{"id":400,"date":"2026-03-08T20:05:26","date_gmt":"2026-03-08T20:05:26","guid":{"rendered":"https:\/\/gicl.com.hk\/?p=400"},"modified":"2026-04-23T22:35:24","modified_gmt":"2026-04-23T14:35:24","slug":"self-employed-mortgage-guide-2026","status":"publish","type":"post","link":"https:\/\/gicl.com.hk\/en\/self-employed-mortgage-guide-2026\/","title":{"rendered":"\u3010GICL \u7368\u5bb6\u30112026 \u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u8207\u8cc7\u91d1\u5468\u8f49\u653b\u7565\uff1a\u514d\u5165\u606f\u8b49\u660e\u7269\u696d\u5957\u73fe\u65b9\u6848\u5168\u89e3"},"content":{"rendered":"\n<div class=\"wp-block-group gicl-post2\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p>\u5728\u9999\u6e2f\uff0c\u7121\u8ad6\u4f60\u662f\u81ea\u5df1\u958b\u516c\u53f8\u7684\u8001\u95c6\u3001\u81ea\u7531\u5de5\u4f5c\u8005 (Freelancer)\u3001\u7684\u58eb\u53f8\u6a5f\uff0c\u9084\u662f\u7d93\u71df\u7db2\u5e97\u7684\u659c\u69d3\u65cf (Slasher)\uff0c\u4f5c\u70ba\u81ea\u50f1\u4eba\u58eb\uff0c\u96d6\u7136\u64c1\u6709\u81ea\u7531\u7684\u5de5\u4f5c\u6a21\u5f0f\uff0c\u4f46\u6bcf\u7576\u9762\u5c0d\u8cb7\u6a13\u4e0a\u6703\u6216\u6025\u9700\u8cc7\u91d1\u5468\u8f49\u6642\uff0c\u5f80\u5f80\u6703\u56e0\u70ba\u7f3a\u4e4f\u7a69\u5b9a\u7684\u300c\u7ce7\u55ae\u300d\u800c\u88ab\u50b3\u7d71\u9280\u884c\u62d2\u4e4b\u9580\u5916\u3002<\/p>\n\n\n\n<p>\u7a76\u7adf\u81ea\u50f1\u4eba\u58eb\u5982\u4f55\u624d\u80fd\u9806\u5229\u7372\u6279\u6309\u63ed\uff1f\u672c\u6587\u5c07\u70ba\u4f60\u5168\u9762\u62c6\u89e3\u81ea\u50f1\u4eba\u58eb\u5728\u9280\u884c\u7533\u8acb\u6309\u63ed\u7684\u75db\u9ede\uff0c\u4e26\u6559\u4f60\u5982\u4f55\u5229\u7528 GICL \u74b0\u7403\u4fe1\u8cb8\u7684\u300c\u514d\u5165\u606f\u8b49\u660e\u300d\u65b9\u6848\uff0c\u6975\u901f\u5c07\u540d\u4e0b\u7269\u696d\u5957\u73fe\uff0c\u89e3\u6c7a\u71c3\u7709\u4e4b\u6025\uff01<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/gicl.com.hk\/first-mortgage\">\ud83d\udc49 \u6025\u9700\u8cc7\u91d1\u5468\u8f49\uff1f\u7acb\u5373\u4e86\u89e3 GICL \u5c08\u70ba\u81ea\u50f1\u4eba\u58eb\u800c\u8a2d\u7684\uff1a[\u6a13\u5b87\u4e00\u6309\u7279\u5feb\u5957\u73fe\u65b9\u6848]<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">\u6587\u7ae0\u76ee\u9304<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#\u70ba\u4f55\u81ea\u50f1\u4eba\u58eb\u7533\u8acb\u9280\u884c\u6309\u63ed\u56f0\u96e3\u91cd\u91cd\uff1f\">\u70ba\u4f55\u81ea\u50f1\u4eba\u58eb\u7533\u8acb\u9280\u884c\u6309\u63ed\u56f0\u96e3\u91cd\u91cd\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#\u4e00\u5716\u770b\u6e05\uff1a\u81ea\u50f1\u4eba\u58eb \u9280\u884c vs GICL \u6309\u63ed\u6bd4\u8f03\">\u4e00\u5716\u770b\u6e05\uff1a\u81ea\u50f1\u4eba\u58eb \u9280\u884c vs GICL \u6309\u63ed\u6bd4\u8f03<\/a><\/li>\n\n\n\n<li><a href=\"#\u81ea\u50f1\u4eba\u58eb\u7269\u696d\u5957\u73fe\uff1a\u514d\u7a05\u55ae\/\u514d\u6838\u6578\u5831\u544a\u7684\u8cc7\u91d1\u5468\u8f49\u5927\u6cd5\">\u81ea\u50f1\u4eba\u58eb\u7269\u696d\u5957\u73fe\uff1a\u514d\u7a05\u55ae\/\u514d\u6838\u6578\u5831\u544a\u7684\u8cc7\u91d1\u5468\u8f49\u5927\u6cd5<\/a><\/li>\n\n\n\n<li><a href=\"#\u6210\u529f\u6848\u4f8b\uff1a\u81ea\u50f1\u651d\u5f71\u5e2b\u514d\u5165\u606f\u6975\u901f\u5957\u73fe 300 \u842c\">\u6210\u529f\u6848\u4f8b\uff1a\u81ea\u50f1\u651d\u5f71\u5e2b\u514d\u5165\u606f\u6975\u901f\u5957\u73fe 300 \u842c<\/a><\/li>\n\n\n\n<li><a href=\"#\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u5e38\u898b\u554f\u984c FAQ\">\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u5e38\u898b\u554f\u984c FAQ<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u70ba\u4f55\u81ea\u50f1\u4eba\u58eb\u7533\u8acb\u9280\u884c\u6309\u63ed\u56f0\u96e3\u91cd\u91cd\uff1f\">\u70ba\u4f55\u81ea\u50f1\u4eba\u58eb\u7533\u8acb\u9280\u884c\u6309\u63ed\u56f0\u96e3\u91cd\u91cd\uff1f<\/h2>\n\n\n\n<p>\u81ea\u50f1\u4eba\u58eb\u5728\u7533\u8acb\u50b3\u7d71\u9280\u884c\u6309\u63ed\u6642\uff0c\u5f80\u5f80\u6703\u9047\u5230\u4ee5\u4e0b 3 \u5927\u300c\u6b7b\u7a74\u300d\uff0c\u5c0e\u81f4\u7121\u6cd5\u901a\u904e\u56b4\u683c\u7684\u58d3\u529b\u6e2c\u8a66\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u7f3a\u4e4f\u56fa\u5b9a\u6536\u5165\u8b49\u660e<\/strong>\uff1a \u9280\u884c\u6975\u5ea6\u4f9d\u8cf4\u6bcf\u6708\u7684\u81ea\u52d5\u8f49\u5e33\u7ce7\u55ae (Payroll) \u4f86\u8a55\u4f30\u9084\u6b3e\u80fd\u529b\u3002\u81ea\u50f1\u4eba\u58eb\u6536\u5165\u6d6e\u52d5\uff0c\u751a\u81f3\u7d93\u5e38\u4ee5\u73fe\u91d1\u4ea4\u6536\uff0c\u9280\u884c\u96e3\u4ee5\u8a08\u7b97\u5176\u300c\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387 (DSR)\u300d\u3002<\/li>\n\n\n\n<li><strong>\u7a05\u55ae\u8207\u6838\u6578\u5831\u544a\u8981\u6c42\u6975\u56b4<\/strong>\uff1a \u9280\u884c\u901a\u5e38\u8981\u6c42\u81ea\u50f1\u4eba\u58eb\u63d0\u4f9b\u6700\u8fd1 1 \u81f3 2 \u5e74\u7684\u5229\u5f97\u7a05\u55ae\u3001\u516c\u53f8\u8ca1\u52d9\u5831\u8868\u6216\u6838\u6578\u5e2b\u5831\u544a\u3002\u8a31\u591a\u7684\u58eb\u53f8\u6a5f\u6216\u5c0f\u5546\u6236\u70ba\u4e86\u6173\u7a05\uff0c\u5831\u8868\u4e0a\u7684\u5229\u6f64\u5f80\u5f80\u5fae\u4e4e\u5176\u5fae\uff0c\u76f4\u63a5\u88ab\u9280\u884c\u62d2\u6279\u3002<\/li>\n\n\n\n<li><strong>\u6309\u63ed\u6210\u6578\u88ab\u524a\u6e1b<\/strong>\uff1a \u5373\u4f7f\u81ea\u50f1\u4eba\u58eb\u80fd\u63d0\u4f9b\u7a05\u55ae\uff0c\u9280\u884c\u5728\u5be9\u6279\u6642\u4ea6\u6703\u5c07\u5176\u6536\u5165\u300c\u6253\u6298\u300d\uff0c\u6216\u8005\u8981\u6c42\u589e\u52a0\u64d4\u4fdd\u4eba\uff0c\u751a\u81f3\u4e0d\u5141\u8a31\u7533\u8acb\u9ad8\u6210\u6578\u6309\u63ed\u4fdd\u96aa\u3002<\/li>\n<\/ol>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4e00\u5716\u770b\u6e05\uff1a\u81ea\u50f1\u4eba\u58eb \u9280\u884c vs GICL \u6309\u63ed\u6bd4\u8f03\"><strong>\u4e00\u5716\u770b\u6e05\uff1a\u81ea\u50f1\u4eba\u58eb \u9280\u884c vs GICL \u6309\u63ed\u6bd4\u8f03<\/strong><\/h2>\n\n\n\n<p>\u7576\u9280\u884c\u7684\u5927\u9580\u95dc\u4e0a\uff0cGICL \u74b0\u7403\u4fe1\u8cb8 \u9019\u985e\u5927\u578b\u6301\u724c\u6a5f\u69cb\u4fbf\u6210\u70ba\u4e86\u81ea\u50f1\u4eba\u58eb\u7684\u6700\u5f37\u5f8c\u76fe\u3002\u8acb\u53c3\u8003\u4ee5\u4e0b\u6bd4\u8f03\u8868\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u5be9\u6279\u7dad\u5ea6<\/strong><\/td><td><strong>\ud83c\udfe6 \u50b3\u7d71\u9280\u884c\u6309\u63ed<\/strong><\/td><td><strong>\ud83c\udfe2 GICL \u74b0\u7403\u4fe1\u8cb8 (\u696d\u4e3b\u8cb8\u6b3e\/\u5957\u73fe)<\/strong><\/td><\/tr><tr><td>\u5165\u606f\u8b49\u660e\u8981\u6c42<\/td><td>\u5fc5\u9808\u63d0\u4f9b\u7a05\u55ae\u3001\u516c\u53f8\u5831\u8868\u3001\u9280\u884c\u6d41\u6c34\u5e33<\/td><td>\u771f\u6b63\u514d\u5165\u606f\u8b49\u660e\u3001\u514d\u7a05\u55ae<\/td><\/tr><tr><td>\u6536\u5165\u7a69\u5b9a\u6027\u8981\u6c42<\/td><td>\u6975\u9ad8\uff0c\u6d6e\u52d5\u6536\u5165\u9700\u6253\u6298\u8a08\u7b97<\/td><td>\u4e0d\u9650\uff0c\u63a1\u7528\u300c\u8cc7\u7522\u5c0e\u5411\u5be9\u6279\u300d<\/td><\/tr><tr><td>\u6279\u6838\u901f\u5ea6<\/td><td>\u9700\u6642 1 \u81f3 2 \u500b\u6708<\/td><td>\u6700\u5feb 24 \u5c0f\u6642\u5167\u521d\u6b65\u6279\u6838<\/td><\/tr><tr><td>\u6309\u63ed\u6210\u6578\u4e0a\u9650<\/td><td>\u81ea\u50f1\u4eba\u58eb\u901a\u5e38\u53ea\u6279 5-6 \u6210<\/td><td>\u9ad8\u9054\u7269\u696d\u4f30\u503c\u7684 8 \u6210<\/td><\/tr><tr><td>\u64d4\u4fdd\u4eba\u8981\u6c42<\/td><td>\u5165\u606f\u4e0d\u8db3\u6642\u5fc5\u9808\u589e\u52a0\u64d4\u4fdd\u4eba<\/td><td>\u6bcb\u9808\u64d4\u4fdd\u4eba<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u81ea\u50f1\u4eba\u58eb\u7269\u696d\u5957\u73fe\uff1a\u514d\u7a05\u55ae\u7684\u8cc7\u91d1\u5468\u8f49\u5927\u6cd5\"><strong>\u81ea\u50f1\u4eba\u58eb\u7269\u696d\u5957\u73fe\uff1a\u514d\u7a05\u55ae\u7684\u8cc7\u91d1\u5468\u8f49\u5927\u6cd5<\/strong><\/h2>\n\n\n\n<p>\u9762\u5c0d\u6025\u5207\u7684\u81ea\u50f1\u4eba\u58eb\u8cc7\u91d1\u5468\u8f49\u9700\u6c42\uff0cGICL \u74b0\u7403\u4fe1\u8cb8\u63d0\u4f9b\u4e86\u5b8c\u7f8e\u7684\u7834\u5c40\u65b9\u6848\u2014\u2014\u300c\u8cc7\u7522\u5c0e\u5411\u5be9\u6279\u300d\u3002<\/p>\n\n\n\n<p>\u904b\u4f5c\u539f\u7406\uff1a<\/p>\n\n\n\n<p>\u7121\u8ad6\u4f60\u662f\u4e00\u624b\u696d\u4e3b\u9084\u662f\u60f3\u9032\u884c\u52a0\u6309\uff0c\u53ea\u8981\u4f60\u540d\u4e0b\u6301\u6709\u5177\u50f9\u503c\u7684\u9999\u6e2f\u7269\u696d\uff08\u5305\u62ec\u79c1\u6a13\u3001\u5510\u6a13\u3001\u6751\u5c4b\u3001\u5de5\u5ec8\u6216\u8eca\u4f4d\uff09\uff0cGICL\u74b0\u7403\u4fe1\u8cb8 \u5c31\u6703\u5c07\u8a72\u7269\u696d\u8996\u70ba\u4f60\u9084\u6b3e\u80fd\u529b\u7684\u7d42\u6975\u4fdd\u969c\u3002\u6211\u5011<strong>\u76f4\u63a5\u8df3\u904e\u7e41\u8907\u7684\u5165\u606f\u5be9\u67e5\uff0c\u4e0d\u770b\u4f60\u7684\u7a05\u55ae\u6216\u516c\u53f8\u71df\u696d\u984d\uff0c\u7d14\u7cb9\u6839\u64da\u7269\u696d\u7684\u5e02\u503c\u4f86\u6279\u51fa\u9ad8\u9054 8 \u6210\u7684\u8cb8\u6b3e\u3002<\/strong><\/p>\n\n\n\n<p>\u9019\u7a2e\u9748\u6d3b\u7684\u5be9\u6279\u6a21\u5f0f\uff0c\u4e0d\u50c5\u9069\u7528\u65bc\u8cb7\u6a13\u4e0a\u6703\uff0c\u66f4\u6210\u70ba\u4e86\u8a31\u591a\u81ea\u50f1\u4eba\u58eb\u7528\u4f5c\u696d\u4e3b\u8cb8\u6b3e\u3001\u751f\u610f\u5468\u8f49\u6216\u6574\u5408\u5361\u6578\u7684\u6551\u547d\u7a3b\u8349\uff01<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u6210\u529f\u6848\u4f8b\uff1a\u81ea\u50f1\u651d\u5f71\u5e2b\u514d\u5165\u606f\u6975\u901f\u5957\u73fe 300 \u842c\"><strong>\u6210\u529f\u6848\u4f8b\uff1a\u81ea\u50f1\u651d\u5f71\u5e2b\u514d\u5165\u606f\u6975\u901f\u5957\u73fe 