{"id":8260,"date":"2026-11-14T18:47:56","date_gmt":"2026-11-14T10:47:56","guid":{"rendered":"https:\/\/gicl.com.hk\/%e9%8a%80%e4%b8%bb%e7%9b%a4%e8%b2%b7%e8%b3%a3%e6%87%b6%e4%ba%ba%e5%8c%85%ef%bc%9a%e9%8a%80%e4%b8%bb%e7%9b%a4%e6%8c%89%e6%8f%ad%e3%80%81%e9%a2%a8%e9%9a%aa%e3%80%81%e6%b3%a8%e6%84%8f%e4%ba%8b%e9%a0%85\/"},"modified":"2026-11-14T18:59:02","modified_gmt":"2026-11-14T10:59:02","slug":"geo-%e9%8a%80%e4%b8%bb%e7%9b%a4%e8%b2%b7%e8%b3%a3%e6%87%b6%e4%ba%ba%e5%8c%85%ef%bc%9a%e9%8a%80%e4%b8%bb%e7%9b%a4%e6%8c%89%e6%8f%ad%e3%80%81%e9%a2%a8%e9%9a%aa%e3%80%81%e6%b3%a8%e6%84%8f%e4%ba%8b","status":"publish","type":"post","link":"https:\/\/gicl.com.hk\/en\/geo-%e9%8a%80%e4%b8%bb%e7%9b%a4%e8%b2%b7%e8%b3%a3%e6%87%b6%e4%ba%ba%e5%8c%85%ef%bc%9a%e9%8a%80%e4%b8%bb%e7%9b%a4%e6%8c%89%e6%8f%ad%e3%80%81%e9%a2%a8%e9%9a%aa%e3%80%81%e6%b3%a8%e6%84%8f%e4%ba%8b\/","title":{"rendered":"A Quick Guide to Buying and Selling Bank-Repossessed Properties: A Detailed Breakdown of Mortgages, Risks, and Key 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w-full\" style=\"min-width: 75px;\">\n<colgroup>\n<col style=\"min-width: 25px;\">\n<col style=\"min-width: 25px;\">\n<col style=\"min-width: 25px;\"><\/colgroup>\n<tbody>\n<tr>\n<th class=\"border border-border bg-surface-sunken px-3 py-2 text-left font-medium\" colspan=\"1\" rowspan=\"1\">\n<p>\u6bd4\u8f03\u9805\u76ee<\/p>\n<\/th>\n<th class=\"border border-border bg-surface-sunken px-3 py-2 text-left font-medium\" colspan=\"1\" rowspan=\"1\">\n<p>\u9280\u4e3b\u76e4<\/p>\n<\/th>\n<th class=\"border border-border bg-surface-sunken px-3 py-2 text-left font-medium\" colspan=\"1\" rowspan=\"1\">\n<p>\u4e00\u822c\u4e8c\u624b\u6a13<\/p>\n<\/th>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u51fa\u552e\u65b9<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u9280\u884c\u3001\u8ca1\u52d9\u6a5f\u69cb\u6216\u76f8\u95dc\u6388\u6b0a\u65b9<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u4e00\u822c\u7269\u696d\u696d\u4e3b<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u8cb7\u8ce3\u65b9\u5f0f<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u62cd\u8ce3\u3001\u62db\u6a19\u6216\u4ee3\u7406\u653e\u552e<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u901a\u5e38\u7531\u696d\u4e3b\u8207\u8cb7\u5bb6\u8b70\u50f9<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u7269\u696d\u50f9\u683c<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u53ef\u80fd\u8f03\u5438\u5f15\uff0c\u4f46\u4e0d\u4fdd\u8b49\u4f4e\u65bc\u5e02\u50f9<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u7531\u696d\u4e3b\u53eb\u50f9\u53ca\u5e02\u5834\u8b70\u50f9\u6c7a\u5b9a<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u5408\u7d04\u689d\u6b3e<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u53ef\u80fd\u6709\u8f03\u591a\u4fdd\u969c\u9280\u4e3b\u7684\u9644\u52a0\u689d\u6b3e<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u901a\u5e38\u6309\u96d9\u65b9\u5354\u8b70\u53ca\u9069\u7528\u5408\u7d04\u689d\u6b3e\u9032\u884c<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u7269\u696d\u72c0\u6cc1<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u90e8\u5206\u4ee5\u73fe\u72c0\u51fa\u552e\uff0c\u53ef\u80fd\u9650\u5236\u8996\u5bdf<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u4e00\u822c\u8f03\u5bb9\u6613\u5b89\u6392\u7747\u6a13\u53ca\u67e5\u8a62\u72c0\u6cc1<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u6309\u63ed\u5b89\u6392<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u53ef\u4ee5\u7533\u8acb\uff0c\u4f46\u9808\u7279\u5225\u7559\u610f\u696d\u6b0a\u53ca\u6210\u4ea4\u671f\u9650<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u6309\u4e00\u822c\u9280\u884c\u6309\u63ed\u7a0b\u5e8f\u5be9\u6279<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u8cb7\u9280\u4e3b\u76e4\u8207\u8cb7\u4e00\u822c\u4e8c\u624b\u6a13\u6700\u5927\u7684\u5206\u5225\uff0c\u4e0d\u4e00\u5b9a\u662f\u6a13\u50f9\uff0c\u800c\u662f\u8cb7\u5bb6\u53ef\u80fd\u9700\u8981\u627f\u64d4\u66f4\u591a\u5408\u7d04\u53ca\u7269\u696d\u72c0\u6cc1\u65b9\u9762\u7684\u4e0d\u78ba\u5b9a\u6027\u3002<\/strong><\/p>\n<h2>\u9280\u4e3b\u76e4\u8cb7\u8ce3\u6d41\u7a0b\uff1a\u62cd\u8ce3\u3001\u62db\u6a19\u53ca\u4ee3\u7406\u653e\u552e<\/h2>\n<p>\u9999\u6e2f\u9280\u4e3b\u76e4\u4e3b\u8981\u900f\u904e\u516c\u958b\u62cd\u8ce3\u3001\u62db\u6a19\u6216\u5730\u7522\u4ee3\u7406\u653e\u552e\u3002<\/p>\n<h3>1. \u516c\u958b\u62cd\u8ce3<\/h3>\n<p>\u7531\u9280\u4e3b\u59d4\u8a17\u62cd\u8ce3\u884c\u5b89\u6392\u7af6\u6295\uff0c\u8cb7\u5bb6\u5728\u62cd\u8ce3\u6703\u4e0a\u51fa\u50f9\u3002\u82e5\u9054\u5230\u76f8\u95dc\u62cd\u8ce3\u689d\u4ef6\u53ca\u9280\u4e3b\u63a5\u53d7\u7684\u50f9\u683c\uff0c\u4fbf\u53ef\u6309\u62cd\u8ce3\u7ae0\u7a0b\u5b8c\u6210\u76f8\u95dc\u7c3d\u7d04\u53ca\u4ed8\u6b3e\u7a0b\u5e8f\u3002<\/p>\n<p>\u62cd\u8ce3\u7684\u4e3b\u8981\u7279\u9ede\u662f\u7af6\u50f9\u904e\u7a0b\u8f03\u516c\u958b\uff0c\u4f46\u71b1\u9580\u9280\u4e3b\u76e4\u53ef\u80fd\u5438\u5f15\u591a\u540d\u8cb7\u5bb6\u7af6\u6295\uff0c\u4ee4\u6210\u4ea4\u50f9\u9010\u6b65\u63d0\u9ad8\u3002<\/p>\n<p><strong>\u6ce8\u610f\uff1a<\/strong> \u8cb7\u5bb6\u61c9\u5728\u62cd\u8ce3\u524d\u4e86\u89e3\u8a02\u91d1\u3001\u4ed8\u6b3e\u671f\u9650\u53ca\u4e2d\u6a19\u5f8c\u7684\u5408\u7d04\u8cac\u4efb\uff