{"id":7252,"date":"2026-06-03T21:07:39","date_gmt":"2026-06-03T13:07:39","guid":{"rendered":"https:\/\/gicl.com.hk\/?page_id=7252"},"modified":"2026-06-04T18:25:48","modified_gmt":"2026-06-04T10:25:48","slug":"mortgage-calculator","status":"publish","type":"page","link":"https:\/\/gicl.com.hk\/en\/mortgage-calculator\/","title":{"rendered":"Mortgage Calculator"},"content":{"rendered":"<section class=\"bde-section-7252-464 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-7252-465 bde-div\">\n              \n  \n  \n\t\n\n  <div class=\"section-background-overlay\"><\/div>\n\n\n<div class=\"bde-div-7252-466 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-468 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-7252-469 bde-text\">\nMortgage Calculator\n<\/div><h1 class=\"bde-heading-7252-470 bde-heading\">\n\u6309\u63ed\u8a08\u7b97\u6a5f\u00a0\u00a0\n<\/h1><p class=\"bde-text-7252-561 bde-text\">\n\u7121\u8ad6\u4e00\u6309\u3001\u4e8c\u6309\u3001\u52a0\u6309\u5957\u73fe\u6216\u8f49\u6309\uff0c\u52a9\u4f60\u5feb\u901f\u8a08\u7b97\u6bcf\u6708\u4f9b\u6b3e\u3001\u7e3d\u5229\u606f\u53ca\u9084\u6b3e\u7d30\u7bc0\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0\n<\/p>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section><section class=\"bde-section-7252-462 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-code-block-7252-463 bde-code-block\">\n\n  <h2 style=\"display:none;\">Mortgage Calculator<\/h2>\n<div class=\"gicl-loan-calc\" id=\"loanCalculator\">\n\n    <div class=\"gicl-loan-main-card\">\n        <div class=\"gicl-loan-controls-panel\">\n\n            <div class=\"gicl-loan-product-tabs\" aria-label=\"Types of Loans\">\n                <button class=\"gicl-loan-product-tab-btn gicl-loan-is-active\" type=\"button\" data-product=\"first_mortgage\" data-rate=\"8\">\u4e00\u6309<\/button>\n                <button class=\"gicl-loan-product-tab-btn\" type=\"button\" data-product=\"second_mortgage\" data-rate=\"9\">Second Mortgage<\/button>\n                <button class=\"gicl-loan-product-tab-btn\" type=\"button\" data-product=\"cashout_topup\" data-rate=\"9\">\u5957\u73fe\/\u52a0\u6309<\/button>\n                <button class=\"gicl-loan-product-tab-btn\" type=\"button\" data-product=\"refinance\" data-rate=\"9\">Refinancing<\/button>\n            <\/div>\n\n            <div class=\"gicl-loan-group gicl-loan-field-group gicl-loan-field-group--amount\">\n                <label class=\"gicl-loan-label\" for=\"loanAmountSlider\">\u8cb8\u6b3e\u91d1\u984d <span>(HK$)<\/span><\/label>\n                <div class=\"gicl-loan-field-box gicl-loan-field-box--prefix\">\n                    <span class=\"gicl-loan-field-affix\">HK$<\/span>\n                    <div class=\"gicl-loan-val-display\" id=\"amountDisplay\" contenteditable=\"true\" role=\"textbox\" aria-label=\"\u8cb8\u6b3e\u91d1\u984d\u8f38\u5165\">0<\/div>\n                <\/div>\n                <input type=\"range\" id=\"loanAmountSlider\" class=\"gicl-loan-range-slider\" min=\"50000\" max=\"50000000\" step=\"50000\" value=\"150000\">\n                <div class=\"gicl-loan-range-meta\">\n                    <span>HK$50K<\/span>\n                    <span>HK$50M<\/span>\n                <\/div>\n            <\/div>\n\n            <div class=\"gicl-loan-method-tabs\">\n                <button class=\"gicl-loan-method-tab-btn gicl-loan-is-active\" type=\"button\" data-method=\"interest_only\">Net Income<\/button>\n                <button class=\"gicl-loan-method-tab-btn\" type=\"button\" data-method=\"principal_interest\">Interest and principal repayment<\/button>\n            <\/div>\n\n            <div class=\"gicl-loan-group gicl-loan-field-group gicl-loan-group--rate\">\n                <label class=\"gicl-loan-label\" for=\"annualRateSlider\">Annual interest rate <span>(%)<\/span><\/label>\n                <div class=\"gicl-loan-field-box gicl-loan-field-box--suffix\">\n                    <div class=\"gicl-loan-val-display gicl-loan-rate-display\" id=\"rateDisplay\" contenteditable=\"true\" role=\"textbox\" aria-label=\"\u5e74\u5229\u7387\u8f38\u5165\">8.00<\/div>\n                    <span class=\"gicl-loan-field-affix\">%<\/span>\n                <\/div>\n                <input type=\"range\" id=\"annualRateSlider\" class=\"gicl-loan-range-slider\" min=\"1\" max=\"36\" step=\"0.1\" value=\"8\">\n                <div class=\"gicl-loan-range-meta\">\n                    <span>1%<\/span>\n                    <span>36%<\/span>\n                <\/div>\n            <\/div>\n\n            <div class=\"gicl-loan-group gicl-loan-field-group gicl-loan-group--collapsible\" id=\"termGroup\">\n                <div class=\"gicl-loan-group-inner\">\n                    <label class=\"gicl-loan-label\" for=\"loanTermSlider\">\u9084\u6b3e\u671f\u6578 <span>(\u6708)<\/span><\/label>\n                    <div class=\"gicl-loan-field-box gicl-loan-field-box--suffix\">\n                        <div class=\"gicl-loan-val-display\" id=\"termDisplay\" contenteditable=\"true\" role=\"textbox\" aria-label=\"\u9084\u6b3e\u671f\u6578\u8f38\u5165\">12<\/div>\n                        <span class=\"gicl-loan-field-affix\">\u6708<\/span>\n                    <\/div>\n                    <input type=\"range\" id=\"loanTermSlider\" class=\"gicl-loan-range-slider\" min=\"1\" max=\"180\" step=\"1\" value=\"12\">\n                    <div class=\"gicl-loan-range-meta\">\n                        <span>1 \u6708<\/span>\n                        <span>180 \u6708<\/span>\n                    <\/div>\n                <\/div>\n            <\/div>\n\n        <\/div>\n    <\/div>\n\n    <aside class=\"gicl-loan-summary-panel\" aria-label=\"\u8cb8\u6b3e\u7e3d\u7d50\">\n        <div class=\"gicl-loan-summary-top\">\n            <div class=\"gicl-loan-summary-kicker\">Monthly repayment amount<\/div>\n            <div class=\"gicl-loan-summary-amount\">\n                <span class=\"gicl-loan-summary-currency\">HK$<\/span>\n                <span id=\"summaryMonthlyPayment\">0<\/span>\n            <\/div>\n            <div class=\"gicl-loan-summary-meta\" id=\"summaryMeta\">\u5e74\u606f 8.00%\u30fb\u6de8\u4f9b\u606f<\/div>\n        <\/div>\n\n        <div class=\"gicl-loan-summary-divider\"><\/div>\n\n        <div class=\"gicl-loan-summary-rows\">\n            <div class=\"gicl-loan-summary-row\">\n                <span id=\"summaryRow1Label\">\u8cb8\u6b3e\u672c\u91d1<\/span>\n                <strong id=\"summaryRow1Value\">HK$ 150,000<\/strong>\n            <\/div>\n            <div class=\"gicl-loan-summary-row\">\n                <span id=\"summaryRow2Label\">\u6bcf\u6708\u5229\u606f<\/span>\n                <strong id=\"summaryRow2Value\">HK$ 1,000<\/strong>\n            <\/div>\n            <div class=\"gicl-loan-summary-row\">\n                <span id=\"summaryRow3Label\">\u7533\u8acb\u8cbb\u7528 \/ \u5f8b\u5e2b\u8cbb<\/span>\n                <strong id=\"summaryRow3Value\" class=\"gicl-loan-summary-fee\">FREE \u2713<\/strong>\n            <\/div>\n        <\/div>\n\n        <div class=\"gicl-loan-summary-pill\">\u2713 \u514d\u8cbb\u8a08\u7b97\uff0c\u4e0d\u5f71\u97ff\u4fe1\u8cb8\u8a55\u7d1a<\/div>\n\n        <a class=\"gicl-loan-summary-cta\" href=\"https:\/\/gicl.com.hk\/en\/property-mortgage-application\/\">\n            \u7acb\u5373\u7533\u8acb\uff0c\u6700\u5feb 24 \u5c0f\u6642\u653e\u6b3e\n        <\/a>\n    <\/aside>\n\n<\/div>\n\n\n<\/div><\/div>\n<\/section><section class=\"bde-section-7252-361 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-7252-362 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-7252-363 bde-text\">\nCOMPARISON\n<\/div><h2 class=\"bde-heading-7252-364 bde-heading\">\n\u4e00\u6309 vs \u4e8c\u6309 vs \u5957\u73fe vs \u8f49\u6309\uff1a\u54ea\u7a2e\u6309\u63ed\u6700\u9069\u5408\u4f60\uff1f\n<\/h2>\n<\/div><div class=\"bde-div-7252-365 bde-div mortgage-comparison-scroll\">\n  \n  \n\t\n\n\n\n<div class=\"bde-grid-7252-366 bde-grid mortgage-comparison-grid\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-367 bde-div mortgage-comparison-labels\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-368 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-7252-369 bde-text\">\n\u6309\u63ed\u7a2e\u985e\n<\/div>\n<\/div><div class=\"bde-div-7252-370 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-371 bde-text\">\nApplication Threshold\n<\/p>\n<\/div><div class=\"bde-div-7252-372 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-373 bde-text\">\n\u6700\u9ad8\u6210\u6578\n<\/p>\n<\/div><div class=\"bde-div-7252-374 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-375 bde-text\">\n\u5229\u7387\u7bc4\u570d\n<\/p>\n<\/div><div class=\"bde-div-7252-376 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-377 bde-text\">\n\u8655\u7406\u6642\u9593\n<\/p>\n<\/div><div class=\"bde-div-7252-378 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-379 bde-text\">\nIncome Proof\n<\/p>\n<\/div><div class=\"bde-div-7252-380 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-381 bde-text\">\n\u9069\u5408\u4eba\u7fa4\n<\/p>\n<\/div><p class=\"bde-text-7252-588 bde-text\">\nApplication Threshold\n<\/p>\n<\/div><div class=\"bde-div-7252-382 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-383 bde-div\">\n  \n  \n\t\n\n\n\n<h4 class=\"bde-heading-7252-384 bde-heading\">\n\u4e00\u6309\n<\/h4>\n<\/div><div class=\"bde-div-7252-385 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-386 bde-text\">\n\u7269\u696d\u62b5\u62bc\n<\/p>\n<\/div><div class=\"bde-div-7252-387 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-388 bde-text\">\n\u9ad8\u9054 8 \u6210\n<\/p>\n<\/div><div class=\"bde-div-7252-389 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-390 bde-text\">\n\u4f4e\u81f3 8% p.a.\n<\/p>\n<\/div><div class=\"bde-div-7252-391 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-392 bde-text\">\nAs fast as 24 Hours\n<\/p>\n<\/div><div class=\"bde-div-7252-393 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-394 bde-text\">\n\u514d \u2713\n<\/p>\n<\/div><div class=\"bde-div-7252-395 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-396 bde-text\">\n\u5927\u984d\u5957\u73fe\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-7252-397 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-398 bde-div\">\n  \n  \n\t\n\n\n\n<h4 class=\"bde-heading-7252-399 bde-heading\">\nSecond Mortgage\n<\/h4>\n<\/div><div class=\"bde-div-7252-400 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-401 bde-text\">\nNo mortgage required\n<\/p>\n<\/div><div class=\"bde-div-7252-402 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-403 bde-text\">\n\u8996\u4e4e\u5269\u9918\u6c34\u4f4d\n<\/p>\n<\/div><div class=\"bde-div-7252-404 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-405 bde-text\">\n9-18% p.a.