300 \u842c<\/strong><\/h2>\n\n\n\n<p>\u80cc\u666f\uff1a\u9673\u5148\u751f\u662f\u4e00\u540d\u5168\u8077\u7684\u81ea\u7531\u8eab\u651d\u5f71\u5e2b (Freelancer)\uff0c\u6536\u5165\u975e\u5e38\u53ef\u89c0\u4f46\u6975\u5ea6\u4e0d\u7a69\u5b9a\uff0c\u4e14\u591a\u4ee5\u73fe\u91d1\u6216\u652f\u7968\u51fa\u7ce7\u3002\u4ed6\u770b\u4e2d\u4e86\u4e00\u500b\u5fc3\u5100\u7684\u5f71\u6a13\u4f5c\u5de5\u4f5c\u5ba4\uff0c\u6025\u9700 300 \u842c\u8cc7\u91d1\uff0c\u4f46\u4ed6\u624b\u982d\u4e0a\u53ea\u6709\u4e00\u500b\u5df2\u4f9b\u6eff\u7684\u5510\u6a13\u55ae\u4f4d\u3002<\/p>\n\n\n\n<p>\u9047\u5230\u7684\u56f0\u96e3\uff1a\u9673\u5148\u751f\u5411\u9280\u884c\u7533\u8acb\u5510\u6a13\u4e00\u6309\u5957\u73fe\uff0c\u4f46\u56e0\u70ba\u7121\u6cd5\u63d0\u4f9b\u904e\u53bb\u5169\u5e74\u7684\u7a05\u55ae\uff0c\u52a0\u4e0a\u9280\u884c\u5c0d\u9ad8\u9f61\u5510\u6a13\u4f30\u50f9\u6975\u7aef\u4fdd\u5b88\uff0c\u7533\u8acb\u62d6\u5ef6\u4e86\u4e00\u500b\u6708\u5f8c\u7d42\u544a\u5931\u6557\u3002<\/p>\n\n\n\n<p>GICL\u74b0\u7403\u4fe1\u8cb8 \u89e3\u6c7a\u65b9\u6848\uff1a\u9673\u5148\u751f\u8f49\u5411 GICL 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data-wp-on--keydown=\"actions.handleKeyDown\" id=\"accordion-item-2\" type=\"button\" class=\"wp-block-accordion-heading__toggle\"><span class=\"wp-block-accordion-heading__toggle-title\"><strong>Q1\uff1a\u6211\u662f\u7684\u58eb\u53f8\u6a5f \/ \u88dd\u4fee\u5224\u982d\uff0c\u5b8c\u5168\u6c92\u6709\u5831\u7a05\uff0c\u771f\u7684\u53ef\u4ee5\u7533\u8acb\u55ce\uff1f<\/strong><\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-2\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-2-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>A\uff1a\u7d55\u5c0d\u53ef\u4ee5\u3002\u53ea\u8981\u60a8\u662f\u7269\u696d\u696d\u4e3b\uff08\u6216\u806f\u540d\u696d\u4e3b\uff09\uff0cGICL\u74b0\u7403\u4fe1\u8cb8 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class=\"wp-block-accordion-heading__toggle-title\"><strong><strong>Q2\uff1a\u81ea\u50f1\u4eba\u58eb\u7533\u8acb GICL \u7684\u7269\u696d\u8cb8\u6b3e\uff0c\u6703\u5f71\u97ff\u6211\u7684 TU (\u4fe1\u8cb8\u8a55\u7d1a) \u55ce\uff1f<\/strong><\/strong><\/span><span class=\"wp-block-accordion-heading__toggle-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n\n\n\n<div inert