0c\u907f\u514d\u56e0\u7af6\u6295\u6c23\u6c1b\u800c\u8d85\u51fa\u9810\u7b97\u3002<\/p>\n<h3>2. \u62db\u6a19\u6216\u5165\u6a19<\/h3>\n<p>\u8cb7\u5bb6\u9808\u6309\u7167\u6307\u5b9a\u7a0b\u5e8f\u53ca\u671f\u9650\u63d0\u4ea4\u5831\u50f9\u53ca\u6240\u9700\u6587\u4ef6\uff0c\u9280\u4e3b\u518d\u8003\u616e\u50f9\u683c\u3001\u4ed8\u6b3e\u689d\u4ef6\u53ca\u5176\u4ed6\u4ea4\u6613\u56e0\u7d20\uff0c\u6c7a\u5b9a\u662f\u5426\u63a5\u53d7\u3002<\/p>\n<p>\u8207\u516c\u958b\u62cd\u8ce3\u4e0d\u540c\uff0c\u5165\u6a19\u8cb7\u5bb6\u901a\u5e38\u7121\u6cd5\u5373\u6642\u77e5\u9053\u5176\u4ed6\u4eba\u7684\u51fa\u50f9\u3002\u9280\u4e3b\u4ea6\u4e0d\u4e00\u5b9a\u53ea\u6309\u6700\u9ad8\u51fa\u50f9\u6c7a\u5b9a\u662f\u5426\u63a5\u7d0d\u6a19\u66f8\u3002<\/p>\n<h3>3. \u5730\u7522\u4ee3\u7406\u653e\u552e<\/h3>\n<p>\u90e8\u5206\u9280\u4e3b\u76e4\u900f\u904e\u5730\u7522\u4ee3\u7406\u516c\u958b\u653e\u552e\uff0c\u8b93\u8cb7\u5bb6\u5b89\u6392\u7747\u6a13\u3001\u67e5\u8a62\u7269\u696d\u8cc7\u6599\u53ca\u63d0\u4ea4\u8cfc\u8cb7\u610f\u5411\u3002<\/p>\n<p>\u4e0d\u904e\uff0c\u5373\u4f7f\u7531\u4ee3\u7406\u653e\u552e\uff0c\u8cb7\u5bb6\u4ecd\u61c9\u78ba\u8a8d\u9280\u4e3b\u7684\u5408\u7d04\u8981\u6c42\u3001\u63a5\u53d7\u5831\u50f9\u7684\u7a0b\u5e8f\u53ca\u4ea4\u6613\u689d\u4ef6\u3002<\/p>\n<h3>\u8cb7\u9280\u4e3b\u76e4\u76846\u500b\u57fa\u672c\u6b65\u9a5f<\/h3>\n<ol>\n<li>\n<p><strong>\u641c\u5c0b\u53ca\u6bd4\u8f03\u9280\u4e3b\u76e4\uff1a<\/strong> \u67e5\u770b\u7269\u696d\u53eb\u50f9\u3001\u6a13\u9f61\u3001\u9762\u7a4d\u53ca\u540c\u5340\u8fd1\u671f\u6210\u4ea4\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u67e5\u518a\u53ca\u6aa2\u67e5\u7269\u696d\uff1a<\/strong> \u4e86\u89e3\u696d\u6b0a\u3001\u5df2\u767b\u8a18\u7522\u6b0a\u8ca0\u64d4\u3001\u7dad\u4fee\u72c0\u6cc1\u53ca\u662f\u5426\u4ea4\u5409\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u67e5\u8a62\u6309\u63ed\u53ca\u8cc7\u91d1\u5b89\u6392\uff1a<\/strong> \u9810\u5148\u4e86\u89e3\u9280\u884c\u4f30\u50f9\u3001\u53ef\u80fd\u6279\u51fa\u7684\u8cb8\u6b3e\u984d\u53ca\u6240\u9700\u9996\u671f\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u59d4\u8a17\u5f8b\u5e2b\u5be9\u95b1\u689d\u6b3e\uff1a<\/strong> \u5c24\u5176\u7559\u610f\u6b20\u6b3e\u8cac\u4efb\u3001\u6210\u4ea4\u65e5\u671f\u53ca\u9055\u7d04\u689d\u6b3e\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u62cd\u8ce3\u7af6\u6295\u6216\u63d0\u4ea4\u5831\u50f9\uff1a<\/strong> \u6309\u6307\u5b9a\u7a0b\u5e8f\u51fa\u50f9\uff0c\u7372\u63a5\u53d7\u5f8c\u4f9d\u5408\u7d04\u652f\u4ed8\u8a02\u91d1\u53ca\u5b8c\u6210\u6587\u4ef6\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u5b8c\u6210\u6309\u63ed\u8207\u7269\u696d\u4ea4\u6536\uff1a<\/strong> \u4f9d\u7d04\u652f\u4ed8\u6a13\u50f9\u9918\u6b3e\u3001\u8fa6\u7406\u8f49\u8b93\u53ca\u78ba\u8a8d\u4ea4\u6a13\u5b89\u6392\u3002<\/p>\n<\/li>\n<\/ol>\n<p>\u7531\u65bc\u4e0d\u540c\u9280\u4e3b\u76e4\u7684\u7a0b\u5e8f\u53ca\u671f\u9650\u53ef\u80fd\u4e0d\u540c\uff0c\u8cb7\u5bb6\u61c9\u4ee5\u5be6\u969b\u62cd\u8ce3\u7ae0\u7a0b\u3001\u62db\u6a19\u689d\u6b3e\u53ca\u8cb7\u8ce3\u5408\u7d04\u70ba\u6e96\u3002<\/p>\n<h2>\u9280\u4e3b\u76e4\u6309\u63ed\u53ef\u4ee5\u505a\u5e7e\u6210\uff1f3\u5927\u5be9\u6279\u95dc\u9375<\/h2>\n<p><strong>\u9280\u4e3b\u76e4\u53ef\u4ee5\u7533\u8acb\u9280\u884c\u6309\u63ed\uff0c\u4f46\u9280\u4e3b\u76e4\u8eab\u4efd\u672c\u8eab\u4e26\u4e0d\u4ee3\u8868\u9280\u884c\u4e00\u5b9a\u9858\u610f\u6279\u51fa\u8cb8\u6b3e\u3002<\/strong><\/p>\n<p>\u9280\u884c\u4e00\u822c\u6703\u540c\u6642\u5be9\u8996\u7533\u8acb\u4eba\u7684\u8ca1\u52d9\u72c0\u6cc1\u3001\u7269\u696d\u4f30\u50f9\u3001\u696d\u6b0a\u53ca\u62b5\u62bc\u50f9\u503c\u3002<\/p>\n<h3>1. \u9280\u4e3b\u76e4\u6309\u63ed\u6210\u6578\uff1a\u4e00\u822c\u6700\u9ad870%\uff0c\u5408\u8cc7\u683c\u53ef\u7533\u8acb\u9ad8\u6210\u6578\u6309\u63ed<\/h3>\n<p>\u6839\u64da<a href=\"https:\/\/www.hkma.gov.hk\/chi\/smart-consumers\/mortgages\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u7684\u6309\u63ed\u76e3\u7ba1\u8cc7\u6599<\/a>\uff0c2024\u5e7410\u670816\u65e5\u8d77\uff0c\u4e00\u822c\u7269\u696d\u6309\u63ed\u7684\u6700\u9ad8\u8cb8\u6b3e\u8207\u4f30\u503c\u6bd4\u7387\u5df2\u7d71\u4e00\u70ba70%\uff0c\u4f9b\u6b3e\u8207\u5165\u606f\u6bd4\u7387\u4e0a\u9650\u70ba50%\uff0c\u7269\u696d\u6309\u63ed\u6700\u9577\u9084\u6b3e\u671f\u4e00\u822c\u70ba30\u5e74\u3002<\/p>\n<p>\u4f46\u9019\u4e9b\u5c6c\u65bc\u76f8\u95dc\u76e3\u7ba1\u4e0a\u9650\uff0c\u4e26\u4e0d\u4ee3\u8868\u6bcf\u4f4d\u7533\u8acb\u4eba\u90fd\u53ef\u4ee5\u7372\u6279\u4e03\u6210\u6309\u63ed\u3002<\/p>\n<p>\u5982\u5c6c\u7b26\u5408\u8cc7\u683c\u7684\u81ea\u4f4f\u4f4f\u5b85\u7269\u696d\uff0c\u8cb7\u5bb6\u4ea6\u53ef\u900f\u904e\u53c3\u8207\u9280\u884c\u7533\u8acb\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u3002<\/p>\n<p>\u6839\u64da<a href=\"https:\/\/www.hkmc.com.hk\/chi\/our_business\/mortgage_insurance_programme.