\n<\/p>\n<\/div><div class=\"bde-div-7252-406 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-407 bde-text\">\nAs fast as 24 Hours\n<\/p>\n<\/div><div class=\"bde-div-7252-408 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-409 bde-text\">\n\u514d \u2713\n<\/p>\n<\/div><div class=\"bde-div-7252-410 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-411 bde-text\">\n\u4fdd\u7559\u9280\u884c\u4e00\u6309\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-7252-412 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-413 bde-div\">\n  \n  \n\t\n\n\n\n<h4 class=\"bde-heading-7252-414 bde-heading\">\n\u5957\u73fe \/ \u52a0\u6309\n<\/h4>\n<\/div><div class=\"bde-div-7252-415 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-416 bde-text\">\n\u7269\u696d\u5df2\u5347\u503c\u6216\u5df2\u511f\u9084\u90e8\u5206\u8cb8\u6b3e\n<\/p>\n<\/div><div class=\"bde-div-7252-417 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-418 bde-text\">\n\u9ad8\u9054 7 \u6210\n<\/p>\n<\/div><div class=\"bde-div-7252-419 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-420 bde-text\">\n9-18% p.a.\n<\/p>\n<\/div><div class=\"bde-div-7252-421 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-422 bde-text\">\n2-3 \u5de5\u4f5c\u5929\n<\/p>\n<\/div><div class=\"bde-div-7252-423 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-424 bde-text\">\n\u514d \u2713\n<\/p>\n<\/div><div class=\"bde-div-7252-425 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-426 bde-text\">\n\u7269\u696d\u5347\u503c\u5957\u73fe\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-7252-427 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-428 bde-div\">\n  \n  \n\t\n\n\n\n<h4 class=\"bde-heading-7252-429 bde-heading\">\nRefinancing\n<\/h4>\n<\/div><div class=\"bde-div-7252-430 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-431 bde-text\">\n\u73fe\u6709\u6309\u63ed\n<\/p>\n<\/div><div class=\"bde-div-7252-432 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-433 bde-text\">\n\u9ad8\u9054 8 \u6210\n<\/p>\n<\/div><div class=\"bde-div-7252-434 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-435 bde-text\">\n9-18% p.a.\n<\/p>\n<\/div><div class=\"bde-div-7252-436 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-437 bde-text\">\n3-5 \u5de5\u4f5c\u5929\n<\/p>\n<\/div><div class=\"bde-div-7252-438 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-439 bde-text\">\n\u514d \u2713\n<\/p>\n<\/div><div class=\"bde-div-7252-440 bde-div\">\n  \n  \n\t\n\n\n\n<p class=\"bde-text-7252-441 bde-text\">\n\u6173\u606f\u3001\u8cb8\u6b3e\u6574\u5408\n<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"bde-code-block-7252-442 bde-code-block\">\n\n\n\n<\/div><\/div>\n<\/section><section class=\"bde-section-7252-471 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-7252-558 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-7252-559 bde-text\">\nEXAMPLES\n<\/div><h2 class=\"bde-heading-7252-560 bde-heading\">\n\u771f\u5be6\u8a08\u7b97\u7bc4\u4f8b\u00a0 \u00a0\n<\/h2>\n<\/div><div class=\"bde-grid-7252-476 bde-grid\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-477 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-478 bde-div\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-7252-479 bde-heading\">\n\u4e00\u6309 \u8a08\u7b97\u7bc4\u4f8b\n<\/h3>\n<\/div><div class=\"bde-div-7252-480 bde-div\">\n  \n  \n\t\n\n\n\n<h4 class=\"bde-heading-7252-483 bde-heading\">\n\u8cb8\u6b3e HK$280 \u842c\n<\/h4><p class=\"bde-text-7252-484 bde-text\">\n\u6a13\u50f9HK$400\u842c\uff0c\u6309\u63ed\u6210\u657870% \uff0c\u5e74\u5229\u73878\uff05\uff0c\u9084\u6b3e\u671f 12 \u500b\u6708\n<\/p><div class=\"bde-fancy-divider-7252-537 bde-fancy-divider\">\n\n\n<div class=\"bde-fancy-divider__wrapper\">\n  <div class=\"bde-fancy-divider__separator\">\n  \t  <\/div>\n<\/div>\n\n<\/div><p class=\"bde-text-7252-539 bde-text\">\n\u6bcf\u6708\u4f9b\u6b3e\uff08\u6de8\u4f9b\u606f\uff09\uff1a\u7d04 HK$18,667\n<\/p><div class=\"bde-button-7252-538 bde-button\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--text bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/first-mortgage\/\" target=\"_self\" data-type=\"url\"  >\n\n    \n        <span class=\"button-atom__text\">\u4e86\u89e3 \u7269\u696d\u4e00\u6309\u8cb8\u6b3e<\/span>\n\n        \n                    \n    <span class=\"button-atom__icon-wrapper\">\n\n        \n            <svg class=\"un-arrow-icon\" width=\"10\" height=\"10\" viewbox=\"0 0 10 10\" aria-hidden=\"true\">\n                <g fill-rule=\"evenodd\">\n                    <path class=\"un-arrow-icon_arrow\" d=\"M1 1l4 4-4 4\"><\/path>\n                <\/g>\n            <\/svg>\n\n        \n    <\/span>\n\n\n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div>\n<\/div><div class=\"bde-div-7252-549 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-550 bde-div\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-7252-551 bde-heading\">\n\u4e8c\u6309 \u8a08\u7b97\u7bc4\u4f8b\n<\/h3>\n<\/div><div class=\"bde-div-7252-552 bde-div\">\n  \n  \n\t\n\n\n\n<h4 class=\"bde-heading-7252-553 bde-heading\">\n\u8cb8\u6b3e HK$200 \u842c\n<\/h4><p class=\"bde-text-7252-554 bde-text\">\n\u6a13\u50f9 HK$800 \u842c\uff0c\u73fe\u6709\u9280\u884c\u6309\u63ed HK$400 \u842c\uff0c\u5e74\u5229\u7387 9%\uff0c\u9084\u6b3e\u671f 12 \u500b\u6708\n<\/p><div class=\"bde-fancy-divider-7252-555 bde-fancy-divider\">\n\n\n<div class=\"bde-fancy-divider__wrapper\">\n  <div class=\"bde-fancy-divider__separator\">\n  \t  <\/div>\n<\/div>\n\n<\/div><p class=\"bde-text-7252-556 bde-text\">\n\u6bcf\u6708\u4f9b\u6b3e\uff08\u6de8\u4f9b\u606f\uff09\uff1a\u7d04 HK$15,000\n<\/p><div class=\"bde-button-7252-557 bde-button\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--text bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/second-mortgage\/\" target=\"_self\" data-type=\"url\"  >\n\n    \n        <span class=\"button-atom__text\">\u4e86\u89e3 \u7269\u696d\u4e8c\u6309\u8cb8\u6b3e<\/span>\n\n        \n                    \n    <span class=\"button-atom__icon-wrapper\">\n\n        \n            <svg class=\"un-arrow-icon\" width=\"10\" height=\"10\" viewbox=\"0 0 10 10\" aria-hidden=\"true\">\n                <g fill-rule=\"evenodd\">\n                    <path class=\"un-arrow-icon_arrow\" d=\"M1 1l4 4-4 4\"><\/path>\n                <\/g>\n            <\/svg>\n\n        \n    <\/span>\n\n\n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div>\n<\/div><div class=\"bde-div-7252-562 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-563 bde-div\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-7252-564 bde-heading\">\n\u5957\u73fe \u8a08\u7b97\u7bc4\u4f8b\n<\/h3>\n<\/div><div class=\"bde-div-7252-565 bde-div\">\n  \n  \n\t\n\n\n\n<h4 class=\"bde-heading-7252-566 bde-heading\">\n\u5957\u73fe\u00a0 HK$400 \u842c\n<\/h4><p class=\"bde-text-7252-567 bde-text\">\n\u7269\u696d\u73fe\u4f30\u503c HK$1,000 \u842c\uff0c\u539f\u6709\u6309\u63ed\u7d50\u6b20 HK$300 \u842c\uff0c\u5e74\u5229\u7387 9%\uff0c\u9084\u6b3e\u671f 12 \u500b\u6708\n<\/p><div class=\"bde-fancy-divider-7252-568 bde-fancy-divider\">\n\n\n<div class=\"bde-fancy-divider__wrapper\">\n  <div class=\"bde-fancy-divider__separator\">\n  \t  <\/div>\n<\/div>\n\n<\/div><p class=\"bde-text-7252-569 bde-text\">\n\u6bcf\u6708\u4f9b\u6b3e\uff08\u6de8\u4f9b\u606f\uff09\uff1a\u7d04 HK$30,000\n<\/p><div class=\"bde-button-7252-570 bde-button\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--text bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/%e6%a8%93%e5%ae%87%e5%8a%a0%e6%8c%89%e5%a5%97%e7%8f%be-%e7%89%a9%e6%a5%ad%e5%8a%a0%e6%8c%89%e6%84%8f%e6%80%9d%e5%88%a9%e6%81%af%e5%9b%9e%e8%b4%88-gicl%e5%85%8d%e5%be%8b%e5%b8%ab%e8%b2%bb\/\" target=\"_self\" data-type=\"url\"  >\n\n    \n        <span class=\"button-atom__text\">\u4e86\u89e3 \u52a0\u6309\u5957\u73fe<\/span>\n\n        \n                    \n    <span class=\"button-atom__icon-wrapper\">\n\n        \n            <svg class=\"un-arrow-icon\" width=\"10\" height=\"10\" viewbox=\"0 0 10 10\" aria-hidden=\"true\">\n                <g fill-rule=\"evenodd\">\n                    <path class=\"un-arrow-icon_arrow\" d=\"M1 1l4 4-4 4\"><\/path>\n                <\/g>\n            <\/svg>\n\n        \n    <\/span>\n\n\n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div>\n<\/div><div class=\"bde-div-7252-571 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-7252-572 bde-div\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-7252-573 bde-heading\">\n\u5957\u73fe \u8a08\u7b97\u7bc4\u4f8b\n<\/h3>\n<\/div><div class=\"bde-div-7252-574 bde-div\">\n  \n  \n\t\n\n\n\n<h4 class=\"bde-heading-7252-575 bde-heading\">\n\u8f49\u6309\u00a0 \u00a0HK$200 \u842c\n<\/h4><p class=\"bde-text-7252-580 bde-text\">\n\u539f\u6709\u6309\u63ed\u516c\u53f8\u5e74\u5229\u7387 18%\uff0c\u8f49\u81f3 GICL \u5f8c\u5e74\u5229\u73879.8%\uff0c\u9084\u6b3e\u671f 10 \u5e74\u00a0\n<\/p><div class=\"bde-fancy-divider-7252-577 bde-fancy-divider\">\n\n\n<div class=\"bde-fancy-divider__wrapper\">\n  <div class=\"bde-fancy-divider__separator\">\n  \t  <\/div>\n<\/div>\n\n<\/div><p class=\"bde-text-7252-578 bde-text\">\n\u6bcf\u6708\u7bc0\u7701\u7d04 HK$9,827\u3001\u5168\u671f\u7bc0\u7701\u5229\u606f\u8d85\u904e HK$16\u842c\n<\/p><div class=\"bde-button-7252-579 bde-button\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--text bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/mortgage-refinancing-guide-2026\/\" target=\"_self\" data-type=\"url\"  >\n\n    \n        <span class=\"button-atom__text\">\u4e86\u89e3 \u8f49\u6309\u653b\u7565<\/span>\n\n        \n                    \n    <span class=\"button-atom__icon-wrapper\">\n\n        \n            <svg class=\"un-arrow-icon\" width=\"10\" height=\"10\" viewbox=\"0 0 10 10\" aria-hidden=\"true\">\n                <g fill-rule=\"evenodd\">\n                    <path class=\"un-arrow-icon_arrow\" d=\"M1 1l4 4-4 4\"><\/path>\n                <\/g>\n            <\/svg>\n\n        \n    <\/span>\n\n\n        \n                <\/a>\n\n    \n\n\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section><div class=\"bde-globalblock-7252-581 bde-globalblock\"><section class=\"bde-section-807-100-807-1 bde-section bde-section-807-100\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-807-101-807-1 bde-div bde-div-807-101\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-102-807-1 bde-div bde-div-807-102\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-807-159-807-1 bde-text bde-text-807-159\">\nApplication Process\n<\/div><h2 class=\"bde-heading-807-104-807-1 bde-heading bde-heading-807-104\">\nComplete Your Application in a Few Simple Steps\n<\/h2>\n<\/div><div class=\"bde-div-807-105-807-1 bde-div bde-div-807-105\">\n  \n  \n\t\n\n\n\n<div class=\"bde-grid-807-106-807-1 bde-grid bde-grid-807-106\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-107-807-1 bde-div bde-div-807-107\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-108-807-1 bde-div bde-div-807-108\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-807-109-807-1 bde-text bde-text-807-109\">\n01\n<\/span><div class=\"bde-div-807-110-807-1 bde-div bde-div-807-110\">\n  \n  \n\t\n\n\n\n\n<\/div>\n<\/div><div class=\"bde-div-807-111-807-1 bde-div bde-div-807-111\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-807-112-807-1 bde-heading bde-heading-807-112\">\n1-Minute Online Application\n<\/h3><p class=\"bde-text-807-113-807-1 bde-text bde-text-807-113\">\nFill out our online form or submit documents via WhatsApp\/Email for a fast and easy start.