{"id":7440,"date":"2026-06-25T15:25:13","date_gmt":"2026-06-25T07:25:13","guid":{"rendered":"https:\/\/gicl.com.hk\/?page_id=7440"},"modified":"2026-06-25T17:38:24","modified_gmt":"2026-06-25T09:38:24","slug":"property-owner-loan","status":"publish","type":"page","link":"https:\/\/gicl.com.hk\/en\/property-owner-loan\/","title":{"rendered":"Property Owner Loan"},"content":{"rendered":"
\n \n \n\t\n\n\n\n
\n \n \n\t\n\n\n\n
\n \n \n\t\n\n\n\n
\nLoan\u00a0\u00a0\n<\/div>
\n \n \n\t\n\n\n\n

\n\u696d\u4e3b\u8cb8\u6b3e \u2014
\u7269\u696d\u696d\u4e3b\u5c08\u5c6c\u79c1\u4eba\u8cb8\u6b3e\u65b9\u6848\n<\/h1>\n<\/div>\n<\/div>\n \n \n\t\n\n\n\n
\n \n \n\t\n\n\n\n
\n\n \n
\n \n <\/g><\/svg>\n \n \n \n <\/div>\n \n\n\n<\/div>
\nContribution Calculator\n<\/div>\n<\/div>\n\n<\/a>\n<\/div>
\n \n \n\t\n\n\n\n\n<\/div><\/div>\n<\/section>
\n \n \n\t\n\n\n\n
\n \n \n\t\n\n\n\n
\nGICL\n<\/div>

\nProperty owner loan
Advantages\n<\/h2>

\nGICL \u74b0\u7403\u4fe1\u8cb8\u6df1\u77e5\u696d\u4e3b\u5728\u9762\u5c0d\u751f\u610f\u5468\u8f49\u3001\u5bb6\u5c45\u88dd\u4fee\u6216\u50b5\u52d9\u6574\u5408\u6642\uff0c\u5c0d\u8cc7\u91d1\u7684\u901f\u5ea6\u8207\u9748\u6d3b\u6027\u6709\u7740\u6975\u9ad8\u8981\u6c42\u3002\u6211\u5011\u7279\u5225\u70ba\u672c\u6e2f\u7269\u696d\u696d\u4e3b\u5ea6\u8eab\u8a02\u9020\u5c08\u5c6c\u7684\u79c1\u4eba\u8cb8\u6b3e\u65b9\u6848\uff0c\u52a9\u60a8\u6191\u696d\u4e3b\u8eab\u4efd\u6975\u901f\u6d3b\u5316\u8cc7\u7522\u50f9\u503c\u3002
\n<\/p>\n<\/div>

\n \n \n\t\n\n\n\n
\n \n \n\t\n\n\n\n
\n\n \n
\n \n <\/svg>\n \n \n \n <\/div>\n \n\n
\n

\u696d\u4e3b\u8eab\u4efd\u5373\u53ef\u7533\u8acb\uff0c\u6bcb\u9808\u62b5\u62bc\u6a13\u5951<\/h3>\n
\u6191\u696d\u4e3b\u8eab\u4efd\u5373\u53ef\u8fa6\u7406\uff0c\u4e0d\u7559\u5951\u3001\u4e0d\u91d8\u5951\uff0c\u5b8c\u5168\u4e0d\u5f71\u97ff\u7269\u696d\u73fe\u6709\u696d\u6b0a\u3002<\/div>\n <\/div>\n\n<\/div>
\n\n \n
\n \n <\/svg>\n \n \n \n <\/div>\n \n\n
\n

No Income Proof Required<\/strong><\/h3>\n
No income proof or stress test. Self-employed and retirees welcome.<\/div>\n <\/div>\n\n<\/div>
\n\n \n
\n \n <\/svg>\n \n \n \n <\/div>\n \n\n
\n

\u984d\u5916\u5229\u7387\u512a\u60e0 (\u8f03\u4e00\u822c\u79c1\u4eba\u8cb8\u6b3e\u4f4e)<\/h3>\n
\u7279\u8a2d\u5c08\u5c6c\u6e20\u9053\uff0c\u5229\u7387\u986f\u8457\u4f4e\u65bc\u4e00\u822c\u79c1\u8cb8\u8207\u4fe1\u7528\u5361\uff0c\u5927\u5e45\u7bc0\u7701\u5229\u606f\u958b\u652f\u3002<\/div>\n <\/div>\n\n<\/div>
\n\n \n
\n \n <\/svg>\n \n \n \n <\/div>\n \n\n
\n