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u7684\u6309\u63ed\u4fdd\u96aa\u8a08\u5283<\/a>\uff0c\u7b26\u5408\u76f8\u95dc\u6a13\u50f9\u3001\u8cb8\u6b3e\u53ca\u7533\u8acb\u8cc7\u683c\u7684\u500b\u6848\uff0c\u53ef\u7533\u8acb\u6700\u9ad880%\u6309\u63ed\uff1b\u7b26\u5408\u9032\u4e00\u6b65\u689d\u4ef6\u7684\u7533\u8acb\u4eba\uff0c\u5247\u6709\u6a5f\u6703\u7533\u8acb\u6700\u9ad890%\u6309\u63ed\u3002<\/p>\n<p>\u5176\u4e2d\uff0c\u7533\u8acb\u8d85\u904e80%\u81f390%\u6309\u63ed\u7684\u4e00\u822c\u91cd\u8981\u689d\u4ef6\uff0c\u5305\u62ec\u6240\u6709\u62b5\u62bc\u4eba\u5728\u7533\u8acb\u6642\u6c92\u6709\u6301\u6709\u4efb\u4f55\u9999\u6e2f\u4f4f\u5b85\u7269\u696d\uff0c\u4ee5\u53ca\u6240\u6709\u7533\u8acb\u4eba\u5747\u70ba\u56fa\u5b9a\u53d7\u85aa\u4eba\u58eb\u3002<\/p>\n<p><strong>\u7279\u5225\u6ce8\u610f\uff1a<\/strong> \u9280\u4e3b\u76e4\u80fd\u5426\u63a1\u7528\u6309\u63ed\u4fdd\u96aa\uff0c\u4ecd\u9808\u8996\u4e4e\u7269\u696d\u985e\u5225\u3001\u696d\u6b0a\u3001\u7528\u9014\u3001\u8cb8\u6b3e\u689d\u6b3e\uff0c\u4ee5\u53ca\u9280\u884c\u8207\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u7684\u5be6\u969b\u5be9\u6279\u7d50\u679c\uff0c\u4e0d\u80fd\u55ae\u6191\u9280\u4e3b\u76e4\u7684\u6210\u4ea4\u50f9\u5224\u65b7\u3002<\/p>\n<h3>2. \u9280\u4e3b\u76e4\u9280\u884c\u4f30\u50f9\u4e0d\u8db3\uff1a\u9996\u671f\u53ef\u80fd\u5927\u5e45\u589e\u52a0<\/h3>\n<p>\u9280\u884c\u4f30\u50f9\u662f\u5f71\u97ff\u9280\u4e3b\u76e4\u6309\u63ed\u8cb8\u6b3e\u984d\u7684\u91cd\u8981\u56e0\u7d20\u3002<\/p>\n<p>\u9280\u884c\u4e0d\u6703\u55ae\u7d14\u6309\u8cb7\u5bb6\u7684\u6210\u4ea4\u50f9\u6279\u51fa\u8cb8\u6b3e\uff0c\u800c\u6703\u8003\u616e\u9280\u884c\u8a8d\u53ef\u4f30\u503c\u3001\u8cb8\u6b3e\u6210\u6578\u4e0a\u9650\u53ca\u7533\u8acb\u4eba\u7684\u9084\u6b3e\u80fd\u529b\u3002<\/p>\n<p>\u4f8b\u5982\uff0c\u8cb7\u5bb6\u4ee5500\u842c\u6e2f\u5143\u8cfc\u5165\u9280\u4e3b\u76e4\uff0c\u4f46\u9280\u884c\u53ea\u4f30\u50f9450\u842c\u6e2f\u5143\u3002<\/p>\n<p>\u5047\u8a2d\u9280\u884c\u9858\u610f\u6309\u4f30\u503c\u63d0\u4f9b70%\u6309\u63ed\uff1a<\/p>\n<table class=\"border-collapse table-auto w-full\" style=\"min-width: 75px;\">\n<colgroup>\n<col style=\"min-width: 25px;\">\n<col style=\"min-width: 25px;\">\n<col style=\"min-width: 25px;\"><\/colgroup>\n<tbody>\n<tr>\n<th class=\"border border-border bg-surface-sunken px-3 py-2 text-left font-medium\" colspan=\"1\" rowspan=\"1\">\n<p>\u8a08\u7b97\u9805\u76ee<\/p>\n<\/th>\n<th class=\"border border-border bg-surface-sunken px-3 py-2 text-left font-medium\" colspan=\"1\" rowspan=\"1\">\n<p>\u9280\u884c\u4f30\u503c500\u842c\u5143<\/p>\n<\/th>\n<th class=\"border border-border bg-surface-sunken px-3 py-2 text-left font-medium\" colspan=\"1\" rowspan=\"1\">\n<p>\u9280\u884c\u4f30\u503c450\u842c\u5143<\/p>\n<\/th>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u5be6\u969b\u6210\u4ea4\u50f9<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>HK$5,000,000<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>HK$5,000,000<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u9280\u884c\u8a8d\u53ef\u4f30\u503c<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>HK$5,000,000<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>HK$4,500,000<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u5047\u8a2d\u6309\u63ed\u6210\u6578<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>70%<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>70%<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u53ef\u501f\u8cb8\u6b3e\u984d<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>HK$3,500,000<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>HK$3,150,000<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>\u8cb7\u5bb6\u6240\u9700\u9996\u671f<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>HK$1,500,000<\/p>\n<\/td>\n<td class=\"border border-border px-3 py-2\" colspan=\"1\" rowspan=\"1\">\n<p>HK$1,850,000<\/p>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>\u7d50\u679c\uff1a\u55ae\u662f\u9280\u884c\u4f30\u50f9\u4e0d\u8db3\uff0c\u8cb7\u5bb6\u4fbf\u9700\u8981\u984d\u5916\u6e96\u509935\u842c\u6e2f\u5143\u9996\u671f\u3002<\/strong><\/p>\n<p>\u4ee5\u4e0a\u5c6c\u5047\u8a2d\u8a08\u7b97\uff0c\u4e26\u4e0d\u4ee3\u8868\u9280\u884c\u4e00\u5b9a\u6279\u51fa\u76f8\u95dc\u91d1\u984d\uff1b\u5be6\u969b\u8cb8\u6b3e\u4ecd\u9808\u901a\u904e\u4fe1\u8cb8\u3001\u5165\u606f\u53ca\u7269\u696d\u5be9\u6279\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u8cfc\u8cb7\u9280\u4e3b\u76e4\u524d\uff0c\u61c9\u5148\u5411\u9280\u884c\u67e5\u8a62\u521d\u6b65\u4f30\u50f9\uff0c\u4e26\u70ba\u4f30\u50f9\u4e0d\u8db3\u9810\u7559\u984d\u5916\u8cc7\u91d1\u3002<\/p>\n<h3>3. \u91d8\u5951\u3001\u7121\u5951\u6a13\u53ca\u534a\u5951\u6a13\uff1a\u53ef\u80fd\u5f71\u97ff\u9280\u4e3b\u76e4\u6309\u63ed<\/h3>\n<p>\u90e8\u5206\u9280\u4e3b\u76e4\u7684\u696d\u6b0a\u60c5\u6cc1\u8f03\u8907\u96dc\uff0c\u53ef\u80fd\u589e\u52a0\u6309\u63ed\u5be9\u6279\u96e3\u5ea6\u3002<\/p>\n<p><strong>\u91d8\u5951\u7269\u696d<\/strong><\/p>\n<p>\u300c\u91d8\u5951\u300d\u662f\u5e02\u5834\u4e0a\u5e38\u7528\u7684\u8aaa\u6cd5\uff0c\u4e00\u822c\u6307\u7269\u696d\u571f\u5730\u767b\u8a18\u518a\u4e0a\u51fa\u73fe\u67d0\u4e9b\u6cd5\u5ead\u547d\u4ee4\u3001\u62bc\u8a18\u3001\u6cd5\u5b9a\u901a\u77e5\u6216\u5176\u4ed6\u5f71\u97ff\u696d\u6b0a\u7684\u767b\u8a18\u7d00\u9304\u3002<\/p>\n<p>\u4e26\u975e\u6240\u6709\u76f8\u95dc\u7d00\u9304\u90fd\u6703\u4ee4\u9280\u884c\u62d2\u6279\u6309\u63ed\uff0c\u95dc\u9375\u5728\u65bc\u7d00\u9304\u7684\u6cd5\u5f8b\u6027\u8cea\u3001\u662f\u5426\u5df2\u7372\u89e3\u9664\uff0c\u4ee5\u53ca\u6703\u5426\u5f71\u97ff\u7269\u696d\u62b5\u62bc\u50f9\u503c\u3002<\/p>\n<