{"id":5534,"date":"2026-04-02T21:49:15","date_gmt":"2026-04-02T13:49:15","guid":{"rendered":"https:\/\/gicl.com.hk\/?page_id=5534"},"modified":"2026-04-02T21:49:17","modified_gmt":"2026-04-02T13:49:17","slug":"%e4%bd%8e%e6%81%af%e6%a8%93%e5%ae%87%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8%e6%af%94%e8%bc%83-%e9%99%84%e6%a8%93%e6%8c%89%e8%a8%88%e7%ae%97%e6%a9%9f","status":"publish","type":"page","link":"https:\/\/gicl.com.hk\/en\/%e4%bd%8e%e6%81%af%e6%a8%93%e5%ae%87%e6%8c%89%e6%8f%ad%e6%88%90%e6%95%b8%e6%af%94%e8%bc%83-%e9%99%84%e6%a8%93%e6%8c%89%e8%a8%88%e7%ae%97%e6%a9%9f\/","title":{"rendered":"\u4f4e\u606f\u6a13\u5b87\u6309\u63ed\u6210\u6578\u3001\u5229\u606f\u4e00\u89bd\uff1a\u6bd4\u8f03\u4e00\u6309\u3001\u4e8c\u6309\u3001\u8f49\u6309\u53ca\u52a0\u6309\u5957\u73fe\u670d\u52d9\uff08\u9644\u6a13\u6309\u8a08\u7b97\u6a5f\uff09"},"content":{"rendered":"<p>\u7576\u6d88\u8cbb\u8005\u60f3\u8cb7\u6a13\u6642\uff0c\u4e0d\u5c11\u4eba\u6703\u9078\u64c7\u4ee5<a href=\"https:\/\/gicl-old-site.local\/%E6%8C%89%E6%8F%AD%E6%AF%94%E8%BC%83-%E6%A8%93%E5%AE%87%E6%8C%89%E6%8F%AD%E5%88%A9%E7%8E%87%E6%88%90%E6%95%B8%E5%8F%8A%E5%9B%9E%E8%B4%88%E5%84%AA%E6%83%A0\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6309\u63ed<\/a>\u7684\u65b9\u5f0f\u62b5\u62bc\u7269\u696d\u501f\u8cb8\uff0c\u5373\u662f\u6309\u6a13\u5957\u73fe\uff0c\u800c\u975e\u4e00\u6b21\u6027\u4ed8\u6e05\u5de8\u984d\u8cbb\u7528\uff0c\u90a3\u9ebd\u6a13\u5b87\u6309\u63ed\uff08\u6a13\u6309\uff09\u5230\u5e95\u662f\u4ec0\u9ebd\u610f\u601d\u5462\uff1f\u7533\u8acb \u6a13\u5b87\u6309\u63ed \u53c8\u6709\u4ec0\u9ebd\u597d\u8655\uff1f<\/p>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u6a13\u6309\u7684\u7c21\u4ecb\uff0c\u70ba\u5927\u5bb6\u8b1b\u89e3\u6a13\u5b87\u6309\u63ed\u6210\u6578\u3001\u5229\u606f\uff0c\u6bd4\u8f03\u6a13\u5b87\u4e00\u6309\u3001\u4e8c\u6309\u3001\u8f49\u6309\u3001\u52a0\u6309\u53ca\u5c45\u5c4b\u696d\u4e3b\u8cb8\u6b3e\u5206\u5225\uff0c\u4e26\u9644\u4e0a<a href=\"https:\/\/gicl.com.hk\/en\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a13\u6309\u8a08\u7b97\u6a5f<\/a>\uff0c\u4e86\u89e3\u6a13\u6309\u5229\u606f\u3001\u4f30\u50f9\u3001\u9084\u6b3e\u671f\u6578\u53ca\u91d1\u984d\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u6a13\u5b87\u6309\u63ed\u6210\u6578<\/h2>\n\n\n\n<p>\u4e0d\u8ad6\u7269\u696d\u50f9\u503c\u3001\u662f\u5426\u81ea\u4f4f\uff0c\u50b3\u7d71\u9280\u884c\u7684\u6a13\u5b87<a