{"id":7399,"date":"2026-06-23T17:43:34","date_gmt":"2026-06-23T09:43:34","guid":{"rendered":"https:\/\/gicl.com.hk\/?p=7399"},"modified":"2026-06-23T17:44:43","modified_gmt":"2026-06-23T09:44:43","slug":"%e4%ba%8c%e6%89%8b%e6%a8%93%e6%8c%89%e6%8f%ad%e5%85%a8%e6%94%bb%e7%95%a5%ef%bc%9a%e6%88%90%e6%95%b8%e3%80%81%e5%88%a9%e7%8e%87%e3%80%81%e6%b5%81%e7%a8%8b%e5%8f%8a%e4%bc%b0%e5%83%b9%e4%b8%8d%e8%b6%b3","status":"publish","type":"post","link":"https:\/\/gicl.com.hk\/en\/%e4%ba%8c%e6%89%8b%e6%a8%93%e6%8c%89%e6%8f%ad%e5%85%a8%e6%94%bb%e7%95%a5%ef%bc%9a%e6%88%90%e6%95%b8%e3%80%81%e5%88%a9%e7%8e%87%e3%80%81%e6%b5%81%e7%a8%8b%e5%8f%8a%e4%bc%b0%e5%83%b9%e4%b8%8d%e8%b6%b3\/","title":{"rendered":"\u4e8c\u624b\u6a13\u6309\u63ed\u5168\u653b\u7565\uff1a\u6210\u6578\u3001\u5229\u7387\u3001\u6d41\u7a0b\u53ca\u4f30\u50f9\u4e0d\u8db3\u89e3\u6c7a\u65b9\u6cd5"},"content":{"rendered":"\n<p>\u7c3d\u597d\u81e8\u7d04\u624d\u662f\u8003\u9a57\u7684\u958b\u59cb\uff01\u9762\u5c0d 2026 \u5e74\u9280\u884c\u5be9\u6279\u8b8a\u6578\uff0c\u8cb7\u4e8c\u624b\u6a13\u96a8\u6642\u56e0\u300c\u4f30\u50f9\u4e0d\u8db3\u300d\u6216\u300c\u58d3\u6e2c\u5361\u95dc\u300d\u800c\u9677\u5165\u64bb\u8a02\u5371\u6a5f\u3002<\/p>\n\n\n\n<p>\u672c\u6587\u9001\u4e0a\u6700\u65b0\u4e8c\u624b\u6a13\u6309\u63ed\u5168\u653b\u7565\uff0c\u4e00\u6587\u770b\u6e05\u6700\u65b0\u6309\u63ed\u6210\u6578\u3001\u5b8c\u6574\u6d41\u7a0b\u8207\u5e38\u898b\u4f0f\u4f4d\uff1b\u66f4\u6559\u60a8\u5728\u9280\u884c\u4f30\u50f9\u4e0d\u8db3\u6642\u5982\u4f55\u706b\u901f\u6551\u5e02\uff0c\u78ba\u4fdd\u8cc7\u91d1\u93c8\u4e0d\u65b7\uff0c\u9806\u5229\u7a69\u596a\u5fc3\u6c34\u5b89\u6a02\u7aa9\uff01<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4ec0\u9ebc\u662f\u4e8c\u624b\u6a13\u6309\u63ed\uff1f\u8207\u4e00\u624b\u6a13\u6309\u63ed\u6709\u4ec0\u9ebc\u5206\u5225\uff1f<\/h2>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed\u5b9a\u7fa9<\/h3>\n\n\n\n<p>\u4e8c\u624b\u6a13\u6309\u63ed\u662f\u6307\u8cb7\u5bb6\u4ee5\u4e8c\u624b\u5e02\u5834\u7269\u696d\uff08\u5373\u975e\u7531\u767c\u5c55\u5546\u9996\u6b21\u51fa\u552e\u7684\u623f\u7522\uff09\u4f5c\u70ba\u62b5\u62bc\u54c1\uff0c\u5411\u91d1\u878d\u6a5f\u69cb\u7533\u8acb\u7684\u6309\u63ed\u8cb8\u6b3e\u3002\u5176\u6db5\u84cb\u7bc4\u570d\u6975\u5ee3\uff0c\u5305\u62ec\u5168\u6e2f\u5404\u5927\u79c1\u4eba\u5c4b\u82d1\u3001\u5c45\u5c4b\u3001\u516c\u5c4b\u3001\u6751\u5c4b\u3001\u820a\u5f0f\u5510\u6a13\u53ca\u55ae\u5e62\u5f0f\u5927\u5ec8\u7b49\u6240\u6709\u73fe\u6a13\u7269\u696d\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e00\u624b\u6a13 vs \u4e8c\u624b\u6a13\u6309\u63ed\u4e3b\u8981\u5206\u5225<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\n<p><strong>\u6bd4\u8f03\u9805\u76ee<\/strong><\/p>\n<\/td><td>\n<p><strong>\u4e00\u624b\u6a13\u6309\u63ed<\/strong><\/p>\n<\/td><td>\n<p><strong>\u4e8c\u624b\u6a13\u6309\u63ed<\/strong><\/p>\n<\/td><\/tr><tr><td>\n<p>\u4ea4\u6613\u6642\u9650<\/p>\n<\/td><td>\n<p>\u6d89\u53ca\u6a13\u82b1\uff0c\u53ef\u9078\u5373\u4f9b\u6216\u5efa\u671f\uff0c\u6210\u4ea4\u671f\u4e00\u822c\u8f03\u9577\u3002<\/p>\n<\/td><td>\n<p>\u5168\u5c6c\u73fe\u6a13\uff0c\u7c3d\u81e8\u7d04\u5f8c 60-90 \u5929\u5167\u5fc5\u9808\u5b8c\u6210\u6210\u4ea4\u3002<\/p>\n<\/td><\/tr><tr><td>\n<p>\u878d\u8cc7\u6e20\u9053<\/p>\n<\/td><td>\n<p>\u767c\u5c55\u5546\u5e38\u63d0\u4f9b\u9ad8\u6210\u6578\u4e8c\u6309\u6216\u904e\u6e21\u6027\u8cb8\u6b3e\u3002<\/p>\n<\/td><td>\n<p>\u7121\u767c\u5c55\u5546\u652f\u6301\uff0c\u9700\u81ea\u884c\u5c0b\u627e\u9280\u884c\u6216\u8ca1\u52d9\u516c\u53f8\u878d\u8cc7\u3002<\/p>\n<\/td><\/tr><tr><td>\n<p>\u7269\u696d\u4f30\u50f9<\/p>\n<\/td><td>\n<p>\u4ee5\u5408\u7d04\u5b9a\u50f9\u70ba\u6e96\uff0c\u9280\u884c\u6975\u5c11\u51fa\u73fe\u4f30\u50f9\u722d\u8b70\u3002<\/p>\n<\/td><td>\n<p>\u50f9\u503c\u7531\u4f30\u50f9\u884c\u8a55\u4f30\uff0c\u5e02\u6cc1\u6ce2\u52d5\u6642\u8f03\u5e38\u300c\u4f30\u50f9\u4e0d\u8db3\u300d\u3002<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed\u6210\u6578\u53ca\u6700\u65b0\u898f\u5b9a (2026)<\/h2>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u81ea\u7528\u4f4f\u5b85\u6309\u63ed\u6210\u6578<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6a13\u50f9 1,000 \u842c\u6e2f\u5143\u4ee5\u4e0b\uff1a\u9280\u884c\u5e38\u898f\u6309\u63ed\u6700\u9ad8\u53ef\u501f 7 \u6210\u3002<\/li>\n\n\n\n<li>\u6a13\u50f9 1,000 \u842c\u81f3 1,500 \u842c\u6e2f\u5143\uff1a\u6700\u9ad8\u53ef\u501f 6 \u81f3 7 \u6210\u3002<\/li>\n\n\n\n<li>\u6a13\u50f9 1,500 \u842c\u6e2f\u5143\u4ee5\u4e0a\uff1a\u6700\u9ad8\u9650\u5236\u5728 5 \u81f3 6 \u6210\u3002<\/li>\n\n\n\n<li>\u9ad8\u6210\u6578\u6309\u63ed\uff08HKMC \u6309\u4fdd\uff09\uff1a\u9996\u7f6e\u8cb7\u5bb6\u82e5\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\uff0c1,500 \u842c\u6e2f\u5143\u4ee5\u4e0b\u7684\u81ea\u7528\u4f4f\u5b85\uff0c\u6700\u9ad8\u53ef\u501f\u8db3 8 \u81f3 9 \u6210\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6295\u8cc7 \/ \u975e\u81ea\u7528\u6309\u63ed\u6210\u6578<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6309\u63ed\u6210\u6578\u4e0a\u9650\uff1a\u82e5\u8cb7\u6a13\u76ee\u7684\u70ba\u6295\u8cc7\u51fa\u79df\u800c\u975e\u81ea\u4f4f\uff0c\u6309\u63ed\u6210\u6578\u6700\u9ad8\u4e00\u5200\u5207\u9650\u5236\u5728 5 \u6210\u3002<\/li>\n\n\n\n<li>\u4f9b\u6b3e\u80fd\u529b\u8a08\u7b97\uff1a\u5728\u8a55\u4f30\u60a8\u7684\u4f9b\u6b3e\u5165\u606f\u6bd4\u7387\u6642\uff0c\u8a72\u6295\u8cc7\u7269\u696d\u7684\u9810\u671f\u79df\u91d1\u6536\u5165\uff0c\u901a\u5e38\u5fc5\u9808\u6263\u6e1b 50% \u4f86\u8a08\u7b97\uff0c\u5be9\u6279\u6a19\u6e96\u6975\u70ba\u56b4\u683c\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6a13\u9f61\u5c0d\u6210\u6578\u5605\u5f71\u97ff<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>50 \u5e74\u6a13\u9f61\u4ee5\u4e0b\uff1a\u666e\u904d\u80fd\u9806\u5229\u7372\u9280\u884c\u6279\u51fa\u8db3\u6210\u6578\u53ca\u6700\u9577 30 \u5e74\u7684\u6309\u63ed\u5e74\u671f\u3002<\/li>\n\n\n\n<li>50 \u5e74\u6a13\u9f61\u4ee5\u4e0a\uff1a\u91dd\u5c0d\u9ad8\u6a13\u9f61\u7684\u5510\u6a13\u3001\u820a\u55ae\u5e62\u6a13\uff0c\u9280\u884c\u666e\u904d\u6703\u63a1\u53d6\u300c75 \u6e1b\u6a13\u9f61\u300d\u6216\u300c80 \u6e1b\u6a13\u9f61\u300d\u8a08\u7b97\u3002\u4e00\u65e6\u6a13\u9f61\u904e\u9ad8\uff0c\u9280\u884c\u4fbf\u6703\u5f37\u884c\u7e2e\u77ed\u9084\u6b3e\u5e74\u671f\u6216\u76f4\u63a5\u6263\u6e1b\u6309\u63ed\u6210\u6578\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed\u5229\u7387\u6c34\u5e73<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\n<p><strong>\u8a08\u5283\u7a2e\u985e<\/strong><\/p>\n<\/td><td>\n<p><strong>\u5be6\u969b\u5e74\u5229\u7387\u53c3\u8003<\/strong><\/p>\n<\/td><td>\n<p><strong>\u7522\u54c1\u7279\u9ede\u53ca\u9069\u5408\u4eba\u7fa4<\/strong><\/p>\n<\/td><\/tr><tr><td>\n<p>H \u8a08\u5283 (HIBOR \u8a08\u5283)<\/p>\n<\/td><td>\n<p>\u7d04 3.5% &#8211; 4%<\/p>\n<\/td><td>\n<p>\u96a8\u62c6\u606f\u6d6e\u52d5\u4e26\u8a2d\u5c01\u9802\u6a5f\u5236\uff08\u7d04 