p><strong>\u7121\u5951\u6a13\u6216\u7f3a\u5951\u6a13<\/strong><\/p>\n<p>\u5982\u679c\u91cd\u8981\u6a13\u5951\u907a\u5931\u3001\u696d\u6b0a\u6587\u4ef6\u4e0d\u5b8c\u6574\uff0c\u5f8b\u5e2b\u53ef\u80fd\u9700\u8981\u9032\u4e00\u6b65\u8abf\u67e5\u696d\u6b0a\u53ca\u6838\u5be6\u53ef\u5426\u63d0\u4f9b\u9280\u884c\u63a5\u53d7\u7684\u696d\u6b0a\u8b49\u660e\u3002<\/p>\n<p>\u90e8\u5206\u60c5\u6cc1\u53ef\u900f\u904e\u88dc\u5145\u6587\u4ef6\u8655\u7406\uff0c\u4f46\u4ea6\u53ef\u80fd\u589e\u52a0\u4ea4\u6613\u6642\u9593\uff0c\u751a\u81f3\u5f71\u97ff\u6309\u63ed\u5be9\u6279\u3002<\/p>\n<p><strong>\u534a\u5951\u6a13<\/strong><\/p>\n<p>\u300c\u534a\u5951\u6a13\u300d\u901a\u5e38\u662f\u6307\u53ea\u51fa\u552e\u7269\u696d\u7684\u90e8\u5206\u5171\u6709\u696d\u6b0a\uff0c\u4f8b\u5982\u5206\u6b0a\u5171\u6709\u7269\u696d\u4e2d\u7684\u67d0\u4e00\u4efd\u6b0a\u76ca\uff0c\u800c\u975e\u51fa\u552e\u6574\u500b\u55ae\u4f4d\u7684\u5b8c\u6574\u696d\u6b0a\u3002<\/p>\n<p>\u7531\u65bc\u8cb7\u5bb6\u53d6\u5f97\u7684\u53ea\u662f\u76f8\u95dc\u696d\u6b0a\u4efd\u984d\uff0c\u9280\u884c\u9808\u8003\u616e\u6709\u95dc\u6b0a\u76ca\u7684\u62b5\u62bc\u3001\u4f7f\u7528\u53ca\u8b8a\u73fe\u5b89\u6392\uff0c\u6309\u63ed\u53ef\u80fd\u8f03\u96e3\u7372\u6279\u3002<\/p>\n<p><strong>\u5efa\u8b70\uff1a<\/strong> \u53ea\u8981\u9280\u4e3b\u76e4\u6d89\u53ca\u4e0a\u8ff0\u4efb\u4f55\u4e00\u7a2e\u60c5\u6cc1\uff0c\u8cb7\u5bb6\u61c9\u5728\u51fa\u50f9\u524d\u59d4\u8a17\u5f8b\u5e2b\u5be9\u67e5\u696d\u6b0a\uff0c\u4e26\u5411\u8cb8\u6b3e\u6a5f\u69cb\u78ba\u8a8d\u5176\u662f\u5426\u63a5\u53d7\u76f8\u95dc\u7269\u696d\u4f5c\u62b5\u62bc\u3002<\/p>\n<h2>\u9280\u4e3b\u76e4\u98a8\u96aa\u6709\u54ea\u4e9b\uff1f6\u5927\u6f5b\u5728\u554f\u984c<\/h2>\n<h3>1. \u8cb7\u8ce3\u5408\u7d04\u53ef\u80fd\u6709\u8f03\u591a\u9644\u52a0\u689d\u6b3e<\/h3>\n<p>\u9280\u4e3b\u76e4\u7684\u8cb7\u8ce3\u5408\u7d04\u53ef\u80fd\u5305\u542b\u6709\u5229\u65bc\u9280\u4e3b\u7684\u7279\u5225\u689d\u6b3e\uff0c\u4f8b\u5982\u9650\u5236\u8ce3\u65b9\u5c0d\u7269\u696d\u72c0\u6cc1\u7684\u8cac\u4efb\u3001\u8981\u6c42\u8cb7\u5bb6\u627f\u64d4\u7279\u5b9a\u8cbb\u7528\uff0c\u6216\u8a02\u660e\u8f03\u56b4\u683c\u7684\u6210\u4ea4\u5b89\u6392\u3002<\/p>\n<p>\u5730\u7522\u4ee3\u7406\u76e3\u7ba1\u5c40\u66fe\u63d0\u9192\uff0c\u90e8\u5206\u9280\u4e3b\u76e4\u5408\u7d04\u53ef\u80fd\u6d89\u53ca\u4e0d\u4fdd\u8b49\u696d\u6b0a\u5b8c\u6574\u3001\u4e0d\u8ca0\u8cac\u975e\u6cd5\u6539\u5efa\u9084\u539f\u8cbb\u7528\uff0c\u751a\u81f3\u8981\u6c42\u8cb7\u5bb6\u652f\u4ed8\u67d0\u4e9b\u5f8b\u5e2b\u8cbb\u7528\u7b49\u689d\u6b3e\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u8cb7\u5bb6\u5207\u52ff\u672a\u7d93\u5f8b\u5e2b\u5be9\u95b1\u5408\u7d04\u4fbf\u8cbf\u7136\u7c3d\u7f72\u3002<\/p>\n<h3>2. \u539f\u696d\u4e3b\u62d6\u6b20\u7ba1\u7406\u8cbb\u53ca\u76f8\u95dc\u8cbb\u7528<\/h3>\n<p>\u9280\u4e3b\u76e4\u53ef\u80fd\u6d89\u53ca\u672a\u7e73\u4ed8\u7684\u7ba1\u7406\u8cbb\u3001\u76f8\u95dc\u5229\u606f\u53ca\u8ffd\u8a0e\u6b20\u6b3e\u7684\u5f8b\u5e2b\u8cbb\u7528\u3002<\/p>\n<p>\u5730\u7522\u4ee3\u7406\u76e3\u7ba1\u5c40\u66fe\u520a\u8f09\u4e00\u5b97\u500b\u6848\uff1a\u8cb7\u5bb6\u8cfc\u5165\u9280\u4e3b\u76e4\u5f8c\uff0c\u56e0\u5408\u7d04\u7684\u76f8\u95dc\u689d\u6b3e\uff0c\u9700\u8981\u627f\u64d4\u524d\u696d\u4e3b\u6240\u6b20\u7684\u7ba1\u7406\u8cbb\u3001\u5229\u606f\u53ca\u5f8b\u5e2b\u8cbb\u7528\uff0c\u5408\u5171\u903e4\u842c\u6e2f\u5143\u3002<\/p>\n<p>\u9019\u4e26\u4e0d\u4ee3\u8868\u6240\u6709\u9280\u4e3b\u76e4\u6b20\u6b3e\u90fd\u6703\u81ea\u52d5\u8f49\u79fb\u81f3\u65b0\u8cb7\u5bb6\uff0c\u800c\u662f\u63d0\u9192\u8cb7\u5bb6\uff1a<strong>\u6b20\u6b3e\u7684\u6027\u8cea\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8cb7\u8ce3\u5408\u7d04\u689d\u6b3e\uff0c\u5747\u6703\u5f71\u97ff\u6700\u7d42\u7531\u8ab0\u627f\u64d4\u8cbb\u7528\u3002<\/strong><\/p>\n<p>\u8a73\u60c5\u53ef\u53c3\u95b1<a href=\"https:\/\/www.eaa.org.hk\/zh-hk\/Information-Centre\/Publications\/The-Freshman\/start\/5-In-a-mortgagee-sale\" target=\"_blank\" rel=\"noopener noreferrer\">\u5730\u7522\u4ee3\u7406\u76e3\u7ba1\u5c40\uff1a\u300c\u9280\u4e3b\u76e4\u300d\u8cb7\u8ce3\u7559\u610f\u6240\u6709\u9644\u52a0\u689d\u6b3e<\/a>\u3002<\/p>\n<h3>3. \u7269\u696d\u53ef\u80fd\u5931\u4fee\u3001\u6f0f\u6c34\u6216\u5b58\u5728\u50ed\u5efa<\/h3>\n<p>\u90e8\u5206\u9280\u4e3b\u76e4\u53ef\u80fd\u9577\u671f\u7f3a\u4e4f\u7dad\u4fee\uff0c\u751a\u81f3\u6709\u6f0f\u6c34\u3001\u975e\u6cd5\u6539\u5efa\u3001\u50ed\u5efa\u7269\u6216\u5c1a\u672a\u9075\u5f9e\u7684\u6a13\u5b87\u547d\u4ee4\u3002<\/p>\n<p>\u82e5\u8cb7\u5bb6\u9808\u81ea\u884c\u627f\u64d4\u7dad\u4fee\u3001\u6e05\u62c6\u6216\u9084\u539f\u8cbb\u7528\uff0c\u5be6\u969b\u7f6e\u696d\u6210\u672c\u4fbf\u53ef\u80fd\u8d85\u51fa\u9810\u7b97\u3002<\/p>\n<p>\u6839\u64da<a href=\"https:\/\/www.bd.gov.hk\/tc\/safety-inspection\/ubw\/how-to-remove-UBW\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u5c4b\u5b87\u7f72\u7684\u50ed\u5efa\u7269\u8cc7\u6599<\/a>\uff0c\u5c4b\u5b87\u7f72\u53ef\u5c31\u9808\u4e88\u53d6\u7de0\u7684\u50ed\u5efa\u7269\u767c\u51fa\u6cd5\u5b9a\u6e05\u62c6\u547d\u4ee4\u6216\u8b66\u544a\u901a\u77e5\u3002<\/p>\n<p>\u8cb7\u5bb6\u61c9\u5728\u53ef\u884c\u60c5\u6cc1\u4e0b\u89aa\u81ea\u8996\u5bdf\u55ae\u4f4d\uff0c\u4e26\u67e5\u8a62\u76f8\u95dc\u6a13\u5b87\u7d00\u9304\u3002<\/p>\n<h3>4. \u571f\u5730\u67e5\u518a\u672a\u5fc5\u8db3\u4ee5\u78ba\u8a8d\u6240\u6709\u696d\u6b0a\u98a8\u96aa<\/h3>\n<p>\u571f\u5730\u67e5\u518a\u53ef\u5354\u52a9\u4e86\u89e3\u5df2\u767b\u8a18\u7684\u6309\u63ed\u3001\u62bc\u8a18\u53ca\u5176\u4ed6\u7522\u6b0a\u8ca0\u64d4\uff0c\u4f46\u4e0d\u7b49\u65bc\u7269\u696d\u4e00\u5b9a\u5177\u6709\u5b8c\u6574\u3001\u53ef\u63a5\u53d7\u7684\u696d\u6b0a\u3002<\/p>\n<p>\u6839\u64da<a