{"id":400,"date":"2026-03-08T20:05:26","date_gmt":"2026-03-08T20:05:26","guid":{"rendered":"https:\/\/gicl.com.hk\/?p=400"},"modified":"2026-09-06T16:56:29","modified_gmt":"2026-09-06T08:56:29","slug":"self-employed-mortgage-guide-2026","status":"publish","type":"post","link":"https:\/\/gicl.com.hk\/en\/self-employed-mortgage-guide-2026\/","title":{"rendered":"\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u9ede\u7533\u8acb\uff1f\u5165\u606f\u8b49\u660e\u3001\u6240\u9700\u6587\u4ef6\u53ca\u6279\u6838\u653b\u7565\uff5cGICL"},"content":{"rendered":"\n<h1 class=\"wp-block-heading\">\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u6307\u5357\uff1a\u6c92\u6709\u56fa\u5b9a\u7ce7\u55ae\uff0c\u5982\u4f55\u6e96\u5099\u5165\u606f\u8b49\u660e\u53ca\u63d0\u9ad8\u7533\u8acb\u5b8c\u6574\u5ea6\uff1f<\/h1>\n\n\n\n<div class=\"wp-block-group gicl-post2\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p 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class=\"wp-block-list\">\n<li>\u6700\u8fd1\u516d\u500b\u6708\u500b\u4eba\u9280\u884c\u6708\u7d50\u55ae<\/li>\n\n\n\n<li>\u500b\u4eba\u5831\u7a05\u8868\u53ca\u8a55\u7a05\u901a\u77e5\u66f8<\/li>\n\n\n\n<li>\u516c\u53f8\u652f\u4ed8\u8463\u4e8b\u85aa\u91d1\u6216\u5206\u7d05\u7684\u7d00\u9304<\/li>\n\n\n\n<li>\u5f37\u7a4d\u91d1\u7d00\u9304\uff08\u5982\u6709\uff09<\/li>\n\n\n\n<li>\u79df\u91d1\u6536\u5165\u8b49\u660e\uff08\u5982\u6709\uff09<\/li>\n\n\n\n<li>\u5176\u4ed6\u8cb8\u6b3e\u53ca\u6bcf\u6708\u4f9b\u6b3e\u8cc7\u6599<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u6ed9\u8c50\u53ca\u6052\u751f\u516c\u5e03\u7684\u6309\u63ed\u6587\u4ef6\u8981\u6c42\u5747\u986f\u793a\uff0c\u81ea\u50f1\u6216\u975e\u56fa\u5b9a\u6536\u5165\u4eba\u58eb\u901a\u5e38\u9700\u8981\u63d0\u4f9b\u8f03\u9577\u671f\u7684\u9280\u884c\u7d00\u9304\u3001\u7a05\u52d9\u53ca\u696d\u52d9\u6587\u4ef6\u3002\u5be6\u969b\u8981\u6c42\u4ecd\u7531\u8cb8\u6b3e\u6a5f\u69cb\u6309\u500b\u6848\u6c7a\u5b9a\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u672a\u78ba\u5b9a\u81ea\u5df1\u7684\u6587\u4ef6\u662f\u5426\u8db3\u5920\uff1f<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u4f60\u53ef\u4ee5\u5148\u6574\u7406\u6700\u8fd1\u516d\u500b\u6708\u7684\u500b\u4eba\u53ca\u516c\u53f8\u9280\u884c\u7d00\u9304\u3001\u7a05\u55ae\u3001\u5546\u696d\u767b\u8a18\u53ca\u7269\u696d\u8cc7\u6599\uff0c\u518d\u4ea4\u7531 GICL \u4f5c\u521d\u6b65\u6587\u4ef6\u6aa2\u8996\u3002\u521d\u6b65\u8a55\u4f30\u4e0d\u7b49\u540c\u6b63\u5f0f\u6279\u6838\uff0c\u5be6\u969b\u689d\u6b3e\u4ee5\u66f8\u9762\u8cb8\u6b3e\u6587\u4ef6\u70ba\u6e96\u3002<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/api.whatsapp.com\/send?phone=85291741899\" target=\"_blank\" rel=\"noopener\">\ud83d\udc49 \u6309\u6b64 WhatsApp \u67e5\u8a62<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"\u9280\u884c\u5982\u4f55\u8a08\u7b97\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u5165\u606f\uff1f\" class=\"wp-block-heading\">\u9280\u884c\u5982\u4f55\u8a08\u7b97\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u5165\u606f\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u9280\u884c\u6c92\u6709\u4e00\u5957\u9069\u7528\u65bc\u6240\u6709\u81ea\u50f1\u4eba\u58eb\u7684\u7d71\u4e00\u6536\u5165\u516c\u5f0f\u3002\u5e38\u898b\u505a\u6cd5\u53ef\u80fd\u5305\u62ec\u53c3\u8003\u904e\u53bb\u4e00\u81f3\u5169\u5e74\u7684\u61c9\u8a55\u7a05\u6536\u5165\u3001\u516c\u53f8\u76c8\u5229\u3001\u8463\u4e8b\u85aa\u91d1\u3001\u5206\u7d05\uff0c\u4ee5\u53ca\u9280\u884c\u5e33\u6236\u7684\u6301\u7e8c\u5165\u5e33\u7d00\u9304\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u7368\u8cc7\u6216\u5408\u5925\u696d\u52d9\u6771\u4e3b<\/h3>\n\n\n\n<p 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aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u7531\u5de5\u4f5c\u8005\u6216\u9805\u76ee\u5236\u5de5\u4f5c\u8005<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u80fd\u67e5\u770b\u904e\u53bb\u516d\u81f3\u5341\u4e8c\u500b\u6708\u7684\u6536\u6b3e\u7d00\u9304\u3001\u670d\u52d9\u5408\u7d04\u3001\u767c\u7968\u3001\u5831\u7a05\u7d00\u9304\u53ca\u5ba2\u6236\u7a69\u5b9a\u6027\uff0c\u518d\u8a08\u7b97\u5e73\u5747\u6216\u8f03\u4fdd\u5b88\u7684\u8a8d\u53ef\u6536\u5165\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8acb\u4eba\u4e0d\u61c9\u53ea\u63d0\u4ea4\u5165\u5e33\u8f03\u9ad8\u7684\u6708\u4efd\u3002\u63d0\u4f9b\u5b8c\u6574\u800c\u9023\u7e8c\u7684\u7d00\u9304\uff0c\u66f4\u80fd\u53cd\u6620\u5be6\u969b\u6536\u5165\u72c0\u6cc1\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"\u6c92\u6709\u7a05\u55ae\u6216\u56fa\u5b9a\u7ce7\u55ae\uff0c\u53ef\u4ee5\u600e\u6a23\u8655\u7406\uff1f\" class=\"wp-block-heading\">\u6c92\u6709\u7a05\u55ae\u6216\u56fa\u5b9a\u7ce7\u55ae\uff0c\u53ef\u4ee5\u600e\u6a23\u8655\u7406\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u300c\u6c92\u6709\u7a05\u55ae\u300d\u53ef\u80fd\u4ee3\u8868\u4e0d\u540c\u60c5\u6cc1\uff0c\u8655\u7406\u65b9\u6cd5\u4ea6\u4e0d\u76f8\u540c\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u5df2\u7d93\u5831\u7a05\uff0c\u4f46\u6c92\u6709\u61c9\u7e73\u7a05\u6b3e<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u7533\u8acb\u4eba\u5df2\u4f9d\u6cd5\u5831\u7a05\uff0c\u53ea\u56e0\u514d\u7a05\u984d\u3001\u6263\u9664\u9805\u76ee\u6216\u6536\u5165\u6c34\u5e73\u800c\u6c92\u6709\u7a05\u6b3e\uff0c\u53ef\u63d0\u4ea4\u8a55\u7a05\u901a\u77e5\u66f8\uff0c\u4e26\u914d\u5408\u9280\u884c\u6708\u7d50\u55ae\u3001\u767c\u7968\u3001\u5408\u7d04\u53ca\u8ca1\u52d9\u5831\u8868\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u516c\u53f8\u6210\u7acb\u6642\u9593\u8f03\u77ed<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u65b0\u6210\u7acb\u516c\u53f8\u672a\u5fc5\u5df2\u6709\u5b8c\u6574\u7684\u5169\u5e74\u5e33\u76ee\u3002\u7533\u8acb\u4eba\u53ef\u5148\u6574\u7406\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u516c\u53f8\u6210\u7acb\u81f3\u4eca\u7684\u9280\u884c\u6d41\u6c34<\/li>\n\n\n\n<li>\u5df2\u7c3d\u8a02\u7684\u5ba2\u6236\u6216\u670d\u52d9\u5408\u7d04<\/li>\n\n\n\n<li>\u767c\u7968\u53ca\u6536\u6b3e\u7d00\u9304<\/li>\n\n\n\n<li>\u7ba1\u7406\u5e33\u76ee<\/li>\n\n\n\n<li>\u73fe\u6709\u8a02\u55ae\u6216\u6301\u7e8c\u670d\u52d9\u8b49\u660e<\/li>\n\n\n\n<li>\u500b\u4eba\u5132\u84c4\u53ca\u8cc7\u91d1\u4f86\u6e90<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u904e\uff0c\u6587\u4ef6\u8f03\u77ed\u6216\u6536\u5165