aria-labelledby=\"accordion-item-3\" data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-3-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>A\uff1a\u4e0d\u6703\u3002GICL \u63a1\u7528\u7684\u8cc7\u7522\u5be9\u6279\u6a21\u5f0f\uff0c<strong>\u4e0d\u6703\u5c07\u60a8\u7684\u9019\u7b46\u8cb8\u6b3e\u7d00\u9304\u4e0a\u5831\u74b0\u806f (TU)<\/strong>\uff0c\u5b8c\u7f8e\u4fdd\u8b77\u60a8\u5728\u9280\u884c\u9ad4\u7cfb\u5167\u7684\u4fe1\u8cb8\u8a55\u7d1a\u3002<\/p>\n<\/div>\n<\/div>\n\n\n\n<div data-wp-class--is-open=\"state.isOpen\" data-wp-context=\"{ 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data-wp-bind--inert=\"!state.isOpen\" id=\"accordion-item-4-panel\" role=\"region\" class=\"wp-block-accordion-panel is-layout-flow wp-block-accordion-panel-is-layout-flow\">\n<p>A\uff1a\u53ef\u4ee5\uff01\u6211\u5011\u7279\u8a2d\u300c\u5c45\u5c4b\u696d\u4e3b\u8cb8\u6b3e\u300d\u65b9\u6848\uff0c\u5373\u4f7f\u662f\u672a\u88dc\u5730\u50f9\u7684\u5c45\u5c4b\uff0c\u81ea\u50f1\u4eba\u58eb\u4ea6\u53ef\u514d\u88dc\u5730\u50f9\u3001\u514d\u4ea4\u6a13\u5951\u6975\u901f\u5957\u73fe\u9ad8\u9054 150 \u842c\u3002<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--5\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/gicl.com.hk\">\ud83d\udc49 \u60f3\u77e5\u9053\u6bcf\u6708\u4f9b\u6b3e\u984d\uff1f\u7acb\u5373\u4f7f\u7528\u6211\u5011\u7684 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\u5f48\u6027\u4f30\u50f9\uff0c\u63a5\u53d7\u9ad8\u6a13\u9f61\u5510\u6a13<\/p>\n\n\n\n<p>\u2705 \u63d0\u65e9\u9084\u6b3e\u514d\u7f70\u606f\uff08\u8996\u4e4e\u5408\u7d04\u689d\u6b3e\uff09<\/p>\n\n\n\n<p>\u2705 \u4e0d\u5f71\u97ff\u539f\u6709\u9280\u884c\u4fe1\u8cb8\u8a55\u7d1a (TU)<\/p>\n\n\n\n<p>\u7acb\u5373\u806f\u7d61 GICL \u74b0\u7403\u4fe1\u8cb8\uff0c\u9ad4\u9a57\u771f\u6b63\u900f\u660e\u3001\u9748\u6d3b\u7684\u6a13\u5b87\u6309\u63ed\u670d\u52d9<\/p>\n\n\n\n<p>&nbsp;<a href=\"https:\/\/wa.me\/85291741899\" target=\"_blank\" rel=\"noopener\">\ud83d\udc49 [WhatsApp \u806f\u7d61 GICL \u6309\u63ed\u9867\u554f]<\/a><\/p>\n\n\n\n<p>\ud83d\udcde \u7acb\u5373\u81f4\u96fb: 2111 0998<\/p>\n\n\n\n<p>\ud83c\udf10 \u7db2\u4e0a\u514d\u8cbb\u7269\u696d\u4f30\u50f9\uff1ahttps:\/\/gicl.com.hk\/<\/p>\n\n\n\n<p>GICL \u74b0\u7403\u4fe1\u8cb8 | \u6301\u724c\u653e\u50b5\u4eba\u724c\u7167\u865f\u78bc: 82\/2026, 0403\/2025, 1916\/2025 | 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