href=\"https:\/\/www.landreg.gov.hk\/tc\/title\/background.htm\" target=\"_blank\" rel=\"noopener noreferrer\">\u571f\u5730\u8a3b\u518a\u8655\u7684\u8aaa\u660e<\/a>\uff0c\u9999\u6e2f\u73fe\u884c\u571f\u5730\u8a3b\u518a\u5236\u5ea6\u5c6c\u5951\u7d04\u8a3b\u518a\u5236\u5ea6\uff0c\u4e26\u4e0d\u4fdd\u8b49\u7269\u696d\u696d\u6b0a\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u8cb7\u5bb6\u9664\u67e5\u518a\u5916\uff0c\u4ea6\u61c9\u8b93\u5f8b\u5e2b\u5be9\u6838\u76f8\u95dc\u6a13\u5951\u53ca\u5176\u4ed6\u696d\u6b0a\u6587\u4ef6\u3002<\/p>\n<h3>5. \u7269\u696d\u672a\u5fc5\u80fd\u5920\u4ea4\u5409<\/h3>\n<p>\u90e8\u5206\u9280\u4e3b\u76e4\u53ef\u80fd\u9023\u79df\u7d04\u51fa\u552e\uff0c\u6216\u5b58\u5728\u4f54\u7528\u53ca\u4ea4\u6a13\u5b89\u6392\u4e0d\u660e\u78ba\u7b49\u60c5\u6cc1\u3002<\/p>\n<p>\u8cb7\u5bb6\u61c9\u78ba\u8a8d\u7269\u696d\u662f\u5426\u771f\u6b63\u4ea4\u5409\u3001\u79df\u7d04\u662f\u5426\u6709\u6548\u3001\u662f\u5426\u6709\u4eba\u7e7c\u7e8c\u4f54\u7528\uff0c\u4ee5\u53ca\u5408\u7d04\u5c0d\u4ea4\u6a13\u8cac\u4efb\u7684\u898f\u5b9a\u3002<\/p>\n<p>\u5982\u6253\u7b97\u8cfc\u5165\u5f8c\u81ea\u4f4f\uff0c\u66f4\u9808\u7559\u610f\u4ea4\u6a13\u6642\u9593\u6703\u5426\u5f71\u97ff\u500b\u4eba\u5165\u4f4f\u8a08\u5283\u3002<\/p>\n<h3>6. \u6309\u63ed\u672a\u7372\u6279\u53ef\u80fd\u5f71\u97ff\u6210\u4ea4\u53ca\u8a02\u91d1<\/h3>\n<p>\u9280\u4e3b\u76e4\u4ea4\u6613\u7684\u6210\u4ea4\u671f\u9650\u9808\u4f9d\u5408\u7d04\u898f\u5b9a\u3002<\/p>\n<p>\u5982\u679c\u8cb7\u5bb6\u4e2d\u6a19\u6216\u7c3d\u7d04\u5f8c\u624d\u767c\u73fe\u9280\u884c\u62d2\u6279\u6309\u63ed\u3001\u8cb8\u6b3e\u4e0d\u8db3\u6216\u7121\u6cd5\u6309\u671f\u653e\u6b3e\uff0c\u4fbf\u53ef\u80fd\u7121\u6cd5\u4f9d\u6642\u5b8c\u6210\u4ea4\u6613\u3002<\/p>\n<p>\u8996\u4e4e\u5408\u7d04\u689d\u6b3e\uff0c\u8cb7\u5bb6\u53ef\u80fd\u9762\u5c0d\u8a02\u91d1\u88ab\u6c92\u6536\u3001\u9055\u7d04\u8cac\u4efb\u6216\u5176\u4ed6\u6cd5\u5f8b\u53ca\u8ca1\u52d9\u5f8c\u679c\u3002<\/p>\n<p>\u56e0\u6b64\uff0c\u6309\u63ed\u521d\u6b65\u8a55\u4f30\u4e0d\u80fd\u53d6\u4ee3\u6b63\u5f0f\u5be9\u6279\uff0c\u6e96\u8cb7\u5bb6\u4e0d\u61c9\u5047\u8a2d\u9280\u884c\u4e00\u5b9a\u80fd\u8d95\u53ca\u6210\u4ea4\u65e5\u671f\u653e\u6b3e\u3002<\/p>\n<h2>\u8cb7\u9280\u4e3b\u76e4\u6ce8\u610f\u4e8b\u9805\uff1a\u51fa\u50f9\u524d\u5fc5\u505a\u76847\u9805\u6aa2\u67e5<\/h2>\n<p>\u60f3\u6e1b\u4f4e\u9280\u4e3b\u76e4\u8cb7\u8ce3\u98a8\u96aa\uff0c\u5efa\u8b70\u5728\u62cd\u8ce3\u3001\u5165\u6a19\u6216\u7c3d\u7d04\u524d\uff0c\u5b8c\u6210\u4ee5\u4e0b\u6aa2\u67e5\uff1a<\/p>\n<ol>\n<li>\n<p><strong>\u9032\u884c\u571f\u5730\u67e5\u518a\uff1a<\/strong> \u4e86\u89e3\u7269\u696d\u767b\u8a18\u8cc7\u6599\u3001\u6309\u63ed\u3001\u62bc\u8a18\u53ca\u6cd5\u5ead\u547d\u4ee4\u7b49\u7d00\u9304\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u59d4\u8a17\u5f8b\u5e2b\u6838\u5be6\u696d\u6b0a\uff1a<\/strong> \u78ba\u8a8d\u8ce3\u65b9\u51fa\u552e\u6b0a\u9650\u3001\u696d\u6b0a\u6587\u4ef6\u53ca\u76f8\u95dc\u7522\u6b0a\u8ca0\u64d4\u80fd\u5426\u59a5\u5584\u8655\u7406\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u67e5\u8a62\u9280\u884c\u521d\u6b65\u4f30\u50f9\uff1a<\/strong> \u4e86\u89e3\u6309\u63ed\u8cb8\u6b3e\u984d\u53ca\u4f30\u50f9\u4e0d\u8db3\u6642\u6240\u9700\u7684\u984d\u5916\u9996\u671f\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u78ba\u8a8d\u7269\u696d\u6b20\u6b3e\uff1a<\/strong> \u5411\u76f8\u95dc\u4eba\u58eb\u67e5\u8a62\u7ba1\u7406\u8cbb\u3001\u5dee\u9909\u3001\u5730\u79df\u53ca\u5176\u4ed6\u7269\u696d\u76f8\u95dc\u8cbb\u7528\uff0c\u4e26\u7531\u5f8b\u5e2b\u6838\u5be6\u8cac\u4efb\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u6aa2\u67e5\u6a13\u5b87\u72c0\u6cc1\uff1a<\/strong> \u7559\u610f\u5931\u4fee\u3001\u50ed\u5efa\u7269\u3001\u6a13\u5b87\u547d\u4ee4\u53ca\u6f5b\u5728\u7dad\u4fee\u8cbb\u7528\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u78ba\u8a8d\u4ea4\u5409\u53ca\u6210\u4ea4\u5b89\u6392\uff1a<\/strong> \u6838\u5c0d\u79df\u7d04\u3001\u4f54\u7528\u60c5\u6cc1\u3001\u8a02\u91d1\u3001\u4ed8\u6b3e\u671f\u9650\u53ca\u9055\u7d04\u689d\u6b3e\u3002<\/p>\n<\/li>\n<li>\n<p><strong>\u9810\u7559\u984d\u5916\u8cc7\u91d1\uff1a<\/strong> \u9664\u9996\u671f\u5916\uff0c\u4ea6\u8003\u616e\u5370\u82b1\u7a05\u3001\u5f8b\u5e2b\u8cbb\u3001\u7dad\u4fee\u8cbb\u3001\u6309\u63ed\u4fdd\u8cbb\u53ca\u5176\u4ed6\u53ef\u80fd\u958b\u652f\u3002<\/p>\n<\/li>\n<\/ol>\n<p><strong>\u6700\u91cd\u8981\u7684\u662f\uff1a\u5148\u4e86\u89e3\u7269\u696d\u7684\u6cd5\u5f8b\u53ca\u878d\u8cc7\u98a8\u96aa\uff0c\u518d\u6c7a\u5b9a\u662f\u5426\u51fa\u50f9\u3002<\/strong><\/p>\n<h2>\u8cb7\u9280\u4e3b\u76e4\u8981\u6e96\u5099\u591a\u5c11\u9322\uff1f\u9996\u671f\u53ca\u984d\u5916\u8cbb\u7528\u8a08\u7b97<\/h2>\n<p>\u8cb7\u9280\u4e3b\u76e4\u7684\u8cc7\u91d1\u9810\u7b97\uff0c\u4e0d\u61c9\u53ea\u8a08\u7b97\u6a13\u50f9\u8207\u9996\u671f\u5dee\u984d\u3002<\/p>