\u6b77\u53f2\u4e0d\u8db3\uff0c\u4ecd\u53ef\u80fd\u4ee4\u8cb8\u6b3e\u6a5f\u69cb\u63a1\u7528\u8f03\u4fdd\u5b88\u7684\u4f30\u7b97\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u6536\u5165\u4e3b\u8981\u4ee5\u73fe\u91d1\u6536\u53d6<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u73fe\u91d1\u6536\u5165\u82e5\u7f3a\u4e4f\u767c\u7968\u3001\u6536\u64da\u3001\u9280\u884c\u5165\u5e33\u53ca\u5831\u7a05\u7d00\u9304\uff0c\u901a\u5e38\u8f03\u96e3\u88ab\u6838\u5be6\u3002\u7533\u8acb\u4eba\u61c9\u4fdd\u7559\u771f\u5be6\u4ea4\u6613\u7d00\u9304\uff0c\u4e26\u6309\u6cd5\u4f8b\u5c65\u884c\u5831\u7a05\u8cac\u4efb\uff0c\u4e0d\u61c9\u865b\u5831\u6536\u5165\u3001\u96b1\u779e\u50b5\u52d9\u6216\u88fd\u4f5c\u4e0d\u5be6\u6587\u4ef6\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u50b3\u7d71\u6587\u4ef6\u78ba\u5be6\u4e0d\u8db3<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u90e8\u5206\u6301\u724c\u8cb8\u6b3e\u6a5f\u69cb\u53ef\u6309\u500b\u6848\u8003\u616e\u7269\u696d\u4f30\u503c\u3001\u7533\u8acb\u76ee\u7684\u3001\u9084\u6b3e\u4f86\u6e90\u3001\u50b5\u52d9\u53ca\u66ff\u4ee3\u6536\u5165\u6587\u4ef6\u3002\u4f46\u300c\u6bcb\u9808\u50b3\u7d71\u7ce7\u55ae\u300d\u4e0d\u4ee3\u8868\u5b8c\u5168\u4e0d\u9700\u8981\u5be9\u67e5\uff0c\u66f4\u4e0d\u4ee3\u8868\u5fc5\u7136\u7372\u6279\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u5229\u7387\u3001\u5be6\u969b\u5e74\u5229\u7387\u3001\u8cb8\u6b3e\u984d\u3001\u5e74\u671f\u3001\u8cbb\u7528\u53ca\u63d0\u524d\u9084\u6b3e\u5b89\u6392\uff0c\u5747\u61c9\u5728\u7533\u8acb\u524d\u4ee5\u66f8\u9762\u78ba\u8a8d\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u6210\u6578\u53ca\u4f9b\u6b3e\u80fd\u529b\u5982\u4f55\u8a55\u4f30\uff1f\" class=\"wp-block-heading\">\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u6210\u6578\u53ca\u4f9b\u6b3e\u80fd\u529b\u5982\u4f55\u8a55\u4f30\uff1f<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u81ea\u50f1\u8eab\u4efd\u672c\u8eab\u4e0d\u7b49\u65bc\u6309\u63ed\u6210\u6578\u53ea\u5f97\u4e94\u81f3\u516d\u6210\u3002\u6210\u6578\u6703\u53d7\u5230\u7269\u696d\u50f9\u503c\u3001\u7528\u9014\u3001\u7533\u8acb\u4eba\u8ca1\u52d9\u72c0\u6cc1\u3001\u8cb8\u6b3e\u6a5f\u69cb\u653f\u7b56\u53ca\u662f\u5426\u7b26\u5408\u6309\u63ed\u4fdd\u96aa\u8cc7\u683c\u7b49\u56e0\u7d20\u5f71\u97ff\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u622a\u81f3\u672c\u6587\u66f4\u65b0\u65e5\u671f\uff0c\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u7684\u4e00\u822c\u4f4f\u5b85\u7269\u696d\u6309\u63ed\u76e3\u7ba1\u4e0a\u9650\u70ba\u4e03\u6210\uff0c\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\u4e0a\u9650\u4e00\u822c\u70ba\u4e94\u6210\u3002\u4e0d\u904e\uff0c\u9019\u4e9b\u5c6c\u65bc\u76e3\u7ba1\u4e0a\u9650\uff0c\u4e26\u4e0d\u4ee3\u8868\u9280\u884c\u5fc5\u9808\u6279\u51fa\u6700\u9ad8\u6210\u6578\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u50f1\u4eba\u58eb\u53ef\u5426\u7533\u8acb\u9ad8\u6210\u6578\u6309\u63ed\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7b26\u5408\u8cc7\u683c\u7684\u81ea\u50f1\u4eba\u58eb\u4ecd\u53ef\u8003\u616e\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u3002\u6839\u64da\u9999\u6e2f\u6309\u8b49\u4fdd\u96aa\u