{"id":406,"date":"2026-03-08T20:13:50","date_gmt":"2026-03-08T20:13:50","guid":{"rendered":"https:\/\/gicl.com.hk\/?p=406"},"modified":"2026-04-21T16:47:19","modified_gmt":"2026-04-21T08:47:19","slug":"bank-vs-finance-company-first-mortgage-2026","status":"publish","type":"post","link":"https:\/\/gicl.com.hk\/en\/bank-vs-finance-company-first-mortgage-2026\/","title":{"rendered":"\u9280\u884c\u62d2\u6279\u6309\u63ed\u9ede\u7b97\uff1f2026 \u8ca1\u52d9\u516c\u53f8\u4e00\u6309\u512a\u52e2\u53ca\u514d\u5165\u606f\u653b\u7565 | GICL"},"content":{"rendered":"\n<div class=\"wp-block-group gicl-post2\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p>\u8cb7\u6a13\u4e0a\u6703\u6216\u6253\u7b97\u5c07\u73fe\u5951\u7269\u696d\u5957\u73fe\uff0c\u6eff\u5fc3\u6b61\u559c\u5411\u9280\u884c\u905e\u4ea4\u6309\u63ed\u7533\u8acb\uff0c\u537b\u63db\u4f86\u4e00\u53e5\u300c\u672a\u80fd\u901a\u904e\u5be9\u6279\u300d\uff1f\u9019\u7121\u7591\u662f\u8a31\u591a\u696d\u4e3b\u548c\u6e96\u8cb7\u5bb6\u6700\u5bb3\u6015\u9762\u5c0d\u7684\u5669\u5922\u3002<\/p>\n\n\n\n<p>\u8e0f\u51652026\u5e74\uff0c\u9280\u884c\u6309\u63ed\u5be9\u6279\u5c3a\u5ea6\u6301\u7e8c\u6536\u7dca\u3002\u82e5\u60a8\u4e0d\u5e78\u88ab\u9280\u884c\u62d2\u6279\u9996\u6b21\u6309\u63ed\uff0c\u8acb\u4fdd\u6301\u51b7\u975c\u3002\u5e02\u5834\u4e0a\u4ecd\u6709\u5408\u6cd5\u4e14\u5f48\u6027\u7684\u51fa\u8def\u2014\u2014\u5177\u898f\u6a21\u7684\u6301\u724c\u8ca1\u52d9\u516c\u53f8\uff08\u5982 GICL \u74b0\u7403\u4fe1\u8cb8\uff09\u80fd\u70ba\u60a8\u63d0\u4f9b\u514d\u5165\u606f\u8b49\u660e\u7684\u7834\u5c40\u65b9\u6848\u3002\u672c\u6587\u5c07\u70ba\u60a8\u5168\u9762\u62c6\u89e3\u8ca1\u52d9\u516c\u53f8\u4e00\u6309\u7684\u512a\u52e2\u3002<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--1\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/gicl.com.hk\/first-mortgage\">\ud83d\udc49 \u7121\u9700\u5165\u606f\u8b49\u660e\uff0c\u6700\u5feb 24 \u5c0f\u6642\u6279\u6838\uff1f[\u7acb\u5373\u7533\u8acb GICL \u6a13\u5b87\u4e00\u6309\u5927\u984d\u8cb8\u6b3e]<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<p>\u6587\u7ae0\u76ee\u9304\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#%E9%87%90%E6%B8%85%E6%A6%82%E5%BF%B5%EF%BC%9AGICL%20%E6%98%AF%E3%80%8C%E8%B2%A1%E5%8B%99%E5%85%AC%E5%8F%B8%E3%80%8D%E9%82%84%E6%98%AF%E3%80%8C%E4%BF%A1%E8%B2%B8%E5%85%AC%E5%8F%B8%E3%80%8D%EF%BC%9F\">\u91d0\u6e05\u6982\u5ff5\uff1aGICL \u662f\u300c\u8ca1\u52d9\u516c\u53f8\u300d\u9084\u662f\u300c\u4fe1\u8cb8\u516c\u53f8\u300d\uff1f<\/a><\/li>\n\n\n\n<li><a