\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-807-114-807-1 bde-div bde-div-807-114\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-115-807-1 bde-div bde-div-807-115\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-807-116-807-1 bde-text bde-text-807-116\">\n02\n<\/span><div class=\"bde-div-807-117-807-1 bde-div bde-div-807-117\">\n  \n  \n\t\n\n\n\n\n<\/div>\n<\/div><div class=\"bde-div-807-118-807-1 bde-div bde-div-807-118\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-807-119-807-1 bde-heading bde-heading-807-119\">\n15-Minute Preliminary Approval*\n<\/h3><p class=\"bde-text-807-120-807-1 bde-text bde-text-807-120\">\nProcessed instantly by our specialists, with preliminary approval results available in as fast as 15 minutes.\n<\/p>\n<\/div>\n<\/div><div class=\"bde-div-807-121-807-1 bde-div bde-div-807-121\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-807-122-807-1 bde-div bde-div-807-122\">\n  \n  \n\t\n\n\n\n<span class=\"bde-text-807-123-807-1 bde-text bde-text-807-123\">\n03\n<\/span><div class=\"bde-div-807-124-807-1 bde-div bde-div-807-124\">\n  \n  \n\t\n\n\n\n\n<\/div>\n<\/div><div class=\"bde-div-807-125-807-1 bde-div bde-div-807-125\">\n  \n  \n\t\n\n\n\n<h3 class=\"bde-heading-807-126-807-1 bde-heading bde-heading-807-126\">\n24-Hour Cash Disbursement*\n<\/h3><p class=\"bde-text-807-127-807-1 bde-text bde-text-807-127\">\nSign the contract in person in as fast as 24 hours.<br>Get your cash cheque on the same day to instantly resolve your cash flow needs.\n<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><div class=\"bde-text-807-128-807-1 bde-text bde-text-807-128\">\nMortgage services are available during office hours from Monday to Friday, excluding Saturdays, Sundays, public holidays, or unless otherwise announced; however, the actual approval and cheque issuance times will be subject to the approval status of each individual mortgage application by our company.\n<\/div>\n<\/div><\/div>\n<\/section><\/div><section class=\"bde-section-7252-582 bde-section\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-7252-583 bde-div\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-7252-584 bde-text\">\n\u6309\u63ed\u8a08\u7b97\u6a5f\u00a0\u00a0\n<\/div><h2 class=\"bde-heading-7252-585 bde-heading\">\nFAQ\n<\/h2>\n<\/div><div class=\"bde-frequently-asked-questions-7252-586 bde-frequently-asked-questions\">\n      <div class=\"bde-faq__item\">\n      <h3 class=\"bde-faq__title-tag\">\n       <button id=\"bde-faq-586-button-1\" aria-expanded=\"false\" aria-controls=\"bde-faq-586-1\" class=\"bde-faq__question js-faq-item\">\n          <span class=\"bde-faq__title\">\u6309\u63ed\u8a08\u7b97\u6a5f\u8a08\u51fa\u569f\u5605\u6708\u4f9b\u6e96\u5514\u6e96\uff1f<\/span>\n                           <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--inactive\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m11 11h-7.25c-.414 0-.75.336-.75.75s.336.75.75.75h7.25v7.25c0 .414.336.75.75.75s.75-.336.75-.75v-7.25h7.25c.414 0 .75-.336.75-.75s-.336-.75-.75-.75h-7.25v-7.25c0-.414-.336-.75-.75-.75s-.75.336-.75.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n         \t  <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--active\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n                  <\/button>\n      <\/h3>\n      <div role=\"region\" aria-labelledby=\"bde-faq-586-button-1\" id=\"bde-faq-586-1\" class=\"bde-faq__answer\">\n        <div class=\"bde-faq__answer-content\">\n            <div class=\"breakdance-rich-text-styles\"><div class=\"mk-toggle fancy-style mk-faq-toggle\">\n<div class=\"mk-toggle-pane\">\n<p class=\"p1\">\u7db2\u4e0a\u6309\u63ed\u8a08\u7b97\u6a5f\u8a08\u51fa\u569f\u5605\u6708\u4f9b\u7d50\u679c\u4fc2\u4e00\u500b<strong>\u9ad8\u7cbe\u78ba\u5ea6\u5605\u521d\u6b65\u53c3\u8003<\/strong>\u3002\u8a08\u7b97\u6a5f\u4fc2\u6839\u64da\u4f60\u8f38\u5165\u5605\u7269\u696d\u6a13\u50f9\u3001\u6210\u6578\u3001\u5e74\u671f\u53ca\u9810\u8a2d\u5229\u7387\uff0c\u4ee5\u8907\u5229\u606f\u516c\u5f0f\u5373\u6642\u8a08\u7b97\u3002\u4e0d\u904e\uff0c\u5be6\u969b\u5605\u6708\u4f9b\u91d1\u984d\u4ef2\u6703\u53d6\u6c7a\u65bc\u6700\u7d42\u6279\u6838\u5605\u5229\u7387\u3001\u4fdd\u8cbb\uff08\u5982\u9069\u7528\uff09\u4ee5\u53ca\u9280\u884c\u6216\u8ca1\u52d9\u516c\u53f8\u5605\u5be6\u969b\u7d50\u7b97\u65e5\u3002\u5efa\u8b70\u5c07\u8a08\u7b97\u7d50\u679c\u8996\u70ba\u7f6e\u696d\u9810\u7b97\u5605\u7b2c\u4e00\u6b65\uff0c\u6e96\u78ba\u4f9b\u6b3e\u984d\u4ee5\u5408\u7d04\u70ba\u6e96\u3002<\/p>\n<\/div>\n<\/div><\/div>\n\n                    <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"bde-faq__item\">\n      <h3 class=\"bde-faq__title-tag\">\n       <button id=\"bde-faq-586-button-2\" aria-expanded=\"false\" aria-controls=\"bde-faq-586-2\" class=\"bde-faq__question js-faq-item\">\n          <span class=\"bde-faq__title\">\u8a08\u7b97\u6a5f\u986f\u793a\u5605\u5229\u7387\u4ee3\u8868\u5be6\u969b\u6279\u6838\u5229\u7387\u55ce\uff1f<\/span>\n                           <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--inactive\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m11 11h-7.25c-.414 0-.75.336-.75.75s.336.75.75.75h7.25v7.25c0 .414.336.75.75.75s.75-.336.75-.75v-7.25h7.25c.414 0 .75-.336.75-.75s-.336-.75-.75-.75h-7.25v-7.25c0-.414-.336-.75-.75-.75s-.75.336-.75.