73fe\u884c\u8cc7\u6599\uff0c\u500b\u5225\u7269\u696d\u50f9\u683c\u7bc4\u570d\u53ef\u7533\u8acb\u6700\u9ad8\u516b\u6210\u6309\u63ed\uff1b\u516b\u6210\u4ee5\u4e0a\u81f3\u4e5d\u6210\u7684\u90e8\u5206\u5247\u8a2d\u6709\u66f4\u56b4\u683c\u689d\u4ef6\uff0c\u5305\u62ec\u6240\u6709\u7533\u8acb\u4eba\u9808\u70ba\u56fa\u5b9a\u53d7\u85aa\u4eba\u58eb\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u56e0\u6b64\uff0c\u81ea\u50f1\u4eba\u58eb\u4e0d\u61c9\u5047\u8a2d\u81ea\u5df1\u5fc5\u7136\u53ef\u53d6\u5f97\u4e5d\u6210\u6309\u63ed\uff0c\u61c9\u5728\u7c3d\u7f72\u8cb7\u8ce3\u5408\u7d04\u524d\u5148\u78ba\u8a8d\u8cc7\u683c\u53ca\u6e96\u5099\u5f8c\u5099\u8cc7\u91d1\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"\u7533\u8acb\u524d\u53ef\u505a\u7684\u516b\u9805\u6e96\u5099\" class=\"wp-block-heading\">\u7533\u8acb\u524d\u53ef\u505a\u7684\u516b\u9805\u6e96\u5099<\/h2>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u5206\u958b\u500b\u4eba\u8207\u516c\u53f8\u5e33\u6236<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u76e1\u91cf\u907f\u514d\u6240\u6709\u696d\u52d9\u6536\u5165\u3001\u79c1\u4eba\u6d88\u8cbb\u53ca\u516c\u53f8\u958b\u652f\u6df7\u5728\u540c\u4e00\u5e33\u6236\uff0c\u8b93\u8cb8\u6b3e\u6a5f\u69cb\u66f4\u5bb9\u6613\u7406\u89e3\u73fe\u91d1\u6d41\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u4fdd\u7559\u81f3\u5c11\u516d\u81f3\u5341\u4e8c\u500b\u6708\u5b8c\u6574\u7d00\u9304<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5305\u62ec\u9280\u884c\u6708\u7d50\u55ae\u3001\u767c\u7968\u3001\u5408\u7d04\u53ca\u6536\u64da\u3002\u4e0d\u8981\u53ea\u4fdd\u7559\u6536\u5165\u6700\u9ad8\u7684\u6708\u4efd\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">3. \u6309\u6642\u8655\u7406\u5e33\u76ee\u53ca\u5831\u7a05<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5b8c\u6574\u7684\u5e33\u76ee\u8207\u7a05\u52d9\u7d00\u9304\u6709\u52a9\u6838\u5be6\u6536\u5165\uff0c\u4e5f\u80fd\u6e1b\u5c11\u88dc\u4ef6\u6642\u9593\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">4. \u5efa\u7acb\u7a69\u5b9a\u7684\u500b\u4eba\u63d0\u6b3e\u6216\u85aa\u91d1\u7d00\u9304<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u82e5\u516c\u53f8\u8ca1\u52d9\u60c5\u6cc1\u8a31\u53ef\uff0c\u53ef\u900f\u904e\u4e00\u81f4\u800c\u771f\u5be6\u7684\u65b9\u5f0f\u652f\u4ed8\u8463\u4e8b\u85aa\u91d1\u6216\u500b\u4eba\u63d0\u6b3e\uff0c\u907f\u514d\u81e8\u8fd1\u7533\u8acb\u624d\u7a81\u7136\u88fd\u9020\u5927\u91cf\u5165\u5e33\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u5217\u51fa\u6240\u6709\u73fe\u6709\u50b5\u52d9<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u5305\u62ec\u4fe1\u7528\u5361\u3001\u79c1\u4eba\u8cb8\u6b3e\u3001\u6c7d\u8eca\u8cb8\u6b3e\u3001\u516c\u53f8\u64d4\u4fdd\u53ca\u5176\u4ed6\u6309\u63ed\u3002\u96b1\u779e\u50b5\u52d9\u53ef\u80fd\u5f71\u97ff\u5be9\u6279\u53ca\u7533\u8acb\u53ef\u4fe1\u5ea6\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">6. \u9810\u5148\u4e86\u89e3\u7269\u696d\u4f30\u503c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u6309\u63ed\u984d\u901a\u5e38\u6703\u53d7\u5230\u6210\u4ea4\u50f9\u3001\u4f30\u503c\u53ca\u8cb8\u6b3e\u6a5f\u69cb\u653f\u7b56\u5f71\u97ff\u3002\u4f30\u503c\