Global International Credit Group Limited is a listed company on the main board of Hong Kong, which subjects to strict supervision, with a high transparency of the company background, provides a variety of flexible repayment plans, fast approval to meet the needs of customers.
Applications are accepted by any person including retired person, housewife or self-employed person.
No income proof is required for either first mortgage/second mortgage/ loans for properties under the Home Ownership Scheme (“HOS”).
There is no handling fee, legal fee and valuation fee for a mortgage loan.
There is no fee to be paid during the loan application period and Global International Credit Group Limited provides free valuation, regardless of whether the customer’s loan is rejected or cancelled or not, there is no fee to be paid.
Same-day approval, the loan can be obtained as soon as the second working day.
If you have more than 1/2 of the title, you can apply for a mortgage loan.
Any person who only needs to hold a property in Hong Kong can accept a mortgage loan application.
Yes, the property is held by a Hong Kong company or an overseas company are accepted for application.
The owner is free to sell the mortgaged property at any time without prior consent from Global International Credit Group Limited.
Under normal circumstances, if the deed of gift is given more than 5 years also accept the application.
Global International Credit Group Limited entrusts a large-scale law firm in Central to handle mortgage loans to ensure the customers receive reliable mortgage services.
Applications are accepted for private residential, Chinese house, village houses, industrial and commercial buildings, shops, car parking spaces, land for housing, etc.
Repay net interest means that only interest on the principal is paid per month and repay the principal amount at loan maturity. Repay principal & interest means that the monthly installment includes the principal, similar as the bank’s mortgage loan.
Customers can choose to withdraw the loan separately and Global International Credit Group Limited provides a revolving standby line of credit.
You can fill in the application form on the Global International Credit Group Limited’s website/Whatsapp/Wechat / call the enquiry hotline, leave personal and property basic information, there will be a person to reply to the preliminary approval results later. If the customer accepts the terms, the customer submits the documents for formal application.