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n         \t  <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--active\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n                  <\/button>\n      <\/h3>\n      <div role=\"region\" aria-labelledby=\"bde-faq-586-button-2\" id=\"bde-faq-586-2\" class=\"bde-faq__answer\">\n        <div class=\"bde-faq__answer-content\">\n            <div class=\"breakdance-rich-text-styles\"><div class=\"mk-toggle fancy-style mk-faq-toggle\">\n<div class=\"mk-toggle-pane\">\n<p>\u4e0d\u4ee3\u8868\u3002\u6309\u63ed\u8a08\u7b97\u6a5f\u9810\u8a2d\u5605\u5229\u7387\u901a\u5e38\u4fc2\u5e02\u9762\u4e0a\u6700\u65b0\u5605<strong>\u53c3\u8003\u6309\u63ed\u5229\u7387<\/strong>\uff08\u4f8b\u5982\u73fe\u884c\u5605 H\u6309\u6216 P\u6309\u5c01\u9802\u4f4d\uff09\u3002\u6bcf\u4f4d\u5ba2\u6236\u5605\u5be6\u969b\u6279\u6838\u5229\u7387\uff0c\u6703\u56e0\u61c9\u4f60\u5605\u500b\u4eba\u8ca1\u653f\u72c0\u6cc1\u3001\u5165\u606f\u8b49\u660e\u3001\u7269\u696d\u985e\u578b\uff08\u5982\u79c1\u6a13\u3001\u5510\u6a13\u3001\u6751\u5c4b\uff09\u53ca\u4fe1\u8cb8\u8a55\u7d1a\u800c\u6709\u6240\u8abf\u6574\u3002\u60f3\u77e5\u6700\u6e96\u78ba\u5605\u79c1\u4eba\u5b9a\u5236\u5229\u7387\uff0c\u6b61\u8fce\u76f4\u63a5\u5411\u6211\u54cb\u5605\u6309\u63ed\u5c08\u54e1\u67e5\u8a62\u3002<\/p>\n<\/div>\n<\/div><\/div>\n\n                    <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"bde-faq__item\">\n      <h3 class=\"bde-faq__title-tag\">\n       <button id=\"bde-faq-586-button-3\" aria-expanded=\"false\" aria-controls=\"bde-faq-586-3\" class=\"bde-faq__question js-faq-item\">\n          <span class=\"bde-faq__title\">\u9ede\u89e3\u9280\u884c\u540c\u8ca1\u52d9\u516c\u53f8\u8a08\u51fa\u569f\u5605\u6708\u4f9b\u6709\u5dee\u7570<\/span>\n                           <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--inactive\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m11 11h-7.25c-.414 0-.75.336-.75.75s.336.75.75.75h7.25v7.25c0 .414.336.75.75.75s.75-.336.75-.75v-7.25h7.25c.414 0 .75-.336.75-.75s-.336-.75-.75-.75h-7.25v-7.25c0-.414-.336-.75-.75-.75s-.75.336-.75.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n         \t  <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--active\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n                  <\/button>\n      <\/h3>\n      <div role=\"region\" aria-labelledby=\"bde-faq-586-button-3\" id=\"bde-faq-586-3\" class=\"bde-faq__answer\">\n        <div class=\"bde-faq__answer-content\">\n            <div class=\"breakdance-rich-text-styles\"><div class=\"mk-toggle fancy-style mk-faq-toggle\">\n<div class=\"mk-toggle-pane\">\n<p class=\"p1\">\u4e3b\u8981\u6d89\u53ca<strong>\u5229\u7387\u67b6\u69cb<\/strong>\u3001<strong>\u9084\u6b3e\u6a21\u5f0f<\/strong>\u4ee5\u53ca<strong>\u5be9\u6279\u5f48\u6027<\/strong>\u5605\u5206\u5225\u3002\u9280\u884c\u4e00\u822c\u53d7\u5230\u91d1\u7ba1\u5c40\u6307\u5f15\u9650\u5236\uff0c\u5be9\u6279\u8f03\u56b4\u683c\uff0c\u4e26\u591a\u4ee5 H\u6309\u6216 P\u6309\u8a08\u7b97\uff1b\u800c\u8ca1\u52d9\u516c\u53f8\uff08\u5982\u74b0\u7403\u4fe1\u8cb8\uff09\u5f48\u6027\u8f03\u5927\uff0c\u9664\u5497\u50b3\u7d71\u5605\u300c\u4f9b\u606f\u4f9b\u672c\u300d\u5916\uff0c\u4ef2\u53ef\u4ee5\u63d0\u4f9b\u9748\u6d3b\u5605\u300c\u6de8\u4f9b\u606f\u300d\u6216\u77ed\u671f\u904e\u6e21\u8cb8\u6b3e\u65b9\u6848\u3002\u9084\u6b3e\u671f\u6578\u3001\u8a08\u606f\u65b9\u6cd5\u5514\u540c\uff0c\u8a08\u51fa\u569f\u5605\u6708\u4f9b\u81ea\u7136\u6709\u5206\u5225\uff0c\u8ca1\u52d9\u516c\u53f8\u66f4\u80fd\u70ba\u672a\u80fd\u904e\u9280\u884c\u58d3\u6e2c\u5605\u5ba2\u6236\u91cf\u8eab\u8a02\u9020\u4f9b\u6b3e\u65b9\u6848\u3002<\/p>\n<\/div>\n<\/div><\/div>\n\n                    <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"bde-faq__item\">\n      <h3 class=\"bde-faq__title-tag\">\n       <button id=\"bde-faq-586-button-4\" aria-expanded=\"false\" aria-controls=\"bde-faq-586-4\" class=\"bde-faq__question js-faq-item\">\n          <span class=\"bde-faq__title\">\u6309\u63ed\u5e74\u671f\u53ef\u4ee5\u505a\u5e7e\u9577\uff1f\u6700\u957730\u5e74\u5b9a40\u5e74\uff1f<\/span>\n                           <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--inactive\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m11 11h-7.25c-.414 0-.75.336-.75.75s.336.75.75.75h7.25v7.25c0 .414.336.75.75.75s.75-.336.75-.75v-7.25h7.25c.414 0 .75-.336.75-.75s-.336-.75-.75-.75h-7.25v-7.25c0-.414-.336-.75-.75-.75s-.75.336-.75.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n         \t  <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--active\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n                  <\/button>\n      <\/h3>\n      <div role=\"region\" aria-labelledby=\"bde-faq-586-button-4\" id=\"bde-faq-586-4\" class=\"bde-faq__answer\">\n        <div class=\"bde-faq__answer-content\">\n            <div class=\"breakdance-rich-text-styles\"><div class=\"mk-toggle fancy-style mk-faq-toggle\">\n<div class=\"mk-toggle-pane\">\n<p>\u9999\u6e2f\uff0c\u4e00\u822c\u9280\u884c\u5605\u50b3\u7d71\u4e00\u9996\u3001\u4e8c\u624b\u79c1\u6a13\u6309\u63ed\u5e74\u671f\u6700\u9577\u70ba <strong>30<\/strong><strong>\u5e74<\/strong>\uff0c\u540c\u6642\u4ea6\u53d7\u300c\u4eba\u9f61\u300d\u53ca\u300c\u6a13\u9f61\u300d\u9650\u5236\uff08\u901a\u5e38\u70ba 75 \u6e1b\u53bb\u4eba\u9f61\/\u6a13\u9f61\uff09\u3002\u96d6\u7136\u5e02\u9762\u4e0a\u6975\u5c11\u6709\u9280\u884c\u505a\u5230 40\u5e74\u6309\u63ed\uff0c\u4f46\u5982\u679c\u4f60\u56e0\u6a13\u9f61\u904e\u5927\u6216\u5e74\u9f61\u554f\u984c\u55ba\u9280\u884c\u505a\u5514\u5230\u9577\u5e74\u671f\uff0c\u74b0\u7403\u4fe1\u8cb8\u53ef\u4ee5\u6839\u64da\u7269\u696d\u5605\u5be6\u969b\u50f9\u503c\uff0c\u63d0\u4f9b\u6975\u5177\u5f48\u6027\u5605\u8cb8\u6b3e\u9084\u6b3e\u671f\uff0c\u5e6b\u4f60\u6e1b\u8f15\u6bcf\u6708\u4f9b\u6b3e\u58d3\u529b\u3002<\/p>\n<\/div>\n<\/div><\/div>\n\n                    <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"bde-faq__item\">\n      <h3 class=\"bde-faq__title-tag\">\n       <button id=\"bde-faq-586-button-5\" aria-expanded=\"false\" aria-controls=\"bde-faq-586-5\" class=\"bde-faq__question js-faq-item\">\n          <span class=\"bde-faq__title\">\u300c\u6de8\u4f9b\u606f\u300d\u540c\u300c\u4f9b\u606f\u4f9b\u672c\u300d\u6709\u54a9\u5206\u5225\uff1f\u908a\u7a2e\u8f03\u62b5\uff1f<\/span>\n                           <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--inactive\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m11 11h-7.25c-.414 0-.75.336-.75.75s.336.75.75.75h7.25v7.25c0 .414.336.75.75.75s.75-.336.75-.75v-7.25h7.25c.414 0 .75-.336.75-.75s-.336-.75-.75-.75h-7.25v-7.25c0-.414-.336-.75-.75-.75s-.75.336-.75.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n         \t  <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--active\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n                  <\/button>\n      <\/h3>\n      <div role=\"region\" aria-labelledby=\"bde-faq-586-button-5\" id=\"bde-faq-586-5\" class=\"bde-faq__answer\">\n        <div class=\"bde-faq__answer-content\">\n            <div class=\"breakdance-rich-text-styles\"><div class=\"mk-toggle fancy-style mk-faq-toggle\">\n<div class=\"mk-toggle-pane\">\n<p><strong>\u300c\u4f9b\u606f\u4f9b\u672c\u300d<\/strong>\uff1a\u5373\u4fc2\u6bcf\u6708\u7684\u4f9b\u6b3e\u540c\u6642\u5305\u542b\u5497\u5229\u606f\u540c\u90e8\u5206\u672c\u91d1\uff0c\u672c\u91d1\u6703\u9010\u6708\u6e1b\u5c11\uff0c\u9577\u9060\u7e3d\u5229\u606f\u958b\u652f\u8f03\u4f4e\uff0c\u9069\u5408\u6536\u5165\u7a69\u5b9a\u3001\u9577\u7dda\u81ea\u4f4f\u5605\u696d\u4e3b\u3002<\/p>\n<p><strong>\u300c\u6de8\u4f9b\u606f\u300d<\/strong>\uff1a\u6bcf\u6708\u53ea\u4fc2\u9700\u8981\u9084\u5229\u606f\uff0c\u5514\u4f7f\u9084\u672c\u91d1\uff0c\u671f\u6eff\u5148\u4e00\u6b21\u904e\u6b78\u9084\u672c\u91d1\u3002\u5462\u7a2e\u505a\u6cd5\u6bcf\u6708\u4f9b\u6b3e\u6975\u4f4e\uff0c\u80fd\u5927\u5e45\u4fdd\u7559\u73fe\u91d1\u6d41\uff0c\u975e\u5e38\u9069\u5408\u77ed\u671f\u8cc7\u91d1\u5468\u8f49\u3001\u7269\u696d\u6295\u8cc7\u8005\u6216\u7b49\u5f85\u8ce3\u6a13\/\u8f49\u6309\u5605\u4eba\u58eb\u3002 \u908a\u7a2e\u8f03\u300c\u62b5\u300d\u53d6\u6c7a\u65bc\u4f60\u5605\u8cc7\u91d1\u7528\u9014\uff0c\u60f3\u9748\u6d3b\u5468\u8f49\uff0c\u300c\u6de8\u4f9b\u606f\u300d\u7d55\u5c0d\u4fc2\u4e0d\u4e8c\u4e4b\u9078\u3002<\/p>\n<\/div>\n<\/div><\/div>\n\n                    <\/div>\n      <\/div>\n    <\/div>\n      <div class=\"bde-faq__item\">\n      <h3 class=\"bde-faq__title-tag\">\n       <button id=\"bde-faq-586-button-6\" aria-expanded=\"false\" aria-controls=\"bde-faq-586-6\" class=\"bde-faq__question js-faq-item\">\n          <span class=\"bde-faq__title\">\u8a08\u7b97\u6a5f\u9700\u8981\u586b\u5beb\u500b\u4eba\u8cc7\u6599\u55ce\uff1f\u6703\u5426\u5f71\u97ff TU\uff1f<\/span>\n                           <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--inactive\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m11 11h-7.25c-.414 0-.75.336-.75.75s.336.75.75.75h7.25v7.25c0 .414.336.75.75.75s.75-.336.75-.75v-7.25h7.25c.414 0 .75-.336.75-.75s-.336-.75-.75-.75h-7.25v-7.25c0-.414-.336-.75-.75-.75s-.75.336-.75.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n         \t  <div aria-hidden=\"true\" class=\"bde-faq__icon bde-faq__icon--active\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" clip-rule=\"evenodd\" fill-rule=\"evenodd\" stroke-linejoin=\"round\" stroke-miterlimit=\"2\" viewbox=\"0 0 24 24\"><path d=\"m21 11.75c0-.414-.336-.75-.75-.75h-16.5c-.414 0-.75.336-.75.75s.336.75.75.75h16.5c.414 0 .75-.336.75-.75z\" fill-rule=\"nonzero\"\/><\/svg>\n                            <\/div>\n                  <\/button>\n      <\/h3>\n      <div role=\"region\" aria-labelledby=\"bde-faq-586-button-6\" id=\"bde-faq-586-6\" class=\"bde-faq__answer\">\n        <div class=\"bde-faq__answer-content\">\n            <div class=\"breakdance-rich-text-styles\"><div class=\"mk-toggle fancy-style mk-faq-toggle\">\n<div class=\"mk-toggle-pane\">\n<p>\u00a0\u5514\u9700\u8981\uff01\u4f7f\u7528\u6211\u54cb\u5605\u7db2\u4e0a\u6309\u63ed\u8a08\u7b97\u6a5f\u4fc2<strong>\u5b8c\u5168\u514d\u8cbb\u3001\u533f\u540d<\/strong>\u5605\uff0c\u4f60\u53ea\u9700\u8981\u8f38\u5165\u7269\u696d\u540c\u8cb8\u6b3e\u57fa\u672c\u6578\u64da\uff0c\u5168\u671f\u6bcb\u9808\u586b\u5beb\u8eab\u4efd\u8b49\u3001\u96fb\u8a71\u6216\u4efb\u4f55\u500b\u4eba\u8cc7\u6599\u3002\u56e0\u6b64\uff0c\u5462\u500b\u8a08\u7b97\u904e\u7a0b<strong>\u7d55\u5c0d\u5514\u6703<\/strong>\u67e5\u95b1\u6216\u5f71\u97ff\u4f60\u5605\u4fe1\u8cb8\u8a55\u7d1a\uff08TU Report\uff09\uff0c\u6211\u5730\u4ef2\u63d0\u4f9b\u514d\u8cbb\u7269\u696d\u4f30\u50f9\u670d\u52d9\uff0c\u6b61\u8fce\u76f4\u63a5\u5411\u6211\u54cb\u5605\u6309\u63ed\u5c08\u54e1\u67e5\u8a62\u3002<\/p>\n<\/div>\n<\/div><\/div>\n\n                    <\/div>\n      <\/div>\n    <\/div>\n  \n<\/div><\/div>\n<\/section><div class=\"bde-globalblock-7252-587 bde-globalblock\"><section class=\"bde-section-994-100-994-1 bde-section bde-section-994-100\">\n  \n  \n\t\n\n\n\n<div class=\"section-container\"><div class=\"bde-div-994-101-994-1 bde-div bde-div-994-101\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-994-102-994-1 bde-div bde-div-994-102\">\n  \n  \n\t\n\n\n\n<div class=\"bde-text-994-103-994-1 bde-text bde-text-994-103\">\nLiquidity without the wait.