u4e0d\u8db3\u6642\uff0c\u7533\u8acb\u4eba\u53ef\u80fd\u9700\u8981\u589e\u52a0\u9996\u671f\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">7. \u9810\u7559\u984d\u5916\u8cc7\u91d1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u9664\u4e86\u9996\u671f\uff0c\u4ea6\u61c9\u8003\u616e\u5370\u82b1\u7a05\u3001\u5f8b\u5e2b\u8cbb\u3001\u4f30\u50f9\u5dee\u984d\u3001\u88dd\u4fee\u53ca\u53ef\u80fd\u51fa\u73fe\u7684\u5176\u4ed6\u8cbb\u7528\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">8. \u6bd4\u8f03\u7e3d\u501f\u8cb8\u6210\u672c<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u8981\u53ea\u6bd4\u8f03\u540d\u7fa9\u5229\u7387\uff0c\u4ea6\u8981\u67e5\u770b\u5be6\u969b\u5e74\u5229\u7387\u3001\u624b\u7e8c\u8cbb\u3001\u4f30\u50f9\u8cbb\u3001\u6cd5\u5f8b\u8cbb\u3001\u63d0\u524d\u9084\u6b3e\u8cbb\u53ca\u8cb8\u6b3e\u5e74\u671f\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"\u9280\u884c\u8207\u6301\u724c\u8cb8\u6b3e\u6a5f\u69cb\u6709\u751a\u9ebc\u5206\u5225\uff1f\" class=\"wp-block-heading\">\u9280\u884c\u8207\u6301\u724c\u8cb8\u6b3e\u6a5f\u69cb\u6709\u751a\u9ebc\u5206\u5225\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><th>\u6bd4\u8f03\u9805\u76ee<\/th><th>\u9280\u884c\u6309\u63ed<\/th><th>\u6301\u724c\u8cb8\u6b3e\u6a5f\u69cb<\/th><\/tr><tr><td>\u6587\u4ef6\u8981\u6c42<\/td><td>\u901a\u5e38\u8f03\u6a19\u6e96\u5316<\/td><td>\u53ef\u6309\u500b\u6848\u8003\u616e\u4e0d\u540c\u8b49\u660e<\/td><\/tr><tr><td>\u5229\u7387\u53ca\u6210\u672c<\/td><td>\u4e00\u822c\u8f03\u4f4e<\/td><td>\u4e00\u822c\u53ef\u80fd\u8f03\u9ad8<\/td><\/tr><tr><td>\u6536\u5165\u8a55\u4f30<\/td><td>\u8457\u91cd\u7a05\u55ae\u3001\u5e33\u76ee\u53ca\u9280\u884c\u6d41\u6c34<\/td><td>\u6216\u6703\u540c\u6642\u8003\u616e\u7269\u696d\u53ca\u66ff\u4ee3\u6587\u4ef6<\/td><\/tr><tr><td>\u6279\u6838\u65b9\u5f0f<\/td><td>\u53d7\u9280\u884c\u5167\u90e8\u653f\u7b56\u7d04\u675f<\/td><td>\u500b\u6848\u5f48\u6027\u53ef\u80fd\u8f03\u5927<\/td><\/tr><tr><td>\u9069\u5408\u60c5\u6cc1<\/td><td>\u6536\u5165\u53ca\u6587\u4ef6\u8f03\u5b8c\u6574<\/td><td>\u50b3\u7d71\u6587\u4ef6\u4e0d\u8db3\u6216\u60c5\u6cc1\u8f03\u8907\u96dc<\/td><\/tr><tr><td>\u6ce8\u610f\u4e8b\u9805<\/td><td>\u4f30\u50f9\u53ca\u6536\u5165\u8981\u6c42\u53ef\u80fd\u5f71\u97ff\u6279\u6838<\/td><td>\u5fc5\u9808\u6bd4\u8f03\u5be6\u969b\u5e74\u5229\u7387\u3001\u8cbb\u7528\u53ca\u9084\u6b3e\u689d\u6b3e<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\u8cb8\u6b3e\u6a5f\u69cb\u67e5\u95b1\u6216\u7533\u5831\u4fe1\u8cb8\u8cc7\u6599\u7684\u5b89\u6392\u53ef\u80fd\u4e0d\u540c\u3002\u7533\u8acb\u4eba\u61c9\u5728\u6388\u6b0a\u67e5\u95b1\u4fe1\u8cb8\u5831\u544a\u524d\uff0c\u5411\u76f8\u95dc\u6a5f\u69cb\u66f8\u9762\u78ba\u8a8d\u662f\u5426\u6703\u9032\u884c\u4fe1\u8cb8\u67e5\u8a62\uff0c\u4ee5\u53ca\u67e5\u8a62\u53ef\u80fd\u5e36\u4f86\u7684\u5f71\u97ff\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"\u4e09\u7a2e\u5e38\u898b\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u60c5\u6cc1\" class=\"wp-block-heading\">\u4e09\u7a2e\u5e38\u898b\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u60c5\u6cc1<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u4ee5\u4e0b\u53ea\u5c6c\u