994-1 bde-div bde-div-994-102\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-994-103-994-1 bde-text bde-text-994-103\">\nLiquidity without the wait.\n<\/div><h2 class=\"bde-heading-994-104-994-1 bde-heading bde-heading-994-104\">\nUnlock Property Equity \u2013 Apply for Rapid Liquidity Now!\n<\/h2><p class=\"bde-text-994-105-994-1 bde-text bde-text-994-105\">\nGICL provides the most flexible mortgage solutions. Whether it's a first or second mortgage, refinancing,<br>No Income Proof Required, No Stress Test Required, secure cash within 24 hours to resolve urgent financial needs.\n<\/p>\n<\/div><div class=\"bde-div-994-106-994-1 bde-div bde-div-994-106\">\n  \n  \n\t\n\n\n\n<div class=\"bde-button-994-107-994-1 bde-button btn-hover-up bde-button-994-107\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--custom bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/property-mortgage-application\/\" target=\"_self\" data-type=\"url\">\n\n    \n        <span class=\"button-atom__text\">Apply Now<\/span>\n\n        \n        \n                <\/a>\n\n    \n\n\n<\/div><div class=\"bde-div-994-108-994-1 bde-div bde-div-994-108\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-994-109-994-1 bde-div bde-div-994-109\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-994-110-994-1 bde-icon bde-icon-994-110\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><!--! Font Awesome Free 6.5.1 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M464 256A208 208 0 1 1 48 256a208 208 0 1 1 416 0zM0 256a256 256 0 1 0 512 0A256 256 0 1 0 0 256zM232 120V256c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2V120c0-13.3-10.7-24-24-24s-24 10.7-24 24z\"\/><\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><span class=\"bde-text-994-111-994-1 bde-text bde-text-994-111\">\n15-Minute Preliminary Approval\n<\/span>\n<\/div><div class=\"bde-div-994-112-994-1 bde-div bde-div-994-112\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-994-113-994-1 bde-icon bde-icon-994-113\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d=\"M311.9 166.1L112 366.1l0-36c0-55.2 21.9-108.1 60.9-147.1L276.7 79.2c20-20 47.1-31.2 75.3-31.2s55.3 11.2 75.3 31.2l5.5 5.5c20 20 31.2 47.1 31.2 75.3c0 16.8-4 33.3-11.4 48H337.9l7.9-7.9c9.4-9.4 9.4-24.6 0-33.9s-24.6-9.4-33.9 0zm-22 89.9H412.1l-48 48H241.9l48-48zm24.9 96c-37.2 30.9-84.2 48-132.9 48h-36l48-48H314.9zM64 330v84L7 471c-9.4 9.4-9.4 24.6 0 33.9s24.6 9.4 33.9 0l57-57h84c67.9 0 133-27 181-75L466.7 269.3c29-29 45.3-68.3 45.3-109.3s-16.3-80.3-45.3-109.3l-5.5-5.5C432.3 16.3 393 0 352 0s-80.3 16.3-109.3 45.3L139 149C91 197 64 262.1 64 330z\"\/><\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><span class=\"bde-text-994-114-994-1 bde-text bde-text-994-114\">\nNo Income Proof Required \n<\/span>\n<\/div><div class=\"bde-div-994-115-994-1 bde-div bde-div-994-115\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-994-116-994-1 bde-icon bde-icon-994-116\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><!--! Font Awesome Free 6.5.1 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M448 75.2v361.7c0 24.3-19 43.2-43.2 43.2H43.2C19.3 480 0 461.4 0 436.8V75.2C0 51.1 18.8 32 43.2 32h361.7c24 0 43.1 18.8 43.1 43.2zm-37.3 361.6V75.2c0-3-2.6-5.8-5.8-5.8h-9.3L285.3 144 224 94.1 162.8 144 52.5 69.3h-9.3c-3.2 0-5.8 2.8-5.8 5.8v361.7c0 3 2.6 5.8 5.8 5.8h361.7c3.2.1 5.8-2.7 5.8-5.8zM150.2 186v37H76.7v-37h73.5zm0 74.4v37.3H76.7v-37.3h73.5zm11.1-147.3l54-43.7H96.8l64.5 43.7zm210 72.9v37h-196v-37h196zm0 74.4v37.3h-196v-37.3h196zm-84.6-147.3l64.5-43.7H232.8l53.9 43.7zM371.3 335v37.3h-99.4V335h99.4z\"\/><\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><span class=\"bde-text-994-117-994-1 bde-text bde-text-994-117\">\nNo stress test\n<\/span>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section><\/div>","protected":false},"excerpt":{"rendered":"<p>\u7269\u696d\u4e00\u6309\u2219\u4e8c\u6309\u2219\u8f49\u6309\u8cb8\u6b3e \u6975\u901f\u6279\u6838\uff0c\u8cc7\u91d1\u96a8\u5373\u5230\u624b \u7acb \u5373 \u7533 \u8acb \u65b0\u5ba2\u6236\u512a\u60e0 \u6210\u529f\u7533\u8acb\uff0c\u9001\u5e73\u677f\u96fb\u8166 \u4e86 \u89e3 \u66f4 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_breakdance_hide_in_design_set":false,"_breakdance_tags":"","footnotes":""},"class_list":["post-16","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages\/16","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/comments?post=16"}],"version-history":[{"count":0,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages\/16\/revisions"}],"wp:attachment":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/media?parent=16"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}