\n<\/div><h2 class=\"bde-heading-994-104-994-1 bde-heading bde-heading-994-104\">\nUnlock Property Equity \u2013 Apply for Rapid Liquidity Now!\n<\/h2><p class=\"bde-text-994-105-994-1 bde-text bde-text-994-105\">\nGICL provides the most flexible mortgage solutions. Whether it's a first or second mortgage, refinancing,<br>No Income Proof Required, No Stress Test Required, secure cash within 24 hours to resolve urgent financial needs.\n<\/p>\n<\/div><div class=\"bde-div-994-106-994-1 bde-div bde-div-994-106\">\n  \n  \n\t\n\n\n\n<div class=\"bde-button-994-107-994-1 bde-button btn-hover-up bde-button-994-107\">\n        \n    \n    \n    \n    \n            \n                    \n            \n            \n\n    \n    \n    \n    \n    \n    <a class=\"breakdance-link button-atom button-atom--custom bde-button__button\" href=\"https:\/\/gicl.com.hk\/en\/property-mortgage-application\/\" target=\"_self\" data-type=\"url\"  >\n\n    \n        <span class=\"button-atom__text\">Apply Now<\/span>\n\n        \n        \n                <\/a>\n\n    \n\n\n<\/div><div class=\"bde-div-994-108-994-1 bde-div bde-div-994-108\">\n  \n  \n\t\n\n\n\n<div class=\"bde-div-994-109-994-1 bde-div bde-div-994-109\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-994-110-994-1 bde-icon bde-icon-994-110\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><!--! Font Awesome Free 6.5.1 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M464 256A208 208 0 1 1 48 256a208 208 0 1 1 416 0zM0 256a256 256 0 1 0 512 0A256 256 0 1 0 0 256zM232 120V256c0 8 4 15.5 10.7 20l96 64c11 7.4 25.9 4.4 33.3-6.7s4.4-25.9-6.7-33.3L280 243.2V120c0-13.3-10.7-24-24-24s-24 10.7-24 24z\"\/><\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><span class=\"bde-text-994-111-994-1 bde-text bde-text-994-111\">\n15-Minute Preliminary Approval\n<\/span>\n<\/div><div class=\"bde-div-994-112-994-1 bde-div bde-div-994-112\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-994-113-994-1 bde-icon bde-icon-994-113\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 512 512\"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d=\"M311.9 166.1L112 366.1l0-36c0-55.2 21.9-108.1 60.9-147.1L276.7 79.2c20-20 47.1-31.2 75.3-31.2s55.3 11.2 75.3 31.2l5.5 5.5c20 20 31.2 47.1 31.2 75.3c0 16.8-4 33.3-11.4 48H337.9l7.9-7.9c9.4-9.4 9.4-24.6 0-33.9s-24.6-9.4-33.9 0zm-22 89.9H412.1l-48 48H241.9l48-48zm24.9 96c-37.2 30.9-84.2 48-132.9 48h-36l48-48H314.9zM64 330v84L7 471c-9.4 9.4-9.4 24.6 0 33.9s24.6 9.4 33.9 0l57-57h84c67.9 0 133-27 181-75L466.7 269.3c29-29 45.3-68.3 45.3-109.3s-16.3-80.3-45.3-109.3l-5.5-5.5C432.3 16.3 393 0 352 0s-80.3 16.3-109.3 45.3L139 149C91 197 64 262.1 64 330z\"\/><\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><span class=\"bde-text-994-114-994-1 bde-text bde-text-994-114\">\nNo Income Proof Required \n<\/span>\n<\/div><div class=\"bde-div-994-115-994-1 bde-div bde-div-994-115\">\n  \n  \n\t\n\n\n\n<div class=\"bde-icon-994-116-994-1 bde-icon bde-icon-994-116\">\n\n    \n            <div class=\"bde-icon-icon breakdance-icon-atom\" >\n    \n                    <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 448 512\"><!--! Font Awesome Free 6.5.1 by @fontawesome - https:\/\/fontawesome.com License - https:\/\/fontawesome.com\/license\/free (Icons: CC BY 4.0, Fonts: SIL OFL 1.1, Code: MIT License) Copyright 2023 Fonticons, Inc. --><path d=\"M448 75.2v361.7c0 24.3-19 43.2-43.2 43.2H43.2C19.3 480 0 461.4 0 436.8V75.2C0 51.1 18.8 32 43.2 32h361.7c24 0 43.1 18.8 43.1 43.2zm-37.3 361.6V75.2c0-3-2.6-5.8-5.8-5.8h-9.3L285.3 144 224 94.1 162.8 144 52.5 69.3h-9.3c-3.2 0-5.8 2.8-5.8 5.8v361.7c0 3 2.6 5.8 5.8 5.8h361.7c3.2.1 5.8-2.7 5.8-5.8zM150.2 186v37H76.7v-37h73.5zm0 74.4v37.3H76.7v-37.3h73.5zm11.1-147.3l54-43.7H96.8l64.5 43.7zm210 72.9v37h-196v-37h196zm0 74.4v37.3h-196v-37.3h196zm-84.6-147.3l64.5-43.7H232.8l53.9 43.7zM371.3 335v37.3h-99.4V335h99.4z\"\/><\/svg>\n        \n        \n        \n            <\/div>\n    \n\n\n<\/div><span class=\"bde-text-994-117-994-1 bde-text bde-text-994-117\">\nNo stress test\n<\/span>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section><\/div>","protected":false},"excerpt":{"rendered":"<p>Mortgage Calculator \u6309\u63ed\u8a08\u7b97\u6a5f\u00a0\u00a0 \u7121\u8ad6\u4e00\u6309\u3001\u4e8c\u6309\u3001\u52a0\u6309\u5957\u73fe\u6216\u8f49\u6309\uff0c\u52a9\u4f60\u5feb\u901f\u8a08\u7b97\u6bcf\u6708\u4f9b\u6b3e\u3001 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"_breakdance_hide_in_design_set":false,"_breakdance_tags":"","footnotes":""},"class_list":["post-7252","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages\/7252","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/comments?post=7252"}],"version-history":[{"count":46,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages\/7252\/revisions"}],"predecessor-version":[{"id":7304,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/pages\/7252\/revisions\/7304"}],"wp:attachment":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/media?parent=7252"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}