Board of Directors

Ms. Wang Yao
Ms. Jin Xiaoqin
Ms. Yip Lee Ying

Dr. Ng Lai Man, Carmen
Mr. Man Yiu Kwong, Nick
Mr. Tang, Warren Louis

MS. WANG YAO

Ms. Wang Yao (王瑤), is the chairman and chief executive of our Company and was appointed as Director on 20 January 2014 and designated as an executive Director on 24 July 2014. Ms. Wang is a co-founder of our Group and is responsible for the overall management of the money lending business as well as strategic planning and development of our Group. In particular, she has developed our Group’s overall business model and product portfolio as well as formulated our advertising and marketing strategy. Ms. Wang also serves as director to a number of subsidiaries of our Group. Ms. Wang graduated from Macquarie University in Australia with a double bachelor’s degree in applied finance and commerce accounting and a master degree of applied finance. She also obtained the degree of Master of Science in Management from the Stanford University.

MS. JIN XIAOQIN

Ms. Jin Xiaoqin (金曉琴), was appointed as Director on 9 April 2014 and designated as an executive Director on 24 July 2014. Ms. Jin is a co-founder of our Group and an experienced property investor. Between July 2006 and July 2008 she was the director of a privately held company in Hong Kong which, through its subsidiaries, was engaged in motorcycle manufacturing and trading business in the PRC. She is responsible for overall management of our Group’s business and operations and participating in monitoring of our Group’s treasury functions.

MS. YIP LEE YING

Ms. Yip Lee Ying (葉莉盈) was appointed as an executive Director with effect from 28 August 2020. Ms. Yip joined the Group since February 2016 as the chief financial officer and has also been appointed as the company secretary and authorised representative of the Company since April 2016. Ms. Yip is principally responsible for overseeing the Group’s financial management, internal control, company secretarial and corporate finance matters. Ms. Yip has over 10 years of experience in professional accounting and financial advisory services. Prior to joining the Group, Ms. Yip worked at Deloitte Hong Kong from 2007 to 2016. Ms. Yip obtained a Bachelor of Commerce degree in Accounting and Finance and a Master of Commerce degree in Funds Management from the University of New South Wales. She is a member of Hong Kong Institute of Certified Public Accountants.

DR. NG LAI MAN, CARMEN

Dr. Ng Lai Man, Carmen (吳麗文), was appointed as an independent non-executive Director with effect from 22 November 2014. Dr. Ng has about 30 years of experience in professional accounting and corporate finance in Hong Kong, the PRC, the United States and Europe. Dr. Ng is a practicing certified public accountant in Hong Kong, a fellow member of the Hong Kong Institute of Certified Public Accountants and The Association of Chartered Certified Accountants in the United Kingdom, and an associate member of The Institute of Chartered Accountants in England and Wales. She is currently a director of Cosmos CPA Limited and Redwood Asset Management Limited, a company licensed with the Securities and Futures Commission in Hong Kong. She received her Doctor of Business Administration Degree from The Hong Kong Polytechnic University, Juris Doctor Degree from The Chinese University of Hong Kong, Master of Laws Degree in Corporate and Financial Laws from The University of Hong Kong, Master of Business Administration Degree from The Chinese University of Hong Kong, Master of Professional Accounting Degree from The Hong Kong Polytechnic University and Master of Science in Global Finance from The Hong Kong University of Science and Technology and Leonard N. Stern School of Business of New York University. She is currently an independent non-executive director of eSun Holdings Limited (stock code: 571),Lion Rock Group Limited (stock code: 1127) and Moiselle International Holdings Limited (stock code: 130), all being listed companies in Hong Kong.

MR. MAN YIU KWONG, NICK

Mr. Man Yiu Kwong, Nick (文耀光), was appointed as an independent non-executive Director with effect from 1 January 2016. Mr. Man has over 20 years of experience in the corporate finance field. Mr. Man obtained a Bachelor’s Degree of Business Administration from Simon Fraser University, Canada in October 1993. He has been an associate member of Hong Kong Institute of Certified Public Accountants since January 2000 and a fellow member of the Association of Chartered Certified Accountants since September 2003. Mr. Man is currently an independent non-executive director of PanAsialum Holdings Company Limited (stock code: 2078), being a listed company in Hong Kong.

MR. TANG, WARREN LOUIS

Mr. Tang, Warren Louis (唐偉倫), was appointed an independent non-executive Director with effect from 22 November 2014. Mr. Tang was called to the Bar of Hong Kong in the High Court of Hong Kong in December 2001 and since then has been a practising barrister and a member of the Hong Kong Bar Association. Mr. Tang has been a fellow member of the Hong Kong Institute of Arbitrators since 2019 and an arbitrator of the Guangzhou Arbitration Commission since 2020. Mr. Tang has also been appointed as the legal consultant of the Yan Chai Hospital Board since 2022. Mr. Tang graduated from the University of Toronto in June 1998 with a bachelor of applied science major in computer engineering. He obtained the postgraduate diploma in English and Hong Kong law from Manchester Metropolitan University in July 2000 and the postgraduate certificate in laws from The University of Hong Kong in June 2001. Mr Tang is currently an independent non-executive director of Unity Group Holdings International Limited (stock code: 1539), being a listed company in Hong Kong.