href=\"https:\/\/gicl-old-site.local\/%E6%8C%89%E6%8F%AD%E6%AF%94%E8%BC%83-%E6%A8%93%E5%AE%87%E6%8C%89%E6%8F%AD%E5%88%A9%E7%8E%87%E6%88%90%E6%95%B8%E5%8F%8A%E5%9B%9E%E8%B4%88%E5%84%AA%E6%83%A0\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6309\u63ed\u6210\u6578<\/a>\u4e0a\u9650\u5747\u662f7\u6210\uff0c\u4f9b\u6b3e\u4f54\u5165\u606f\u6bd4\u7387\u4e0a\u9650\u4e00\u5f8b\u70ba5\u6210\u3002<\/p>\n\n\n\n<p>\u82e5\u8cfc\u8cb7\u6a13\u5b87\u6309\u63ed\u4fdd\u96aa\uff0c\u6a13\u5b87\u6309\u63ed\u6210\u6578\u9ad8\u90549\u6210\uff0c\u4f46\u53ea\u9069\u7528\u65bc\u9996\u6b21\u7f6e\u696d\u3001\u6709\u56fa\u5b9a\u6536\u5165\u7684\u9999\u6e2f\u8eab\u4efd\u8b49\u6301\u6709\u4eba\uff0c\u4e26\u9700\u8981\u984d\u5916\u4fdd\u8cbb\u652f\u51fa\uff0c\u800c\u4e14\u8a72\u6a13\u5b87\u4e0d\u80fd\u51fa\u79df\u3002<\/p>\n\n\n\n<p>\u800cGICL\u74b0\u7403\u4fe1\u8cb8<a href=\"https:\/\/gicl-old-site.local\/%E4%BD%8E%E6%81%AF%E6%8C%89%E6%8F%AD%E8%B2%B8%E6%AC%BE-%E6%AF%94%E8%BC%83%E9%8A%80%E8%A1%8C%E8%B2%B8%E6%AC%BE%E5%85%AC%E5%8F%B8%E4%B9%8B%E7%A7%81%E4%BA%BA%E8%B2%B8%E6%AC%BE%E5%8F%8A%E6%A8%93%E5%AE%87\/\" target=\"_blank\" rel=\"noopener\"><u>\u4f4e\u606f\u6a13\u5b87\u6309\u63ed\u670d\u52d9<\/u><\/a>\u6210\u6578<strong>\u9ad8\u90548\u6210<\/strong>\uff0c<strong>\u5be9\u6279\u8981\u6c42<\/strong>\u6bd4\u9280\u884c<strong>\u4f4e<\/strong>\uff0c<strong>\u5be9\u67e5\u6642\u9593\u4ea6\u6bd4\u8f03\u77ed<\/strong>\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u6a13\u6309\u5229\u606f\u6bd4\u8f03<\/h2>\n\n\n\n<p>\u591a\u6578\u9999\u6e2f\u9280\u884c\u7684<a href=\"https:\/\/gicl-old-site.local\/%E6%8C%89%E6%8F%AD%E6%AF%94%E8%BC%83-%E6%A8%93%E5%AE%87%E6%8C%89%E6%8F%AD%E5%88%A9%E7%8E%87%E6%88%90%E6%95%B8%E5%8F%8A%E5%9B%9E%E8%B4%88%E5%84%AA%E6%83%A0\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6a13\u6309\u8cb8\u6b3e\u5229\u606f<\/a>\uff0c\u63d0\u4f9bP\u6309\uff08\u6700\u512a\u60e0\u5229\u7387\uff09\u53caH\u6309\uff08\u9280\u884c\u540c\u696d\u62c6\u606f\uff09\uff0c\u5169\u8005\u5229\u7387\u5747\u6d6e\u52d5\u3002\u300cH\u6309\u300d\u5229\u606f\u96a8\u5e02\u5834\u8b8a\u52d5\uff0c\u6e1b\u606f\u5feb\u4f46\u6ce2\u52d5\u6bd4\u8f03\u5927\uff1b\u800c\u300cP\u6309\u300d\u5229\u606f\u6bd4\u8f03\u7a69\u5b9a\uff0c\u4f46\u6e1b\u606f\u8f03\u6162\u3002<\/p>\n\n\n\n<p>\u6839\u64da2025\u5e749\u6708\u6578\u64da\uff0cP\u6309\u9280\u884c\u5229\u7387\u7d04P-1.75%\u81f3P-2.1%\uff1bH\u6309\u5229\u7387\u7d04H+1.3%\u81f3H+1.6%\uff0cP -1.75%\u81f3P-2.1%\u5c01\u9802\u3002<\/p>\n\n\n\n<p>\u800cGICL\u74b0\u7403\u4fe1\u8cb8<a href=\"https:\/\/gicl-old-site.local\/%E4%BD%8E%E6%81%AF%E6%8C%89%E6%8F%AD%E8%B2%B8%E6%AC%BE-%E6%AF%94%E8%BC%83%E9%8A%80%E8%A1%8C%E8%B2%B8%E6%AC%BE%E5%85%AC%E5%8F%B8%E4%B9%8B%E7%A7%81%E4%BA%BA%E8%B2%B8%E6%AC%BE%E5%8F%8A%E6%A8%93%E5%AE%87\/\" target=\"_blank\" rel=\"noopener\"><\/a><a href=\"https:\/\/gicl-old-site.local\/%E4%BD%8E%E6%81%AF%E6%8C%89%E6%8F%AD%E8%B2%B8%E6%AC%BE-%E6%AF%94%E8%BC%83%E9%8A%80%E8%A1%8C%E8%B2%B8%E6%AC%BE%E5%85%AC%E5%8F%B8%E4%B9%8B%E7%A7%81%E4%BA%BA%E8%B2%B8%E6%AC%BE%E5%8F%8A%E6%A8%93%E5%AE%87\/\" target=\"_blank\" rel=\"noopener\"><u>\u4f4e\u606f\u6a13\u6309\u8cb8\u6b3e\u670d\u52d9<\/u><\/a>\u5229\u7387\u4f4e\u81f38\uff05\uff0c<strong>No