4e00\u822c\u793a\u4f8b\uff0c\u4e26\u975e\u5be6\u969b\u5ba2\u6236\u500b\u6848\u6216\u6279\u6838\u627f\u8afe\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u60c5\u6cc1\u4e00\uff1a\u516c\u53f8\u6771\u4e3b\u6709\u7a69\u5b9a\u8463\u4e8b\u85aa\u91d1<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8acb\u4eba\u7d93\u71df\u516c\u53f8\u591a\u5e74\uff0c\u6bcf\u6708\u7531\u516c\u53f8\u652f\u4ed8\u56fa\u5b9a\u85aa\u91d1\uff0c\u4e26\u6709\u5831\u7a05\u7d00\u9304\u53ca\u516c\u53f8\u5e33\u76ee\u3002\u53ef\u63d0\u4ea4\u8463\u4e8b\u85aa\u91d1\u5165\u5e33\u3001\u7a05\u55ae\u3001\u516c\u53f8\u9280\u884c\u6708\u7d50\u55ae\u53ca\u8ca1\u52d9\u5831\u8868\uff0c\u8b93\u8cb8\u6b3e\u6a5f\u69cb\u540c\u6642\u8a55\u4f30\u500b\u4eba\u6536\u5165\u8207\u516c\u53f8\u6301\u7e8c\u71df\u904b\u80fd\u529b\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u60c5\u6cc1\u4e8c\uff1a\u81ea\u7531\u5de5\u4f5c\u8005\u6536\u5165\u4e0d\u5b9a<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8acb\u4eba\u6536\u5165\u4f86\u81ea\u591a\u500b\u9805\u76ee\uff0c\u6c92\u6709\u56fa\u5b9a\u50f1\u4e3b\u3002\u53ef\u6574\u7406\u904e\u53bb\u516d\u81f3\u5341\u4e8c\u500b\u6708\u5408\u7d04\u3001\u767c\u7968\u3001\u6536\u6b3e\u53ca\u5831\u7a05\u7d00\u9304\uff0c\u6e05\u695a\u986f\u793a\u6536\u5165\u4f86\u6e90\u53ca\u5e73\u5747\u6c34\u5e73\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u60c5\u6cc1\u4e09\uff1a\u516c\u53f8\u6210\u7acb\u6642\u9593\u8f03\u77ed<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u7533\u8acb\u4eba\u66ab\u6642\u6c92\u6709\u5b8c\u6574\u7684\u5169\u5e74\u5e33\u76ee\u3002\u53ef\u63d0\u4f9b\u516c\u53f8\u6210\u7acb\u5f8c\u7684\u5168\u90e8\u9280\u884c\u6d41\u6c34\u3001\u7ba1\u7406\u5e33\u76ee\u3001\u5df2\u7c3d\u8a02\u5408\u7d04\u53ca\u500b\u4eba\u5132\u5099\uff0c\u4f46\u8cb8\u6b3e\u984d\u53ca\u689d\u4ef6\u53ef\u80fd\u8f03\u4fdd\u5b88\uff0c\u4ea6\u61c9\u6e96\u5099\u8f03\u591a\u9996\u671f\u4f5c\u5f8c\u5099\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u5e38\u898b\u554f\u984c\" class=\"wp-block-heading\">\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u5e38\u898b\u554f\u984c<\/h2>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u50f1\u4eba\u58eb\u4e00\u5b9a\u8981\u6709\u5169\u5e74\u7a05\u55ae\u55ce\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u4e0d\u4e00\u5b9a\u3002\u90e8\u5206\u8cb8\u6b3e\u6a5f\u69cb\u6703\u8981\u6c42\u4e00\u81f3\u5169\u5e74\u7a05\u52d9\u6216\u8ca1\u52d9\u7d00\u9304\uff0c\u4f46\u6240\u9700\u5e74\u671f\u53ca\u66ff\u4ee3\u6587\u4ef6\u8996\u4e4e\u7533\u8acb\u4eba\u985e\u578b\u3001\u516c\u53f8\u71df\u904b\u6642\u9593\u548c\u8cb8\u6b3e\u6a5f\u69cb\u653f\u7b56\u3002\u6587\u4ef6\u5e74\u671f\u8f03\u77ed\u6642\uff0c\u6279\u6838\u689d\u4ef6\u53ef\u80fd\u8f03\u4fdd\u5b88\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u50f1\u4eba\u58eb\u6c92\u6709\u56fa\u5b9a\u7ce7\u55ae\uff0c\u53ef\u4ee5\u7533\u8acb\u6309\u63ed\u55ce\uff1f<\/h3>\n\n\n\n<p 