\u9ad8\u8cb8\u6b3e\u984d \u2014
\u6700\u9ad8 HK$100 \u842c<\/h3>\n
\u7a81\u7834\u85aa\u91d1\u500d\u6578\u9650\u5236\uff0c\u6700\u9ad8\u53ef\u501f\u6e2f\u5e63100\u842c\u5143\u3002<\/div>\n <\/div>\n\n<\/div>
\n\n \n
\n \n <\/svg>\n \n \n \n <\/div>\n \n\n
\n

\u9084\u6b3e\u671f\u9577 \u2014
\u6700\u9577 84 \u500b\u6708<\/h3>\n
\u9748\u6d3b\u671f\u6700\u9577\u905484\u500b\u6708\uff0c\u5b9a\u984d\u6708\u4f9b\u52a9\u60a8\u8f15\u9b06\u6524\u5206\u672c\u606f\u3002<\/div>\n <\/div>\n\n<\/div>\n<\/div>\n<\/div><\/div><\/div>\n<\/section>
\n \n \n\t\n\n\n\n
\nTarget Audience\u00a0\u00a0\n<\/div>
\n

\u696d\u4e3b\u8cb8\u6b3e\u9069\u5408\u908a\u985e\u4eba\u58eb\uff1f<\/h2>\n
    \n
  • \u6301\u6709\u9999\u6e2f\u7269\u696d\u3001\u60f3\u514d\u53bb\u6309\u63ed\u624b\u7e8c\u5605\u696d\u4e3b \u4e0d\u60f3\u7d93\u6b77\u7e41\u8907\u7684\u4e00\u4e8c\u6309\u7533\u8acb\uff0c\u6975\u901f\u8d77\u51fa\u6d41\u52d5\u8cc7\u91d1\u8005\u3002(\u4e0d\u9808\u5411\u571f\u5730\u8a3b\u518a\u8655\u767b\u8a18\u6309\u63ed)<\/li>\n
  • \u81ea\u50f1\u4eba\u58eb\u3001\u81ea\u7531\u5de5\u4f5c\u8005 \u2014 \u9280\u884c\u79c1\u4eba\u8cb8\u6b3e\u96e3\u4ee5\u6279\u6838 \u7f3a\u4e4f\u50b3\u7d71\u7ce7\u55ae\u3001\u7a05\u55ae\u800c\u5c62\u906d\u9280\u884c\u62d2\u6279\u79c1\u4eba\u8cb8\u6b3e\uff0c\u6025\u9700\u9748\u6d3b\u71df\u904b\u8cc7\u91d1\u9031\u8f49\u8005\u3002<\/li>\n
  • \u4fe1\u8cb8\u7d00\u9304\u6709\u7455\u75b5\u3001\u88ab\u9280\u884c\u62d2\u7d55\u8005 \u56e0 TU \u8a55\u7d1a\uff08D-J\uff09\u6b20\u4f73\u800c\u88ab\u50b3\u7d71\u9280\u884c\u62d2\u7d55\uff0c\u6025\u9700\u4e00\u7b46\u904e\u6574\u5408\u5361\u6578\u91cd\u7d44\u50b5\u52d9\u4eba\u58eb\u3002<\/li>\n
  • \u9700\u8981\u4e2d\u77ed\u671f\u5468\u8f49\u8cc7\u91d1\u3001\u60f3\u907f\u514d\u62b5\u62bc\u7269\u696d\u8005 \u9762\u81e8\u77ed\u66ab\u8cc7\u91d1\u7f3a\u53e3\uff0c\u65e2\u60f3\u4fdd\u7559\u7269\u696d\u5168\u6b0a\u3001\u514d\u53d7\u62b5\u62bc\u9650\u5236\uff0c\u53c8\u9700\u8981\u5927\u984d\u61c9\u6025\u91d1\u8005\u3002<\/li>\n<\/ul>\n<\/div><\/div>\n<\/section>
    \n \n \n\t\n\n\n\n
    \n\u8cb8\u6b3e\u7528\u9014\n<\/div>
    \n