stress test<\/strong>\uff0c\u4e26\u7701\u537b\u5be9\u67e5\u6642\u9593\uff0c<strong>\u5feb\u901f\u7372\u5f97\u6a13\u6309\u8cb8\u6b3e<\/strong>\uff0c\u5efa\u8b70\u53c3\u8003<a href=\"https:\/\/gicl.com.hk\/en\/\"><u>\u6a13\u6309\u8a08\u7b97\u6a5f<\/u><\/a>\uff0c\u6a13\u6309\u8cb8\u6b3e\u5229\u7387\u76e1\u5728\u638c\u63e1\u4e2d\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u6a13\u5b87\u6309\u63ed\u6bd4\u8f03<\/h2>\n\n\n\n<p>\u6a13\u5b87\u6309\u63ed\uff08\u6a13\u6309\uff09\u7a2e\u985e\u7e41\u591a\uff0c\u5927\u5bb6\u53ef\u6bd4\u8f03\u4f4e\u606f\u6a13\u5b87\u4e00\u6309\u3001\u4e8c\u6309\u3001\u8f49\u6309\u3001\u52a0\u6309\u6309\u63ed\u8cb8\u6b3e\u65b9\u5f0f\u6309\u6a13\u5957\u73fe\u53ca\u5c4b\u4e3b\u696d\u4e3b\u8cb8\u6b3e\u7684\u5206\u5225\uff0c\u4e26\u53c3\u8003<a href=\"https:\/\/gicl.com.hk\/en\/\" target=\"_blank\" data-type=\"link\" data-id=\"https:\/\/gicl.com.hk\/\" rel=\"noreferrer noopener\">\u6a13\u5b87\u6309\u63ed\u8a08\u6578\u6a5f<\/a>\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/gicl-old-site.local\/%e6%8c%89%e6%8f%ad%e7%a8%ae%e9%a1%9e\/%e4%b8%80%e6%8c%89%e8%b2%b8%e6%ac%be%e7%89%b9%e9%bb%9e\/\" target=\"_blank\" rel=\"noreferrer noopener\"><u>\u6a13\u5b87\u6309\u63ed \u4e00\u6309\u8cb8\u6b3e\u7acb\u5373\u6309\u6a13\u5957\u73fe<\/u><\/a><\/h2>\n\n\n\n<p><a href=\"https:\/\/gicl-old-site.local\/%E4%B8%80%E6%8C%89%E8%88%87%E4%BA%8C%E6%8C%89%E6%84%8F%E6%80%9D%E6%98%AF%E4%BB%80%E9%BA%BC%E5%88%86%E5%88%A5%E5%8F%8A%E4%BE%8B%E5%AD%90%E4%B8%80%E8%A6%BD\/\" target=\"_blank\" rel=\"noopener\"><u>What is the difference between a First Mortgage and a Second Mortgage?<\/u><\/a>\u6a13\u5b87\u4e00\u6309\u662f\u6307\u7269\u696d\u65b0\u9020\u7684\u6a13\u5b87\u6309\u63ed\u8cb8\u6b3e\uff0c\u6216\u5df2\u4f9b\u6eff\/\u5df2\u8cfc\u5165\u7684\u7269\u696d\u518d\u91cd\u6309\u6a13\u5957\u73fe\uff0c\u5728\u4e00\u6309\u6309\u63ed\u8cb8\u6b3e\u5b8c\u6210\u62b5\u62bc\u5f8c\uff0c\u60a8\u7684\u6a13\u5951\u9700\u8981\u5b58\u653e\u5728\u8a72\u6a5f\u69cb\u5167\uff0c\u7136\u5f8c\u958b\u59cb\u6bcf\u6708\u9084\u6b3e\u3002\u82e5\u60f3\u589e\u52a0\u6a13\u5b87\u6309\u63ed\u6210\u6578\u6216\u5957\u73fe\uff0c\u5247\u53ef\u7533\u8acb\u6a13\u5b87\u4e8c\u6309\u8cb8\u6b3e\u3002<\/p>\n\n\n\n<p>\u800c<a href=\"https:\/\/gicl-old-site.local\/%E7%89%A9%E6%A5%AD%E8%BD%89%E6%8C%89%E5%A5%97%E7%8F%BE%E6%AF%94%E8%BC%83-%E5%88%A9%E7%8E%87%E5%A5%BD%E8%99%95%E5%9B%9E%E8%B4%88%E5%84%AA%E6%83%A0-gicl%E7%92%B0%E7%90%83%E4%BF%A1%E8%B2%B8%E8%B1%81\/\" target=\"_blank\" rel=\"noreferrer