\n<p>\u5be6\u969b\u73fe\u91d1\u9700\u8981\u901a\u5e38\u53d6\u6c7a\u65bc\u53ef\u7372\u6279\u7684\u8cb8\u6b3e\u984d\u3001\u5370\u82b1\u7a05\u3001\u4ea4\u6613\u8cbb\u7528\uff0c\u4ee5\u53ca\u9700\u8981\u7531\u8cb7\u5bb6\u8ca0\u64d4\u7684\u5176\u4ed6\u958b\u652f\u3002<\/p>\n<p>\u5047\u8a2d\u4e00\u500b\u79c1\u4eba\u4f4f\u5b85\u9280\u4e3b\u76e4\uff1a<\/p>\n<ul>\n<li>\n<p>\u6210\u4ea4\u50f9\uff1a500\u842c\u6e2f\u5143<\/p>\n<\/li>\n<li>\n<p>\u9280\u884c\u4f30\u50f9\uff1a450\u842c\u6e2f\u5143<\/p>\n<\/li>\n<li>\n<p>\u5047\u8a2d\u7372\u6279\u6309\u63ed\u6210\u6578\uff1a70%<\/p>\n<\/li>\n<li>\n<p>\u9280\u884c\u8cb8\u6b3e\u984d\uff1a315\u842c\u6e2f\u5143<\/p>\n<\/li>\n<li>\n<p>\u8cb7\u5bb6\u6240\u9700\u9996\u671f\uff1a185\u842c\u6e2f\u5143<\/p>\n<\/li>\n<\/ul>\n<p>\u6309\u7a05\u52d9\u5c40\u81ea2026\u5e742\u670826\u65e5\u8d77\u9069\u7528\u7684\u4f4f\u5b85\u7269\u696d\u5f9e\u50f9\u5370\u82b1\u7a05\u7a05\u7387\uff0c\u5728\u6b64\u4f8b\u5b50\u4e2d\uff0c\u5047\u8a2d\u61c9\u8ab2\u7a05\u50f9\u503c\u70ba500\u842c\u6e2f\u5143\u4e14\u6c92\u6709\u5176\u4ed6\u7279\u5225\u5b89\u6392\uff0c\u7a05\u984d\u70ba\uff1a<\/p>\n<p>500\u842c\u6e2f\u5143 \u00d7 2.25% = <strong>112,500\u6e2f\u5143<\/strong><\/p>\n<p>\u56e0\u6b64\uff0c\u8cb7\u5bb6\u9700\u8981\u6e96\u5099\u7684\u9996\u671f\u53ca\u4e0a\u8ff0\u5370\u82b1\u7a05\u5408\u8a08\u70ba\uff1a<\/p>\n<p><strong>HK$1,850,000 + HK$112,500 = HK$1,962,500<\/strong><\/p>\n<p>\u5373\u7d04196.25\u842c\u6e2f\u5143\uff0c\u5c1a\u672a\u5305\u62ec\u5f8b\u5e2b\u8cbb\u3001\u7dad\u4fee\u3001\u4f63\u91d1\uff08\u5982\u9069\u7528\uff09\u3001\u6309\u63ed\u76f8\u95dc\u8cbb\u7528\u53ca\u5176\u4ed6\u6f5b\u5728\u958b\u652f\u3002<\/p>\n<p>\u5df2\u652f\u4ed8\u800c\u53ef\u62b5\u4f5c\u6a13\u50f9\u7684\u8a02\u91d1\uff0c\u5c6c\u65bc\u4e0a\u8ff0\u9996\u671f\u7684\u4e00\u90e8\u5206\uff0c\u4e0d\u61c9\u91cd\u8907\u8a08\u7b97\u3002<\/p>\n<p>\u4ee5\u4e0a\u50c5\u70ba\u8aaa\u660e\u6027\u4f8b\u5b50\u3002\u5370\u82b1\u7a05\u5be6\u969b\u91d1\u984d\u53ca\u8a08\u7b97\u57fa\u6e96\u61c9\u53c3\u8003<a href=\"https:\/\/www.ird.gov.hk\/chi\/faq\/avd.htm\" target=\"_blank\" rel=\"noopener noreferrer\">\u7a05\u52d9\u5c40\u6700\u65b0\u5f9e\u50f9\u5370\u82b1\u7a05\u8cc7\u6599<\/a>\u3002<\/p>\n<h2>\u9280\u4e3b\u76e4\u8cb7\u5514\u8cb7\u5f97\u904e\uff1f\u5982\u4f55\u5224\u65b7\u662f\u5426\u771f\u7684\u300c\u57f7\u5230\u5e73\u8ca8\u300d\uff1f<\/h2>\n<p><strong>\u9280\u4e3b\u76e4\u503c\u4e0d\u503c\u5f97\u8cb7\uff0c\u4e3b\u8981\u53d6\u6c7a\u65bc\u5be6\u969b\u6210\u4ea4\u50f9\u3001\u7269\u696d\u72c0\u6cc1\u3001\u6cd5\u5f8b\u98a8\u96aa\u8207\u6574\u9ad4\u7f6e\u696d\u6210\u672c\uff0c\u800c\u4e0d\u662f\u55ae\u770b\u53eb\u50f9\u662f\u5426\u4f4e\u65bc\u5e02\u50f9\u3002<\/strong><\/p>\n<p>\u90e8\u5206\u9280\u4e3b\u76e4\u53ef\u80fd\u56e0\u9280\u4e3b\u5e0c\u671b\u51fa\u552e\u7269\u696d\u800c\u4ee5\u8f03\u5177\u7af6\u722d\u529b\u7684\u53eb\u50f9\u63a8\u51fa\uff0c\u4f46\u71b1\u9580\u55ae\u4f4d\u7d93\u904e\u7af6\u6295\u5f8c\uff0c\u6700\u7d42\u6210\u4ea4\u50f9\u4ea6\u53ef\u80fd\u63a5\u8fd1\u4e00\u822c\u4e8c\u624b\u5e02\u5834\u6c34\u5e73\u3002<\/p>\n<p>\u4f8b\u5982\uff0c\u4e00\u500b\u9280\u4e3b\u76e4\u8868\u9762\u4e0a\u6bd4\u540c\u5340\u76f8\u4f3c\u55ae\u4f4d\u4fbf\u5b9c\uff0c\u4f46\u82e5\u9700\u8981\u5927\u984d\u7dad\u4fee\u3001\u652f\u4ed8\u5408\u7d04\u6307\u5b9a\u7684\u6b20\u6b3e\uff0c\u6216\u56e0\u4f30\u50f9\u4e0d\u8db3\u800c\u589e\u52a0\u9996\u671f\uff0c\u8cb7\u5bb6\u7684\u8ca1\u52d9\u58d3\u529b\u4fbf\u53ef\u80fd\u9ad8\u65bc\u9810\u671f\u3002<\/p>\n<p>\u8cb7\u5bb6\u53ef\u5f9e\u4ee5\u4e0b\u4e09\u65b9\u9762\u8a55\u4f30\uff1a<\/p>\n<p><strong>\u7b2c\u4e00\uff0c\u6bd4\u8f03\u771f\u5be6\u6210\u4ea4\u50f9\u3002<\/strong> \u53c3\u8003\u540c\u5340\u3001\u76f8\u8fd1\u9762\u7a4d\u3001\u6a13\u9f61\u3001\u6a13\u5c64\u53ca\u7269\u696d\u72c0\u6cc1\u7684\u8fd1\u671f\u6210\u4ea4\uff0c\u800c\u4e0d\u662f\u53ea\u6bd4\u8f03\u5e02\u5834\u53eb\u50f9\u3002<\/p>\n<p><strong>\u7b2c\u4e8c\uff0c\u8a08\u7b97\u7e3d\u7f6e\u696d\u6210\u672c\u3002<\/strong> \u5305\u62ec\u6a13\u50f9\u3001\u7a05\u8cbb\u3001\u5f8b\u5e2b\u8cbb\u7528\u3001\u6309\u63ed\u76f8\u95dc\u8cbb\u7528\u3001\u7dad\u4fee\u53ca\u5176\u4ed6\u61c9\u7531\u8cb7\u5bb6\u627f\u64d4\u7684\u652f\u51fa\u3002<\/p>\n<p><strong>\u7b2c\u4e09\uff0c\u8a55\u4f30\u98a8\u96aa\u662f\u5426\u53ef\u63a5\u53d7\u3002<\/strong> \u5373\u4f7f\u50f9\u683c\u5438\u5f15\uff0c\u82e5\u696d\u6b0a\u4e0d\u6e05\u3001\u7121\u6cd5\u4ea4\u5409\u6216\u96e3\u4ee5\u53d6\u5f97\u6309\u63ed\uff0c\u4ea6\u672a\u5fc5\u9069\u5408\u4e00\u822c\u81ea\u4f4f\u8cb7\u5bb6\u3002<\/p>\n<p>\u9280\u4e3b\u76e4\u7684\u771f\u6b63\u50f9\u503c\uff0c\u5728\u65bc\u8cb7\u5bb6\u80fd\u5426\u4ee5\u5408\u7406\u50f9\u683c\uff0c\u8cfc\u5165\u696d\u6b0a\u3001\u8ca1\u52d9\u53ca\u5be6\u969b\u4f7f\u7528\u98a8\u96aa\u5747\u53ef\u63a5\u53d7\u7684\u7269\u696d\u3002<\/p>\n<h2>\u9280\u4e3b\u76e4\u5e38\u898b\u554f\u984c