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class=\"wp-block-paragraph\">\u4e0d\u80fd\u4e00\u6982\u800c\u8ad6\u3002\u4e0d\u540c\u6a5f\u69cb\u53ef\u80fd\u6709\u4e0d\u540c\u7684\u4fe1\u8cb8\u67e5\u8a62\u53ca\u8cc7\u6599\u7533\u5831\u5b89\u6392\u3002\u7533\u8acb\u524d\u61c9\u8981\u6c42\u5c0d\u65b9\u66f8\u9762\u8aaa\u660e\uff0c\u4e0d\u61c9\u53ea\u4f9d\u8cf4\u53e3\u982d\u627f\u8afe\u3002<\/p>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u50f1\u4eba\u58eb\u5982\u4f55\u63d0\u9ad8\u7533\u8acb\u6210\u529f\u6a5f\u6703\uff1f<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u91cd\u9ede\u662f\u63d0\u9ad8\u6587\u4ef6\u5b8c\u6574\u5ea6\uff0c\u800c\u4e0d\u662f\u523b\u610f\u589e\u52a0\u77ed\u671f\u5165\u5e33\u3002\u4fdd\u6301\u500b\u4eba\u8207\u516c\u53f8\u5e33\u76ee\u6e05\u6670\u3001\u6309\u6642\u5831\u7a05\u3001\u4fdd\u5b58\u5408\u7d04\u548c\u767c\u7968\u3001\u6e1b\u5c11\u4e0d\u5fc5\u8981\u50b5\u52d9\uff0c\u4e26\u5728\u7f6e\u696d\u524d\u9810\u5148\u8a55\u4f30\u4f9b\u6b3e\u80fd\u529b\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 id=\"GICL-\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u521d\u6b65\u8a55\u4f30\" class=\"wp-block-heading\">GICL \u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u521d\u6b65\u8a55\u4f30<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u5982\u679c\u4f60\u5c6c\u65bc\u516c\u53f8\u6771\u4e3b\u3001\u81ea\u7531\u5de5\u4f5c\u8005\u6216\u6536\u5165\u4e0d\u56fa\u5b9a\u4eba\u58eb\uff0c\u53ef\u4ee5\u5148\u6e96\u5099\u4ee5\u4e0b\u57fa\u672c\u8cc7\u6599\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u7269\u696d\u985e\u578b\u53ca\u5927\u7d04\u4f30\u503c<\/li>\n\n\n\n<li>\u8cb8\u6b3e\u7528\u9014\u53ca\u6240\u9700\u91d1\u984d<\/li>\n\n\n\n<li>\u500b\u4eba\u53ca\u516c\u53f8\u6700\u8fd1\u516d\u500b\u6708\u9280\u884c\u7d00\u9304<\/li>\n\n\n\n<li>\u5546\u696d\u767b\u8a18\u53ca\u516c\u53f8\u8cc7\u6599<\/li>\n\n\n\n<li>\u7a05\u55ae\u6216\u5176\u4ed6\u6536\u5165\u8b49\u660e<\/li>\n\n\n\n<li>\u73fe\u6709\u6309\u63ed\u53ca\u5176\u4ed6\u6bcf\u6708\u4f9b\u6b3e<\/li>\n<\/ul>\n\n\n\n<div style=\"height:10px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u60f3\u4e86\u89e3\u81ea\u5df1\u7684\u6587\u4ef6\u662f\u5426\u8db3\u5920\uff1f<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--3\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/api.whatsapp.com\/send?phone=85291741899\" target=\"_blank\" rel=\"noopener\">\ud83d\udc49 WhatsApp GICL\uff0c\u7d22\u53d6\u300c\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u6587\u4ef6\u6e05\u55ae\u300d\u53ca\u5b89\u6392\u521d\u6b65\u8a55\u4f30<\/a><\/div>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">\u521d\u6b65\u8a55\u4f30\u4e26\u4e0d\u69cb\u6210\u8cb8\u6b3e\u8981\u7d04\u6216\u6279\u6838\u627f\u8afe\u3002\u5be6\u969b\u8cb8\u6b3e\u984d\u3001\u606f\u7387\u3001\u5be6\u969b\u5e74\u5229\u7387\u3001\u8cbb\u7528\u3001\u5e74\u671f\u53ca\u689d\u6b3e\uff0c\u9808\u8996\u4e4e\u7269\u696d\u4f30\u503c\u3001\u7533\u8acb\u4eba\u72c0\u6cc1\u53ca\u6b63\u5f0f\u5be9\u6279\u7d50\u679c\u3002<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">GICL \u74b0\u7403\u4fe1\u8cb8 \u7684\u627f\u8afe\uff1a<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u514d\u5165\u606f\u8b49\u660e\u3001\u514d\u8ca1\u52d9\u5831\u8868<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u6700\u5feb 24 \u5c0f\u6642\u6279\u6838\u653e\u6b3e<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u5f48\u6027\u4f30\u50f9\uff0c\u63a5\u53d7\u9ad8\u6a13\u9f61\u5510\u6a13<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u63d0\u65e9\u9084\u6b3e\u514d\u7f70\u606f\uff08\u8996\u4e4e\u5408\u7d04\u689d\u6b3e\uff09<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2705 \u4e0d\u5f71\u97ff\u539f\u6709\u9280\u884c\u4fe1\u8cb8\u8a55\u7d1a (TU)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u7acb\u5373\u806f\u7d61 GICL \u74b0\u7403\u4fe1\u8cb8\uff0c\u9ad4\u9a57\u771f\u6b63\u900f\u660e\u3001\u9748\u6d3b\u7684\u6a13\u5b87\u6309\u63ed\u670d\u52d9<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">&nbsp;<a href=\"https:\/\/wa.me\/85291741899\" target=\"_blank\" rel=\"noopener\">\ud83d\udc49 [WhatsApp \u806f\u7d61 GICL \u6309\u63ed\u9867\u554f]<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83d\udcde \u7acb\u5373\u81f4\u96fb: 2111 0998<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud83c\udf10 \u7db2\u4e0a\u514d\u8cbb\u7269\u696d\u4f30\u50f9\uff1ahttps:\/\/gicl.com.hk\/<\/p>\n\n\n\n<p 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rel=\"noopener\">\u6ed9\u8c50\uff1a\u6309\u63ed\u7533\u8acb\u6240\u9700\u6587\u4ef6<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.eaa.org.hk\/zh-hk\/Information-Centre\/Publications\/Monograph-Mortgages\/Income-Proof-Requirements\" target=\"_blank\" rel=\"noopener\">\u5730\u7522\u4ee3\u7406\u76e3\u7ba1\u5c40\uff1a\u6309\u63ed\u5165\u606f\u8b49\u660e\u8981\u6c42<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.ifec.org.hk\/web\/tc\/moneyessentials\/debts-and-borrowing\/borrowing-traps\/borrow-by-using-property-as-collateral.page\" target=\"_blank\" rel=\"noopener\">\u6295\u8cc7\u8005\u53ca\u7406\u8ca1\u6559\u80b2\u59d4\u54e1\u6703\uff1a\u4ee5\u7269\u696d\u4f5c\u62b5\u62bc\u501f\u8cb8\u6ce8\u610f\u4e8b\u9805<\/a><\/li>\n<\/ul>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u6307\u5357\uff1a\u6c92\u6709\u56fa\u5b9a\u7ce7\u55ae\uff0c\u5982\u4f55\u6e96\u5099\u5165\u606f\u8b49\u660e\u53ca\u63d0\u9ad8\u7533\u8acb\u5b8c\u6574\u5ea6\uff1f \u516c\u53f8\u6771\u4e3b\u3001\u81ea\u7531\u5de5\u4f5c\u8005\u3001\u7db2\u5e97\u7d93\u71df\u8005\u3001\u7684\u58eb\u8eca\u4e3b [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":401,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[55,54,53,52,56],"class_list":["post-400","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-55","tag-54","tag-53","tag-52","tag-56"],"acf":[],"_links":{"self":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/posts\/400","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/comments?post=400"}],"version-history":[{"count":7,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/posts\/400\/revisions"}],"predecessor-version":[{"id":7968,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/posts\/400\/revisions\/7968"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/media\/401"}],"wp:attachment":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/media?parent=400"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/categories?post=400"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/tags?post=400"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}