    \u696d\u4e3b\u8cb8\u6b3e\u7528\u9014\u7bc4\u4f8b<\/h2>\n

    \u5b50\u5973\u6d77\u5916\u5347\u5b78 \/ \u5a5a\u79ae\u652f\u51fa<\/h3>\n
      \n
    • \u4e00\u7b46\u904e\u7c4c\u63aa\u5b50\u5973\u6d77\u5916\u5b78\u8cbb\u6216\u7c4c\u8fa6\u5a5a\u79ae\u958b\u652f\uff0c\u514d\u56e0\u8cc7\u91d1\u6253\u4e82\u4eba\u751f\u91cd\u8981\u8a08\u5283\u3002<\/li>\n<\/ul>\n

      \u6574\u5408\u5361\u6578\u53ca\u9ad8\u606f\u79c1\u4eba\u8cb8\u6b3e<\/h3>\n
        \n
      • \u96c6\u4e2d\u6e05\u9084\u591a\u5bb6\u9280\u884c\u5361\u6578\u53ca\u9ad8\u606f\u79c1\u8cb8\uff0c\u5373\u6642\u7bc0\u7701\u5229\u606f\u4f9b\u5f97\u66f4\u8f15\u9b06\u3002<\/li>\n<\/ul>\n

        \u696d\u52d9\u64f4\u5145 \/ \u5165\u8ca8\u8cc7\u91d1<\/h3>\n
          \n
        • \u5c08\u70ba\u4e2d\u5c0f\u4f01\u53ca\u81ea\u50f1\u696d\u4e3b\u800c\u8a2d\uff0c\u7279\u5feb\u61c9\u4ed8\u5e97\u8216\u5165\u8ca8\u3001\u88dd\u4fee\u6216\u696d\u52d9\u64f4\u5145\u73fe\u91d1\u6d41\u3002<\/li>\n<\/ul>\n

          \u91ab\u7642\u958b\u652f \/ \u5bb6\u5c45\u88dd\u4fee<\/h3>\n
            \n
          • \u8f15\u9b06\u61c9\u4ed8\u7a81\u767c\u91ab\u7642\u8cbb\u7528\uff0c\u6216\u70ba\u73fe\u5c45\u6240\u9032\u884c\u5168\u5c4b\u7ffb\u65b0\u88dd\u4fee<\/li>\n<\/ul>\n<\/div><\/div>\n<\/section>
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \nApplication Process\n<\/div>

            \nComplete Your Application in a Few Simple Steps\n<\/h2>\n<\/div>
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n\n01\n<\/span>
            \n \n \n\t\n\n\n\n\n<\/div>\n<\/div>
            \n \n \n\t\n\n\n\n

            \n1-Minute Online Application\n<\/h3>

            \nFill out our online form or submit documents via WhatsApp\/Email for a fast and easy start.\n<\/p>\n<\/div>\n<\/div>

            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n\n02\n<\/span>
            \n \n \n\t\n\n\n\n\n<\/div>\n<\/div>
            \n \n \n\t\n\n\n\n

            \n15-Minute Preliminary Approval*\n<\/h3>

            \nProcessed instantly by our specialists, with preliminary approval results available in as fast as 15 minutes.\n<\/p>\n<\/div>\n<\/div>

            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n\n03\n<\/span>
            \n \n \n\t\n\n\n\n\n<\/div>\n<\/div>
            \n \n \n\t\n\n\n\n

            \n24-Hour Cash Disbursement*\n<\/h3>

            \nSign the contract in person in as fast as 24 hours.
            Get your cash cheque on the same day to instantly resolve your cash flow needs.\n<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>

            \nMortgage services are available during office hours from Monday to Friday, excluding Saturdays, Sundays, public holidays, or unless otherwise announced; however, the actual approval and cheque issuance times will be subject to the approval status of each individual mortgage application by our company.\n<\/div>\n<\/div><\/div>\n<\/section><\/div>
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \nWhich is right for you?\n<\/div>

            \nProperty owner loan
            vs
            \u4e00\u822c\u79c1\u4eba\u8cb8\u6b3e\n<\/h2>\n<\/div>
            \n \n \n\t\n\n\n\n

            \nApplication Threshold\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \nIncome Proof\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u6700\u9ad8\u91d1\u984d\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \nInterest Rate Range\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u9700\u5426\u62b5\u62bc\u6a13\u5951\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \nApproval Time\n<\/p>\n<\/div>\n<\/div>\n<\/div>