P-2%\uff09\u3002\u5229\u606f\u76f8\u5c0d\u8f03\u5e73\uff0c\u70ba\u76ee\u524d\u5e02\u5834\u4e3b\u6d41\u9078\u64c7\u3002<\/p>\n<\/td><\/tr><tr><td>\n<p>P \u8a08\u5283 (\u6700\u512a\u60e0\u5229\u7387\u8a08\u5283)<\/p>\n<\/td><td>\n<p>\u7d04 4% &#8211; 4.5%<\/p>\n<\/td><td>\n<p>\u4ee5\u6700\u512a\u60e0\u5229\u7387\u70ba\u6e96\u3002\u6ce2\u5e45\u5c0f\u3001\u4f9b\u6b3e\u7a69\u5b9a\uff0c\u9069\u5408\u4e0d\u60f3\u53d7\u62c6\u606f\u983b\u7e41\u6ce2\u52d5\u5f71\u97ff\u7684\u8cb7\u5bb6\u3002<\/p>\n<\/td><\/tr><tr><td>\n<p>\u56fa\u5b9a\u5229\u7387\u8a08\u5283 (Fixed Rate)<\/p>\n<\/td><td>\n<p>\u6309\u5408\u7d04\u5408\u898f\u9396\u5b9a<\/p>\n<\/td><td>\n<p>\u9996 1-3 \u5e74\u606f\u7387\u56fa\u5b9a\uff0c\u5176\u5f8c\u8f49\u56de H\/P \u6309\u3002\u7121\u61fc\u52a0\u606f\u671f\uff0c\u9069\u5408\u8ffd\u6c42\u9810\u7b97\u767e\u5206\u767e\u7cbe\u6e96\u7684\u4fdd\u5b88\u8cb7\u5bb6\u3002<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed\u7533\u8acb\u6d41\u7a0b 6 \u6b65\u66f2<\/h2>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1 \u2014 \u7269\u696d\u4f30\u50f9<\/h3>\n\n\n\n<p>\u5728\u7c3d\u7f72\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04\u524d\u5f8c\uff0c\u8cb7\u5bb6\u61c9\u7b2c\u4e00\u6642\u9593\u5411\u9280\u884c\u6216\u8ca1\u52d9\u6a5f\u69cb\u70ba\u76ee\u6a19\u7269\u696d\u9032\u884c\u521d\u6b65\u4f30\u50f9\u3002\u6b64\u8209\u80fd\u78ba\u4fdd\u696d\u4e3b\u958b\u50f9\u8207\u5e02\u5834\u50f9\u503c\u76f8\u7b26\uff0c\u9632\u7bc4\u56e0\u843d\u5dee\u592a\u5927\u800c\u51fa\u73fe\u300c\u4f30\u50f9\u4e0d\u8db3\u300d\u7684\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 2 \u2014 \u6bd4\u8f03\u9280\u884c\u6309\u63ed\u8a08\u5283<\/h3>\n\n\n\n<p>\u5e02\u5834\u4e0a\u6309\u63ed\u7522\u54c1\u773e\u591a\uff0c\u8cb7\u5bb6\u61c9\u8ca8\u6bd4\u4e09\u5bb6\u3002\u7d9c\u5408\u6bd4\u8f03\u5404\u9593\u9280\u884c\u7684 H\u6309\/P\u6309\u606f\u7387\u3001\u73fe\u91d1\u56de\u8d08\u6210\u6578\u3001\u9ad8\u606f\u5b58\u6b3e\u639b\u9264\u6236\u53e3\u7279\u9ede\uff0c\u9078\u64c7\u6700\u7b26\u5408\u500b\u4eba\u7406\u8ca1\u76ee\u6a19\u7684\u65b9\u6848\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 3 \u2014 \u63d0\u4ea4\u7533\u8acb\u53ca\u8b49\u660e\u6587\u4ef6<\/h3>\n\n\n\n<p>\u843d\u5b9a\u7c3d\u7d04\u5f8c\uff0c\u901a\u5e38\u6703\u540c\u6642\u5411 3 \u81f3 4 \u9593\u9280\u884c\u905e\u4ea4\u6b63\u5f0f\u6309\u63ed\u7533\u8acb\u3002\u8cb7\u5bb6\u9700\u8981\u5099\u59a5\u4ee5\u4e0b\u57fa\u672c\u8b49\u660e\u6587\u4ef6\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04<\/li>\n\n\n\n<li>\u8eab\u4efd\u8b49\u526f\u672c<\/li>\n\n\n\n<li>\u6700\u8fd1 3 \u500b\u6708\u7684\u5165\u606f\u8b49\u660e\uff08\u5982\u7ce7\u55ae\u3001\u9280\u884c\u904e\u6578\u7d00\u9304\uff09<\/li>\n\n\n\n<li>\u6700\u65b0\u5e74\u5ea6\u7684\u7a05\u55ae\u6216\u5f37\u7a4d\u91d1\uff08MPF\uff09\u4f9b\u6b3e\u7d00\u9304<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 4 \u2014 \u9280\u884c\u5be9\u6279 (\u58d3\u529b\u6e2c\u8a66 \/ DSR 50%)<\/h3>\n\n\n\n<p>\u9280\u884c\u6703\u5c0d\u7533\u8acb\u4eba\u9032\u884c\u4fe1\u8cb8\u67b6\u69cb\u5be9\u67e5\u3002\u5305\u62ec\u8a08\u7b97\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\uff08DSR \u4e00\u822c\u4e0a\u9650\u70ba 50%\uff09\uff0c\u4e26\u8a55\u4f30\u7533\u8acb\u4eba\u5728\u6a21\u64ec\u52a0\u606f\u74b0\u5883\u4e0b\u7684\u9084\u6b3e\u80fd\u529b\uff08\u58d3\u529b\u6e2c\u8a66\uff09\uff0c\u5be9\u6279\u904e\u7a0b\u4e00\u822c\u9700\u8981 