href=\"#\u9280\u884c\u62d2\u6279\u6309\u63ed\u7684 4 \u5927\u6b7b\u7a74\">\u9280\u884c\u62d2\u6279\u6309\u63ed\u7684 4 \u5927\u6b7b\u7a74<\/a><\/li>\n\n\n\n<li><a href=\"#5 \u5927\u7dad\u5ea6\u4e00\u6309\u5168\u9762\u6bd4\u8f03\uff1a\u9280\u884c vs GICL\u74b0\u7403\u4fe1\u8cb8\">5 \u5927\u7dad\u5ea6\u4e00\u6309\u5168\u9762\u6bd4\u8f03\uff1a\u9280\u884c vs GICL\u74b0\u7403\u4fe1\u8cb8<\/a><\/li>\n\n\n\n<li><a href=\"#\u4ec0\u9ebc\u662f\u300c\u8cc7\u7522\u5be9\u6279\u300d\uff1f\u62c6\u89e3\u514d\u5165\u606f\u4e00\u6309\u539f\u7406\">\u4ec0\u9ebc\u662f\u300c\u8cc7\u7522\u5be9\u6279\u300d\uff1f\u62c6\u89e3\u514d\u5165\u606f\u4e00\u6309\u539f\u7406<\/a><\/li>\n\n\n\n<li><a href=\"#\u7533\u8acb\u8ca1\u52d9\u516c\u53f8\u4e00\u6309\u7684 3 \u5927\u6ce8\u610f\u4e8b\u9805\">\u7533\u8acb\u8ca1\u52d9\u516c\u53f8\u4e00\u6309\u7684 3 \u5927\u6ce8\u610f\u4e8b\u9805<\/a><\/li>\n\n\n\n<li><a href=\"#%E8%81%B0%E6%98%8E%E6%A5%AD%E4%B8%BB%E7%9A%84%E3%80%8C%E9%9A%B1%E5%BD%A2%E8%9E%8D%E8%B3%87%E7%AD%96%E7%95%A5%E3%80%8D\">\u8070\u660e\u696d\u4e3b\u7684\u300c\u96b1\u5f62\u878d\u8cc7\u7b56\u7565\u300d<\/a><\/li>\n\n\n\n<li><a href=\"#%E5%B8%B8%E8%A6%8B%E5%95%8F%E9%A1%8C%20FAQ\">\u5e38\u898b\u554f\u984c FAQ<\/a><\/li>\n<\/ul>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u91d0\u6e05\u6982\u5ff5\uff1aGICL \u662f\u300c\u8ca1\u52d9\u516c\u53f8\u300d\u9084\u662f\u300c\u4fe1\u8cb8\u516c\u53f8\u300d\uff1f\">\u91d0\u6e05\u6982\u5ff5\uff1aGICL \u662f\u300c\u8ca1\u52d9\u516c\u53f8\u300d\u9084\u662f\u300c\u4fe1\u8cb8\u516c\u53f8\u300d\uff1f<\/h2>\n\n\n\n<p>\u771f\u76f8\uff1a\u7533\u8acb GICL \u6309\u63ed\u4e0d\u5f71\u97ff TU \u8a55\u7d1a\uff0c\u8cb8\u6b3e\u7d00\u9304\u4ea6\u4e0d\u6703\u986f\u793a\u65bc\u4fe1\u8cb8\u5831\u544a\u3002<\/p>\n\n\n\n<p>\u5f88\u591a\u4eba\u64d4\u5fc3\u300c\u4e00\u501f\u8ca1\u4ed4 TU \u5c31\u8dcc\u300d\uff0c\u9019\u5176\u5be6\u662f\u500b\u8aa4\u89e3\u3002\u9019\u8996\u4e4e\u8a72\u6a5f\u69cb\u662f\u5426\u6703\u5411\u74b0\u806f (TransUnion) \u5831\u9001\u8cc7\u6599\u3002<\/p>\n\n\n\n<p>\u9280\u884c\u6309\u63ed\uff1a\u6bcf\u4e00\u7b46\u67e5\u8a62\u53ca\u8cb8\u6b3e\u90fd\u6703\u8a18\u9304\u5728 TU \u5831\u544a\u4e0a\u3002\u5982\u679c\u60a8\u5df2\u6709\u9280\u884c\u6309\u63ed\uff0c\u518d\u7533\u8acb\u79c1\u4eba\u8cb8\u6b3e\uff0c\u9ad8\u8ca0\u50b5\u6bd4\u4f8b\u6703\u76f4\u63a5\u62d6\u4f4e TU \u8a55\u5206\uff0c\u5f71\u97ff\u65e5\u5f8c\u501f\u8cb8\u3002<\/p>\n\n\n\n<p><strong>GICL\u00a0<a