            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n

            \nGICL \u696d\u4e3b\u8cb8\u6b3e\n<\/h3>\n<\/div>
            \n \n \n\t\n\n\n\n

            \n\u5fc5\u9808\u70ba\u672c\u5730\u7269\u696d\u696d\u4e3b\uff08\u4e0d\u9650\u7269\u696d\u7a2e\u985e\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u901a\u5e38\u8c41\u514d\uff08\u81ea\u50f1\u6216\u7121\u5e38\u898f\u5165\u606f\u4ea6\u53ef\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u9ad8\u9054\u6e2f\u5e63 300 \u842c\u5143\uff08\u4e0d\u53d7\u6708\u85aa\u500d\u6578\u9650\u5236\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u5c0a\u4eab\u7279\u60e0\u4f4e\u606f\uff08\u56e0\u696d\u4e3b\u8eab\u4efd\u7372\u984d\u5916\u512a\u5f85\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u5b8c\u5168\u6bcb\u9808\uff08\u4e0d\u7559\u5951\u3001\u4e0d\u91d8\u5951\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u6975\u5feb\uff08\u6700\u5feb 15 \u5206\u9418\u6279\u6838\uff0c24 \u5c0f\u6642\u5230\u624b\uff09\n<\/p>\n<\/div>\n<\/div>\n<\/div>

            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n

            \n\u4e00\u822c\u79c1\u4eba\u8cb8\u6b3e\n<\/h3>\n<\/div>
            \n \n \n\t\n\n\n\n

            \n\u8981\u6c42\u826f\u597d\u4fe1\u8cb8\u7d00\u9304\uff08TU\uff09\u53ca\u7a69\u5b9a\u8077\u696d\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u5fc5\u9808\u63d0\u4f9b\uff08\u9700\u5099\u9f4a\u7a05\u55ae\u3001\u7ce7\u55ae\u53ca MPF\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u984d\u5ea6\u8f03\u4f4e\uff08\u901a\u5e38\u53d7\u9650\u65bc\u6708\u85aa 12 \u81f3 21 \u500d\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u606f\u7387\u4e00\u822c\u8f03\u9ad8\uff08\u5b8c\u5168\u53d6\u6c7a\u65bc\u500b\u4eba\u4fe1\u7528\u8a55\u7d1a\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u6bcb\u9808\uff08\u7d14\u6191\u500b\u4eba\u4fe1\u7528\u64d4\u4fdd\uff09\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n

            \n\u8f03\u6162\uff08\u901a\u5e38\u9700\u6642\u6578\u500b\u5de5\u4f5c\u5929\u5be9\u67e5\uff09\n<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div>\n<\/section>

            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n
            \nLoan Tips\n<\/div>

            \n\u696d\u4e3b\u8cb8\u6b3e\u5c0f\u77e5\u8b58\n<\/h2>\n<\/div>
            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n

            What is a HOS loan?<\/h3>\n<\/div>

            \n\u696d\u4e3b\u8cb8\u6b3e\uff08\u53c8\u7a31\u696d\u4e3b\u79c1\u4eba\u8cb8\u6b3e\u6216\u696d\u4e3b\u514d\u62b5\u62bc\u8cb8\u6b3e\uff09\u5c6c\u65bc\u79c1\u4eba\u8cb8\u6b3e\u7684\u4e00\u7a2e\u3002\u5176\u6700\u5927\u512a\u52e2\u5728\u65bc\u7d14\u7cb9\u6191\u85c9\u60a8\u7684\u300c\u696d\u4e3b\u300d\u8eab\u4efd\u4f5c\u4fe1\u7528\u8a55\u4f30\uff0c\u5373\u53ef\u7372\u6279\u5927\u984d\u8cc7\u91d1\u3002\u8207\u50b3\u7d71\u7269\u696d\u4e00\u6309\u3001\u4e8c\u6309\u622a\u7136\u4e0d\u540c\uff0c\u6574\u500b\u6d41\u7a0b\u5b8c\u5168\u6bcb\u9808\u62b5\u62bc\u6a13\u5951\uff0c\u4ea6\u4e0d\u6703\u9032\u884c\u91d8\u5951\u624b\u7e8c\uff0c\u8b93\u60a8\u5728\u4e0d\u5f71\u97ff\u7269\u696d\u696d\u6b0a\u7684\u524d\u63d0\u4e0b\uff0c\u9748\u6d3b\u8b8a\u73fe\u9031\u8f49\u3002\n<\/p>\n<\/div>