FAQ<\/h2>\n<h3>1. \u9280\u4e3b\u76e4\u53ef\u4ee5\u505a\u9280\u884c\u6309\u63ed\u55ce\uff1f<\/h3>\n<p>\u53ef\u4ee5\u7533\u8acb\u3002\u9280\u4e3b\u76e4\u4e26\u975e\u4e00\u5f8b\u4e0d\u80fd\u627f\u9020\u9280\u884c\u6309\u63ed\uff0c\u4f46\u9280\u884c\u4ecd\u6703\u8a55\u4f30\u696d\u6b0a\u3001\u7269\u696d\u7528\u9014\u3001\u4f30\u50f9\u3001\u6a13\u9f61\u53ca\u7533\u8acb\u4eba\u7684\u9084\u6b3e\u80fd\u529b\u3002\u82e5\u7269\u696d\u6d89\u53ca\u91cd\u5927\u696d\u6b0a\u6216\u5176\u4ed6\u62b5\u62bc\u98a8\u96aa\uff0c\u9280\u884c\u53ef\u80fd\u8abf\u4f4e\u8cb8\u6b3e\u984d\u6216\u62d2\u7d55\u6279\u6838\u3002<\/p>\n<h3>2. \u9280\u4e3b\u76e4\u6700\u9ad8\u53ef\u4ee5\u6309\u5e7e\u6210\uff1f<\/h3>\n<p>\u4e00\u822c\u9280\u884c\u6309\u63ed\u7684\u76e3\u7ba1\u4e0a\u9650\u70ba70%\u3002\u7b26\u5408\u6309\u63ed\u4fdd\u96aa\u8a08\u5283\u689d\u4ef6\u7684\u4f4f\u5b85\u7269\u696d\uff0c\u6709\u6a5f\u6703\u7533\u8acb80%\u6216\u6700\u9ad890%\u6309\u63ed\uff0c\u4f46\u4ecd\u9808\u7b26\u5408\u6a13\u50f9\u3001\u7533\u8acb\u4eba\u8cc7\u683c\u3001\u81ea\u4f4f\u53ca\u5176\u4ed6\u76f8\u95dc\u8981\u6c42\uff0c\u4e26\u7372\u9280\u884c\u8207\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\u6279\u51c6\u3002<\/p>\n<h3>3. \u9280\u4e3b\u76e4\u6309\u63ed\u5229\u7387\u6703\u5426\u8f03\u9ad8\uff1f<\/h3>\n<p>\u4e0d\u4e00\u5b9a\u3002\u9280\u884c\u6703\u6309\u7533\u8acb\u4eba\u7684\u4fe1\u8cb8\u3001\u9084\u6b3e\u80fd\u529b\u3001\u7269\u696d\u98a8\u96aa\u53ca\u8cb8\u6b3e\u7522\u54c1\u91d0\u5b9a\u5229\u7387\uff0c\u9280\u4e3b\u76e4\u8eab\u4efd\u672c\u8eab\u4e0d\u4ee3\u8868\u5229\u7387\u5fc5\u7136\u8f03\u9ad8\u3002\u8cb7\u5bb6\u61c9\u6bd4\u8f03\u5be6\u969b\u5e74\u5229\u7387\u3001\u73fe\u91d1\u56de\u8d08\u3001\u8cbb\u7528\u53ca\u6574\u9ad4\u8cb8\u6b3e\u689d\u6b3e\u3002<\/p>\n<h3>4. \u9280\u4e3b\u76e4\u9280\u884c\u4f30\u50f9\u4e0d\u8db3\u600e\u9ebc\u8fa6\uff1f<\/h3>\n<p>\u8cb7\u5bb6\u901a\u5e38\u9700\u8981\u589e\u52a0\u9996\u671f\u3001\u8abf\u6574\u878d\u8cc7\u5b89\u6392\u6216\u91cd\u65b0\u8a55\u4f30\u4ea4\u6613\u662f\u5426\u53ef\u884c\u3002\u7531\u65bc\u5408\u7d04\u53ef\u80fd\u8a02\u6709\u56b4\u683c\u6210\u4ea4\u671f\u9650\uff0c\u51fa\u50f9\u524d\u61c9\u5148\u67e5\u8a62\u9280\u884c\u521d\u6b65\u4f30\u50f9\uff0c\u907f\u514d\u7c3d\u7d04\u5f8c\u624d\u767c\u73fe\u8cc7\u91d1\u4e0d\u8db3\u3002<\/p>\n<h3>5. \u539f\u696d\u4e3b\u6b20\u7ba1\u7406\u8cbb\uff0c\u65b0\u8cb7\u5bb6\u4e00\u5b9a\u8981\u8ca0\u8cac\u55ce\uff1f<\/h3>\n<p>\u4e0d\u4e00\u5b9a\u3002\u8cac\u4efb\u9808\u8996\u4e4e\u6b20\u6b3e\u6027\u8cea\u3001\u76f8\u95dc\u6cd5\u5f8b\u53ca\u8cb7\u8ce3\u5408\u7d04\u3002\u90e8\u5206\u9280\u4e3b\u76e4\u689d\u6b3e\u53ef\u80fd\u8981\u6c42\u8cb7\u5bb6\u627f\u64d4\u6307\u5b9a\u7269\u696d\u6b20\u6b3e\u3001\u5229\u606f\u6216\u6cd5\u5f8b\u8cbb\u7528\uff0c\u7c3d\u7d04\u524d\u61c9\u7531\u5f8b\u5e2b\u6838\u5be6\u3002<\/p>\n<h3>6. \u8cfc\u8cb7\u9280\u4e3b\u76e4\u524d\u662f\u5426\u5fc5\u9808\u67e5\u518a\uff1f<\/h3>\n<p>\u5f37\u70c8\u5efa\u8b70\u3002\u8cb7\u5bb6\u672a\u5fc5\u9700\u8981\u89aa\u81ea\u8fa6\u7406\u67e5\u518a\uff0c\u4f46\u4ea4\u6613\u524d\u61c9\u900f\u904e\u67e5\u518a\u53ca\u5f8b\u5e2b\u5be9\u6838\u4e86\u89e3\u696d\u6b0a\u72c0\u6cc1\u3002\u571f\u5730\u767b\u8a18\u518a\u4e26\u4e0d\u4fdd\u8b49\u5b8c\u6574\u696d\u6b0a\uff0c\u4ea6\u4e0d\u4e00\u5b9a\u53cd\u6620\u6240\u6709\u672a\u767b\u8a18\u554f\u984c\uff0c\u56e0\u6b64\u4e0d\u80fd\u53ea\u6191\u67e5\u518a\u7d50\u679c\u6c7a\u5b9a\u662f\u5426\u8cfc\u8cb7\u3002<\/p>\n<h3>7. \u9280\u4e3b\u76e4\u53ef\u4ee5\u7747\u6a13\u55ce\uff1f<\/h3>\n<p>\u8996\u4e4e\u7269\u696d\u7684\u4f54\u7528\u53ca\u653e\u552e\u5b89\u6392\u3002\u90e8\u5206\u9280\u4e3b\u76e4\u53ef\u9810\u7d04\u8996\u5bdf\uff0c\u4f46\u90e8\u5206\u53ef\u80fd\u56e0\u79df\u5ba2\u3001\u4f54\u7528\u6216\u5176\u4ed6\u9650\u5236\u800c\u7121\u6cd5\u9032\u5165\u55ae\u4f4d\u3002\u82e5\u4e0d\u80fd\u5be6\u5730\u8996\u5bdf\uff0c\u8cb7\u5bb6\u61c9\u66f4\u52a0\u5be9\u614e\u8a55\u4f30\u7dad\u4fee\u53ca\u7269\u696d\u72c0\u6cc1\u98a8\u96aa\u3002<\/p>\n<h3>8. \u8cb7\u9280\u4e3b\u76e4\u4e2d\u6a19\u5f8c\uff0c\u9280\u884c\u4e0d\u6279\u6309\u63ed\u53ef\u4ee5\u53d6\u6d88\u4ea4\u6613\u55ce\uff1f<\/h3>\n<p>\u662f\u5426\u80fd\u5920\u53d6\u6d88\u53ca\u9808\u627f\u64d4\u4ec0\u9ebc\u8cac\u4efb\uff0c\u9808\u8996\u4e4e\u5408\u7d04\u689d\u6b3e\u3002\u4e00\u822c\u800c\u8a00\uff0c\u8cb7\u5bb6\u4e0d\u80fd\u5047\u8a2d\u6309\u63ed\u88ab\u62d2\u4fbf\u53ef\u7121\u689d\u4ef6\u9000\u51fa\u4ea4\u6613\uff1b\u9055\u7d04\u53ef\u80fd\u5c0e\u81f4\u8a02\u91d1\u640d\u5931\u6216\u5176\u4ed6\u8cac\u4efb\u3002\u56e0\u6b64\uff0c\u51fa\u50f9\u524d\u61c9\u5148\u78ba\u8a8d\u8cc7\u91d1\u5b89\u6392\uff0c\u4e26\u7531\u5f8b\u5e2b\u89e3\u91cb\u76f8\u95dc\u689d\u6b3e\u3002<\/p>\n<h3>9. \u9280\u4e3b\u76e4\u548c\u4e00\u822c\u4e8c\u624b\u6a13\uff0c\u54ea\u4e00\u7a2e\u8f03\u9069\u5408\u9996\u6b21\u7f6e\u696d\u4eba\u58eb\uff1f<\/h3>\n<p>\u6c92\u6709\u7d55\u5c0d\u7b54\u6848\u3002\u82e5\u8cb7\u5bb6\u8cc7\u91d1\u8f03\u5145\u88d5\u3001\u80fd\u5920\u6e05\u695a\u4e86\u89e3\u5408\u7d04\u53ca\u7269\u696d\u98a8\u96aa\uff0c\u9280\u4e3b\u76e4\u53ef\u80fd\u503c\u5f97\u6bd4\u8f03\uff1b\u82e5\u4e3b\u8981\u4f9d\u8cf4\u9ad8\u6210\u6578\u6309\u63ed\uff0c\u6216\u6c92\u6709\u8db3\u5920\u8cc7\u91d1\u61c9\u4ed8\u7a81\u767c\u8cbb\u7528\uff0c\u5247\u61c9\u66f4\u5be9\u614e\u8a55\u4f30\u9280\u4e3b\u76e4\u662f\u5426\u7b26\u5408\u7f6e\u696d\u9700\u8981\u3002<\/p>\n<h2>\u7e3d\u7d50\uff1a\u9280\u4e3b\u76e4\u53ef\u4ee5\u6709\u6a5f\u6703\uff0c\u4f46\u6309\u63ed\u3001\u67e5\u518a\u53ca\u98a8\u96aa\u8a55\u4f30\u4e0d\u53ef\u5c11<\/h2>\n<p>\u9280\u4e3b\u76e4\u6709\u6a5f\u6703\u70ba\u9999\u6e2f\u8cb7\u5bb6\u63d0\u4f9b\u66f4\u591a\u7269\u696d\u9078\u64c7\uff0c\u4f46\u4f4e\u53eb\u50f9\u4e