noopener\"><u>\u6a13\u5b87\u8f49\u6309<\/u><\/a>\u662f\u6a13\u5b87\u6309\u63ed\u8cb8\u6b3e\u7684\u4e00\u7a2e\uff0c\u6307\u5728\u539f\u6709\u627f\u9020\u6a13\u5b87\u6309\u63ed\u7684\u6a5f\u69cb\u8f49\u6309\u5f80\u53e6\u4e00\u9593\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u900f\u904e\u628a\u6a13\u5b87\u8f49\u6309\uff0c\u696d\u4e3b\u4fbf\u6709\u6a5f\u6703\u5957\u73fe\u4e00\u7b46\u8cc7\u91d1\u5468\u8f49\u3002\u82e5\u696d\u4e3b\u5411\u9280\u884c\u7533\u8acb\u6a13\u5b87\u8f49\u6309\uff0c \u9700\u5411\u6a13\u5b87\u6309\u63ed\u7684\u9280\u884c\u63d0\u4ea4\u76f8\u95dc\u7684\u500b\u4eba\u8cc7\u6599\u3001\u5165\u606f\u8b49\u660e\uff0c\u4ee5\u5f85\u9280\u884c\u5be9\u6279\uff0c\u4e26\u8981\u901a\u904e\u91d1\u7ba1\u5c40\u8a02\u4e0b\u7684\u6309\u63ed\u4f9b\u6b3e\u58d3\u529b\u6e2c\u8a66\u7684\u8981\u6c42\uff0c\u56e0\u6b64\u5be9\u6279\u6642\u9593\u6703\u8f03\u9577\u548c\u76f8\u7576\u56b4\u8b39\u3002<\/p>\n\n\n\n<p>\u74b0\u7403\u4fe1\u8cb8\u662f\u4e0a\u5e02\u6a13\u5b87\u6309\u63ed\u516c\u53f8\uff0c\u70ba\u696d\u4e3b\u63d0\u4f9b\u4f4e\u606f\u6a13\u6309\u548c\u8f49\u6309\u8cc7\u6b3e\u670d\u52d9\uff0c\u52a9\u4ed6\u5011\u6309\u6a13\u5957\u73fe\uff0c\u5275\u9020\u66f4\u591a\u6a5f\u6703\u3002\u6709\u5225\u65bc\u9280\u884c\u6a5f\u69cb\uff0c\u6211\u5011\u63d0\u4f9b\u7684\u7269\u696d\u4e00\u6309\u6309\u63ed\u670d\u52d9<strong>\u4e0d\u9650\u696d\u4e3b\u7684\u5e74\u9f61\u548c\u6a13\u9f61<\/strong>\uff0c\u696d\u4e3b\u5011\u4e5f<strong>\u4e0d\u9700\u8981\u63d0\u4f9b\u4efb\u4f55\u7684\u5165\u606f\u8b49\u660e<\/strong>\u3002\u6211\u5011\u8a2d\u6709<strong>\u9577\u9054240\u671f<\/strong>\u7684\u9084\u6b3e\u5e74\u671f\uff0c\u4e26\u63d0\u4f9b<strong>\u5faa\u74b0\u5f48\u6027\u9084\u6b3e\u8a08\u5283<\/strong>\uff0c \u6a13\u5b87\u6309\u63ed\u8cb8\u6b3e\u984d\u6210\u6578<strong>\u9ad8\u90548\u6210<\/strong>\uff0c\u6a13\u6309\u5e74\u606f\u4f4e\u81f38%\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\uff0c\u70ba\u6e1b\u8f15\u696d\u4e3b<a href=\"https:\/\/gicl-old-site.local\/%E7%89%A9%E6%A5%AD%E8%BD%89%E6%8C%89%E5%A5%97%E7%8F%BE%E6%AF%94%E8%BC%83-%E5%88%A9%E7%8E%87%E5%A5%BD%E8%99%95%E5%9B%9E%E8%B4%88%E5%84%AA%E6%83%A0-gicl%E7%92%B0%E7%90%83%E4%BF%A1%E8%B2%B8%E8%B1%81\/\" target=\"_blank\" rel=\"noreferrer noopener\"><u>Refinancing<\/u><\/a>\u6642\u7684\u652f\u51fa\uff0c\u74b0\u7403\u4fe1\u8cb8<strong>\u9001\u51fa<\/strong>\u7533\u8acb\u6a13\u5b87\u6309\u63ed\u6642\u7684<strong>\u5f8b\u5e2b\u8cbb\u548c\u4f30\u50f9\u8cbb<\/strong>\uff0c\u6a13\u6309<strong>\u5373\u65e5\u5be9\u6279<\/strong>\uff0c<strong>\u6700\u5feb\u7b2c\u4e8c\u500b\u5de5\u4f5c\u5929\u53d6\u6b3e<\/strong>\u3002<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><a href=\"https:\/\/gicl-old-site.local\/%e6%8c%89%e6%8f%ad%e7%a8%ae%e9%a1%9e\/%e4%ba%8c%e6%8c%89%e8%b2%b8%e6%ac%be%e7%89%b9%e9%bb%9e\/\" target=\"_blank\" rel=\"noreferrer noopener\"><u>\u6a13\u5b87\u6309\u63ed \u4e8c\u6309\u8cb8\u6b3e\u589e\u52a0\u6309\u63ed\u6210\u6578<\/u><\/a><\/h2>\n\n\n\n<p>\u4e8c\u6309\u662f\u4ec0\u9ebc\u610f\u601d\uff1f\u6a13\u5b87\u4e8c\u6309\u6309\u63ed\u8cb8\u6b3e\u662f\u6307\u5728\u539f\u6709\u627f\u9020\u6a13\u6309\u7684\u9280\u884c\uff0c\u589e\u52a0\u6a13\u5b87\u6309\u63ed\u8cb8\u6b3e\u984d\u6216\u5728\u5176\u4ed6\u8cb8\u6b3e\u6a5f\u69cb\u4e8c\u6309\u6309\u63ed\u5957\u73fe\uff0c\u696d\u4e3b\u5011\u82e5\u6709\u4efb\u4f55\u6295\u8cc7\u6216\u751f\u610f\u4e0a\u7684\u5468\u8f49\u6642\uff0c\u4fbf\u53ef\u4ee5\u8003\u616e\u5229\u7528\u7269\u696d\u7533\u8acb\u4e8c\u6309\u5957\u73fe\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u696d\u4e3b\u60f3\u5728\u539f\u6709\u6a13\u5b87\u6309\u63ed\u9280\u884c\u9032\u884c\u7b2c\u4e8c\u6b21\u6309\u63ed\u8cb8\u6b3e\u5957\u73fe\u5468\u8f49\uff0c\u5247\u9700\u7559\u610f\u7684\u662f\u9700\u8981\u63d0\u4ea4\u76f8\u95dc\u7684\u500b\u4eba\u8cc7\u6599\u3001\u5165\u606f\u8b49\u660e\uff0c\u4ee5\u5f85\u9280\u884c\u5be9\u6279\uff0c\u4e26\u8981\u901a\u904e\u91d1\u7ba1\u5c40\u8a02\u4e0b\u7684\u6a13\u6309\u4f9b\u6b3e\u58d3\u529b\u6e2c\u8a66\u7684\u8981\u6c42\uff0c\u6240\u4ee5\u80fd\u7372\u9280\u884c\u6279\u51fa\u4e8c\u6309\u5957\u73fe\u4e26\u4e0d\u5bb9\u6613\u3002<\/p>\n\n\n\n<p>\u6b64\u5916\uff0c\u5c0d\u65bc\u60f3\u501f\u5165\u66f4\u9ad8\u6210\u6578\u53c8\u672a\u80fd\u901a\u904e\u6309\u63ed\u4fdd\u96aa\u7684\u696d\u4e3b\u4f86\u8aaa\uff0c\u9280\u884c\u63d0\u4f9b\u7684\u6a13\u6309\u8cb8\u6b3e\u4e26\u4e0d\u8db3\u5920\uff0c\u56e0\u6b64\u4ed6\u5011\u9700\u8981\u5230\u8cb8\u6b3e\u516c\u53f8\u7533\u8acb\u7b2c\u4e8c\u6b21\u6309\u63ed\uff0c\u4ee5\u7372\u5f97\u9918\u4e0b\u66f4\u9ad8\u7684\u6a13\u5b87\u6309\u63ed\u6210\u6578\u3002<\/p>\n\n\n\n<p>\u74b0\u7403\u4fe1\u8cb8\u70ba\u696d\u4e3b\u63d0\u4f9b\u7684\u7269\u696d2\u6309\u670d\u52d9\u3002\u6709\u5225\u65bc\u574a\u9593\u5176\u4ed6\u516c\u53f8\uff0c\u6211\u5011\u63d0\u4f9b\u7684\u4f4e\u606f\u4e8c\u6309\u6309\u63ed\u8cb8\u6b3e\u670d\u52d9<strong>\u4e0d\u9650\u696d\u4e3b\u7684\u5e74\u9f61\u548c\u6a13\u9f61<\/strong>\uff0c\u5305\u62ec\uff1a\u79c1\u6a13\u3001\u5510\u6a13\u3001\u5df2\u88dc\u5730\u50f9\u5c45\u5c4b\u3001\u6751\u5c4b\u3001\u5de5\u5ec8\u5546\u8216\u3001\u5beb\u5b57\u6a13\u3001<a href=\"https:\/\/gicl-old-site.local\/%e6%8c%89%e6%8f%ad%e7%a8%ae%e9%a1%9e\/%e8%bb%8a%e4%bd%8d%e6%8c%89%e6%8f%ad%e7%89%b9%e9%bb%9e\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u8eca\u4f4d<\/a>\u53ca\u5730\u76ae\u7b49\u3002<\/p>\n\n\n\n<p>\u696d\u4e3b\u5011\u4e5f<strong>\u4e0d\u9700\u8981\u63d0\u4f9b\u4efb\u4f55\u5165\u606f\u8b49\u660e<\/strong>\u3002\u4e8c\u6309<strong>\u9084\u6b3e\u671f\u9577\u9054180\u671f<\/strong>\uff0c\u63d0\u4f9b<strong>\u5faa\u74b0\u5f48\u6027\u9084\u6b3e\u8a08\u5283<\/strong>\uff0c\u6a13\u6309\u5229\u606f\u4f4e\u81f312%\u3002 \u7531\u65bc\u4e8c\u6309\u7684\u653e\u8cb8\u8005\u4e26\u975e\u7b2c\u4e00\u50b5\u6b0a\u4eba\uff0c\u6240\u4ee5\u6a13\u5b87\u4e8c\u6309\u8cb8\u6b3e\u90e8\u4efd\u7684\u5229\u7387\u4e00\u822c\u8f03\u4e00\u6309\u70ba\u9ad8\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u6a13\u5b87\u6309\u63ed\u52a0\u6309\u5957\u73fe\u8207\u4e8c\u6309\u6bd4\u8f03<\/h2>\n\n\n\n<p>\u5728\u6bd4\u8f03\u6a13\u5b87<a href=\"https:\/\/gicl-old-site.local\/%e7%89%a9%e6%a5%ad%e4%ba%8c%e6%8c%89%e5%a5%97%e7%8f%be%e6%8c%87%e5%8d%97-%e4%ba%8c%e6%8c%89%e8%bd%89%e6%8c%89%e5%8a%a0%e6%8c%89\/\" target=\"_blank\" rel=\"noopener\">\u4e8c\u6309\u53ca\u52a0\u6309<\/a>\u524d\uff0c\u8981\u5148\u4e86\u89e3\u52a0\u6309\u8cb8\u6b3e\u610f\u601d\u662f\u4ec0\u9ebc\u3002\u6a13\u5b87\u52a0\u6309\u5957\u73fe\u662f\u6307\u696d\u4e3b\u6301\u6709\u73fe\u5951\u7269\u696d\uff08\u6c92\u6709\u6309\u63ed\u7684\u7269\u696d\uff09\u5305\u62ec\u5c45\u5c4b\uff0c<strong>\u5728\u539f\u672c\u9280\u884c<\/strong>\u7533\u8acb\u91cd\u6309\u5957\u73fe\u73fe\u91d1\uff0c\u53c8\u6216\u4f9b\u6a13\u4eba\u5728\u539f\u672c\u9032\u884c\u6a13\u5b87\u6309\u63ed\u7684\u9280\u884c\u52a0\u501f\uff0c\u5373\u662f\u518d\u9032\u884c\u591a\u4e00\u6b21\u6309\u63ed\uff0c\u4ee5\u5f97\u5230\u984d\u5916\u8cb8\u6b3e\u984d\u3002\u6545\u6b64\u540d\u70ba\u300c<a href=\"https:\/\/gicl-old-site.local\/%e6%a8%93%e5%ae%87%e5%8a%a0%e6%8c%89%e5%a5%97%e7%8f%be-%e7%89%a9%e6%a5%ad%e5%8a%a0%e6%8c%89%e6%84%8f%e6%80%9d%e5%88%a9%e6%81%af%e5%9b%9e%e8%b4%88-gicl%e5%85%8d%e5%be%8b%e5%b8%ab%e8%b2%bb\/\" target=\"_blank\" rel=\"noopener\">Top-up Mortgage<\/a>\u300d\uff0c\u5373\u662f\u589e\u52a0\u6a13\u5b87\u6309\u63ed\u62b5\u62bc\uff0c\u4ee5\u5957\u73fe\u73fe\u91d1\u7684\u610f\u601d\u3002<\/p>\n\n\n\n<p>\u6a13\u50f9\u4e0a\u5347\u6642\u7533\u8acb<a href=\"https:\/\/gicl-old-site.local\/%e6%a8%93%e5%ae%87%e5%8a%a0%e6%8c%89%e5%a5%97%e7%8f%be-%e7%89%a9%e6%a5%ad%e5%8a%a0%e6%8c%89%e6%84%8f%e6%80%9d%e5%88%a9%e6%81%af%e5%9b%9e%e8%b4%88-gicl%e5%85%8d%e5%be%8b%e5%b8%ab%e8%b2%bb\/\" target=\"_blank\" rel=\"noreferrer noopener\"><u>\u7269\u696d\u52a0\u6309\u6309\u63ed<\/u><\/a>\uff0c\u56e0\u70ba\u8cb8\u6b3e\u984d\u5ea6\u7a7a\u9593\u6703\u96a8\u6a13\u50f9\u800c\u63d0\u9ad8\uff0c\u696d\u4e3b\u6709\u6a5f\u6703\u7531\u6309\u6a13\u5957\u73fe\u66f4\u591a\u8cc7\u91d1\uff0c\u4e26\u53ef\u80fd\u5f97\u5230\u52a0\u6309\u56de\u8d08\uff0c\u4f46\u6a13\u5b87\u52a0\u6309\u8cb8\u6b3e\u5be9\u67e5\u689d\u4ef6\u66f4\u82db\u523b\uff0c\u56e0\u61c9\u5c0d\u7269\u696d\u7684\u4f30\u50f9\u3001\u8cb8\u6b3e\u4eba\u4f9b\u6b3e\u80fd\u529b\uff0c\u518d\u6c7a\u5b9a\u7533\u8acb\u4eba\u7684\u6a13\u5b87\u52a0\u501f\u8cb8\u6b3e\u984d\u53ca\u6a13\u6309\u5229\u606f\u3002<\/p>\n\n\n\n<p>\u800c\u6a13\u5b87\u4e8c\u6309\u6309\u63ed\u8cb8\u6b3e\u6703\u5c07\u539f\u6709\u7684\u6a13\u6309\u8cb8\u6b3e\uff0c\u518d<strong>\u5411\u53e6\u4e00\u9593\u8cb8\u6b3e\u6a5f\u69cb<\/strong>\u518d\u7533\u8acb\u591a\u4e00\u6b21\u6309\u63ed\uff0c\u4e2d\u9593\u727d\u6d89\u4e86\u5169\u9593\u4e0d\u540c\u7684\u8ca1\u52d9\u6a5f\u69cb\uff0c\u6545\u7a31\u70ba\u300c\u4e8c\u6309\u300d\u3002<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wa.me\/85291741899\" target=\"_blank\" rel=\"noopener\">\u7acb\u5373\u7533\u8acb ><\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u6a13\u5b87\u6309\u63ed \u8f49\u6309\u8cb8\u6b3e\u8207\u4e8c\u6309\u5206\u5225<\/h2>\n\n\n\n<p>\u8cb7\u5bb6\u628a\u539f\u672c\u7684\u6a13\u5b87\u6309\u63ed\u8cb8\u6b3e\u8f49\u81f3\u53e6\u4e00\u9593\u8ca1\u52d9\u6a5f\u69cb\u627f\u6309\uff0c\u6b64\u904e\u7a0b\u7a31\u70ba\u300c<a href=\"https:\/\/gicl-old-site.local\/%E7%89%A9%E6%A5%AD%E8%BD%89%E6%8C%89%E5%A5%97%E7%8F%BE%E6%AF%94%E8%BC%83-%E5%88%A9%E7%8E%87%E5%A5%BD%E8%99%95%E5%9B%9E%E8%B4%88%E5%84%AA%E6%83%A0-gicl%E7%92%B0%E7%90%83%E4%BF%A1%E8%B2%B8%E8%B1%81\/\" target=\"_blank\" rel=\"noopener\">Refinancing<\/a>\u300d\u3002\u56e0\u6b64<a href=\"https:\/\/gicl-old-site.local\/%E7%89%A9%E6%A5%AD%E4%BA%8C%E6%8C%89%E5%A5%97%E7%8F%BE%E6%8C%87%E5%8D%97-%E4%BA%8C%E6%8C%89%E8%BD%89%E6%8C%89%E5%8A%A0%E6%8C%89\/\" target=\"_blank\" rel=\"noopener\">\u8f49\u6309\u8207\u6a13\u5b87\u4e8c\u6309<\/a>\u6709\u6240\u5dee\u5225\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/gicl-old-site.local\/%E7%89%A9%E6%A5%AD%E8%BD%89%E6%8C%89%E5%A5%97%E7%8F%BE%E6%AF%94%E8%BC%83-%E5%88%A9%E7%8E%87%E5%A5%BD%E8%99%95%E5%9B%9E%E8%B4%88%E5%84%AA%E6%83%A0-gicl%E7%92%B0%E7%90%83%E4%BF%A1%E8%B2%B8%E8%B1%81\/\" target=\"_blank\" rel=\"noreferrer noopener\"><u>\u6a13\u5b87\u8f49\u6309\u8cb8\u6b3e\u5206\u5169\u985e\u00a0\u4eab\u4f4e\u5229\u606f\u3001\u9ad8\u56de\u8d08\u53ca\u66f4\u591a\u8cb8\u6b3e\u984d<\/u><\/a><\/h3>\n\n\n\n<p>\u6a13\u5b87\u8f49\u6309\u8cb8\u6b3e\u9700\u8981\u62b5\u62bc\u7269\u696d\uff0c\u4ee5\u7372\u5f97\u8cb8\u6b3e\u984d\uff0c\u7533\u8acb\u4eba\u5e0c\u671b\u7531\u8f49\u6309\u5f97\u5230\u4f4e\u5229\u7387\u8cb8\u6b3e\u3001\u73fe\u91d1\u56de\u8d08\u53ca\u5957\u73fe\u66f4\u591a\u8cb8\u6b3e\u984d\u5468\u8f49\u3002<\/p>\n\n\n\n<p>\u5e73\u624b\u8f49\u6309\uff1a\u5c07\u539f\u6709\u672a\u4f9b\u5b8c\u7684\u8cb8\u6b3e\u90e8\u5206\uff0c\u5728\u8cb8\u6b3e\u984d\u4e0d\u8b8a\u7684\u60c5\u6cc1\u4e0b\u8f49\u81f3\u5176\u4ed6\u8cb8\u6b3e\u6a5f\u69cb\u7684\u8cb8\u6b3e\u8a08\u5283\u3002<\/p>\n\n\n\n<p>\u8f49\u6309\u5957\u73fe\uff1a\u8d81\u7269\u696d\u5347\u503c\u6642\uff0c\u5c07\u672a\u4f9b\u5b8c\u7684\u7269\u696d\u8f49\u79fb\u81f3\u5176\u4ed6\u8cb8\u6b3e\u6a5f\u69cb\uff0c\u91cd\u65b0\u8a55\u4f30\u6a13\u50f9\u53d6\u5f97\u8cb8\u6b3e\uff0c\u6263\u9664\u5df2\u511f\u9084\u7684\u6309\u63ed\u9918\u984d\uff0c\u5957\u73fe\u4e0a\u5347\u7684\u8cb8\u6b3e\u984d\u5dee\u984d\uff0c\u4f5c\u70ba\u5468\u8f49\u3001\u61c9\u6025\u7b49\u7528\u9014\u3002<\/p>\n\n\n\n<p><a