            \n \n \n\t\n\n\n\n
            \n \n \n\t\n\n\n\n

            \n\u696d\u4e3b\u8cb8\u6b3e\u5229\u7387\u6c34\u5e73\n<\/h3>\n<\/div>

            \n\u5be6\u969b\u5e74\u5229\u7387\u4e00\u822c\u7d04\u70ba 8% \u81f3 25%\uff0c\u6700\u7d42\u606f\u7387\u6703\u8996\u4e4e\u696d\u4e3b\u7684\u8cc7\u7522\u6de8\u503c\u3001\u5165\u606f\u53ca\u4fe1\u8cb8\u7d00\u9304\u4f5c\u5f48\u6027\u5be9\u6279\u3002\u7531\u65bc\u6709\u696d\u4e3b\u8eab\u4efd\u4f5c\u70ba\u8ca1\u529b\u5f8c\u76fe\uff0c\u5176\u5229\u7387\u6c34\u5e73\u666e\u904d\u986f\u8457\u4f4e\u65bc\u5e02\u5834\u4e0a\u540c\u7b49\u91d1\u984d\u7684\u4e00\u822c\u79c1\u4eba\u8cb8\u6b3e\uff08\u574a\u9593\u4e00\u822c\u79c1\u8cb8\u5e74\u5229\u7387\u9ad8\u9054 20% \u81f3 40%\uff09\uff0c\u52a9\u60a8\u4ee5\u66f4\u4f4e\u6210\u672c\u9748\u6d3b\u7406\u8ca1\u3002\n<\/p>\n<\/div><\/div><\/div>\n<\/section>

            \n \n \n\t\n\n\n\n
            \nClient Testimonials\n<\/div>
            \n

            \u696d\u4e3b\u8cb8\u6b3e\u5ba2\u6236\u898b\u8b49<\/h2>\n

            \u6797\u5c0f\u59d0\u4efb\u8077\u5beb\u5b57\u6a13\u6587\u8077, \u6708\u5165\u4e09\u842c\u591a\u5143, \u5e73\u65e5\u559c\u611b\u8cfc\u8cb7\u540d\u724c, \u7fd2\u6163\u4ee5\u4fe1\u7528\u54ad\u5148\u6d17\u672a\u4f86\u9322, \u4e45\u800c\u4e45\u4e4b\u7d2f\u7a4d\u9054\u56db\u5341\u591a\u842c\u50b5\u52d9, \u958b\u59cb\u5165\u4e0d\u6577\u652f\u4ee5\u6578\u519a\u6578, \u6bcf\u500b\u6708\u53ea\u80fd\u7e73\u4ed8\u4fe1\u7528\u54ad\u7684\u6700\u4f4e\u9084\u6b3e\u984d, \u6700\u5f8c\u5e78\u597d\u6435\u5230\u74b0\u7403\u4fe1\u8cb8, \u6797\u5c0f\u59d0\u5229\u7528\u6301\u6709\u7684\u672a\u88dc\u5730\u50f9\u7684\u5c45\u5c4b\u6210\u529f\u7372\u6279\u4e00\u7b46\u5927\u984d\u696d\u4e3b\u8cb8\u6b3e, \u53ef\u4ee5\u4e00\u7b46\u904e\u6e05\u9084\u6240\u6709\u54ad\u6578, \u6bcf\u500b\u6708\u56fa\u5b9a\u91d1\u984d\u9084\u6b3e, \u74b0\u7403\u4fe1\u8cb8\u4ef2\u70ba\u6797\u5c0f\u59d0\u5b9a\u4e0b\u4e00\u500b\u5207\u5408\u5979\u7684\u9084\u6b3e\u5e74\u671f, \u5373\u6642\u8f15\u9b06\u54c2!<\/p>\n<\/div>

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            \nDiscover the Real Stories of Our Satisfied Customers\n<\/h2>

            \nReal stories from our satisfied clients. Discover how GICL's flexible plans and rapid approval help entrepreneurs overcome challenges and seize opportunities.\n<\/p>\n<\/div>\n<\/div>

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            \n \n \n\n<\/svg>\n \n \n \n <\/div>\n \n\n\n<\/div>
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            \nBank top-up mortgage approvals take two months, while Global Credit's second mortgage delivers cash in hand within 3 days.