26\u4e0d\u7b49\u65bc\u4f4e\u6210\u672c\u3002\u9280\u884c\u4f30\u50f9\u4e0d\u8db3\u3001\u696d\u6b0a\u554f\u984c\u3001\u7ba1\u7406\u8cbb\u6b20\u6b3e\u3001\u7269\u696d\u5931\u4fee\u53ca\u6210\u4ea4\u671f\u9650\uff0c\u90fd\u53ef\u80fd\u5f71\u97ff\u4ea4\u6613\u7d50\u679c\u3002<\/p>\n<p><strong>\u6e96\u5099\u8cb7\u9280\u4e3b\u76e4\uff0c\u6700\u91cd\u8981\u7684\u4e09\u4ef6\u4e8b\u662f\uff1a\u67e5\u6e05\u696d\u6b0a\u3001\u78ba\u8a8d\u878d\u8cc7\u80fd\u529b\uff0c\u4ee5\u53ca\u8a08\u7b97\u771f\u6b63\u7684\u7f6e\u696d\u6210\u672c\u3002<\/strong><\/p>\n<p>\u8cb7\u5bb6\u61c9\u5728\u62cd\u8ce3\u6216\u5165\u6a19\u524d\u505a\u597d\u67e5\u518a\u3001\u6cd5\u5f8b\u53ca\u6309\u63ed\u8a55\u4f30\uff0c\u4e26\u4fdd\u7559\u8db3\u5920\u8cc7\u91d1\uff0c\u4ee5\u61c9\u5c0d\u4ea4\u6613\u4e2d\u7684\u4e0d\u78ba\u5b9a\u6027\u3002<\/p>\n<h3>\u4e86\u89e3\u7269\u696d\u4f30\u50f9\u53ca\u8cb8\u6b3e\u5b89\u6392<\/h3>\n<p>\u82e5\u60f3\u521d\u6b65\u4e86\u89e3\u7269\u696d\u50f9\u503c\u53ca\u76f8\u95dc\u8cb8\u6b3e\u8cc7\u8a0a\uff0c\u53ef\u900f\u904e <a href=\"https:\/\/gicl.com.hk\/\" target=\"_blank\" rel=\"noopener noreferrer\"><strong>GICL\u74b0\u7403\u4fe1\u8cb8<\/strong><\/a> \u67e5\u8a62\u7269\u696d\u4f30\u50f9\u53ca\u7269\u696d\u8cb8\u6b3e\u670d\u52d9\u3002<\/p>\n<p>GICL\u63d0\u4f9b\u514d\u8cbb\u521d\u6b65\u7269\u696d\u4f30\u50f9\u670d\u52d9\uff0c\u6b61\u8fce\u586b\u5beb\u672c\u9801\u4e0b\u65b9\u7684\u7269\u696d\u4f30\u50f9\u67e5\u8a62\u8868\u683c\uff0c\u4e86\u89e3\u76f8\u95dc\u8cc7\u8a0a\u3002<\/p>\n<p><em>\u521d\u6b65\u7269\u696d\u4f30\u50f9\u4e0d\u7b49\u65bc\u9280\u884c\u6b63\u5f0f\u4f30\u50f9\u6216\u8cb8\u6b3e\u6279\u6838\u3002\u5be6\u969b\u8cb8\u6b3e\u689d\u6b3e\u53ca\u53ef\u6279\u91d1\u984d\uff0c\u9808\u4ee5\u76f8\u95dc\u8cb8\u6b3e\u6a5f\u69cb\u7684\u5be9\u6279\u70ba\u6e96\u3002<\/em><\/p>\n<hr>\n<h2>\u53c3\u8003\u8cc7\u6599<\/h2>\n<p>\u672c\u6587\u53c3\u8003\u4ee5\u4e0b\u9999\u6e2f\u5b98\u65b9\u53ca\u76e3\u7ba1\u6a5f\u69cb\u8cc7\u6599\uff0c\u8cc7\u6599\u6838\u5c0d\u65e5\u671f\u70ba2026\u5e7411\u670811\u65e5\uff1a<\/p>\n<ol>\n<li>\n<p><a href=\"https:\/\/www.hkma.gov.hk\/chi\/smart-consumers\/mortgages\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\uff1a\u6309\u63ed\u53ca\u76f8\u95dc\u5be9\u614e\u76e3\u7ba1\u63aa\u65bd<\/a><\/p>\n<\/li>\n<li>\n<p><a href=\"https:\/\/www.hkmc.com.hk\/chi\/our_business\/mortgage_insurance_programme.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u9999\u6e2f\u6309\u63ed\u8b49\u5238\u6709\u9650\u516c\u53f8\uff1a\u6309\u63ed\u4fdd\u96aa\u8a08\u5283<\/a><\/p>\n<\/li>\n<li>\n<p><a href=\"https:\/\/www.eaa.org.hk\/zh-hk\/Information-Centre\/Publications\/The-Freshman\/start\/5-In-a-mortgagee-sale\" target=\"_blank\" rel=\"noopener noreferrer\">\u5730\u7522\u4ee3\u7406\u76e3\u7ba1\u5c40\uff1a\u300c\u9280\u4e3b\u76e4\u300d\u8cb7\u8ce3\u7559\u610f\u6240\u6709\u9644\u52a0\u689d\u6b3e<\/a><\/p>\n<\/li>\n<li>\n<p><a href=\"https:\/\/www.eaa.org.hk\/zh-hk\/Information-Centre\/Publications\/Monograph-Conveyancing\/-2-Provisional-Agreement-for-Sale-and-Purchase\" target=\"_blank\" rel=\"noopener noreferrer\">\u5730\u7522\u4ee3\u7406\u76e3\u7ba1\u5c40\uff1a\u81e8\u6642\u8cb7\u8ce3\u5408\u7d04<\/a><\/p>\n<\/li>\n<li>\n<p><a href=\"https:\/\/www.landreg.gov.hk\/tc\/title\/background.htm\" target=\"_blank\" rel=\"noopener noreferrer\">\u571f\u5730\u8a3b\u518a\u8655\uff1a\u696d\u6b0a\u8a3b\u518a\u5236\u5ea6\u80cc\u666f<\/a><\/p>\n<\/li>\n<li>\n<p><a href=\"https:\/\/www.ird.gov.hk\/chi\/faq\/avd.htm\" target=\"_blank\" rel=\"noopener noreferrer\">\u7a05\u52d9\u5c40\uff1a\u5f9e\u50f9\u5370\u82b1\u7a05<\/a><\/p>\n<\/li>\n<li>\n<p><a href=\"https:\/\/www.bd.gov.hk\/tc\/safety-inspection\/ubw\/how-to-remove-UBW\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u5c4b\u5b87\u7f72\uff1a\u5982\u4f55\u6e05\u62c6\u50ed\u5efa\u7269<\/a><\/p>\n<\/li>\n<\/ol>\n<p><em>\u514d\u8cac\u8072\u660e\uff1a\u672c\u6587\u50c5\u4f9b\u4e00\u822c\u8cc7\u8a0a\u53c3\u8003\uff0c\u4e0d\u69cb\u6210\u500b\u5225\u6cd5\u5f8b\u3001\u7a05\u52d9\u3001\u6309\u63ed\u6216\u6295\u8cc7\u5efa\u8b70\u3002\u76f8\u95dc\u653f\u7b56\u3001\u8cb8\u6b3e\u689d\u4ef6\u53ca\u4ea4\u6613\u689d\u6b3e\u53ef\u80fd\u6539\u8b8a\uff0c\u8b80\u8005\u61c9\u6309\u500b\u5225\u60c5\u6cc1\u8aee\u8a62\u9280\u884c\u3001\u5f8b\u5e2b\u6216\u5176\u4ed6\u5408\u8cc7\u683c\u5c08\u696d\u4eba\u58eb\u3002<\/em><\/p>\n<p>GICL \u74b0\u7403\u4fe1\u8cb8\u70ba\u6301\u724c\u653e\u50b5\u4eba\u96c6\u5718\uff0c\u5be6\u969b\u8cb8\u6b3e\u7531\u76f8\u95dc\u6301\u724c\u516c\u53f8\u63d0\u4f9b\uff0c\u724c\u7167\u8cc7\u6599\u3001\u9069\u7528\u606f\u7387\u3001\u8cbb\u7528\u53ca\u6700\u7d42\u6279\u6838\u5747\u4ee5\u6709\u6548\u724c\u7167\u3001\u6b63\u5f0f\u6587\u4ef6\u53ca\u5408\u7d04\u70ba\u6e96\u3002<\/p>\n<p><strong>GICL\u96c6\u5718\u76f8\u95dc\u6301\u724c\u516c\u53f8<\/strong><\/p>\n<ul>\n<li>\n<p>\u74b0\u7403\u4fe1\u8cb8\u6709\u9650\u516c\u53f8\uff1a\u653e\u50b5\u4eba\u724c\u7167\u865f\u78bc 82\/2026<\/p>\n<\/li>\n<li>\n<p>\u74b0\u7403\u8cb8\u6b3e\u6709\u9650\u516c\u53f8\uff1a\u653e\u50b5\u4eba\u724c\u7167\u865f\u78bc 421\/2026<\/p>\n<\/li>\n<li>\n<p>\u74b0\u7403\u7269\u696d\u6309\u63ed\u6709\u9650\u516c\u53f8\uff1a\u653e\u50b5\u4eba\u724c\u7167\u865f\u78bc 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