環球信貸集團有限公司為香港主板上市公司，受嚴格監管，公司背景高透明度，特設各種彈性還款計劃，快速批核迎合客戶所需。
No income proof is required for either first mortgage/second mortgage/ loans for properties under the Home Ownership Scheme (“HOS”).
Applications are accepted by any person including retired person, housewife or self-employed person.
Any person who only needs to hold a property in Hong Kong can accept a mortgage loan application.
Applications are accepted for private residential, Chinese house, village houses, industrial and commercial buildings, shops, car parking spaces, land for housing, etc.
If you have more than 1/2 of the title, you can apply for a mortgage loan.1/2業權以上If you have more than 1/2 of the title, you can apply for a mortgage loan.。
Yes, the property is held by a Hong Kong company or an overseas company are accepted for application.
Under normal circumstances, if the deed of gift is given more than 5 years also accept the application.
You can fill in the application form on the Global International Credit Group Limited’s website/Whatsapp/Wechat / call the enquiry hotline, leave personal and property basic information, there will be a person to reply to the preliminary approval results later. If the customer accepts the terms, the customer submits the documents for formal application.
Same-day approval, the loan can be obtained as soon as the second working day.
Global International Credit Group Limited entrusts a large-scale law firm in Central to handle mortgage loans to ensure the customers receive reliable mortgage services.
There is no handling fee, legal fee and valuation fee for a mortgage loan.
There is no fee to be paid during the loan application period and Global International Credit Group Limited provides free valuation, regardless of whether the customer’s loan is rejected or cancelled or not, there is no fee to be paid.
Repay net interest means that only interest on the principal is paid per month and repay the principal amount at loan maturity. Repay principal & interest means that the monthly instalment includes the principal, similar as the bank’s mortgage loan.
Customers can choose to withdraw the loan separately and Global International Credit Group Limited provides a revolving standby line of credit.
The owner is free to sell the mortgaged property at any time without prior consent from Global International Credit Group Limited.
We offer a free preliminary property valuation service. Please fill out the form below and we will get back to you as soon as possible.