href=\"https:\/\/gicl-old-site.local\/%E7%89%A9%E6%A5%AD%E8%BD%89%E6%8C%89%E5%A5%97%E7%8F%BE%E6%AF%94%E8%BC%83-%E5%88%A9%E7%8E%87%E5%A5%BD%E8%99%95%E5%9B%9E%E8%B4%88%E5%84%AA%E6%83%A0-gicl%E7%92%B0%E7%90%83%E4%BF%A1%E8%B2%B8%E8%B1%81\/\" target=\"_blank\" rel=\"noopener\"><u>\u8f49\u6309\u8cb8\u6b3e<\/u><\/a>\u9700\u8981\u904e\u4e86\u7f70\u606f\u671f\uff08\u5169\u81f3\u4e09\u5e74\uff09\u624d\u8f49\uff0c\u5426\u5247\u6703\u88ab\u539f\u9280\u884c\u6216\u8cb8\u6b3e\u6a5f\u69cb\u7f70\u606f\u3002\u7136\u800c\uff0c\u6a13\u5b87\u8f49\u6309\u7684\u56de\u8d08\u6bd4\u52a0\u6309\u70ba\u9ad8\uff0c\u800c\u4e14\u5728\u539f\u9280\u884c\u52a0\u6309\uff0c\u4ea6\u4e0d\u80fd\u4eab\u6709\u4e2d\u4ecb\u56de\u8d08\u3002<\/p>\n\n\n\n<p>\u74b0\u7403\u4fe1\u8cb8\u70ba\u696d\u4e3b\u63d0\u4f9b\u4f4e\u606f\u6a13\u5b87\u8f49\u6309\u8cb8\u6b3e\u670d\u52d9\uff0c\u76f8\u5c0d\u9280\u884c\u6a5f\u69cb\uff0c\u6211\u5011\u63d0\u4f9b\u7684\u7269\u696d\u8f49\u6309\u670d\u52d9<strong>\u4e0d\u9650\u696d\u4e3b\u7684\u5e74\u9f61\u548c\u6a13\u9f61<\/strong>\uff0c\u696d\u4e3b\u5011\u4e5f<strong>\u4e0d\u9700\u8981\u63d0\u4f9b\u4efb\u4f55\u5165\u606f\u8b49\u660e\uff0c\u6a13\u6309\u5229\u7387\u4f4e\u81f38\uff05<\/strong>\u3002\u800c\u4e14\u6703\u70ba\u7533\u8acb\u4eba\u7684\u6a13\u6309\u7269\u696d\u9032\u884c\u4f30\u50f9\u53ca\u8a08\u7b97\u512a\u60e0\uff0c\u5e6b\u4f60\u7c21\u55ae\u61c9\u6025\u5957\u73fe\u5468\u8f49\u3002<\/p>\n\n\n\n<div 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rel=\"noopener\"><u>\u4f4e\u606f\u6a13\u5b87\u6309\u63ed\u8cb8\u6b3e\u670d\u52d9<\/u><\/a>\uff0c\u5206\u671f\u511f\u9084\u623f\u8cb8\u3002<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/wa.me\/85291741899\" target=\"_blank\" rel=\"noopener\">Apply Now<\/a><\/div>\n<\/div>\n\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>\u7576\u6d88\u8cbb\u8005\u60f3\u8cb7\u6a13\u6642\uff0c\u4e0d\u5c11\u4eba\u6703\u9078\u64c7\u4ee5\u6309\u63ed\u7684\u65b9\u5f0f\u62b5\u62bc\u7269\u696d\u501f\u8cb8\uff0c\u5373\u662f\u6309\u6a13\u5957\u73fe\uff0c\u800c\u975e\u4e00\u6b21\u6027\u4ed8\u6e05\u5de8\u984d\u8cbb\u7528\uff0c\u90a3\u9ebd\u6a13\u5b87\u6309\u63ed\uff08\u6a13 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_breakdance_hide_in_design_set":false,"_breakdance_tags":"","footnotes":""},"class_list":["post-5534","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages\/5534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/comments?post=5534"}],"version-history":[{"count":2,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages\/5534\/revisions"}],"predecessor-version":[{"id":5536,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages\/5534\/revisions\/5536"}],"wp:attachment":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/media?parent=5534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}