2 \u81f3 4 \u661f\u671f\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 5 \u2014 \u5f8b\u5e2b\u6a13\u8fa6\u7406\u8cb7\u8ce3\u53ca\u6309\u63ed\u624b\u7e8c<\/h3>\n\n\n\n<p>\u9280\u884c\u6279\u51fa\u6309\u63ed\u5408\u7d04\u5f8c\uff0c\u8cb7\u5bb6\u7c3d\u7f72\u78ba\u8a8d\uff0c\u9280\u884c\u4fbf\u6703\u5c07\u6309\u63ed\u5951\u64da\u767c\u9001\u81f3\u8cb7\u5bb6\u59d4\u8a17\u7684\u5f8b\u5e2b\u6a13\u3002\u5f8b\u5e2b\u6a13\u6703\u8ca0\u8cac\u6aa2\u67e5\u7269\u696d\u696d\u6b0a\uff08\u67e5\u5951\uff09\u3001\u8655\u7406\u91d0\u5370\u8cbb\uff08\u5370\u82b1\u7a05\uff09\u53ca\u6e96\u5099\u6700\u7d42\u7684\u6cd5\u5f8b\u8f49\u8b93\u6587\u4ef6\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 6 \u2014 \u7c3d\u7f72\u6309\u63ed\u5951\u53ca\u653e\u6b3e<\/h3>\n\n\n\n<p>\u5728\u4ea4\u6613\u6210\u4ea4\u65e5\u524d\u7d04\u6578\u5929\uff0c\u8cb7\u5bb6\u9700\u5230\u5f8b\u5e2b\u6a13\u7c3d\u7f72\u6b63\u5f0f\u6309\u63ed\u5951\u3002\u6210\u4ea4\u7576\u65e5\uff0c\u9280\u884c\u6703\u5c07\u8cb8\u6b3e\u6b63\u5f0f\u653e\u6b3e\u4e88\u5f8b\u5e2b\u6a13\uff0c\u518d\u7531\u5f8b\u5e2b\u6a13\u8f49\u4ea4\u696d\u4e3b\u4ee3\u5f8b\u5e2b\uff0c\u5b8c\u6210\u6574\u7b46\u8cb7\u8ce3\u4ea4\u6613\uff0c\u8cb7\u5bb6\u6b63\u5f0f\u6536\u5319\u505a\u696d\u4e3b\uff01<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed\u5e38\u898b\u4f0f\u4f4d<\/h2>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f30\u50f9\u4e0d\u8db3\u9ede\u7b97\uff1f<\/h3>\n\n\n\n<p>\u7576\u5e02\u6cc1\u6ce2\u52d5\uff0c\u9280\u884c\u4f30\u50f9\u6709\u6a5f\u6703\u4f4e\u65bc\u5be6\u969b\u6210\u4ea4\u50f9\uff08\u4f8b\u5982\u8cb7\u5165\u50f9 600 \u842c\uff0c\u9280\u884c\u53ea\u4f30\u5230 550 \u842c\uff09\u3002\u9019\u610f\u5473\u8457\u6309\u63ed\u8cb8\u6b3e\u984d\u6703\u8b8a\u5c11\uff0c\u8cb7\u5bb6\u5fc5\u9808\u5728\u77ed\u6642\u9593\u5167\u81ea\u884c\u300c\u62ac\u9322\u300d\u88dc\u8db3\u5dee\u984d\uff0c\u5426\u5247\u9762\u81e8\u64bb\u8a02\u5371\u6a5f\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u89e3\u6c7a\u65b9\u6cd5\uff1a\u8cb7\u5bb6\u53ef\u7b2c\u4e00\u6642\u9593\u591a\u627e\u5e7e\u9593\u9280\u884c\u91cd\u65b0\u4f30\u50f9\uff0c\u6216\u5617\u8a66\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\u63d0\u9ad8\u6210\u6578\u3002\u82e5\u6642\u9593\u8feb\u5728\u7709\u776b\uff0c\u6700\u5feb\u7684\u65b9\u6cd5\u662f\u5411 GICL \u7b49\u8ca1\u52d9\u516c\u53f8\u7533\u8acb\u4e00\u6309\u6216\u4e8c\u6309\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6a13\u9f61\u592a\u820a\u9280\u884c\u4e0d\u6279\u9ede\u7b97\uff1f<\/h3>\n\n\n\n<p>\u5e02\u5340\u4e0d\u5c11\u5730\u6bb5\u512a\u8d8a\u7684\u820a\u55ae\u5e62\u6a13\u3001\u6751\u5c4b\u6216\u5510\u6a13\uff0c\u6a13\u9f61\u5f80\u5f80\u5df2\u8d85\u904e 50 \u5e74\u3002\u50b3\u7d71\u9280\u884c\u5c0d\u9ad8\u6a13\u9f61\u7269\u696d\u5be9\u6279\u6975\u5ea6\u4fdd\u5b88\uff0c\u5e38\u6703\u63a1\u53d6\u300c\u6e1b\u6210\u6578\u300d\u6216\u300c\u5927\u5e45\u7e2e\u77ed\u9084\u6b3e\u5e74\u671f\u300d\u7684\u786c\u6027\u9650\u5236\uff0c\u4ee4\u8cb7\u5bb6\u6708\u4f9b\u58d3\u529b\u98c6\u5347\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u89e3\u6c7a\u65b9\u6cd5\uff1a\u9280\u884c\u4e0d\u505a\uff0cGICL \u505a\uff01GICL \u64c1\u6709\u8c50\u5bcc\u7684\u820a\u6a13\u878d\u8cc7\u7d93\u9a57\uff0c\u6211\u5011\u7684\u7269\u696d\u6309\u63ed\u65b9\u6848\u5b8c\u5168\u4e0d\u8a2d\u6a13\u9f61\u9650\u5236\u3002\u4e0d\u8ad6\u7269\u696d\u591a\u8001\u820a\uff0c\u5747\u6703\u4ee5\u52d9\u5be6\u614b\u5ea6\u9032\u884c\u5e02\u50f9\u8a55\u4f30\uff0c\u52a9\u60a8\u9806\u5229\u904e\u5951\u4e0a\u8eca\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5165\u606f\u8b49\u660e\u4e0d\u8db3\u9ede\u7b97\uff1f<\/h3>\n\n\n\n<p>\u5982\u679c\u60a8\u662f\u4e2d\u5c0f\u4f01\u8001\u95c6\u3001\u81ea\u50f1\u4eba\u58eb\u3001\u81ea\u7531\u5de5\u4f5c\u8005\uff0c\u6216\u8005\u662f\u6536\u5165\u4e0d\u56fa\u5b9a\u7684\u5168\u4f63\u91d1\u5236 Sale\uff0c\u5f80\u5f80\u7121\u6cd5\u63d0\u4f9b\u9280\u884c\u8981\u6c42\u7684\u300c\u5b8c\u7f8e\u300d\u4e09\u500b\u6708\u7ce7\u55ae\u3001\u5f37\u7a4d\u91d1\u7d00\u9304\u6216\u7a05\u55ae\uff0c\u5728\u9280\u884c\u58d3\u6e2c\u95dc\u5361\u6975\u6613\u88ab\u62d2\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u89e3\u6c7a\u65b9\u6cd5\uff1aGICL \u8a2d\u6709\u5c08\u9580\u7684\u514d\u5165\u606f\u8b49\u660e\u65b9\u6848\u3002\u6211\u5011\u4e0d\u770b\u6b7b\u677f\u7684\u6536\u5165\u6587\u4ef6\uff0c\u800c\u662f\u9748\u6d3b\u8a55\u4f30\u7269\u696d\u672c\u8eab\u7684\u6f5b\u5728\u50f9\u503c\uff0c\u5373\u4f7f\u60a8\u7f3a\u4e4f\u5e38\u898f\u7ce7\u55ae\uff0c\u4e00\u6a23\u80fd\u5920\u8f15\u9b06\u7372\u6279\u5927\u984d\u6309\u63ed\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fe1\u8cb8\u7d00\u9304\u6709\u7455\u75b5\u9ede\u7b97\uff1f<\/h3>\n\n\n\n<p>\u4eba\u751f\u7e3d\u6709\u8ca1\u52d9\u5468\u8f49\u4e0d\u9748\u7684\u6642\u5019\uff0c\u5982\u679c\u904e\u53bb\u66fe\u9072\u9084\u5361\u6578\u6216\u6709\u79c1\u4eba\u8cb8\u6b3e\u672a\u6e05\uff0cTU\uff08\u500b\u4eba\u4fe1\u8cb8\u8a55\u7d1a\uff09\u6975\u53ef\u80fd\u5df2\u8dcc\u81f3 D \u7d1a\u6216\u4ee5\u4e0b\u3002\u50b3\u7d71\u9280\u884c\u5c0d\u6b64\u5be9\u67e5\u6975\u56b4\uff0c\u53ea\u8981\u4fe1\u8cb8\u7d00\u9304\u7a0d\u6709\u7455\u75b5\uff0c\u6309\u63ed\u7533\u8acb\u901a\u5e38\u76f4\u63a5\u77f3\u6c89\u5927\u6d77\u3002<\/p>\n\n\n\n<p>\u76f8\u6bd4\u4e4b\u4e0b\uff0c\u8ca1\u52d9\u516c\u53f8\u7684\u5be9\u6279\u5247\u5f48\u6027\u5f97\u591a\uff0c\u4e0d\u50c5\u63d0\u4f9b\u4e0d\u8a2d\u786c\u6027\u9650\u5236\u7684 DSR\uff08\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\uff09\u4e0a\u9650\uff0c\u5176\u6309\u63ed\u5229\u7387\u4ea6\u6703\u6839\u64da\u500b\u5225\u5ba2\u6236\u7684\u5be6\u969b\u60c5\u6cc1\u8207\u500b\u6848\u98a8\u96aa\u800c\u5b9a\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u89e3\u6c7a\u65b9\u6cd5\uff1aGICL \u64c1\u6709\u7368\u7acb\u4e14\u4eba\u6027\u5316\u7684\u5be9\u6279\u6a5f\u5236\uff0c\u4e0d\u55ae\u7d14\u4f9d\u8cf4 TU \u8a55\u7d1a\u3002\u5373\u4f7f\u60a8\u7684\u4fe1\u8cb8\u7d00\u9304\u672a\u5982\u7406\u60f3\uff0c\u6211\u5011\u4ecd\u80fd\u4f9d\u64da\u7269\u696d\u73fe\u503c\uff0c\u70ba\u60a8\u91cf\u8eab\u6253\u9020\u9069\u5408\u7684\u4e00\u6309\u6216\u4e8c\u6309\u65b9\u6848\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed&nbsp;vs \u4e00\u624b\u6a13\u6309\u63ed&nbsp;\u2014 \u908a\u7a2e\u8f03\u62b5\uff1f<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\n<p><strong>\u6bd4\u8f03\u9805\u76ee<\/strong><\/p>\n<\/td><td>\n<p><strong>\u4e00\u624b\u6a13\u6309\u63ed<\/strong><\/p>\n<\/td><td>\n<p><strong>\u4e8c\u624b\u6a13\u6309\u63ed<\/strong><\/p>\n<\/td><\/tr><tr><td>\n<p>\u6309\u63ed\u6210\u6578<\/p>\n<\/td><td>\n<p>\u9996\u671f\u9748\u6d3b\uff0c\u767c\u5c55\u5546\u5e38\u63d0\u4f9b\u9ad8\u9054 8-9 \u6210\u6309\u63ed\uff0c\u4e0a\u8eca\u9580\u6abb\u4f4e\u3002<\/p>\n<\/td><td>\n<p>\u53d7\u5e38\u898f\u6309\u4fdd\u9650\u5236\uff0c\u82e5\u9047\u4e0a\u5e02\u6cc1\u6ce2\u52d5\u3001\u4f30\u50f9\u4e0d\u8db3\u9700\u88dc\u9996\u671f\u3002<\/p>\n<\/td><\/tr><tr><td>\n<p>\u6309\u63ed\u5229\u7387<\/p>\n<\/td><td>\n<p>\u9996\u6578\u5e74\u8a2d\u7279\u60e0\u606f\u7387\uff0c\u4f46\u82e5\u9078\u7528\u300c\u547c\u5438\u6309\u300d\u5f8c\u671f\u606f\u7387\u6703\u98c6\u5347\u3002<\/p>\n<\/td><td>\n<p>\u5168\u671f\u5747\u4eab\u7a69\u5b9a\u7684\u5e02\u5834 H \u6309\u6216 P \u6309\uff0c\u5229\u606f\u958b\u652f\u6613\u9810\u7b97\u3002<\/p>\n<\/td><\/tr><tr><td>\n<p>\u767c\u5c55\u5546\u512a\u60e0<\/p>\n<\/td><td>\n<p>\u6975\u8c50\u5bcc\uff0c\u5e38\u5099\u5927\u984d\u73fe\u91d1\u56de\u8d08\u3001\u9001\u5bb6\u5177\u79ae\u5238\u6216\u76f4\u63a5\u6e1b\u6a13\u50f9\u3002<\/p>\n<\/td><td>\n<p>\u6c92\u6709\u767c\u5c55\u5546\u512a\u60e0\uff0c\u8cb7\u5bb6\u50c5\u4eab\u57fa\u672c\u7684\u9280\u884c\u6309\u63ed\u56de\u8d08\u3002<\/p>\n<\/td><\/tr><tr><td>\n<p>\u5370\u82b1\u7a05\u8655\u7406<\/p>\n<\/td><td>\n<p>\u767c\u5c55\u5546\u5e38\u63d0\u4f9b\u300c\u4ee3\u7e73\u5370\u82b1\u7a05\u300d\uff0c\u6e1b\u8f15\u5373\u6642\u73fe\u91d1\u6d41\u58d3\u529b\u3002<\/p>\n<\/td><td>\n<p>\u8cb7\u5bb6\u5fc5\u9808\u5728\u7c3d\u7d04\u5f8c\uff0c\u771f\u91d1\u767d\u9280\u5373\u6642\u81ea\u4ed8\u5168\u6578\u5370\u82b1\u7a05\u9805\u3002<\/p>\n<\/td><\/tr><tr><td>\n<p>\u5165\u4f19\u6642\u9593<\/p>\n<\/td><td>\n<p>\u82e5\u8cb7\u6a13\u82b1\u9700\u6642\u6578\u5e74\uff0c\u53ef\u80fd\u8981\u9762\u81e8\u300c\u65e2\u4f9b\u6a13\u3001\u53c8\u4ea4\u79df\u300d\u96d9\u91cd\u8ca0\u64d4\u3002<\/p>\n<\/td><td>\n<p>\u5373\u8cb7\u5373\u4f4f\u6216\u5373\u653e\u79df\uff0c\u8fa6\u59a5\u6309\u63ed\u904e\u5951\uff08\u7d0460-90\u5929\uff09\u5373\u53ef\u6536\u6a13\u3002<\/p>\n<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed\u8cbb\u7528\u4e00\u89bd<\/h2>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5370\u82b1\u7a05 (\u5f9e\u50f9\u5370\u82b1\u7a05 AVD)<\/h3>\n\n\n\n<p>\u9019\u662f\u8cb7\u6a13\u958b\u652f\u4e2d\u4f54\u6bd4\u6700\u5927\u7684\u4e00\u7b46\u96dc\u8cbb\u3002\u6240\u6709\u7f6e\u696d\u4eba\u58eb\u5747\u9808\u5411\u7a05\u52d9\u5c40\u7e73\u4ea4\u5f9e\u50f9\u5370\u82b1\u7a05\uff08AVD\uff09\u3002\u76ee\u524d\u672c\u6e2f\u9996\u7f6e\u5c45\u6c11\u53ef\u4eab\u6709\u8f03\u4f4e\u7684\u300c\u7b2c\u4e8c\u6a19\u6e96\u7a05\u7387\u300d\uff0c\u5be6\u969b\u7a05\u8cbb\u5c07\u6839\u64da\u7269\u696d\u7684\u6700\u7d42\u6210\u4ea4\u50f9\u6309\u6bd4\u4f8b\u8a08\u7b97\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5f8b\u5e2b\u8cbb<\/h3>\n\n\n\n<p>\u4e8c\u624b\u6a13\u8cb7\u8ce3\u53ca\u6309\u63ed\u5fc5\u9808\u7d93\u7531\u6cd5\u5f8b\u9014\u5f91\u8fa6\u7406\u3002\u5f8b\u5e2b\u8ca0\u8cac\u7684\u7bc4\u7587\u6975\u5ee3\uff0c\u5305\u62ec\u4ee3\u70ba\u67e5\u95b1\u7269\u696d\u696d\u6b0a\uff08\u67e5\u5951\uff09\u3001\u8655\u7406\u8cb7\u8ce3\u5408\u7d04\u3001\u7c3d\u8a02\u6309\u63ed\u5951\u53ca\u6e05\u9084\u524d\u696d\u4e3b\u6309\u63ed\uff08\u8d16\u5951\uff09\u7b49\u3002\u5e38\u898f\u4f4f\u5b85\u6cd5\u5f8b\u8cbb\u7528\u7531\u6578\u5343\u81f3\u842c\u591a\u5143\u6e2f\u5e63\u4e0d\u7b49\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4f30\u50f9\u8cbb<\/h3>\n\n\n\n<p>\u91d1\u878d\u6a5f\u69cb\u5728\u6279\u51fa\u6309\u63ed\u8cb8\u6b3e\u524d\uff0c\u5fc5\u9808\u59d4\u8a17\u7368\u7acb\u5c08\u696d\u4f30\u50f9\u884c\u5c0d\u76ee\u6a19\u4e8c\u624b\u6a13\u9032\u884c\u5e02\u503c\u8a55\u4f30\u3002\u50b3\u7d71\u9280\u884c\u666e\u904d\u6703\u5411\u8cb7\u5bb6\u6536\u53d6\u4f30\u50f9\u8cbb\u7528\uff1b\u800c\u5411 GICL \u7533\u8acb\u6309\u63ed\uff0c\u6211\u5011\u627f\u8afe\u70ba\u696d\u4e3b\u63d0\u4f9b\u7269\u696d\u4f30\u50f9\u8cbb\u7528\u5168\u514d\u512a\u60e0\uff0c\u5e6b\u60a8\u6173\u5230\u76e1\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u7d93\u7d00\u4f63\u91d1<\/h3>\n\n\n\n<p>\u82e5\u4e8c\u624b\u6a13\u662f\u900f\u904e\u5730\u7522\u4ee3\u7406\u5f15\u85a6\u53ca\u4fc3\u6210\u4ea4\u6613\uff0c\u8cb7\u5bb6\u8207\u8ce3\u5bb6\u5169\u65b9\u5747\u9700\u5404\u81ea\u5411\u5730\u7522\u4ee3\u7406\u652f\u4ed8\u4e2d\u4ecb\u4f63\u91d1\u3002\u96d6\u7136\u4f63\u91d1\u6bd4\u7387\u4e26\u975e\u786c\u6027\u6cd5\u898f\uff0c\u4f46\u73fe\u6642\u9999\u6e2f\u7269\u696d\u5e02\u5834\u7684\u5e38\u898f\u7fd2\u6163\u901a\u5e38\u70ba\u6210\u4ea4\u6a13\u50f9\u7684 1%\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u706b\u96aa<\/h3>\n\n\n\n<p>\u4e0d\u8ad6\u5411\u9280\u884c\u9084\u662f\u8ca1\u52d9\u516c\u53f8\u7533\u8acb\u6309\u63ed\uff0c\u501f\u8cb8\u6a5f\u69cb\u90fd\u6703\u786c\u6027\u8981\u6c42\u8cb7\u5bb6\u5fc5\u9808\u70ba\u7269\u696d\u8cfc\u8cb7\u6a13\u5b87\u7d50\u69cb\u4fdd\u96aa\uff08\u4fd7\u7a31\u300c\u706b\u96aa\u300d\uff09\uff0c\u4ee5\u4fdd\u969c\u56e0\u706b\u707d\u3001\u98b1\u98a8\u7b49\u610f\u5916\u9020\u6210\u7684\u5efa\u7bc9\u7d50\u69cb\u640d\u6bc0\u3002\u4fdd\u8cbb\u4e00\u822c\u6309\u7269\u696d\u7684\u91cd\u5efa\u6210\u672c\u6216\u6309\u63ed\u8cb8\u6b3e\u7e3d\u984d\u7684\u7279\u5b9a\u767e\u5206\u6bd4\u6309\u5e74\u6536\u53d6\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6309\u63ed\u4fdd\u96aa\u8cbb (\u9ad8\u6210\u6578\u6309\u63ed\u9069\u7528)<\/h3>\n\n\n\n<p>\u5982\u679c\u60a8\u5e0c\u671b\u501f\u76e1 8 \u81f3 9 \u6210\u7684\u9ad8\u6210\u6578\u6309\u63ed\u4ee5\u6e1b\u8f15\u9996\u671f\u58d3\u529b\uff0c\u5c31\u5fc5\u9808\u901a\u904e\u6309\u63ed\u4fdd\u96aa\u516c\u53f8\uff08HKMC\uff09\u5be9\u6279\u4e26\u652f\u4ed8\u6309\u4fdd\u8cbb\u7528\u3002\u4fdd\u8cbb\u591a\u5be1\u8996\u4e4e\u6309\u63ed\u6210\u6578\u53ca\u9084\u6b3e\u5e74\u671f\u800c\u5b9a\uff0c\u8cb7\u5bb6\u53ef\u9078\u64c7\u5728\u6210\u4ea4\u6642\u4e00\u7b46\u904e\u652f\u4ed8\uff0c\u6216\u9078\u64c7\u5c07\u4fdd\u8cbb\u8a08\u5165\u6309\u63ed\u8cb8\u6b3e\u5167\u6bcf\u6708\u6524\u9084\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9280\u884c\u4e8c\u624b\u6a13\u6309\u63ed\u88ab\u62d2\uff1fGICL \u66ff\u4ee3\u65b9\u6848<\/h2>\n\n\n\n<p>\u9280\u884c\u5514\u6279\uff0c\u7d55\u5c0d\u4e0d\u4ee3\u8868\u8981\u7121\u5948\u64bb\u8a02\uff01GICL \u74b0\u7403\u4fe1\u8cb8\u4f5c\u70ba\u60a8\u5f37\u5927\u7684\u5f8c\u76fe\uff0c\u63d0\u4f9b\u9748\u6d3b\u591a\u8b8a\u7684\u7279\u5feb\u7269\u696d\u878d\u8cc7\u66ff\u4ee3\u65b9\u6848\uff0c\u52a9\u60a8\u5316\u96aa\u70ba\u5937\uff0c\u9806\u5229\u904e\u6e21\u6bcf\u4e00\u500b\u7f6e\u696d\u6216\u5468\u8f49\u95dc\u5361\u3002<\/p>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/gicl.com.hk\/first-mortgage\/\">GICL \u4e00\u6309\u65b9\u6848<\/a>&nbsp;\u2014 \u4e0d\u8a2d\u6a13\u9f61\u9650\u5236\u3001\u514d\u58d3\u529b\u6e2c\u8a66<\/h3>\n\n\n\n<p>\u770b\u4e2d\u5e02\u5340\u6838\u5fc3\u5730\u6bb5\u7684\u512a\u8cea\u9ad8\u6a13\u9f61\u5510\u6a13\u3001\u55ae\u5e62\u820a\u6a13\u6216\u6751\u5c4b\uff0c\u537b\u88ab\u50b3\u7d71\u9280\u884c\u56e0\u300c\u6a13\u9f61\u904e\u5927\u300d\u62d2\u8af8\u9580\u5916\uff1f\u6216\u8005\u662f\u81ea\u50f1\u4eba\u58eb\u7121\u6cd5\u901a\u904e\u6b7b\u677f\u7684\u58d3\u529b\u6e2c\u8a66\uff1f<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6211\u5011\u7684\u512a\u52e2\uff1aGICL \u4e00\u6309\u670d\u52d9\u5b8c\u5168\u4e0d\u8a2d\u7269\u696d\u6a13\u9f61\u9650\u5236\uff0c\u5be9\u6279\u6642\u4e0d\u8a2d\u786c\u6027\u58d3\u529b\u6e2c\u8a66\u9580\u6abb\u3002\u6211\u5011\u4ee5\u52d9\u5be6\u7684\u614b\u5ea6\u8a55\u4f30\u7269\u696d\u5e02\u5834\u6f5b\u529b\uff0c\u70ba\u60a8\u5ea6\u8eab\u8a02\u9020\u9ad8\u6210\u6578\u4e00\u6309\uff0c\u81ea\u50f1\u3001\u81ea\u7531\u5de5\u4f5c\u8005\u4e00\u6a23\u8f15\u9b06\u6279\u8db3\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><a href=\"https:\/\/gicl.com.hk\/second-mortgage\/\">GICL \u4e8c\u6309\u65b9\u6848<\/a>&nbsp;\u2014 \u88dc\u8db3\u9996\u671f \/ \u4f30\u50f9\u5dee\u984d<\/h3>\n\n\n\n<p>\u7c3d\u597d\u81e8\u7d04\u5f8c\u906d\u9047\u9280\u884c\u300c\u4f30\u50f9\u4e0d\u8db3\u300d\uff0c\u8cb8\u6b3e\u984d\u5ea6\u5927\u7e2e\u6c34\uff0c\u4e00\u6642\u9593\u7121\u6cd5\u7c4c\u96c6\u6578\u5341\u842c\u751a\u81f3\u4e0a\u767e\u842c\u7684\u984d\u5916\u9996\u671f\uff0c\u96a8\u6642\u9762\u81e8\u64bb\u8a02\u4eba\u8ca1\u5169\u5931\uff1f<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6211\u5011\u7684\u512a\u52e2\uff1a\u60a8\u6bcb\u9808\u52d5\u7528\u6216\u8f49\u79fb\u539f\u6709\u7684\u9280\u884c\u4e00\u6309\u3002GICL \u4e8c\u6309\u65b9\u6848\u5c08\u70ba\u300c\u6551\u5e02\u300d\u800c\u8a2d\uff0c\u6700\u5feb 15 \u5206\u9418\u6975\u901f\u521d\u6b65\u6279\u6838\uff0c24 \u5c0f\u6642\u5167\u653e\u6b3e\uff0c\u5c08\u9580\u5e6b\u60a8\u88dc\u8db3\u9996\u671f\u6216\u4f30\u50f9\u5dee\u984d\uff0c\u52a9\u60a8\u5728\u6210\u4ea4\u671f\u524d\u706b\u901f\u88dc\u5009\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">GICL \u52a0\u6309\u5957\u73fe\u65b9\u6848 \u2014 \u4e8c\u624b\u6a13\u8cb7\u5165\u5f8c\u518d\u5957\u73fe\u88dd\u4fee<\/h3>\n\n\n\n<p>\u8cb7\u4e8c\u624b\u6a13\u5f80\u5f80\u9700\u8981\u9810\u7559\u5927\u7b46\u8cc7\u91d1\u9032\u884c\u5168\u5c4b\u7ffb\u65b0\u3001\u6c34\u96fb\u91cd\u92ea\u3002\u5f88\u591a\u8cb7\u5bb6\u5728\u652f\u4ed8\u9996\u671f\u3001\u5370\u82b1\u7a05\u548c\u7d93\u7d00\u4f63\u91d1\u5f8c\uff0c\u5f80\u5f80\u767c\u73fe\u73fe\u91d1\u6d41\u6240\u5269\u7121\u5e7e\uff0c\u88dd\u4fee\u9810\u7b97\u6349\u895f\u898b\u8098\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u6211\u5011\u7684\u512a\u52e2\uff1a\u5728\u4e8c\u624b\u6a13\u9806\u5229\u8cb7\u5165\u4e26\u6301\u6709\u5f8c\uff0c\u4e0d\u8ad6\u60a8\u662f\u60f3\u91cd\u65b0\u6d3b\u5316\u56fa\u5b9a\u8cc7\u7522\uff0c\u9084\u662f\u9700\u8981\u8cc7\u91d1\u70ba\u65b0\u5c45\u9032\u884c\u8c6a\u83ef\u88dd\u4fee\uff0c\u90fd\u53ef\u4ee5\u900f\u904e GICL \u52a0\u6309\u5957\u73fe\u65b9\u6848\uff0c\u5229\u7528\u7269\u696d\u7684\u5269\u9918\u50f9\u503c\u8d77\u51fa\u5927\u7b46\u6d41\u52d5\u8cc7\u91d1\u3002<\/li>\n<\/ul>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed\u5e38\u898b\u554f\u984c (FAQ)<\/h2>\n\n\n\n<p>&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e8c\u624b\u6a13\u6309\u63ed\u6700\u9577\u9084\u6b3e\u5e74\u671f\u5e7e\u9577\uff1f<\/h3>\n\n\n\n<p>\u5728 2026 \u5e74\u6700\u65b0\u6309\u63ed\u6307\u5f15\u4e0b\uff0c\u4e8c\u624b\u79c1\u6a13\u7684\u6700\u9577\u6309\u63ed\u9084\u6b3e\u5e74\u671f\u70ba 30 \u5e74\u3002\u4e0d\u904e\uff0c\u50b3\u7d71\u9280\u884c\u5be9\u6279\u6642\u6703\u56b4\u683c\u57f7\u884c\u300c75 \u6e1b\u6a13\u9f61\u300d\u6216\u300c75 \u6e1b\u4eba\u9f61\u300d\uff08\u90e8\u5206\u9280\u884c\u53ef\u653e\u5bec\u81f3 80 \u6e1b\uff09\u7684\u516c\u5f0f\u3002\u4f8b\u5982\uff0c\u82e5\u8cfc\u8cb7\u7684\u4e8c\u624b\u6a13\u6a13\u9f61\u5df2\u9054 50 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