            Facing the double squeeze of delayed customer payments and supplier chases, banks scrutinize property top-ups harshly, demanding extensive financial reports that are too slow to help in emergencies. Fortunately, GICL offers a flexible second mortgage solution, waiving income proof and stress tests, successfully unlocking cash to instantly resolve my cash flow crisis.\n<\/p>

            \nRead More\n<\/div>\n<\/div>
            \n \n \n\t\n\n\n\n
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            \n \n \n\t\n\n\n\n\nMr. Law\n<\/span>\nGarment Industry Business Owner\n<\/span>\n<\/div>\n<\/div>
            \n\n\n\n
            \n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/div>\n\n\n\n\n\n <\/stop>\n \t\t<\/stop>\n<\/lineargradient>\n<\/svg>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>
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            \nMr. Wong runs a restaurant in Sham Shui Po. Facing rising rent from district redevelopment and soaring food costs due to the strengthening RMB, he urgently needed to settle a supplier invoice. Fortunately, he secured a HK$500,000 property loan against his tong lau (tenement building) with GIC, helping his business survive the crisis.\n\nClient Review: \"The F&B industry is getting tougher. I didn't want to panic-sell my property in a low market. Thanks to GIC, the fast approval allowed me to pay my suppliers on time and keep our credit terms.\"

            \u9ec3\u5148\u751f\u5728\u6df1\u6c34\u57d7\u7d93\u71df\u9910\u5ef3\uff0c\u53ef\u60dc\u79df\u91d1\u96a8\u4f4f\u820a\u5340\u6536\u8cfc\u800c\u4e0a\u5347\uff0c\u570b\u5167\u7684\u98df\u6750\u4ea6\u56e0\u4eba\u6c11\u5e63\u532f\u7387\u4e0a\u5347\u4ee4\u4f86\u8ca8\u50f9\u4ea6\u6108\u4f86\u6108\u8cb4\uff0c\u9ec3\u5148\u751f\u6025\u65bc\u7e73\u4ed8\u4e00\u7b46\u98df\u6750\u8a02\u55ae\u7684\u8cbb\u7528\uff0c\u6210\u529f\u65bc\u74b0\u7403\u4fe1\u8cb8\u5229\u7528\u5510\u6a13\u7269\u696d\u8cb8\u6b3e50\u842c\uff0c\u52a9\u751f\u610f\u6e21\u904e\u96e3\u95dc\u3002 \n<\/p>

            \nRead More\n<\/div>\n<\/div>
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            \n \n \n\t\n\n\n\n\nMr. Wong\n<\/span>\nRestaurant Owner\n<\/span>\n<\/div>\n<\/div>
            \n\n\n\n
            \n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/div>\n\n\n\n\n\n <\/stop>\n \t\t<\/stop>\n<\/lineargradient>\n<\/svg>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>
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            \nBank SME loans are painfully slow, and after weeks of waiting, they still reject you right when your bills are due. Thankfully, GIC came through! I couldn't believe I could apply today and get cash tomorrow\u2014now that\u2019s real speed!\n\nWith GIC, it took just two days to get a HK$500,000 second mortgage, along with a HK$700,000 standby credit line for whenever I need it.

            \u7d93\u74b0\u7403\u4fe1\u8cb8\uff0c\u5169\u65e5\u5167\u5c31\u6210\u529f\u53d6\u5f9750\u842c\u4e8c\u6309\u8cb8\u6b3e\uff0c\u4ef2\u670970\u842c\u5099\u7528\u984d\u96a8\u6642\u4f7f\u7528\n<\/p>

            \nRead More\n<\/div>\n<\/div>
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            \n \n \n\t\n\n\n\n\nMIss Chan\n<\/span>\nE-commerce Trader\n<\/span>\n<\/div>\n<\/div>
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            \n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/path><\/svg>\n <\/div>\n\n\n\n\n\n <\/stop>\n \t\t<\/stop>\n<\/lineargradient>\n<\/svg>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>
            \n\n\n\n<\/div>\n<\/div>
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            \n \n <\/div>\n <\/div>\n <\/div>\n\n\n\n\n<\/div><\/div>\n<\/section>
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            \nFirst Mortgage Loan\n<\/div>

            \nFAQ\n<\/h2>\n<\/div>
            \n
            \n

            \n