Mortgage rates as high as 80%
Annual interest rates as low as 8%
Special revolving standby credit line
No mortgage required
All Property Types & Ages Accepted
Free legal and valuation fees
No Income Proof Required
Borrow even if the land premium hasn’t been paid.
No penalty interest for early repayments
Fill out our online form or submit documents via WhatsApp/Email for a fast and easy start.
Processed instantly by our specialists, with preliminary approval results available in as fast as 15 minutes.
Sign the contract in person in as fast as 24 hours.
Get your cash cheque on the same day to instantly resolve your cash flow needs.
As Hong Kong’s third-largest licensed money lender, Global Credit has substantial capital reserves that far exceed those of typical small finance companies. We adhere to principles of compliance and transparency, with clear terms and absolutely no hidden fees, providing you with a stable and reliable financial backing.
By leveraging advanced fintech to streamline the approval process, you can apply online and, once approved, receive cash in as fast as 24 hours—promptly meeting your liquidity needs without delay.
More flexible and simpler approval process compared to banks!
Unstable self-employment? No proof of income? Too old?
GICL can tailor a plan specifically for you, helping you manage your funds flexibly and making repayment easier and more convenient.
GICL is a subsidiary of a Hong Kong Main Board–listed company (stock code: 1669) and ranks among the top three licensed money lenders in Hong Kong. Backed by strong capital strength and extensive property mortgage experience, we are committed to professional standards of high transparency and zero hidden fees, providing you with more flexible and reliable financing solutions than traditional banks.
Real stories from our satisfied clients. Discover how GICL's flexible plans and rapid approval help entrepreneurs overcome challenges and seize opportunities.
GICL provides the most flexible mortgage solutions. Whether it's a first or second mortgage, refinancing,
No Income Proof Required, No Stress Test Required, secure cash within 24 hours to resolve urgent financial needs.
We offer a free preliminary property valuation service. Please fill out the form below and we will get back to you as soon as possible.