href=\"https:\/\/gicl.com.hk\/first-mortgage\">\u4e00\u6309\u8cb8\u6b3e<\/a>\uff1aGICL \u4e0d\u6703\u4e0a\u5831\u60a8\u7684 TU \u4fe1\u8cb8\u8cc7\u6599\u3002<\/strong>\u9019\u610f\u5473\u8457\uff0c\u60a8\u5728 GICL \u7684\u6309\u63ed\u8cb8\u6b3e \u5b8c\u5168\u4e0d\u6703\u986f\u793a \u5728\u60a8\u7684\u74b0\u806f\u4fe1\u8cb8\u5831\u544a\u4e2d\u3002<\/p>\n\n\n\n<p>\u5206\u6790\uff1a\u96b1\u5f62\u501f\u8cb8\u7684\u512a\u52e2<\/p>\n\n\n\n<p>\u5c0d\u65bc\u672c\u8eab TU \u8a55\u7d1a\u826f\u597d\uff0c\u4f46\u60f3\u4fdd\u7559\u300c\u501f\u8cb8\u7a7a\u9593\u300d\u7d66\u672a\u4f86\u9280\u884c\u64cd\u4f5c\uff08\u4f8b\u5982\u8cb7\u7b2c\u4e8c\u5c64\u6a13\uff09\u7684\u6295\u8cc7\u8005\u4f86\u8aaa\uff0cGICL \u662f\u4e00\u500b\u6975\u4f73\u7684\u300c\u96b1\u5f62\u9322\u5305\u300d\u3002\u60a8\u53ef\u4ee5\u5728\u9019\u88e1\u7372\u53d6\u5927\u984d\u8cc7\u91d1\u5468\u8f49\uff0c\u800c\u9280\u884c\u7684 TU \u7d00\u9304\u4f9d\u7136\u4fdd\u6301\u4e7e\u4e7e\u6de8\u6de8\uff0c\u5b8c\u5168\u4e0d\u5f71\u97ff\u60a8\u5728\u9280\u884c\u7684\u4fe1\u8cb8\u8a55\u5206\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u9280\u884c\u62d2\u6279\u6309\u63ed\u7684 4 \u5927\u6b7b\u7a74\">\u9280\u884c\u62d2\u6279\u6309\u63ed\u7684 4 \u5927\u6b7b\u7a74<\/h2>\n\n\n\n<p>\u50b3\u7d71\u9280\u884c\u53d7\u5236\u65bc\u91d1\u7ba1\u5c40\u7684\u56b4\u683c\u76e3\u7ba1\uff0c\u5be9\u6279\u6975\u5ea6\u50f5\u5316\u3002\u4ee5\u4e0b 4 \u500b\u60c5\u6cc1\uff0c\u5f80\u5f80\u662f\u9280\u884c\u62d2\u6279\u7684\u81f4\u547d\u50b7\uff1a<\/p>\n\n\n\n<p>\u6c92\u6709\u7a05\u55ae \/ \u81ea\u50f1\u4eba\u58eb\uff1a \u9280\u884c\u5fc5\u9808\u67e5\u95b1\u501f\u6b3e\u4eba\u8fd1 1-2 \u5e74\u7684\u7a05\u55ae\u6216\u6838\u6578\u5831\u544a\u3002\u82e5\u662f\u73fe\u91d1\u51fa\u7ce7\u3001\u659c\u69d3\u65cf(Slahser) \u6216\u5229\u6f64\u6ce2\u52d5\u7684\u4e2d\u5c0f\u4f01\u8001\u95c6\uff0c\u6975\u96e3\u901a\u904e\u9280\u884c\u7684\u300c\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387 (DSR)\u300d\u53ca\u58d3\u529b\u6e2c\u8a66 \u3002\u81ea\u50f1\u4eba\u58eb\u5982\u4f55\u7533\u8acb\u6309\u63ed\uff1f\u7acb\u5373\u4e86\u89e3 <a href=\"https:\/\/gicl.com.hk\/self-employed-mortgage-guide-2026\/\">[\u81ea\u50f1\u4eba\u58eb\u6309\u63ed\u653b\u7565\uff1a\u514d\u5165\u606f\u8b49\u660e\u3001\u5feb\u901f\u5be9\u6279\u65b9\u6848\u5168\u89e3 | 2026]<\/a> \u66f4\u591a<\/p>\n\n\n\n<p>\u9ad8\u9f61\u7269\u696d \/ \u6a13\u9f61\u592a\u820a\uff1a \u9280\u884c\u666e\u904d\u63a1\u7528\u300c75\u6e1b\u6a13\u9f61\u300d\u4f86\u8a08\u7b97\u6700\u9577\u9084\u6b3e\u671f\u3002\u82e5\u8cfc\u8cb7\u7684\u662f 50 \u5e74\u4ee5\u4e0a\u6a13\u9f61\u7684\u5510\u6a13\u6216\u6751\u5c4b\uff0c\u9280\u884c\u96a8\u6642\u76f4\u63a5\u62d2\u6279\u3002<\/p>\n\n\n\n<p>\u4f30\u50f9\u4e0d\u8db3\uff1a \u9280\u884c\u7684\u7db2\u4e0a\u4f30\u50f9\u7cfb\u7d71\u5f80\u5f80\u6bd4\u771f\u5be6\u5e02\u6cc1\u6eef\u5f8c\u4e14\u4fdd\u5b88\u3002\u7576\u4f30\u50f9\u5927\u5e45\u4f4e\u65bc\u6210\u4ea4\u50f9\uff0c\u8cb7\u5bb6\u4fbf\u9700\u9762\u81e8\u9996\u671f\u4e0d\u8db3\u7684\u300c\u62ac\u9322\u300d\u5371\u6a5f \u3002<\/p>\n\n\n\n<p>\u4fe1\u8cb8\u8a55\u7d1a (TU) \u6b20\u4f73\uff1a \u66fe\u7d93\u9072\u9084\u5361\u6578\u6216\u6709\u50b5\u52d9\u91cd\u7d44\u7d00\u9304\uff0cTU \u8a55\u7d1a\u964d\u81f3 H \u6216 I\uff0c\u9280\u884c\u57fa\u672c\u4e0a\u6703\u5373\u6642\u4eae\u8d77\u7d05\u71c8\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"5 \u5927\u7dad\u5ea6\u4e00\u6309\u5168\u9762\u6bd4\u8f03\uff1a\u9280\u884c vs GICL\u74b0\u7403\u4fe1\u8cb8\">5 \u5927\u7dad\u5ea6\u7d42\u6975\u6c7a\u6230\uff1a\u9280\u884c vs GICL<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>\u6bd4\u8f03\u7dad\u5ea6<\/strong><\/td><td><strong>\u50b3\u7d71\u9280\u884c (Banks)<\/strong><\/td><td><strong>GICL \u74b0\u7403\u4fe1\u8cb8<\/strong><\/td><td><strong>\u52dd\u51fa\u8005<\/strong><\/td><\/tr><tr><td>1. \u6279\u6838\u901f\u5ea6<\/td><td>1 \u2013 2 \u500b\u6708 (\u8a73\u898b&nbsp;<br><a href=\"https:\/\/gicl.com.hk\/%E6%8C%89%E6%8F%AD%E7%94%B3%E8%AB%8B-2025%E5%85%A8%E6%94%BB%E7%95%A5\/\">\u6309\u63ed\u7533\u8acb\u6d41\u7a0b\u5168\u653b\u7565<\/a>)<\/td><td>\u6700\u5feb 24 \u5c0f\u6642<\/td><td>GICL (\u6025\u7528\u9322\u9996\u9078)<\/td><\/tr><tr><td>2. \u5165\u606f\u8981\u6c42<\/td><td>\u5fc5\u9808\u7a05\u55ae\/\u7ce7\u55ae\/MPF<\/td><td>\u514d\u5165\u606f\u8b49\u660e<\/td><td>GICL (\u81ea\u50f1\/\u73fe\u91d1\u7ce7\u9996\u9078)<\/td><\/tr><tr><td>3. TU \u5f71\u97ff<\/td><td>\u8cb8\u6b3e\u7d00\u9304\u5168\u4e0a\u5831\uff0c\u5f71\u97ff\u8a55\u7d1a<\/td><td>\u4e0d\u67e5\u95b1\u3001\u4e0d\u4e0a\u5831 TU<\/td><td>GICL (\u96b1\u5bc6\u6027\u9996\u9078)<\/td><\/tr><tr><td>4. \u4f9b\u6b3e\u5f48\u6027<\/td><td>\u6b7b\u677f\u5b9a\u984d\u4f9b\u6b3e<\/td><td>\u5099\u7528\u4fe1\u8cb8\u984d \/ \u5f48\u6027\u9084\u6b3e<\/td><td>GICL (\u8cc7\u91d1\u6d41\u9996\u9078)<\/td><\/tr><tr><td>5. \u8cb8\u6b3e\u6210\u6578<\/td><td>\u53d7\u91d1\u7ba1\u5c40\u56b4\u683c\u9650\u5236<\/td><td>\u5f48\u6027\u9ad8 (\u6309\u500b\u5225\u60c5\u6cc1)<\/td><td>GICL (\u7279\u6b8a\u7269\u696d\u9996\u9078)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u7d50\u8ad6\uff1a \u5982\u679c\u60a8\u6709\u5b8c\u7f8e\u5165\u606f\u8b49\u660e\u4e14\u4e0d\u6025\u7528\u9322\uff0c\u9280\u884c\u662f\u9996\u9078\uff1b\u4f46\u5982\u679c\u60a8\u662f \u81ea\u50f1\u4eba\u58eb\u3001\u6025\u9700\u5468\u8f49\u3001\u6216\u4e0d\u60f3\u6309\u63ed\u5f71\u97ff TU\uff0cGICL \u7684\u6309\u63ed\u8cb8\u6b3e\u5728\u9748\u6d3b\u6027\u8207\u901f\u5ea6\u4e0a\u5b8c\u52dd\u9280\u884c\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u4ec0\u9ebc\u662f\u300c\u8cc7\u7522\u5be9\u6279\u300d\uff1f\u62c6\u89e3\u514d\u5165\u606f\u4e00\u6309\u539f\u7406\"><strong>\u4ec0\u9ebc\u662f\u300c\u8cc7\u7522\u5be9\u6279\u300d\uff1f\u62c6\u89e3\u514d\u5165\u606f\u4e00\u6309\u539f\u7406<\/strong><\/h2>\n\n\n\n<p>\u8a31\u591a\u5ba2\u6236\u6703\u554f\uff1a\u300c\u6211\u6c92\u6709\u56fa\u5b9a\u5165\u606f\uff0cGICL\u74b0\u7403\u4fe1\u8cb8 \u70ba\u4f55\u6562\u501f\u9322\u7d66\u6211\uff1f<\/p>\n\n\n\n<p>\u7b54\u6848\u5728\u65bc<strong>**\u300c\u8cc7\u7522\u5c0e\u5411\u5be9\u6279\u300d\u6a21\u5f0f\u3002\u50b3\u7d71\u9280\u884c\u770b\u91cd\u7684\u662f\u300c\u501f\u6b3e\u4eba\u7684\u672a\u4f86\u9084\u6b3e\u80fd\u529b\u300d\uff08\u5373\u5165\u606f\uff09\uff0c\u800c GICL \u7b49\u6309\u63ed\u516c\u53f8\u66f4\u770b\u91cd\u300c\u62b5\u62bc\u54c1\u7684\u771f\u5be6\u50f9\u503c\u300d**\u3002<\/strong><\/p>\n\n\n\n<p>\u53ea\u8981\u60a8\u6301\u6709\u7684\u7269\u696d\uff08\u7121\u8ad6\u662f\u79c1\u6a13\u3001\u5510\u6a13\u3001\u6751\u5c4b\u6216\u5de5\u5546\u7269\u696d\uff09\u5177\u5099\u5e02\u5834\u50f9\u503c\uff0c\u6211\u5011\u5c31\u6703\u8996\u8a72\u7269\u696d\u70ba\u9084\u6b3e\u7684\u7d42\u6975\u4fdd\u969c\u3002\u56e0\u6b64\uff0c\u6211\u5011\u80fd\u5927\u81bd\u5730\u70ba\u5ba2\u6236\u514d\u9664\u5165\u606f\u8b49\u660e\u53ca\u58d3\u529b\u6e2c\u8a66\u3002\u9019\u7a2e\u6a21\u5f0f\u7279\u5225\u9069\u5408\u6025\u9700\u8cc7\u91d1\u8cb7\u8ca8\u5468\u8f49\u3001\u4f46\u7f3a\u4e4f\u975a\u975a\u8ca1\u52d9\u5831\u8868\u7684\u751f\u610f\u4eba\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u7533\u8acb\u8ca1\u52d9\u516c\u53f8\u4e00\u6309\u7684 3 \u5927\u6ce8\u610f\u4e8b\u9805<\/strong><\/h2>\n\n\n\n<p>\u96d6\u7136\u8ca1\u52d9\u516c\u53f8\u80fd\u6975\u901f\u70ba\u60a8\u89e3\u56f0\uff0c\u4f46\u5728\u7533\u8acb\u524d\uff0c\u60a8\u4ecd\u9700\u6ce8\u610f\u4ee5\u4e0b\u4e8b\u9805\uff1a<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u8a8d\u6e05\u5408\u6cd5\u6301\u724c\u6a5f\u69cb<\/strong>\uff1a \u5e02\u5834\u4e0a\u6709\u4e9b\u6a19\u699c\u300c\u5305\u6279\u300d\u7684\u4e0d\u826f\u4e2d\u4ecb\u6703\u6536\u53d6\u9ad8\u6602\u624b\u7e8c\u8cbb\u3002\u8acb\u52d9\u5fc5\u9078\u64c7\u5982 GICL \u74b0\u7403\u4fe1\u8cb8\uff08\u80a1\u7968\u4ee3\u865f\uff1a1669\uff09\u9019\u985e\u9999\u6e2f\u4e3b\u677f\u4e0a\u5e02\u3001\u7d55\u7121\u96b1\u85cf\u624b\u7e8c\u8cbb\/\u4f30\u50f9\u8cbb\u7684\u6b63\u898f\u6a5f\u69cb \u3002<\/li>\n\n\n\n<li><strong>\u5584\u7528\u77ed\u671f\u904e\u6e21\u7279\u6027<\/strong>\uff1a \u8ca1\u52d9\u516c\u53f8\u7684\u4e00\u6309\u5229\u606f\u96d6\u7136\u6bd4\u9280\u884c\u7a0d\u9ad8\uff0c\u4f46\u7531\u65bc<strong>\u63d0\u65e9\u9084\u6b3e\u514d\u7f70\u606f<\/strong>\uff08\u8996\u4e4e\u5408\u7d04\uff09\uff0c<strong>\u5b83\u975e\u5e38\u9069\u5408\u7528\u4f5c 6-12 \u500b\u6708\u7684\u300c\u904e\u6e21\u6027\u8cb8\u6b3e\uff08Bridging Loan\uff09<\/strong>\u300d\u3002\u7576\u60a8\u5ea6\u904e\u96e3\u95dc\u6216\u6574\u7406\u597d\u5165\u606f\u8b49\u660e\u5f8c\uff0c\u53ef\u96a8\u6642\u5e73\u624b\u96e2\u5834\u6216\u8f49\u56de\u9280\u884c\u3002<\/li>\n<\/ol>\n\n\n\n<p><strong>\u4e86\u89e3\u300c\u6de8\u4f9b\u5229\u606f\u300d\u512a\u52e2<\/strong>\uff1a \u82e5\u60f3\u6e1b\u8f15\u521d\u671f\u7684\u73fe\u91d1\u6d41\u58d3\u529b\uff0c\u53ef\u5411\u6211\u5011<strong>\u7533\u8acb\u300c\u6de8\u4f9b\u5229\u606f\uff08\u5148\u606f\u5f8c\u672c\uff09\u300d\u65b9\u6848<\/strong>\uff0c\u6bcf\u6708\u53ea\u9700\u7e73\u4ed8\u5229\u606f\uff0c\u5c07\u6d41\u52d5\u8cc7\u91d1\u5168\u6578\u6295\u653e\u65bc\u751f\u610f\u6216\u6295\u8cc7\u4e0a\u3002<\/p>\n\n\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-outline is-style-outline--2\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/gicl.com.hk\/%E4%B8%80%E6%8C%89%E8%88%87%E4%BA%8C%E6%8C%89%E6%84%8F%E6%80%9D%E6%98%AF%E4%BB%80%E9%BA%BC%E5%88%86%E5%88%A5%E5%8F%8A%E4%BE%8B%E5%AD%90%E4%B8%80%E8%A6%BD\/\">\ud83d\udc49 \u60f3\u6bd4\u8f03\u4e00\u6309\u548c\u4e8c\u6309\u54ea\u7a2e\u5957\u73fe\u65b9\u5f0f\u66f4\u9069\u5408\u60a8\uff1f\u8acb\u770b\uff1a[\u4e00\u6309\u8207\u4e8c\u6309\u610f\u601d\u662f\u4ec0\u9ebc\uff1f\u5206\u5225\u53ca\u4f8b\u5b50\u4e00\u89bd]<\/a><\/div>\n<\/div>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u8070\u660e\u696d\u4e3b\u7684\u300c\u96b1\u5f62\u878d\u8cc7\u7b56\u7565\u300d\">\u8070\u660e\u696d\u4e3b\u7684\u300c\u96b1\u5f62\u878d\u8cc7\u7b56\u7565\u300d<\/h2>\n\n\n\n<p>\u6700\u8070\u660e\u7684\u505a\u6cd5\uff0c\u4e0d\u662f\u4e8c\u9078\u4e00\uff0c\u800c\u662f\u5229\u7528 GICL \u7684\u7279\u6027\u4f86\u4fdd\u8b77\u60a8\u7684\u9280\u884c\u4fe1\u8cb8\u7d00\u9304\u3002<\/p>\n\n\n\n<p><strong>\u7b2c 1 \u6b65\uff1a\u89e3\u6c7a\u71c3\u7709\u4e4b\u6025<\/strong><\/p>\n\n\n\n<p>\u5229\u7528 GICL \u7684\u300c\u514d\u5165\u606f\u6309\u63ed\u300d\u5feb\u901f\u5957\u73fe\uff0c\u89e3\u6c7a\u9996\u671f\u4e0d\u8db3\u6216\u751f\u610f\u5468\u8f49\u554f\u984c\u3002\u7531\u65bc \u4e0d\u9700\u5165\u606f\u8b49\u660e\uff0c\u81ea\u50f1\u4eba\u58eb\u5c24\u70ba\u9069\u5408\u3002<\/p>\n\n\n\n<p><strong>\u7b2c 2 \u6b65\uff1a\u4fdd\u6301 TU \u5b8c\u7f8e<\/strong><\/p>\n\n\n\n<p>\u56e0\u70ba GICL \u7684\u8cb8\u6b3e\u4e0d\u6703\u986f\u793a\u5728 TU \u5831\u544a\u4e0a\uff0c\u60a8\u5728\u9280\u884c\u7684\u4fe1\u8cb8\u8a55\u7d1a\u4e0d\u53d7\u5f71\u97ff\u3002\u9019\u6bb5\u671f\u9593\u60a8\u53ef\u4ee5\u5c08\u5fc3\u6574\u7406\u9280\u884c\u6d41\u6c34\u548c\u7a05\u55ae\u3002<\/p>\n\n\n\n<p><strong>\u7b2c 3 \u6b65\uff1a\u96a8\u6642\u8f49\u6309\u6216\u8d16\u56de<\/strong><\/p>\n\n\n\n<p>\u7576\u8cc7\u91d1\u56de\u7c60\u6216\u9280\u884c\u689d\u4ef6\u6210\u719f\u6642\uff0c\u5229\u7528 GICL \u7684\u300c\u63d0\u65e9\u9084\u6b3e\u514d\u7f70\u606f\u300d\u689d\u6b3e\uff08\u8996\u4e4e\u5408\u7d04\uff09\uff0c\u9748\u6d3b\u8655\u7406\u50b5\u52d9\u3002<\/p>\n\n\n\n<div style=\"height:40px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"\u7269\u696d\u5957\u73fe\u7533\u8acb\u6d41\u7a0b\uff1aGICL \u5feb\u901f\u7279\u6279\u4e09\u6b65\u66f2\"><strong>\u7834\u5c40\u91cd\u751f\uff1a24 \u5c0f\u6642\u6975\u901f\u5957\u73fe<\/strong><\/h2>\n\n\n\n<p>\u88ab\u9280\u884c\u62d2\u6279\u4e0d\u662f\u4e16\u754c\u672b\u65e5\uff01\u53ea\u8981\u60a8\u7684\u7269\u696d\u6709\u50f9\u503c\uff0cGICL \u74b0\u7403\u4fe1\u8cb8\u7684\u5c08\u696d\u5718\u968a\u5b9a\u80fd\u70ba\u60a8\u5ea6\u8eab\u8a02\u9020\u6700\u5408\u9069\u7684\u514d\u5165\u606f\u4e00\u6309\u65b9\u6848\u3002<\/p>\n\n\n\n<p>\u9700\u8981\u8cc7\u91d1\u53c8\u60f3\u4fdd\u4f4f\u975a TU\uff1f\u6a13\u5b87\u6309\u63ed \u6700\u5feb24\u5c0f\u6642\u6279\u6838 \u2192  <strong> <\/strong> \u5373\u523b&nbsp;<a href=\"https:\/\/wa.me\/85291741899\" target=\"_blank\" rel=\"noopener\">WhatsApp GICL<\/a>\uff01&nbsp;<\/p>\n\n\n\n<p>&nbsp;GICL \u7684\u627f\u8afe\uff1a<\/p>\n\n\n\n<p>\u2705 \u514d\u5165\u606f\u8b49\u660e\u3001\u514d\u8ca1\u52d9\u5831\u8868<\/p>\n\n\n\n<p>\u2705 \u6700\u5feb 24 \u5c0f\u6642\u6279\u6838\u653e\u6b3e<\/p>\n\n\n\n<p>\u2705 \u5f48\u6027\u4f30\u50f9\uff0c\u63a5\u53d7\u9ad8\u6a13\u9f61\u5510\u6a13<\/p>\n\n\n\n<p>\u2705 \u63d0\u65e9\u9084\u6b3e\u514d\u7f70\u606f\uff08\u8996\u4e4e\u5408\u7d04\u689d\u6b3e\uff09<\/p>\n\n\n\n<p>\u2705 \u4e0d\u5f71\u97ff\u539f\u6709\u9280\u884c\u4fe1\u8cb8\u8a55\u7d1a (TU)<\/p>\n\n\n\n<p>\ud83d\udcde \u7acb\u5373\u81f4\u96fb: 2111 0998<\/p>\n\n\n\n<p>\ud83c\udf10 \u7db2\u4e0a\u514d\u8cbb\u7269\u696d\u4f30\u50f9\uff1ahttps:\/\/gicl.com.hk\/<\/p>\n\n\n\n<p>GICL \u74b0\u7403\u4fe1\u8cb8 | \u6301\u724c\u653e\u50b5\u4eba\u724c\u7167\u865f\u78bc: 82\/2026, 0403\/2025, 1916\/2025 | \u8b93\u60a8\u7684\u7269\u696d\u50f9\u503c\uff0c\u70ba\u60a8\u6975\u901f\u5957\u73fe<\/p>\n\n\n\n<p>\u8072\u660e\uff1a \u672c\u6587\u6240\u8f09\u6848\u4f8b\u5747\u7d93\u5ba2\u6236\u540c\u610f\u5206\u4eab\uff0c\u90e8\u5206\u7d30\u7bc0\u5df2\u4f5c\u533f\u540d\u8655\u7406\u4ee5\u4fdd\u969c\u79c1\u96b1\u3002<\/p>\n\n\n\n<p>\u5fe0\u544a: \u501f\u9322\u6897\u8981\u9084\uff0c\u54aa\u4ffe\u9322\u4e2d\u4ecb\uff01GICL \u74b0\u7403\u4fe1\u8cb8\u63d0\u9192\u4f60\u7406\u6027\u501f\u8cb8\uff0c\u59a5\u5584\u7ba1\u7406\u500b\u4eba\u8ca1\u52d9\u3002<\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u8cb7\u6a13\u4e0a\u6703\u6216\u6253\u7b97\u5c07\u73fe\u5951\u7269\u696d\u5957\u73fe\uff0c\u6eff\u5fc3\u6b61\u559c\u5411\u9280\u884c\u905e\u4ea4\u6309\u63ed\u7533\u8acb\uff0c\u537b\u63db\u4f86\u4e00\u53e5\u300c\u672a\u80fd\u901a\u904e\u5be9\u6279\u300d\uff1f\u9019\u7121\u7591\u662f\u8a31\u591a\u696d\u4e3b\u548c\u6e96\u8cb7\u5bb6 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":407,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-406","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"acf":[],"_links":{"self":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/posts\/406","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/comments?post=406"}],"version-history":[{"count":0,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/posts\/406\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/media\/407"}],"wp:attachment":[{"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/media?parent=406"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/categories?post=406"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gicl.com.hk\/en\/wp-json\/wp\/v2\/tags?post=406"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}